Cheapest Car Insurance In Parma, OH 2025
Mile Auto offers the most affordable car insurance in Parma, with an average monthly cost of $31 for minimum coverage.
We’ve saved shoppers an average of $600 per year on their car insurance.
When searching for the most affordable car insurance in Parma, OH, the choices can differ significantly.
For those looking for budget-friendly liability-only coverage, Mile Auto stands out as the top option. Drivers in need of more extensive coverage will also find that Mile Auto offers the best rates for full coverage policies. Additionally, USAA provides the lowest rates for young drivers.
Cheapest Car Insurance In Parma, OH
Cheapest Liability-only Car Insurance In Parma: Mile Auto
Mile Auto offers the most affordable minimum coverage car insurance in Parma, costing an average of $31 per month.
Check the table below to see how rates vary among different insurance companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $45 | $540 |
| USAA | $52 | $624 |
| State Farm | $39 | $468 |
| Mile Auto | $31 | $372 |
| Auto-Owners | $40 | $480 |
Cheapest Full Coverage Insurance Rates In Parma: Mile Auto
Mile Auto provides the lowest rates for full coverage car insurance in Parma, with an average monthly quote of $48.
Refer to the table below for a comparison of average quotes from budget-friendly insurance providers in Parma.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $80 | $960 |
| State Farm | $65 | $780 |
| USAA | $84 | $1,008 |
| Mile Auto | $48 | $576 |
| Erie | $73 | $876 |
Cheapest Car Insurance Rates For Seniors: Clearcover
Clearcover offers the most affordable car insurance for seniors in Parma, with an average monthly rate of $47.
The table below highlights average quotes from the cheapest insurance providers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $72 | $864 |
| State Farm | $65 | $780 |
| Buckeye Insurance Group | $52 | $624 |
| Clearcover | $47 | $564 |
| NatGen PPA | $60 | $720 |
Cheapest Rates In Parma For Teenagers: USAA
Teenage drivers in Parma can get the lowest insurance rates from USAA, with an average monthly premium of $152.
The table below lists the most affordable insurance rates for teenagers.
| Provider | Average Monthly Cost | Average Annual Cost |
| SafeAuto | $156 | $1,872 |
| USAA | $152 | $1,824 |
| American Family | $187 | $2,244 |
| Central Mutual | $159 | $1,908 |
| Auto-Owners | $180 | $2,160 |
Cheapest Auto Insurance For Young Adults in Parma: USAA
USAA provides the most affordable car insurance for young adults in Parma, with an average monthly rate of $80.
Check the table below to compare the lowest auto insurance rates for young adults in Parma.
| Provider | Average Monthly Cost | Average Annual Cost |
| Grange Mutual | $97 | $1,164 |
| State Farm | $95 | $1,140 |
| Auto-Owners | $89 | $1,068 |
| Mile Auto | $92 | $1,104 |
| USAA | $80 | $960 |
Cheapest Car Insurance In Parma For Good Drivers: Mile Auto
Mile Auto offers the lowest car insurance rates for good drivers in Parma, with an average cost of $32 per month.
If you have a clean driving record, check the table below for average quotes from the most budget-friendly insurers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $46 | $552 |
| Mile Auto | $32 | $384 |
| USAA | $53 | $636 |
| State Farm | $41 | $492 |
| GEICO | $47 | $564 |
Find Affordable Parma Rates
Cheapest Car Insurance In Parma After A Speeding Ticket: GEICO
GEICO offers some of the most affordable rates in Parma, with an average monthly cost of $73 for drivers with a speeding ticket.
Check the table below to compare average rates for drivers with a speeding violation.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $91 | $1,092 |
| GEICO | $73 | $876 |
| Progressive | $167 | $2,004 |
| Erie | $89 | $1,068 |
| Nationwide | $165 | $1,980 |
Cheapest For Drivers With After At-Fault Accident: GEICO
GEICO provides the most affordable car insurance rates for drivers with an at-fault accident, with an average cost of $80 per month.
Below are the car insurance providers offering the lowest rates for drivers who have an at-fault accident on their record.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $ 198 | $2,376 |
| Erie | $103 | $1,236 |
| GEICO | $80 | $960 |
| USAA | $105 | $1,260 |
| Progressive | $185 | $2,220 |
Cheapest Rates In Parma For Drivers After A DUI: GEICO
GEICO offers the lowest rates for drivers with a DUI, providing Parma residents an average monthly premium of $79.
For drivers in Parma with a DUI, the table below shows the most affordable insurance options.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $109 | $1,308 |
| Progressive | $153 | $1,836 |
| Allstate | $240 | $2,880 |
| Erie | $135 | $1,620 |
| GEICO | $79 | $948 |
Best Car Insurance Companies In Parma
In Parma, USAA offers the lowest car insurance rates at $80 per month. Mile Auto is another option at $83 per month, followed by GEICO at $85 per month.
Below is a list of the top 10 car insurance companies in Parma, OH, ranked by their average monthly premiums.
| Company | Monthly Premium |
| USAA | $80 |
| Mile Auto | $83 |
| GEICO | $85 |
| Erie | $87 |
| Safeco | $91 |
| American Family | $94 |
| State Farm | $95 |
| Central Mutual | $99 |
| Auto-Owners | $120 |
| Nationwide | $125 |
Average Auto Insurance Rates In Parma- By Age
Age plays a significant role in determining car insurance rates. Younger drivers generally face higher premiums because of their inexperience and higher risk of accidents and violations. Teen drivers can expect to pay about $2,724 annually for car insurance.
Once drivers turn 25, their rates typically start to drop, assuming they have a clean driving history.
The best insurance rates are usually available to drivers in their 50s and early 60s. Insurance companies use age as a way to gauge driving experience and risk, which directly impacts premium costs.
| Age | Average Yearly Rate |
| Teenagers | $2,724 |
| 20s | $1,404 |
| 30s | $1,032 |
| 40s | $1,056 |
| 50s | $912 |
| 60s | $804 |
| 70s | $996 |
Average Rates In Parma- By Vehicle
The make, model, year, and body type of your vehicle are key factors in determining your car insurance rates. Generally, newer cars, especially luxury models with advanced features and higher replacement costs, come with higher premiums.
Refer to the table below to see the average insurance rates in Parma for various vehicles.
| Vehicle | Average Monthly Rate |
| Nissan Armada | $140 |
| Honda Civic | $233 |
| Ford Explorer | $65 |
| Chevrolet Equinox | $71 |
| Jeep Compass | 386 |
How Much Is Car Insurance In Other Cities in Ohio?
Your city has a significant impact on your car insurance rates. Insurers consider factors like the likelihood of accidents, theft, and vandalism, which tend to be more common in urban areas, leading to higher premiums.
For instance, drivers in Groveport can expect to pay about $138 per month for car insurance, while those in Warren typically pay an average of $85 per month.
| City | Average Monthly Rate |
| Groveport | $138 |
| Warren | $85 |
| Columbus | $120 |
| Lima | $87 |
| Marion | $74 |
| Youngstown | $102 |
| Canton | $95 |
| Toledo | $116 |
| Hamilton | $98 |
| Cleveland | $119 |
Average Cost Of Auto Insurance In Parma – By Zip Code
Insurers use zip codes to assess crime rates in specific areas, which affects car insurance rates. As a result, insurance premiums vary by zip code.
The table below shows the average insurance rates for different zip codes in Parma.
| Zip Code | Average Monthly Rate |
| 44129 | $101 |
| 44130 | $95 |
| 44134 | $98 |
Find Affordable Parma Rates
Our Methodology
Drawing upon a comprehensive analysis that encompasses multiple facets such as customer service ratings, product options, pricing, and a thorough evaluation of various online review sites and user experience, I've crafted an in-depth view of the landscape of car insurance providers in Parma, OH.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Parma?
Mile Auto provides the lowest car insurance rates in Parma, both for the minimum coverage required by the State of Ohio and for full coverage, which includes comprehensive and collision protection.
What is the average cost of car insurance in Parma?
The average monthly cost of car insurance in Parma is around $83. However, rates can vary depending on factors such as your zip code, car year and model, driving history, and more.
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