Cheapest Car Insurance In Lynwood, CA 2024
For basic car insurance in Lynwood, GEICO is the cheapest option, averaging $37 per month.
We’ve saved shoppers an average of $600 per year on their car insurance.
Options for cheap car insurance in Lynwood, CA, can differ a lot when you start comparing prices.
For liability-only car insurance, GEICO is the best value. Progressive has great full coverage rates, and State Farm is the most affordable for young drivers.
Cheapest Car Insurance Companies In Lynwood, CA
Cheapest Liability-only Car Insurance In Lynwood: Chubb
Lynwood drivers can find the cheapest minimum car insurance through GEICO, which charges an average of $37 per month.
The table below gives a detailed comparison of rates from different insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Chubb | $34 | $403 |
| Auto-Owners | $110 | $1,312 |
| Encompass | $96 | $1,130 |
| Progressive | $98 | $1,145 |
| GEICO | $103 | $1,227 |
Cheapest Full Coverage Insurance Rates In Lynwood: Chubb
With rates averaging $92 per month, Progressive is the best option for affordable full coverage car insurance in Lynwood.
The table below compares average quotes from some of the cheapest auto insurance providers in Lynwood.
| Provider | Average Monthly Cost | Average Annual Cost |
| Chubb | $84 | $1,006 |
| Auto-Owners | $199 | $2,370 |
| GEICO | $152 | $1,820 |
| State Farm | $412 | $4,937 |
| Farmers | $840 | $10,030 |
Cheapest Car Insurance Rates For Seniors: Chubb
Seniors in Lynwood can rely on State Farm for the cheapest car insurance, with an average monthly rate of $87.
This table outlines average car insurance rates from low-cost providers designed for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Chubb | $69 | $820 |
| Auto-Owners | $208 | $2,486 |
| GEICO | $153 | $1,832 |
| State Farm | $390 | $4,670 |
| Farmers | $745 | $8,930 |
Cheapest Rates In Lynwood For Teenagers: Progressive
Lynwood’s teenage drivers benefit from the cheapest car insurance rates with State Farm, at $313 monthly on average.
For teens seeking affordable insurance, the table below highlights the cheapest companies for teens.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $350 | $4,199 |
| Travelers | $989 | $11,834 |
| Auto-owners | $351 | $4,210 |
| State Farm | $1,159 | $13,904 |
| Farmers | $173 | $20,620 |
Cheapest Auto Insurance For Young Adults in Lynwood: GEICO
Lynwood’s young adult drivers can find the most affordable car insurance with State Farm, at an average of $238 monthly.
Check the table below to compare the cheapest auto insurance quotes for young adult drivers in Lynwood.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $153 | $1,825 |
| Progressive | $167 | $2,000 |
| Travelers | $210 | $2,520 |
| Auto-Owners | $212 | $2,540 |
| State Farm | $473 | $5,670 |
Cheapest Car Insurance In Lynwood For Good Drivers: Chubb
GEICO stands out for offering the cheapest car insurance for good drivers in Lynwood, with an average monthly cost of $37.
For safe drivers, the table below compares average quotes from the cheapest insurance companies.
| Provider | Average Monthly Cost | AverageAnnual Cost |
| Chubb | $34 | $403 |
| Auto-Owners | $110 | $1,312 |
| Encompass | $96 | $1,130 |
| Progressive | $98 | $1,145 |
| GEICO | $103 | $1,227 |
Find affordable Lynwood rates
Cheapest Car Insurance In Lynwood After A Speeding Ticket: USAA
State Farm is one of the most cost-effective car insurance providers in Lynwood for drivers with speeding tickets, offering average rates of $176 per month.
The table below provides a breakdown of average rates for drivers who have received a speeding ticket.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $191 | $2,292 |
| Progressive | $193 | $2,306 |
| State Farm | $618 | $7,410 |
| Auto-owners | $262 | $3,142 |
| Farmers | $1,086 | $13,020 |
Cheapest For Drivers With After At-Fault Accident: Progressive
For drivers involved in an at-fault accident, State Farm offers competitive rates, with an average cost of $193 per month.
These companies provide the best car insurance rates for drivers with a record of an at-fault accident.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $206 | $2,469 |
| GEICO | $407 | $4,880 |
| Auto-Owners | $231 | $2,772 |
| State Farm | $496 | $5,940 |
| Farmers | $1,143 | $13,690 |
Cheapest Rates In Lynwood For Drivers After A DUI: Progressive
For drivers with a DUI in Lynwood, State Farm delivers the cheapest insurance, with average monthly premiums of $188.
For the cheapest insurance rates in Lynwood after a DUI, refer to the table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $170 | $2,025 |
| Travelers | $784 | $9,415 |
| Auto-Owners | $490 | $5,860 |
| State Farm | $1,075 | $12,890 |
| Farmers | $1,114 | $13,360 |
Best Car Insurance Companies In Lynwood
Lynwood drivers should look into AAA California at $83 per month for the cheapest insurance, or consider Progressive at $90 and GEICO at $93.
Listed below are Lynwood, CA’s top 10 car insurance companies, ordered by their average monthly rates.
| Company | Monthly Premium |
| Chubb | $34 |
| Progressive | $98 |
| Auto-Owners | $110 |
| West Field | $109 |
| State Farm | $320 |
| GEICO | $96 |
| Farmers | $402 |
| Encompass | $96 |
| Pioneer State | $120 |
| Hanover | $740 |
Average Auto Insurance Rates In Lynwood – By Age
Younger drivers, particularly teens, face high insurance premiums—around $7,599 annually—due to their inexperience and increased accident risk.
Car insurance premiums tend to decrease for drivers at 25 years old, provided they maintain a safe driving record.
Car insurance premiums are most competitive for drivers in their 50s and early 60s, as insurers link age to reduced risk and better experience.
| Age | Average Yearly Rate |
| Teenagers | $6,499 |
| 20s | $2,180 |
| 30s | $1,790 |
| 40s | $1,768 |
| 50s | $1,550 |
| 60s | $1,364 |
| 70s | $1,205 |
Average Cost Of Auto Insurance In Lynwood – By Zip Code
The zip code you live in affects your car insurance rates, as insurers use it to calculate the local crime risk.
You can use the table below to find out the average insurance premiums for different zip codes within Lynwood.
| Zip Code | Average Monthly Rate |
| 48235 | $160 |
| 48238 | $156 |
| 48216 | $171 |
| 48210 | $152 |
| 48206 | $165 |
Average Rates In Lynwood – By Vehicle
Your insurance premiums are shaped by your vehicle’s make, model, year, and body type. Luxury and newer cars with sophisticated features often come with increased rates due to higher repair and replacement costs.
The table below lists the average car insurance premiums in Lynwood for different vehicles.
| Vehicle | Average Monthly Rate |
| Toyota Camry | $75 |
| Honda Hr-V | $90 |
| Ford Fusion | $65 |
| Chevrolet Colorado | $90 |
| Mitsubishi Lancer | $181 |
How Much Is Car Insurance In Other Cities In Lynwood?
Car insurance costs are often higher in urban areas, as the risk of accidents, vehicle theft, and vandalism is greater, which insurers factor into their pricing.
In Los Angeles, car insurance typically costs $243 per month, while San Diego drivers can expect to pay around $176 per month on average.
| City | Average Monthly Rate |
| Jurupa Valley | $140 |
| San Diego | $126 |
| Pleasanton | $124 |
| Culver City | $160 |
| Fresno | $132 |
| Redlands | $143 |
| Norwalk | $147 |
| Palo Alto | $132 |
| Bakersfield | $132 |
| Lancaster | $181 |
Find affordable Lynwood rates
Our Methodology
With a detailed analysis of factors like customer service, product availability, pricing, and feedback from various review sites, I’ve created an in-depth look at car insurance providers in Lynwood, CA.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Lynwood?
In Lynwood, GEICO provides the most cost-effective car insurance for minimum coverage, while Progressive is the most affordable for full coverage, which includes both comprehensive and collision.
What is the average cost of car insurance in Lynwood?
Lynwood drivers typically pay around $180 per month for car insurance, but rates may differ based on factors like zip code, driving history, and the make and model of your vehicle.F
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