Cheapest Car Insurance In Mesa, AZ 2024
If you’re looking for budget-friendly minimum coverage car insurance in Mesa, GEICO leads with an average rate of $37 per month.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re hunting for low-cost car insurance in Mesa, AZ, you’ll notice there’s a big variation in prices.
GEICO comes out ahead for liability-only coverage seekers looking to save the most. Progressive is ideal for full coverage at a reasonable rate, and State Farm remains the best choice for young drivers on a budget.
Cheapest Car Insurance Companies In Mesa, AZ
Cheapest Liability-only Car Insurance In Mesa: Auto-Owners
The least expensive minimum coverage car insurance in Mesa comes from GEICO, at $37 per month on average.
The table below lets you compare rates from multiple insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $37 | $436 |
| Progressive | $58 | $701 |
| Country Financial | $39 | $465 |
| State Farm | $65 | $780 |
| Allstate | $59 | $708 |
Cheapest Full Coverage Insurance Rates In Mesa: Allstate
Progressive stands out as the cheapest option for full coverage car insurance in Mesa, at $92 per month on average.
The table provides a comparison of average auto insurance quotes from affordable Mesa providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allstate | $91 | $1,084 |
| Progressive | $133 | $1,597 |
| Auto-Owners | $84 | $1,008 |
| GEICO | $134 | $1,604 |
| State Farm | $120 | $1,420 |
Cheapest Car Insurance Rates For Seniors: Auto-Owners
Seniors in Mesa can find the cheapest car insurance with State Farm, which averages $87 per month.
You’ll find average quotes from the cheapest auto insurers for seniors in the table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $89 | $1,063 |
| State Farm | $101 | $1,205 |
| Allstate | $99 | $1,184 |
| Mercury | $113 | $1,350 |
| Progressive | $130 | $1,537 |
Cheapest Rates In Mesa For Teenagers: Allstate
State Farm delivers the lowest average monthly premiums for teenage drivers in Mesa, at $313.
The table provides a comparison of companies offering the cheapest insurance rates for teens.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allstate | $179 | $2,140 |
| State Farm | $304 | $3,622 |
| Auto-Owners | $280 | $3,270 |
| GEICO | $298 | $3,566 |
| Progressive | $360 | $4,320 |
Cheapest Auto Insurance For Young Adults in Mesa: Allstate
Young adults in Mesa will find the cheapest insurance rates with State Farm, at an average of $238 per month.
Below is a table to help you compare the lowest auto insurance rates in Mesa for young adults.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allstate | $96 | $1,144 |
| State Farm | $149 | $1,782 |
| Auto-Owners | $120 | $1,430 |
| GEICO | $202 | $2,422 |
| Progressive | $168 | $1,972 |
Cheapest Car Insurance In Mesa For Good Drivers: Auto-Owners
For good drivers in Mesa, Auto-Owners offers the most affordable car insurance, averaging around $37 per month.
Good drivers can refer to the table below to compare average quotes from budget-friendly insurance companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $37 | $436 |
| Progressive | $58 | $701 |
| Country Financial | $39 | $465 |
| State Farm | $65 | $780 |
| Allstate | $59 | $708 |
Find affordable Mesa rates
Cheapest Car Insurance In Mesa After A Speeding Ticket: Auto-Owners
In Mesa, Auto-Owners stands out as a low-cost option, offering average rates of $96 per month for drivers with speeding violations on their record.
Use the table below to see average insurance rates for drivers with a speeding violation.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $96 | $1,142 |
| State Farm | $134 | $1,606 |
| Country Financial | $104 | $1,240 |
| Allstate | $103 | $1,230 |
| Progressive | $179 | $2,142 |
Cheapest For Drivers With After At-Fault Accident: Auto-Owners
For drivers with an at-fault incident, Auto-Owners offers the most affordable car insurance rates, with an average monthly premium of $108.
Here’s a list of car insurance companies providing the most affordable rates for drivers who have been at fault in an accident.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $108 | $1,290 |
| Country Financial | $110 | $1,304 |
| State Farm | $146 | $1,750 |
| GEICO | $198 | $2,372 |
| Progressive | $249 | $2,980 |
Cheapest Rates In Mesa For Drivers After A DUI: Allstate
For Mesa drivers who have a DUI, Allstate offers the most affordable insurance rates, averaging $123 per month.
Below is a table highlighting the most affordable rates for Mesa drivers who have a DUI on their record.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allstate | $123 | $1,474 |
| State Farm | $134 | $1,604 |
| Progressive | $218 | $2,610 |
| GEICO | $496 | $5,940 |
| Country Financial | $126 | $1,505 |
Best Car Insurance Companies In Mesa
Drivers in Mesa can get the best insurance deals from Auto-Owners at $37 per month. Other options to consider include Allstate at $59 and Country Financial at $39 monthly.
The following shows the top 10 car insurance companies in Mesa, AZ, organized by their average monthly premiums.
| Company | Monthly Premium |
| Auto-Owners | $37 |
| State Farm | $65 |
| Allstate | $59 |
| Country Financial | $39 |
| GEICO | $65 |
| Mercury | $50 |
| Progressive | $58 |
| Farm Bureau | $60 |
| Safeco | $49 |
| Direct | $40 |
| Mile Auto | $52 |
Average Auto Insurance Rates In Mesa – By Age
One major factor that influences car insurance rates is age. Younger drivers usually have higher premiums due to their limited driving experience and a higher risk of accidents and violations. Teenagers can anticipate spending about $8,180 each year on car insurance.
Drivers often see a decrease in their insurance premiums when they reach 25 years of age, as long as they have a spotless driving history.
The best insurance rates are typically available to drivers in their 50s and early 60s. Insurers consider age as a measure of driving experience and risk, influencing how much premiums cost.
| Age | Average Yearly Rate |
| Teenagers | $8,180 |
| 20s | $3,546 |
| 30s | $2,440 |
| 40s | $2,260 |
| 50s | $2,11o |
| 60s | $2,080 |
| 70s | $2,050 |
Average Cost Of Auto Insurance In Mesa – By Zip Code
Zip codes play a crucial role in helping insurance companies evaluate crime rates in a region, resulting in different car insurance premiums for each zip code.
Below is a table where you can find the average insurance premiums for different zip codes in Mesa.
| Zip Code | Average Monthly Rate |
| 30349 | $257 |
| 30314 | $240 |
| 30310 | $229 |
| 30326 | $187 |
| 30341 | $195 |
Average Rates In Mesa – By Vehicle
| Vehicle | Average Monthly Rate |
| Honda Civic | $76 |
| Infiniti Ex35 | $278 |
| Acura Tl | $125 |
| Nissan Altima | $94 |
| Honda Fit | $225 |
Find affordable Mesa rates
Our Methodology
Using a thorough examination that considers customer service ratings, product choices, pricing, and a detailed review of numerous online review platforms and user feedback, I've developed a detailed understanding of the car insurance market in Mesa, AZ. This perspective is shaped by over 15 years of direct involvement in the industry as a licensed insurance agent. Throughout this time, I've engaged with representatives from multiple companies and gained valuable insights through firsthand experiences.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Mesa?
Auto-Owners provides the lowest car insurance rates in Mesa for both the minimum coverage required by the State of Arizona and full coverage, which includes comprehensive and collision coverage.
What is the average cost of car insurance in Mesa?
The average cost of car insurance in Mesa is approximately $123 per month. Rates vary depending on factors such as your zip code, year and model of car, driving record, and other relevant considerations.
