Cheapest Car Insurance In Macon, GA 2024
At $37 per month, GEICO provides the cheapest minimum coverage car insurance in Macon.
We’ve saved shoppers an average of $600 per year on their car insurance.
Finding the most budget-friendly car insurance in Macon, GA, can be tricky, as the rates vary quite a bit.
For budget-friendly liability-only coverage, GEICO leads the pack. Progressive delivers the best rates for drivers who prefer full coverage, and young drivers can get the cheapest rates from State Farm.
Cheapest Car Insurance Companies In Macon, GA
Cheapest Liability-only Car Insurance In Macon: Auto-Owners
With an average monthly rate of $37, GEICO is the cheapest option for minimum coverage car insurance in Macon.
Check out the table below to compare insurance rates from different companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $37 | $436 |
| Progressive | $58 | $701 |
| Country Financial | $39 | $465 |
| State Farm | $65 | $780 |
| Allstate | $59 | $708 |
Cheapest Full Coverage Insurance Rates In Macon: Allstate
With an average monthly rate of $92, Progressive delivers the most affordable full coverage car insurance in Macon.
Use the table below to compare average car insurance quotes from affordable insurers in Macon.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allstate | $91 | $1,084 |
| Progressive | $133 | $1,597 |
| Auto-Owners | $84 | $1,008 |
| GEICO | $134 | $1,604 |
| State Farm | $120 | $1,420 |
Cheapest Car Insurance Rates For Seniors: Auto-Owners
At $87 per month on average, State Farm delivers the most affordable car insurance rates for seniors in Macon.
The table highlights average quotes from budget-friendly auto insurance providers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $89 | $1,063 |
| State Farm | $101 | $1,205 |
| Allstate | $99 | $1,184 |
| Mercury | $113 | $1,350 |
| Progressive | $130 | $1,537 |
Cheapest Rates In Macon For Teenagers: Allstate
In Macon, State Farm provides the most affordable quotes for teen drivers, at $313 a month on average.
The following table highlights the insurance companies with the lowest rates for teenage drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allstate | $179 | $2,140 |
| State Farm | $304 | $3,622 |
| Auto-Owners | $280 | $3,270 |
| GEICO | $298 | $3,566 |
| Progressive | $360 | $4,320 |
Cheapest Auto Insurance For Young Adults in Macon: Allstate
State Farm delivers the lowest quotes for young adults in Macon, with an average monthly cost of $238.
You can refer to the table below to see the cheapest auto insurance rates in Macon for young adults.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allstate | $96 | $1,144 |
| State Farm | $149 | $1,782 |
| Auto-Owners | $120 | $1,430 |
| GEICO | $202 | $2,422 |
| Progressive | $168 | $1,972 |
Cheapest Car Insurance In Macon For Good Drivers: Auto-Owners
For good drivers in Macon, Auto-Owners offers the most affordable car insurance, averaging around $37 per month.
Good drivers can refer to the table below to compare average quotes from budget-friendly insurance companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $37 | $436 |
| Progressive | $58 | $701 |
| Country Financial | $39 | $465 |
| State Farm | $65 | $780 |
| Allstate | $59 | $708 |
Find affordable Macon rates
Cheapest Car Insurance In Macon After A Speeding Ticket: Auto-Owners
In Macon, Auto-Owners stands out as a low-cost option, offering average rates of $96 per month for drivers with speeding violations on their record.
Use the table below to see average insurance rates for drivers with a speeding violation.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $96 | $1,142 |
| State Farm | $134 | $1,606 |
| Country Financial | $104 | $1,240 |
| Allstate | $103 | $1,230 |
| Progressive | $179 | $2,142 |
Cheapest For Drivers With After At-Fault Accident: Auto-Owners
For drivers with an at-fault incident, Auto-Owners offers the most affordable car insurance rates, with an average monthly premium of $108.
Here’s a list of car insurance companies providing the most affordable rates for drivers who have been at fault in an accident.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $108 | $1,290 |
| Country Financial | $110 | $1,304 |
| State Farm | $146 | $1,750 |
| GEICO | $198 | $2,372 |
| Progressive | $249 | $2,980 |
Cheapest Rates In Macon For Drivers After A DUI: Allstate
For Macon drivers who have a DUI, Allstate offers the most affordable insurance rates, averaging $123 per month.
Below is a table highlighting the most affordable rates for Macon drivers who have a DUI on their record.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allstate | $123 | $1,474 |
| State Farm | $134 | $1,604 |
| Progressive | $218 | $2,610 |
| GEICO | $496 | $5,940 |
| Country Financial | $126 | $1,505 |
Best Car Insurance Companies In Macon
Drivers in Macon can get the best insurance deals from Auto-Owners at $37 per month. Other options to consider include Allstate at $59 and Country Financial at $39 monthly.
The following shows the top 10 car insurance companies in Macon, GA, organized by their average monthly premiums.
| Company | Monthly Premium |
| Auto-Owners | $37 |
| State Farm | $65 |
| Allstate | $59 |
| Country Financial | $39 |
| GEICO | $65 |
| Mercury | $50 |
| Progressive | $58 |
| Farm Bureau | $60 |
| Safeco | $49 |
| Direct | $40 |
| Mile Auto | $52 |
Average Auto Insurance Rates In Macon – By Age
One major factor that influences car insurance rates is age. Younger drivers usually have higher premiums due to their limited driving experience and a higher risk of accidents and violations. Teenagers can anticipate spending about $8,180 each year on car insurance.
Drivers often see a decrease in their insurance premiums when they reach 25 years of age, as long as they have a spotless driving history.
The best insurance rates are typically available to drivers in their 50s and early 60s. Insurers consider age as a measure of driving experience and risk, influencing how much premiums cost.
| Age | Average Yearly Rate |
| Teenagers | $8,180 |
| 20s | $3,546 |
| 30s | $2,440 |
| 40s | $2,260 |
| 50s | $2,11o |
| 60s | $2,080 |
| 70s | $2,050 |
Average Cost Of Auto Insurance In Macon – By Zip Code
Zip codes play a crucial role in helping insurance companies evaluate crime rates in a region, resulting in different car insurance premiums for each zip code.
Below is a table where you can find the average insurance premiums for different zip codes in Macon.
| Zip Code | Average Monthly Rate |
| 30349 | $257 |
| 30314 | $240 |
| 30310 | $229 |
| 30326 | $187 |
| 30341 | $195 |
Average Rates In Macon – By Vehicle
| Vehicle | Average Monthly Rate |
| Buick Lacrosse | $420 |
| GMC Denali | $60 |
| Ford F-150 Heritage | $250 |
| Chrysler 200 | $576 |
| Chevrolet Malibu | $360 |
Find affordable Macon rates
Our Methodology
Utilizing a thorough examination that considers customer service ratings, product offerings, pricing, and extensive scrutiny of numerous online review platforms and user feedback, I've developed a detailed understanding of the car insurance provider landscape in Macon, Georgia. This perspective is informed by over 15 years of direct involvement in the industry as a licensed insurance agent. It encompasses numerous interactions with representatives from different companies and insights derived from firsthand experiences.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Macon?
Auto-Owners provides the lowest car insurance rates in Macon for both the minimum coverage required by the State of Georgia and for full coverage, which includes comprehensive and collision coverage.
What is the average cost of car insurance in Macon?
The average cost of car insurance in Macon is approximately $147 per month. Rates may vary depending on factors such as your zip code, year and model of car, driving record, and other relevant variables.
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