Cheapest Car Insurance In Milwaukee, WI 2025
Milwaukee drivers can find the cheapest minimum coverage car insurance through AAA, at an average of $34 monthly.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re hunting for cheap car insurance in Milwaukee, WI, you’ll discover a broad range of rates.
For the cheapest liability-only insurance, AAA is the clear leader. Chubb takes the crown for full coverage, while GEICO is the best bet for young drivers seeking affordable rates.
Cheapest Car Insurance Companies In Milwaukee, WI
Cheapest Full Coverage Insurance Rates In Milwaukee: GEICO
With quotes averaging $95 per month, GEICO is the most budget-friendly option for full coverage in Milwaukee.
This table compares average rates from cost-effective auto insurers in Milwaukee.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $95 | $1,140 |
| Chubb | $105 | $1,260 |
| Erie | $111 | $1,332 |
| Nationwide | $130 | $1,560 |
| Auto owners | $107 | $1,284 |
Cheapest Liability-only Car Insurance In Milwaukee: AAA
AAA offers the least expensive minimum coverage car insurance in Milwaukee, with an average monthly premium of $34.
Use the table below to explore and compare pricing from different insurance companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| AAA | $34 | $408 |
| GEICO | $37 | $444 |
| Erie | $49 | $588 |
| Auto-Owners | $52 | $624 |
| Chubb | $56 | $672 |
Cheapest Rates In Milwaukee For Teenagers: Nationwide
Nationwide delivers the cheapest car insurance for teens in Milwaukee, with average monthly costs of $160.
This table outlines the companies offering the best rates for teen car insurance.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $160 | $1,920 |
| State Farm | $215 | $2,580 |
| Auto-Owners | $221 | $2,652 |
| Travelers | $200 | $2,400 |
Cheapest Car Insurance Rates For Seniors: American Family
For seniors in Milwaukee, American Family delivers the lowest car insurance rates, averaging $40 per month.
The table outlines average quotes from economical car insurance options available to seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| American Family | $40 | $480 |
| GEICO | $44 | $528 |
| Chubb | $51 | $612 |
| Erie | $57 | $684 |
| State Farm | $63 | $756 |
Cheapest Auto Insurance For Young Adults in Milwaukee: GEICO
Milwaukee’s young adults can find the best car insurance rates with GEICO, averaging $42 per month.
The following table outlines the most affordable auto insurance options for young adults in Milwaukee.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $42 | $504 |
| Travelers | $49 | $588 |
| AAA | $53 | $636 |
| State Farm | $75 | $900 |
| Chubb | $80 | $960 |
Cheapest Car Insurance In Milwaukee For Good Drivers: AAA
AAA provides the cheapest car insurance in Milwaukee for good drivers, averaging just $34 monthly.
If you’re a good driver, the table below shows average rates from the cheapest car insurance companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| AAA | $34 | $408 |
| GEICO | $37 | $444 |
| Erie | $49 | $588 |
| Auto-Owners | $52 | $624 |
| Chubb | $56 | $672 |
Find affordable Milwaukee rates
Cheapest For Drivers With After At-Fault Accident: American Family
American Family delivers the best value for drivers with an at-fault accident, with average premiums of $40 monthly.
The following car insurance companies offer the cheapest premiums for drivers who’ve been involved in an at-fault accident.
| Provider | Average Monthly Cost | Average Annual Cost |
| American Family | $40 | $480 |
| Auto-Owners | $62 | $744 |
| State Farm | $75 | $900 |
| GEICO | $67 | $804 |
| West Bend | $92 | $1,104 |
Cheapest Car Insurance In Milwaukee After A Speeding Ticket: Chubb
Chubb offers some of the cheapest car insurance in Milwaukee, with average rates of $57 for drivers who have a speeding ticket.
The table below highlights the average car insurance rates for drivers with a speeding violation.
| Provider | Average Monthly Cost | Average Annual Cost |
| Chubb | $57 | $684 |
| Travelers | $63 | $756 |
| State Farm | $68 | $816 |
| Farmers | $80 | $960 |
| Erie | $60 | $720 |
Cheapest Rates In Milwaukee For Drivers After A DUI: American Family
After a DUI, American Family provides the cheapest car insurance for Milwaukee drivers, with premiums averaging $47 monthly.
Drivers in Milwaukee with a DUI can compare the most affordable rates in the table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| American Family | $47 | $564 |
| Chubb | $56 | $672 |
| State Farm | $69 | $828 |
| Travelers | $72 | $864 |
| Farmer | $91 | $1,092 |
Best Car Insurance Companies In Milwaukee
With AAA, Milwaukee drivers can find the lowest car insurance rates at $34 per month. GEICO and American Family are also affordable at $37 and $39 monthly, respectively.
Shown below are the 10 leading car insurance companies in Milwaukee, WI, ranked by the average cost of their monthly premiums.
| Company | Monthly Premium |
| AAA | $34 |
| GEICO | $37 |
| Erie | $49 |
| Auto-Owners | $52 |
| Chubb | $56 |
| American Family | $39 |
| Travelers | $44 |
| Progressive | $51 |
| West Bend | $56 |
| Western National | $52 |
| IMT | $59 |
Average Auto Insurance Rates In Milwaukee – By Age
Insurance rates are heavily influenced by a driver’s age. Younger, less experienced drivers, especially teenagers, are typically charged higher premiums due to their higher accident and violation rates. The average yearly cost for teens is approximately $3,552.
Around the age of 25, drivers usually see a drop in their car insurance rates, provided they keep their driving record free of violations.
Insurance companies typically offer the best rates to drivers in their 50s and early 60s, as age is a key factor in evaluating driving experience and risk, which impacts premium costs.
| Age | Average Yearly Rate |
| Teenagers | $3,552 |
| 20s | $2,520 |
| 30s | $1,860 |
| 40s | $1,897 |
| 50s | $1,608 |
| 60s | $1,669 |
| 70s | $1,332 |
Average Cost Of Auto Insurance In Milwaukee – By Zip Code
Car insurance rates vary by zip code because insurers use these codes to assess local crime rates.
Check the table below for average insurance premiums by zip code in Milwaukee.
| Zip Code | Average Monthly Rate |
| 53205 | $210 |
| 53218 | $190 |
| 53212 | $160 |
| 53206 | $215 |
| 53216 | $198 |
Average Rates In Milwaukee – By Vehicle
Insurance premiums are largely influenced by the type of vehicle you own. Factors like make, model, year, and body style are considered, with newer and luxury cars often leading to higher rates due to advanced features and higher replacement costs.
Below, you’ll find a table with average car insurance rates in Milwaukee for various vehicles.
| Vehicle | Average Monthly Rate |
| Toyota Sienna | $624 |
| Toyota Camry | $75 |
| Chevrolet Trax | $144 |
| Dodge Dart | $198 |
| Toyota Rav4 | $235 |
How Much Is Car Insurance In Other Cities In Wisconsin?
The city where you live plays a key role in shaping your car insurance rates. With higher risks of accidents, theft, and vandalism in urban areas, premiums tend to be more expensive.
In Kenosha, car insurance costs average about $140 a month, while in Green Bay, the average is $113 monthly.
| City | Average Monthly Rate |
| Marshfield | $132 |
| Abrams | $130 |
| Oshkosh | $117 |
| Racine | $142 |
| Appleton | $115 |
| Brookfield | $136 |
| Eau Claire | $124 |
| Green Bay | $113 |
| Janesville | $125 |
| Kenosha | $140 |
Find affordable Milwaukee rates
Our Methodology
After conducting a detailed assessment of factors like pricing, customer service, product options, and online reviews, I’ve crafted a thorough overview of the car insurance scene in Milwaukee, WI.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Milwaukee?
The lowest premiums in Milwaukee for minimum coverage are offered by AAA, and for full coverage, GEICO has the most affordable rates, covering both comprehensive and collision.
What is the average cost of car insurance in Milwaukee?
The average cost of car insurance in Milwaukee is $170 per month, although this can vary based on factors such as zip code, vehicle year, model, and driving history.
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