Cheapest Car Insurance In Melbourne, FL 2024
State Farm is the most affordable choice in Melbourne, offering an average monthly rate of $66 for minimum coverage.
We’ve saved shoppers an average of $600 per year on their car insurance.
When searching for low-cost car insurance in Melbourne, FL, you’ll find that prices can vary significantly.
For those seeking the lowest liability-only coverage, State Farm is the top contender. Additionally, drivers looking for full coverage will also find State Farm offers the best rates. On the other hand, Liberty Mutual provides the most affordable rates for young drivers.
Cheapest Car Insurance Companies In Melbourne, FL 2024
Cheapest Auto Insurance Rates In Melbourne For Teenagers: State Farm
In Melbourne, teenage drivers can secure the most affordable quotes from State Farm, with average monthly premiums around $224.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $224 | $2,688 |
| Direct Auto | $316 | $3,792 |
| AIG | $274 | $3,288 |
| Direct General Insurance | $386 | $4,632 |
| Allied | $287 | $3,444 |
Cheapest Full Coverage Car Insurance In Melbourne: State Farm
State Farm offers the most affordable full coverage car insurance in Melbourne, with average monthly quotes of $63.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $63 | $756 |
| Safeco | $145 | $1,740 |
| GEICO | $80 | $960 |
| Mile Auto | $138 | $1,656 |
| Allstate | $127 | $1,524 |
Cheapest Car Insurance In Melbourne For Seniors: State Farm
State Farm offers the most affordable car insurance rates for seniors in Melbourne, with average monthly quotes of $89.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $89 | $1,068 |
| 21st Century | $140 | $1,680 |
| Mercury | $135 | $1,620 |
| Direct Auto | $137 | $1,644 |
Cheapest Car Insurance In Melbourne For Young Adults: Liberty Mutual
Liberty Mutual provides the lowest quotes for young adults in Melbourne, with rates averaging around $94 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Liberty Mutual | $94 | $1,128 |
| 21st Century | $190 | $2,280 |
| Mercury Insurance | $120 | $1,440 |
| Direct Auto | $185 | $2,220 |
| State Farm | $162 | $1,944 |
Cheapest Minimum Coverage Car Insurance In Melbourne: State Farm
In Melbourne, State Farm offers the cheapest car insurance for minimum coverage, with an average monthly cost of $52.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $52 | $624 |
| Allstate | $111 | $1,332 |
| GEICO | $70 | $840 |
| Mile Auto | $113 | $1,356 |
| Hugo | $73 | $876 |
Cheapest Car Insurance In Melbourne After A Speeding Ticket: State Farm
State Farm is significantly more affordable than other companies, offering average rates of $66 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $66 | $792 |
| Allstate | $130 | 1,560 |
| GEICO | $80 | $960 |
| Mile Auto | $136 | $1,632 |
| Hugo | $83 | $996 |
Cheapest Car Insurance In Melbourne After At-Fault Accident: State Farm
State Farm provides the most affordable car insurance quotes for drivers with an at-fault incident, with an average rate of $83 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $83 | $996 |
| Allstate | $140 | $1,680 |
| GEICO | $84 | $1,008 |
| Mile Auto | $150 | $1,800 |
| Hugo | $94 | $1,128 |
Cheapest Car Insurance In Melbourne For Drivers After A DUI: State Farm
State Farm offers the lowest rates for drivers in Melbourne after a DUI, with average monthly premiums of $86.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $86 | $1,032 |
| Allstate | $170 | $2,040 |
| GEICO | $103 | $1,236 |
| Mile Auto | $170 | $2,040 |
| Hugo | $111 | $1,332 |
Best Car Insurance Companies In Melbourne
Below are the top 10 car insurance companies in Melbourne, FL, ranked by their average monthly rates.
| Company | Monthly Premium |
| State Farm | $132 |
| United Automobile Ins Group | $233 |
| Liberty Mutual | $140 |
| Allstate | $230 |
| Direct Auto | $170 |
| Mercury Insurance | $186 |
| Safeco | $169 |
| Mercury | $194 |
| 21st Century | $180 |
| Allied | $192 |
Average Cost Of Car Insurance In Melbourne – By Age
| Age | Average Yearly Rate |
| Teenagers | $9,240 |
| 20s | $3,984 |
| 30s | $2,832 |
| 40s | $2,520 |
| 50s | $2,196 |
| 60s | $2,064 |
| 70s | $2,256 |
Average Cost Of Auto Insurance In Melbourne – By Zip Code
| City | Average Monthly Rate |
| 32901 | $235 |
| 32904 | $222 |
| 32934 | $193 |
| 32940 | $222 |
| 32935 | $244 |
Average Cost Of Car Insurance In Melbourne – By Vehicle
| Vehicle | Average Monthly Rate |
| 2003 Buick Lesabre | $135 |
| 2021 Chevrolet Blazer | $155 |
| 2019 Buick Encore | $173 |
| 2021 Nissan Rogue | $135 |
| 2007 Pontiac G6 | $232 |
How Much Is Car Insurance In Other Cities in Florida?
| City | Average Monthly Rate |
| Boca Raton | $345 |
| Pensacola | $248 |
| Fort Lauderdale | $380 |
| Orlando | $324 |
| Fort Myers | $257 |
| Naples | $250 |
| Gainesville | $256 |
| Miami | $388 |
| Jacksonville | $294 |
| Melbourne | $218 |
Our Methodology
Based on a detailed analysis covering customer service ratings, product options, pricing, and evaluations from various online review sites and user experiences, I've developed a comprehensive overview of car insurance providers in Melbourne, FL.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Melbourne?
In Melbourne, State Farm offers the lowest car insurance rates for both the minimum coverage required by Florida and full coverage, which includes comprehensive and collision insurance.
What is the average cost of car insurance in Melbourne?
In Melbourne, the average monthly cost of car insurance is around $134. Rates can vary based on factors such as your zip code, the year and model of your car, and your driving record.
