Cheapest Car Insurance In Lowell, MA 2024
State Farm is the most affordable option in Lowell, offering an average rate of $25 per month for minimum coverage.
We’ve saved shoppers an average of $600 per year on their car insurance.
When searching for the cheapest car insurance in Lowell, MA, rates can vary widely.
For liability-only coverage, State Farm stands out as the best choice. Drivers seeking full coverage also find that State Farm offers the lowest rates, and it remains the most affordable option for young drivers as well.
Cheapest Car Insurance Companies In Lowell, MA 2024
Most Affordable Rates In Lowell For Teenagers: State Farm
In Lowell, teenage drivers can get the most affordable quotes from State Farm, with average monthly premiums of $90.
| Provider | Average Monthly Cost | Average Annual Cost |
| Safety Group | $215 | $2,580 |
| Preferred Mutual | $190 | $2,280 |
| Plymouth Rock Assurance | $150 | $1,800 |
| State Farm | $90 | $1,080 |
| USAA | $160 | $1,920 |
Cheapest Minimum Coverage Car Insurance In Lowell: State Farm
State Farm offers the lowest rates for minimum coverage in Lowell, with an average monthly cost of $25.
| Provider | Average Monthly Cost | Average Annual Cost |
| Safety Group | $40 | $480 |
| Plymouth Rock Assurance | $30 | $360 |
| Hanover | $38 | $456 |
| State Farm | $25 | $300 |
| Vermont Mutual | $35 | $420 |
Cheapest Full Coverage Rates In Lowell: State Farm
State Farm provides the lowest rates for full coverage in Lowell, with average quotes of $55 a month.
| Provider | Average Monthly Cost | Average Annual Cost |
| American Family | $75 | $900 |
| Safety Group | $90 | $1,080 |
| Vermont Mutual | $85 | $1,020 |
| Plymouth Rock Assurance | $60 | $720 |
| State Farm | $55 | $660 |
Cheapest Car Insurance In Lowell After A Speeding Ticket: State Farm
State Farm is quite affordable compared to other companies, with average rates of $60 a month.
| Provider | Average Monthly Cost | Average Annual Cost |
| American Family | $110 | $1,320 |
| Plymouth Rock Assurance | $85 | $1,020 |
| Vermont Mutual | $125 | $1,500 |
| State Farm | $60 | $720 |
| Safety Group | $105 | $1,260 |
Cheapest For Drivers With After At-Fault Accident: State Farm
State Farm provides the lowest car insurance quotes for drivers with an at-fault incident, averaging $75 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Safety Group | $160 | $1,920 |
| Plymouth Rock Assurance | $100 | $1,200 |
| Amica Mutual | $170 | $2,040 |
| State Farm | $75 | $900 |
| American Family | $105 | $1,260 |
Cheapest Car Insurance In Lowell For Drivers After A DUI: State Farm
State Farm offers the lowest rates for drivers in Lowell after a DUI, with average monthly premiums of $90.
| Provider | Average Monthly Cost | Average Annual Cost |
| American Family | $140 | $1,680 |
| Progressive | $160 | $1,920 |
| State Farm | $90 | $1,080 |
| Hanover | $150 | $1,800 |
| Plymouth Rock Assurance | $100 | $1,200 |
Cheapest For Seniors: State Farm
State Farm offers the lowest car insurance rates for seniors in Lowell, with average quotes of $47 a month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Safety Group | $80 | $960 |
| USAA | $100 | $1,200 |
| Preferred Mutual | $95 | $1,140 |
| State Farm | $47 | $564 |
| Pure Companies Grp | $85 | $1,020 |
Cheapest For Young Adults: State Farm
State Farm provides the lowest quotes for young adults in Lowell, with rates averaging around $70 a month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Preferred Mutual | $145 | $1,740 |
| Safety Group | $180 | $2,160 |
| State Farm | $70 | $840 |
| USAA | $165 | $1,980 |
| Liberty Mutual | $140 | $1,680 |
Best Car Insurance Companies In Lowell
Here are the top 10 car insurance companies in Lowell, MA, ranked by their average monthly rates:
| Company | Monthly Premium |
| Liberty Mutual | $120 |
| Safety Group | $135 |
| State Farm | $70 |
| Encompass | $143 |
| Pure Companies Grp | $105 |
| Norfolk and Dedham Group | $145 |
| Preferred Mutual | $125 |
| ACE American Pool | $170 |
| USAA | $130 |
| Metropolitan | $160 |
Average Rates In Lowell – By Age
| Age | Average Yearly Rate |
| Teenagers | $2,160 |
| 20s | $1,560 |
| 30s | $1,260 |
| 40s | $1,080 |
| 50s | $1,140 |
| 60s | $900 |
| 70s | $840 |
Average Rates In Lowell – By Vehicle
| Vehicle | Average Monthly Rate |
| 2020 Hyundai Elantra | $75 |
| 2014 Bmw 535 | $210 |
| 2021 Kia Forte | $120 |
| 2010 Ford Escape | $70 |
| 2006 Honda Civic | $60 |
Average Cost Of Auto Insurance In Lowell – By Zip Code
| City | Average Monthly Rate |
| 01850 | $108 |
| 01852 | $106 |
| 01854 | $110 |
| 01851 | $113 |
How Much Is Car Insurance In Other Cities in Massachusetts?
| City | Average Monthly Rate |
| Lawrence | $140 |
| Andover | $79 |
| New Bedford | $135 |
| Boston | $132 |
| Haverhill | $96 |
| Brockton | $156 |
| Framingham | $100 |
| Cambridge | $108 |
| Fall River | $128 |
| Chicopee | $96 |
Our Methodology
Based on a detailed analysis of customer service ratings, product options, pricing, and insights from online reviews and user experiences, I've developed a comprehensive overview of car insurance providers in Lowell, MA.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Lowell?
In Lowell, State Farm provides the lowest rates for both the minimum coverage required by Massachusetts and for full coverage, including comprehensive and collision coverage.
What is the average cost of car insurance in Lowell?
In Lowell, the average cost of car insurance is approximately $115 per month. Rates can vary based on factors such as your zip code, the year and model of your car, and your driving record.
