Cheapest Car Insurance In Los Angeles, CA 2024
If you’re shopping for the cheapest minimum coverage car insurance in Los Angeles, GEICO comes in at $37 per month.
We’ve saved shoppers an average of $600 per year on their car insurance.
Checking out car insurance rates in Los Angeles, CA, for the best deals can lead to finding a broad array of cost differences.
Looking for low-cost liability-only insurance? GEICO is your best bet. For full coverage, Progressive has unbeatable rates, and young drivers should consider State Farm for affordability.
Cheapest Car Insurance Companies In Los Angeles, CA
Cheapest Liability-only Car Insurance In Los Angeles: Auto-Owners
GEICO delivers the cheapest minimum coverage car insurance in Los Angeles, with an average cost of $37 per month.
Check the table below to understand how rates compare across insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $37 | $436 |
| Progressive | $58 | $701 |
| Country Financial | $39 | $465 |
| State Farm | $65 | $780 |
| Allstate | $59 | $708 |
Cheapest Full Coverage Insurance Rates In Los Angeles: Allstate
For full coverage car insurance in Los Angeles, Progressive has the cheapest rates, averaging $92 per month.
The table below gives a comparison of average car insurance quotes from low-cost insurers in Los Angeles.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allstate | $91 | $1,084 |
| Progressive | $133 | $1,597 |
| Auto-Owners | $84 | $1,008 |
| GEICO | $134 | $1,604 |
| State Farm | $120 | $1,420 |
Cheapest Car Insurance Rates For Seniors: Auto-Owners
The most budget-friendly car insurance for seniors in Los Angeles comes from State Farm, with an average rate of $87 per month.
The table compares average quotes from the most budget-friendly car insurers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $89 | $1,063 |
| State Farm | $101 | $1,205 |
| Allstate | $99 | $1,184 |
| Mercury | $113 | $1,350 |
| Progressive | $130 | $1,537 |
Cheapest Rates In Los Angeles For Teenagers: Allstate
The best rates for teenage drivers in Los Angeles come from State Farm, with average premiums of $313 per month.
This table outlines the companies with the most cost-effective insurance rates for teenage drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allstate | $179 | $2,140 |
| State Farm | $304 | $3,622 |
| Auto-Owners | $280 | $3,270 |
| GEICO | $298 | $3,566 |
| Progressive | $360 | $4,320 |
Cheapest Auto Insurance For Young Adults in Los Angeles: Allstate
At $238 per month on average, State Farm offers the lowest insurance quotes for young adults in Los Angeles.
Refer to the table below to compare low-cost auto insurance rates for young adults in Los Angeles.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allstate | $96 | $1,144 |
| State Farm | $149 | $1,782 |
| Auto-Owners | $120 | $1,430 |
| GEICO | $202 | $2,422 |
| Progressive | $168 | $1,972 |
Cheapest Car Insurance In Los Angeles For Good Drivers: Auto-Owners
For good drivers in Los Angeles, Auto-Owners offers the most affordable car insurance, averaging around $37 per month.
Good drivers can refer to the table below to compare average quotes from budget-friendly insurance companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $37 | $436 |
| Progressive | $58 | $701 |
| Country Financial | $39 | $465 |
| State Farm | $65 | $780 |
| Allstate | $59 | $708 |
Find affordable Los Angeles rates
Cheapest Car Insurance In Los Angeles After A Speeding Ticket: Auto-Owners
In Los Angeles, Auto-Owners stands out as a low-cost option, offering average rates of $96 per month for drivers with speeding violations on their record.
Use the table below to see average insurance rates for drivers with a speeding violation.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $96 | $1,142 |
| State Farm | $134 | $1,606 |
| Country Financial | $104 | $1,240 |
| Allstate | $103 | $1,230 |
| Progressive | $179 | $2,142 |
Cheapest For Drivers With After At-Fault Accident: Auto-Owners
For drivers with an at-fault incident, Auto-Owners offers the most affordable car insurance rates, with an average monthly premium of $108.
Here’s a list of car insurance companies providing the most affordable rates for drivers who have been at fault in an accident.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $108 | $1,290 |
| Country Financial | $110 | $1,304 |
| State Farm | $146 | $1,750 |
| GEICO | $198 | $2,372 |
| Progressive | $249 | $2,980 |
Cheapest Rates In Los Angeles For Drivers After A DUI: Allstate
For Los Angeles drivers who have a DUI, Allstate offers the most affordable insurance rates, averaging $123 per month.
Below is a table highlighting the most affordable rates for Los Angeles drivers who have a DUI on their record.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allstate | $123 | $1,474 |
| State Farm | $134 | $1,604 |
| Progressive | $218 | $2,610 |
| GEICO | $496 | $5,940 |
| Country Financial | $126 | $1,505 |
Best Car Insurance Companies In Los Angeles
Drivers in Los Angeles can get the best insurance deals from Auto-Owners at $37 per month. Other options to consider include Allstate at $59 and Country Financial at $39 monthly.
The following shows the top 10 car insurance companies in Los Angeles, CA, organized by their average monthly premiums.
| Company | Monthly Premium |
| Auto-Owners | $37 |
| State Farm | $65 |
| Allstate | $59 |
| Country Financial | $39 |
| GEICO | $65 |
| Mercury | $50 |
| Progressive | $58 |
| Farm Bureau | $60 |
| Safeco | $49 |
| Direct | $40 |
| Mile Auto | $52 |
Average Auto Insurance Rates In Los Angeles – By Age
One major factor that influences car insurance rates is age. Younger drivers usually have higher premiums due to their limited driving experience and a higher risk of accidents and violations. Teenagers can anticipate spending about $8,180 each year on car insurance.
Drivers often see a decrease in their insurance premiums when they reach 25 years of age, as long as they have a spotless driving history.
The best insurance rates are typically available to drivers in their 50s and early 60s. Insurers consider age as a measure of driving experience and risk, influencing how much premiums cost.
| Age | Average Yearly Rate |
| Teenagers | $8,180 |
| 20s | $3,546 |
| 30s | $2,440 |
| 40s | $2,260 |
| 50s | $2,11o |
| 60s | $2,080 |
| 70s | $2,050 |
Average Cost Of Auto Insurance In Los Angeles – By Zip Code
Zip codes play a crucial role in helping insurance companies evaluate crime rates in a region, resulting in different car insurance premiums for each zip code.
Below is a table where you can find the average insurance premiums for different zip codes in Los Angeles.
| Zip Code | Average Monthly Rate |
| 30349 | $257 |
| 30314 | $240 |
| 30310 | $229 |
| 30326 | $187 |
| 30341 | $195 |
Average Rates In Los Angeles – By Vehicle
| Vehicle | Average Monthly Rate |
| Toyota Camry | $106 |
| Hyundai Elantra | $93 |
| Toyota Camry | $90 |
| Hyundai Ioniq 5 | $110 |
| Dodge Charger | $100 |
How Much Is Car Insurance In Other Cities In California?
| City | Average Monthly Rate |
| Jurupa Valley | $140 |
| San Diego | $126 |
| Bakersfield | $132 |
| Culver City | $160 |
| Anderson | $123 |
| Pleasanton | $124 |
| Lynwood | $160 |
| Norwalk | $147 |
| Redlands | $143 |
| Lancaster | $181 |
Find affordable Los Angeles rates
Our Methodology
Leveraging a comprehensive analysis that considers multiple aspects including customer service ratings, product offerings, pricing, and a thorough assessment of various online review platforms and user feedback, I've developed a detailed understanding of the car insurance provider landscape in Los Angeles, California. This perspective is shaped by over 15 years of direct involvement in the industry as a licensed insurance agent, extensive interactions with representatives from diverse companies, and insights gained through firsthand experience.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Los Angeles?
In Los Angeles, the most affordable car insurance rates are provided by GEICO for both the minimum coverage mandated by the State of California and full coverage, which includes comprehensive and collision coverage.
What is the average cost of car insurance in Los Angeles?
The average cost of car insurance in Los Angeles is approximately $182 per month. Rates may vary depending on factors such as your zip code, the year and model of your car, driving record, and other relevant considerations.
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