Cheapest Car Insurance In Palmdale, CA 2024
GEICO stands out as the cheapest option in Palmdale, with an average rate of $45 a month for minimum coverage.
We’ve saved shoppers an average of $600 per year on their car insurance.
When searching for the cheapest car insurance in Palmdale, CA, the options can vary widely.
For those seeking the most affordable liability-only coverage, GEICO is the clear winner. On the other hand, drivers looking for more comprehensive protection will find that Progressive offers the best rates for full coverage policies. For young drivers, Direct Auto provides the most economical rates.
Cheapest Car Insurance Companies In Palmdale, CA 2024
Cheapest Minimum Coverage Car Insurance In Palmdale: GEICO
GEICO is the cheapest car insurance company for minimum coverage in Palmdale, offering an average monthly cost of $45.
| Provider | Average Monthly Cost | Average Annual Cost |
| AAA | $60 | $720 |
| Progressive | $60 | $600 |
| Mercury | $50 | $600 |
| GEICO | $45 | $540 |
| Kemper | $55 | $660 |
Cheapest Full Coverage Rates In Palmdale: Progressive
Progressive offers the cheapest car insurance rates for full coverage in Palmdale, with average quotes of $100 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Mercury | $120 | $1,440 |
| GEICO | $110 | $1,320 |
| Allstate | $125 | $1,500 |
| AAA | $115 | $1,380 |
| Progressive | $100 | $1,200 |
Cheapest Car Insurance In Palmdale After A Speeding Ticket: National General
National General is quite affordable compared to other companies, offering average rates of $140 a month.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $175 | $2,100 |
| AAA | $150 | $1,800 |
| Mercury | $165 | $1,980 |
| National General | $140 | $1,680 |
| Capital Insurance Group | $160 | $1,920 |
Cheapest For Drivers With After At-Fault Accident: Capital Insurance Group
Capital Insurance Group provides the lowest car insurance quotes for drivers with an at-fault incident, with an average rate of $155 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $195 | $2,340 |
| National General | $205 | $2,460 |
| Capital Insurance Group | $155 | $1,860 |
| State National | $200 | $2,400 |
| AAA | $175 | $2,100 |
Cheapest Car Insurance In Palmdale For Drivers After A DUI: National General
National General offers the lowest rates for drivers in Palmdale after a DUI, with average monthly premiums of $140.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $250 | $3,000 |
| Mercury | $200 | $2,400 |
| GEICO | $270 | $3,240 |
| National General | $140 | $1,680 |
| Capital Insurance Group | $230 | $2,760 |
Cheapest For Seniors: Kemper Auto Premier
Kemper Auto Premier provides the lowest car insurance rates for seniors in Palmdale, with average quotes of $100 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| 21st Century | $130 | $1,560 |
| Esurance | $105 | $1,260 |
| Mercury | $125 | $1,500 |
| Kemper Auto Premier | $100 | $1,200 |
| Mercury Insurance Company | $110 | $1,320 |
Cheapest For Young Adults: Direct Auto
Direct Auto provides the lowest quotes for young adults in Palmdale, with rates averaging around $80 a month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Esurance | $165 | $1,980 |
| Kemper Personal Insurance | $130 | $1,560 |
| Mercury Insurance Company | $135 | $1,620 |
| Kemper Auto Premier | $95 | $1,080 |
| Direct Auto | $80 | $960 |
Most Affordable Rates In Palmdale For Teenagers: Kemper Auto Premier
Teenage drivers in Palmdale can find the most affordable quotes from Kemper Auto Premier, with average monthly premiums of $85.
| Provider | Average Monthly Cost | Average Annual Cost |
| Esurance | $205 | $2,460 |
| Mercury Insurance Company | $95 | $1,080 |
| National General | $200 | $2,400 |
| Kemper Auto Premier | $85 | $1,020 |
| USAA | $185 | $2,220 |
Best Car Insurance Companies In Palmdale
Here are the top 10 car insurance companies in Palmdale, CA, ranked by the average monthly rate they offer:
| Company | Monthly Premium |
| Esurance | $134 |
| USAA | $154 |
| Kemper Auto Premier | $103 |
| 21st Century | $150 |
| Kemper Personal Insurance | $109 |
| Mercury | $165 |
| Mercury Insurance Company | $122 |
| SAFECO | $164 |
| Direct Auto | $129 |
| Unitrin | $178 |
Average Rates In Palmdale – By Vehicle
| Vehicle | Average Monthly Rate |
| 2021 Mercedes-Benz C | $145 |
| 2016 Nissan Altima | $178 |
| 2019 Buick Encore | $100 |
| 2019 Toyota Rav4 | $129 |
| 1996 Lexus ES | $90 |
Average Cost Of Auto Insurance In Palmdale – By Zip Code
| City | Average Monthly Rate |
| 93535 | $176 |
| 93552 | $176 |
| 93550 | $151 |
| 93551 | $154 |
| 93591 | $140 |
How Much Is Car Insurance In Other Cities in California?
| City | Average Monthly Rate |
| San Bernardino | $154 |
| Anaheim | $150 |
| Sacramento | $151 |
| Bakersfield | $147 |
| Riverside | $154 |
| Fresno | $151 |
| Pasadena | $145 |
| Long Beach | $157 |
| Oakland | $182 |
| Los Angeles | $180 |
Average Rates In Palmdale – By Age
| Age | Average Yearly Rate |
| Teenagers | $2,400 |
| 20s | $2,220 |
| 30s | $1,740 |
| 40s | $1,800 |
| 50s | $1,680 |
| 60s | $1,704 |
| 70s | $1,656 |
Our Methodology
Based on a thorough analysis of customer service ratings, product options, pricing, and evaluations from online reviews and user experiences, I've developed an in-depth view of car insurance providers in Palmdale, CA.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Palmdale?
In Palmdale, GEICO offers the lowest rates for the minimum coverage required by California, while Progressive provides the most affordable rates for full coverage, which includes comprehensive and collision coverage.
What is the average cost of car insurance in Palmdale?
The average cost of car insurance in Palmdale is approximately $155 per month. Rates can vary based on factors such as your zip code, the year and model of your car, and your driving record.
