Cheapest Car Insurance In Little Rock, AR 2024
Southern Farm Bureau is the most affordable option in Little Rock, with an average monthly rate of $23 for minimum coverage.
We’ve saved shoppers an average of $600 per year on their car insurance.
When searching for the cheapest car insurance in Little Rock, AR, the available options can vary widely. For those looking for the lowest liability-only coverage, Southern Farm Bureau comes out on top. Additionally, drivers seeking more comprehensive protection will find that Southern Farm Bureau also provides the best rates for full coverage policies. Meanwhile, USAA offers the lowest rates for young drivers.
Cheapest Car Insurance Companies In Little Rock, AR 2024
Cheapest Car Insurance In Little Rock For Young Adults: USAA
USAA provides the most affordable quotes for young adults in Little Rock, with rates averaging around $96 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $96 | $1,152 |
| Southern Farm Bureau | $150 | $1,800 |
| State Farm | $145 | $1,740 |
| Direct Auto | $149 | $1,788 |
| Safeco | $150 | $1,800 |
Cheapest Minimum Coverage Car Insurance In Little Rock: Southern Farm Bureau
Southern Farm Bureau offers the most affordable car insurance for minimum coverage in Little Rock, with an average monthly cost of $23.
| Provider | Average Monthly Cost | Average Annual Cost |
| Southern Farm Bureau | $23 | $276 |
| Progressive | $47 | $564 |
| State Farm | $46 | $552 |
| Auto-Owners Insurance Co | $54 | $648 |
| Nationwide | $50 | $600 |
Cheapest Full Coverage Car Insurance In Little Rock: Southern Farm Bureau
Southern Farm Bureau offers the lowest car insurance rates for full coverage in Little Rock, with average quotes of $72 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Southern Farm Bureau | $72 | $864 |
| Auto-Owners Insurance Co | $100 | $1,200 |
| Nationwide | $77 | $924 |
| Shelter | $112 | $1,344 |
| Travelers | $96 | $1,152 |
Cheapest Auto Insurance Rates In Little Rock For Teenagers: State Farm
Teenage drivers in Little Rock can get the most affordable quotes from State Farm, with average monthly premiums of $313.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $313 | $3,741 |
| GEICO | $319 | $3,832 |
| Kemper | $327 | $3,921 |
| Travelers | $354 | $4,112 |
| Allstate | $380 | $4,591 |
Cheapest Car Insurance In Little Rock After A Speeding Ticket: Southern Farm Bureau
Southern Farm Bureau is much more affordable than other companies, offering average rates of $78 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Southern Farm Bureau | $78 | $936 |
| GEICO | $124 | $1,488 |
| State Farm | $115 | $1,380 |
| Auto-Owners Insurance Co | $134 | $1,608 |
| Nationwide | $120 | $1,440 |
Cheapest Car Insurance In Little Rock After At-Fault Accident: Southern Farm Bureau
Southern Farm Bureau provides the most affordable car insurance quotes for drivers with an at-fault incident, with an average monthly rate of $98.
| Provider | Average Monthly Cost | Average Annual Cost |
| Southern Farm Bureau | $98 | $1,176 |
| Hanover | $145 | $1,740 |
| State Farm | $124 | $1,488 |
| Nationwide | $152 | $1,824 |
| Travelers | $140 | $1,680 |
Cheapest Car Insurance In Little Rock For Drivers After A DUI: Southern Farm Bureau
Southern Farm Bureau offers the lowest rates for drivers with a DUI in Little Rock, with average monthly premiums of $92.
| Provider | Average Monthly Cost | Average Annual Cost |
| Southern Farm Bureau | $92 | $1,104 |
| Farmers | $152 | $1,824 |
| State Farm | $112 | $1,344 |
| Travelers | $154 | $1,848 |
| GEICO | $131 | $1,572 |
Cheapest Car Insurance In Little Rock For Seniors: Safeco
Safeco offers the lowest car insurance rates for seniors in Little Rock, with average quotes of $60 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Safeco | $60 | $720 |
| Southern Farm Bureau | $104 | $1,248 |
| Direct Auto | $73 | $876 |
| Nationwide | $105 | $1,260 |
| USAA | $85 | $1,020 |
Best Car Insurance Companies In Little Rock
Listed below are the top 10 car insurance companies in Little Rock, AR, ranked by their average monthly rates.
| Company | Monthly Premium |
| Cameron Mutual Group | $160 |
| Travelers | $78 |
| Jupiter Auto Insurance | $160 |
| Southern Farm Bureau | $121 |
| Farmers | $160 |
| State Farm | $130 |
| Auto-Owners Insurance Co | $43 |
| Safeco | $118 |
| Nationwide | $142 |
| Direct Auto | $137 |
Average Cost Of Car Insurance In Little Rock – By Vehicle
| Vehicle | Average Monthly Rate |
| 2014 Jeep Grand Cherokee | $113 |
| 2005 Hyundai Xg | $70 |
| 2019 Chevrolet Impala | $115 |
| 2013 Ford Focus | $75 |
| 2013 Nissan Altima | $111 |
How Much Is Car Insurance In Other Cities in Arkansas?
| City | Average Monthly Rate |
| Arkadelphia | $112 |
| Pine Bluff | $120 |
| Benton | $121 |
| North Little Rock | $113 |
| Fayetteville | $114 |
| Monticello | $98 |
| Fort Smith | $111 |
| Little Rock | $123 |
| Hot Springs National Park | $122 |
| Jonesboro | $114 |
Average Cost Of Auto Insurance In Little Rock – By Zip Code
| City | Average Monthly Rate |
| 72211 | $121 |
| 72204 | $124 |
| 72210 | $120 |
| 72209 | $120 |
| 72206 | $117 |
Average Cost Of Car Insurance In Little Rock – By Age
| Age | Average Yearly Rate |
| Teenagers | $2,160 |
| 20s | $1,812 |
| 30s | $1,332 |
| 40s | $1,140 |
| 50s | $1,224 |
| 60s | $1,080 |
| 70s | $1,440 |
Our Methodology
Based on a detailed analysis that includes customer service ratings, product options, pricing, and reviews from various online sources, I've developed a thorough overview of car insurance providers in Little Rock, AR.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Little Rock?
Southern Farm Bureau provides the lowest car insurance rates in Little Rock for both the minimum coverage required by the State of Arkansas and for full coverage, which includes comprehensive and collision protection.
What is the average cost of car insurance in Little Rock?
In Little Rock, the average cost of car insurance is around $124 per month. Rates can vary depending on factors such as your zip code, the year and model of your car, and your driving record.
