Cheapest Car Insurance In Paterson, NJ 2024
Plymouth Rock Assurance stands out as the cheapest option in Paterson, with an average rate of $50 a month for minimum coverage.
We’ve saved shoppers an average of $600 per year on their car insurance.
When looking for the cheapest car insurance in Paterson, NJ, the options can vary widely.
For those seeking the most affordable liability-only coverage, Plymouth Rock Assurance is the clear winner. For comprehensive protection, Plymouth Rock Assurance also offers the best rates for full coverage policies. Travelers provides the cheapest rates for young drivers.
Cheapest Car Insurance Companies In Paterson, NJ 2024
Cheapest Minimum Coverage Car Insurance In Paterson: Plymouth Rock Assurance
Plymouth Rock Assurance is the cheapest car insurance company for minimum coverage in Paterson, with an average monthly cost of $50.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allstate | $95 | $1,140 |
| GEICO | $60 | $720 |
| New Jersey Skylands Insurance | $115 | $1,380 |
| Plymouth Rock Assurance | $50 | $600 |
| NJM | $80 | $960 |
Cheapest Full Coverage Rates In Paterson: Plymouth Rock Assurance
Plymouth Rock Assurance offers the cheapest car insurance rates for full coverage in Paterson, with average quotes of $95 a month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Travelers | $200 | $2,400 |
| NJM | $120 | $1,440 |
| Allstate | $155 | $1,860 |
| Plymouth Rock Assurance | $95 | $1,140 |
| GEICO | $125 | $1,500 |
Cheapest For Seniors: New Jersey Manufacturers
New Jersey Manufacturers offers the lowest car insurance rates for seniors in Paterson, with average quotes of $95 a month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Plymouth Rock | $200 | $2,400 |
| State Farm | $175 | $2,100 |
| Mercury Insurance Company | $205 | $2,460 |
| New Jersey Manufacturers | $95 | $1,140 |
| Penn National | $190 | $2,280 |
Cheapest For Young Adults: Travelers
Travelers provides the cheapest quotes for young adults in Paterson, with rates around $110 a month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Erie | $225 | $2,700 |
| New Jersey Manufacturers | $145 | $1,740 |
| State Farm | $235 | $3,020 |
| Travelers | $110 | $1,320 |
| New York Central Mutual Fire | $195 | $2,340 |
Most Affordable Rates In Paterson For Teenagers: New Jersey Manufacturers
Teenage drivers in Paterson can find the lowest quotes from New Jersey Manufacturers, with average monthly premiums of $195.
| Provider | Average Monthly Cost | Average Annual Cost |
| Encompass | $470 | $5,640 |
| State Farm | $330 | $3,960 |
| Allstate | $440 | $5,280 |
| New Jersey Manufacturers | $195 | $2,340 |
| Penn National | $405 | $4,860 |
Cheapest Car Insurance In Paterson After A Speeding Ticket: Plymouth Rock Assurance
Plymouth Rock Assurance is very affordable compared to other companies, offering average rates of $110 a month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allstate | $200 | $2,400 |
| Plymouth Rock Assurance | $110 | $1,320 |
| Mercury | $205 | $2,460 |
| NJM | $140 | $1,680 |
| GEICO | $125 | $1,500 |
Cheapest For Drivers With After At-Fault Accident: NJM
NJM offers the cheapest car insurance quotes for drivers with an at-fault incident in Paterson, with an average rate of $120 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Plymouth Rock Assurance | $130 | $1,560 |
| New Jersey Skylands Insurance | $265 | $3,180 |
| GEICO | $180 | $2,160 |
| NJM | $120 | $1,440 |
| Amica Mutual | $235 | $2,820 |
Cheapest Car Insurance In Paterson For Drivers After A DUI: Plymouth Rock Assurance
Plymouth Rock Assurance has the cheapest rates for drivers after a DUI in Paterson, with average monthly premiums of $115.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allstate | $230 | $2,760 |
| NJM | $140 | $1,680 |
| GEICO | $275 | $3,300 |
| Plymouth Rock Assurance | $115 | $1,380 |
| Progressive | $205 | $2,460 |
Best Car Insurance Companies In Paterson
Here are the top 10 car insurance companies in Paterson, NJ, ranked by the average monthly rate they offer:
| Company | Monthly Premium |
| Penn National | $231 |
| Allstate | $240 |
| New Jersey Manufacturers | $126 |
| Esurance | $293 |
| Erie | $226 |
| New York Central Mutual Fire | $192 |
| Encompass | $290 |
| State Farm | $216 |
| USAA | $230 |
| Travelers | $115 |
Average Rates In Paterson – By Age
| Age | Average Yearly Rate |
| Teenagers | $4,152 |
| 20s | $2,820 |
| 30s | $2,400 |
| 40s | $2,040 |
| 50s | $2,160 |
| 60s | $1,980 |
| 70s | $1,560 |
Average Rates In Paterson – By Vehicle
| Vehicle | Average Monthly Rate |
| 2019 Nissan Altima | $176 |
| 2017 Honda Accord | $128 |
| 2016 Mazda 3 | $100 |
| 2012 Honda Civic | $118 |
| 2024 Toyota Rav4 | $126 |
Average Cost Of Auto Insurance In Paterson – By Zip Code
| City | Average Monthly Rate |
| 07514 | $230 |
| 07501 | $205 |
| 07522 | $206 |
| 07504 | $208 |
| 07524 | $190 |
How Much Is Car Insurance In Other Cities in New Jersey?
| City | Average Monthly Rate |
| Morristown | $143 |
| Elizabeth | $206 |
| Newark | $225 |
| Edison | $145 |
| Jersey City | $190 |
| Clifton | $204 |
| Trenton | $156 |
| Atlantic City | $200 |
| Plainfield | $190 |
| Camden | $205 |
Our Methodology
Based on a thorough analysis that includes customer service ratings, product offerings, pricing, and detailed evaluations from online reviews and user experiences, I've developed a comprehensive overview of car insurance providers in Paterson, NJ.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Paterson?
In Paterson, Plymouth Rock Assurance provides the lowest rates for both the minimum coverage required by New Jersey state law and for full coverage, which includes comprehensive and collision protection.
What is the average cost of car insurance in Paterson?
In Paterson, the average cost of car insurance is approximately $207 per month. Rates can vary depending on factors such as your zip code, the year and model of your car, and your driving history.
