Cheapest Car Insurance In Newnan, GA 2025
With an average monthly cost of $60, Auto-Owners is the cheapest provider of minimum coverage car insurance in Newnan.
We’ve saved shoppers an average of $600 per year on their car insurance.
Exploring car insurance options in Newnan, GA, shows a lot of variation in pricing.
For the cheapest liability-only insurance, Auto-Owners leads the pack. State Farm is ideal for affordable full coverage, while Clearcover caters to young drivers with budget-friendly rates.
Cheapest Car Insurance Companies In Newnan, GA 2025
Cheapest Full Coverage Insurance Rates In Newnan: State Farm
With an average monthly rate of $104, State Farm is the most affordable option for full coverage car insurance in Newnan.
The following table shows average quotes for auto insurance from low-cost providers in Newnan.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $104 | $1,006 |
| Auto-Owners | $199 | $2,370 |
| GEICO | $152 | $1,820 |
| State Farm | $412 | $4,937 |
| Farmers | $840 | $10,030 |
Cheapest Liability-only Car Insurance In Newnan: Auto-Owners
With an average monthly rate of $60, Auto-Owners is the cheapest provider of minimum coverage car insurance in Newnan.
The table below highlights the rate differences between various insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $60 | $720 |
| Allstate | $71 | $852 |
| State Farm | $65 | $780 |
| Progressive | $94 | $1,128 |
| Mercury | $119 | $1,428 |
Cheapest Rates In Newnan For Teenagers: Georgia Farm Bureau
Georgia Farm Bureau provides the most affordable car insurance for teen drivers in Newnan, with average premiums of $146 a month.
The following table compares insurance rates from the most affordable companies for teenagers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Georgia Farm Bureau | $146 | $1,752 |
| Country | $205 | $2,460 |
| ACCC | $184 | $2,208 |
| USAA | $225 | $2,700 |
| Alfa | $223 | $2,676 |
Cheapest Car Insurance Rates For Seniors: Clearcover
With an average rate of $91 per month, Clearcover provides the most affordable car insurance for seniors in Newnan.
The following table displays average quotes from budget-friendly auto insurers catering to seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Clearcover | $91 | $1,092 |
| Mercury | $102 | $1,224 |
| Country | $97 | $1,164 |
| USAA | $110 | $1,320 |
| Auto-Owners | $108 | $1,296 |
Cheapest Auto Insurance For Young Adults in Newnan: Clearcover
For young adults in Newnan, Clearcover has the cheapest car insurance rates, averaging $99 a month.
The following table shows the cheapest auto insurance rates available in Newnan for young adults.
| Provider | Average Monthly Cost | Average Annual Cost |
| Clearcover | $99 | $1,188 |
| USAA | $167 | $2,004 |
| Safeco | $146 | $1,752 |
| Country | $180 | $2,160 |
| Georgia Farm Bureau | $178 | $2,136 |
Cheapest Car Insurance In Newnan For Good Drivers: Auto-Owners
For good drivers in Newnan, Auto-Owners provides the most affordable car insurance, costing about $60 a month.
The table below provides average quotes from the most cost-effective insurance companies for good drivers.
| Provider | Average Monthly Cost | AverageAnnual Cost |
| Auto-Owners | $60 | $720 |
| Allstate | $71 | $852 |
| State Farm | $65 | $780 |
| Progressive | $94 | $1,128 |
| Mercury | $119 | $1,428 |
Find affordable Newnan rates
Cheapest For Drivers With After At-Fault Accident: State Farm
In Newnan, State Farm delivers the cheapest car insurance for drivers with an at-fault incident, costing an average of $86 per month.
The following companies offer the lowest car insurance rates for drivers with an at-fault incident on their record.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $86 | $1,032 |
| GEICO | $142 | $1,704 |
| Mile Auto | $107 | $1,284 |
| Progressive | $130 | $1,560 |
| Mercury | $174 | $2,088 |
Cheapest Rates In Newnan For Drivers After A DUI: State Farm
For drivers in Newnan with a DUI, State Farm offers the most affordable rates, averaging $104 a month.
Check the table below to compare the lowest car insurance rates available for drivers with a DUI in Newnan.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $104 | $1,248 |
| GEICO | $169 | $2,028 |
| Country Financial | $107 | $1,284 |
| Progressive | $153 | $1,836 |
| Mercury | $184 | $2,208 |
Cheapest Car Insurance In Newnan After A Speeding Ticket: State Farm
For drivers in Newnan who have a speeding ticket on their record, State Farm provides very affordable rates, averaging $81 per month.
The following table shows average insurance rates for drivers with a speeding ticket.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $81 | $2,292 |
| GEICO | $134 | $1,608 |
| Allstate | $91 | $1,092 |
| Progressive | $120 | $1,440 |
| Mercury | $164 | $1,968 |
Best Car Insurance Companies In Newnan
Newnan drivers can get the cheapest insurance from Auto-Owners for $60 a month, with State Farm at $65 and GEICO at $67 as other affordable options.
Here are the top 10 car insurance companies in Newnan, GA, ranked according to their average monthly rates.
| Company | Monthly Premium |
| Auto-Owners | $60 |
| Allstate | $71 |
| State Farm | $65 |
| Progressive | $94 |
| Mercury | $119 |
| GEICO | $104 |
| Country Financial | $67 |
| USAA | $75 |
| Mile Auto | $78 |
| Root | $137 |
Average Auto Insurance Rates In Newnan – By Age
Age is a major factor when calculating car insurance rates. Due to their lack of experience and greater likelihood of accidents, younger drivers often face higher premiums. Teen drivers can expect to pay about $4,293 per year.
Insurance premiums usually drop when drivers reach 25, assuming they have a clean driving record.
The most affordable insurance rates are often available to drivers in their 50s and early 60s, as insurers view them as more experienced and lower-risk drivers.
| Age | Average Yearly Rate |
| Teenagers | $4,293 |
| 20s | $2,882 |
| 30s | $1,821 |
| 40s | $1,681 |
| 50s | $1,389 |
| 60s | $1,583 |
| 70s | $1,711 |
Average Rates In Newnan – By Vehicle
Car insurance companies consider the type of vehicle you own when setting rates. Factors like the car’s make, model, and year play a role, and newer, luxury vehicles with advanced technology often lead to higher premiums due to higher repair and replacement costs.
The table below shows the average insurance rates in Newnan for different vehicle types.
| Vehicle | Average Monthly Rate |
| Hyundai Elantra | $427 |
| Chevrolet Equinox | $446 |
| Ford Focus | $607 |
| Mercury Milan | $176 |
| Buick Lacrosse | $220 |
Average Cost Of Auto Insurance In Newnan – By Zip Code
Zip codes play a key role in determining your car insurance rates, as they help insurers evaluate the crime rates in your area.
Check the table below for the average insurance rates in different zip codes throughout Newnan.
| Zip Code | Average Monthly Rate |
| 30265 | $175 |
| 30263 | $172 |
How Much Is Car Insurance In Other Cities in Georgia?
Car insurance rates are strongly influenced by your location. Urban areas generally face higher rates of accidents and theft, which can lead to higher premiums for drivers.
In Atlanta, drivers can expect to pay approximately $225 a month for car insurance, whereas Valdosta residents typically pay $134 per month.
| City | Average Monthly Rate |
| Norcross | $207 |
| Macon | $175 |
| Albany | $146 |
| Augusta | $158 |
| Columbus | $156 |
| Athens | $153 |
| Atlanta | $225 |
| Savannah | $175 |
| Valdosta | $134 |
| Warner Robins | $162 |
Find affordable Newnan rates
Our Methodology
I’ve put together an in-depth analysis of car insurance providers in Newnan, GA, based on factors such as customer satisfaction, product variety, pricing, and reviews from online sources.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Newnan?
For minimum coverage, Auto-Owners provides the lowest rates in Newnan, while State Farm offers the most competitive pricing for full coverage, which includes comprehensive and collision insurance.
What is the average cost of car insurance in Newnan?
Car insurance in Newnan averages $180 per month, but factors like your zip code, car model, and driving history can influence your rate.
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