Cheapest Car Insurance In Plantation, FL 2025
Travelers leads as the least expensive car insurance provider in Plantation, with minimum coverage averaging $56 a month.
We’ve saved shoppers an average of $600 per year on their car insurance.
The price of car insurance in Plantation, FL, isn’t fixed, so finding the cheapest plan requires some research.
For those wanting liability-only insurance at the lowest price, Travelers is the best option. State Farm is ideal for affordable full coverage, and young drivers can secure the cheapest rates with Liberty Mutual.
Cheapest Car Insurance Companies In Plantation, FL 2025
Cheapest Liability-only Car Insurance In Plantation: Travelers
With a monthly price of $56 on average, Travelers ranks as the cheapest car insurance provider for minimum coverage in Plantation.
Find a breakdown of insurance rates from different providers in the table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| Travelers | $56 | $672 |
| Mercury | $79 | $948 |
| State Farm | $60 | $720 |
| GEICO | $59 | $708 |
| Nationwide | $82 | $984 |
Cheapest Full Coverage Insurance Rates In Plantation: State Farm
Drivers in Plantation can get the lowest full coverage car insurance from State Farm, with an average cost of $114 per month.
Review the table for a side-by-side look at average car insurance quotes from low-cost providers in Plantation.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $114 | $1,368 |
| Nationwide | $160 | $1,920 |
| GEICO | $167 | $2,004 |
| Travelers | $118 | $1,416 |
| Progressive | $165 | $1,980 |
Cheapest Car Insurance Rates For Seniors: Direct Auto
Direct Auto leads in affordability for senior drivers in Plantation, offering coverage at an average of $114 per month.
The following table provides a look at average quotes from low-cost auto insurers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Direct Auto | $114 | $1,368 |
| State Farm | $143 | $1,716 |
| 21st Century | $140 | $1,680 |
| Mercury | $210 | $2,520 |
| Nationwide | $199 | $2,388 |
Cheapest Rates In Plantation For Teenagers: 21st Century
21st Century provides the best-priced car insurance for teenage drivers in Plantation, with a typical monthly rate of $154.
The following table showcases the insurers with the best rates for teenage drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| 21st Century | $154 | $1,848 |
| Direct Auto | $376 | $4,512 |
| State Farm | $280 | $3,360 |
| Liberty Mutual | $211 | $2,532 |
| Unitrin | $390 | $4,680 |
Cheapest Auto Insurance For Young Adults in Plantation: Liberty Mutual
With an average rate of $163 per month, Liberty Mutual stands out as the cheapest insurance provider for young adults in Plantation.
The following table highlights the lowest auto insurance rates for young adults in Plantation for easy comparison.
| Provider | Average Monthly Cost | Average Annual Cost |
| Liberty Mutual | $163 | $1,956 |
| Direct Auto | $209 | $2,508 |
| State Farm | $206 | $2,472 |
| Allied | $358 | $4,296 |
| Mercury | $225 | $2,700 |
Cheapest Car Insurance In Plantation For Good Drivers: Travelers
The cheapest car insurance option for good drivers in Plantation is Travelers, with an estimated monthly cost of $56.
If you qualify as a good driver, check the table below for a breakdown of the cheapest insurance rates.
| Provider | Average Monthly Cost | Average Annual Cost |
| Travelers | $56 | $672 |
| Mercury | $79 | $948 |
| State Farm | $60 | $720 |
| GEICO | $59 | $708 |
| Nationwide | $82 | $984 |
Find affordable Plantation rates
Cheapest Car Insurance In Plantation After A Speeding Ticket: State Farm
Compared to other insurers in Plantation, State Farm offers highly competitive pricing, with speeding ticket holders paying about $177 per month.
The table below outlines the average insurance rates for drivers who have been caught speeding.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $177 | $2,124 |
| Progressive | $399 | $4,788 |
| GEICO | $281 | $3,372 |
| Travelers | $216 | $2,592 |
| Allstate | $465 | $5,580 |
Cheapest For Drivers With After At-Fault Accident: State Farm
State Farm provides the most affordable car insurance for drivers with an accident history, with a monthly average of $192.
These are the insurance companies that offer the best pricing for drivers with an accident history.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $192 | $2,304 |
| Progressive | $444 | $5,328 |
| Travelers | $240 | $2,880 |
| GEICO | $231 | $2,772 |
| Allstate | $804 | $9,648 |
Cheapest Rates In Plantation For Drivers After A DUI: Travelers
At $278 per month on average, Travelers provides the most cost-effective insurance coverage for Plantation drivers with a DUI.
The table below provides a breakdown of the cheapest insurance rates for Plantation drivers who have a DUI.
| Provider | Average Monthly Cost | Average Annual Cost |
| Travelers | $278 | $3,336 |
| Progressive | $363 | $4,356 |
| Farmers | $459 | $5,508 |
| State Farm | $484 | $5,808 |
| Allstate | $658 | $7,896 |
Best Car Insurance Companies In Plantation
Travelers offers the best insurance deal in Plantation for $56 per month, but State Farm ($60) and GEICO ($59) are also budget-friendly options.
The following ranking features the 10 best auto insurance providers in Plantation, FL, based on average monthly costs.
| Company | Monthly Premium |
| Travelers | $56 |
| Mercury | $79 |
| State Farm | $60 |
| GEICO | $59 |
| Nationwide | $82 |
| UAIC | $132 |
| Farmers | $113 |
| Allstate | $190 |
| Liberty Mutual | $137 |
| AIG | $293 |
Average Auto Insurance Rates In Plantation – By Age
A key factor in car insurance pricing is age. Because younger drivers are more likely to be in accidents, they face higher premiums—teen drivers, for instance, pay about $7,413 a year.
Insurance companies usually lower rates for drivers at 25, but only if they have a solid driving history.
The most affordable car insurance is often available to those in their 50s and early 60s, as insurers use age to evaluate risk and driving history.
| Age | Average Yearly Rate |
| Teenagers | $7,413 |
| 20s | $6,600 |
| 30s | $4,226 |
| 40s | $4,246 |
| 50s | $4,173 |
| 60s | $3,891 |
| 70s | $4,274 |
Average Rates In Plantation – By Vehicle
The type of vehicle you drive directly influences your insurance rates. Insurers consider factors like make, model, and body style, with newer luxury cars often being the most expensive to cover.
Check the table below for a comparison of insurance rates in Plantation across different vehicles.
| Vehicle | Average Monthly Rate |
| Audi S5 | $704 |
| Toyota Rav4 | $289 |
| Land Rover Discovery | $680 |
| Honda Accord | $690 |
| Dodge Charger | $1,190 |
How Much Is Car Insurance In Other Cities in Florida?
Car insurance rates are influenced by your city, with factors like accident risks, car theft, and vandalism playing a role. Urban drivers usually pay more due to the increased likelihood of these incidents.
Residents of Sunrise spend around $380 monthly on car insurance, while those in Gainesville pay an average of $176.
| City | Average Monthly Rate |
| Sunrise | $380 |
| Lake City | $200 |
| Hallandale Beach | $310 |
| Daytona Beach | $181 |
| Apopka | $215 |
| Gainesville | $176 |
| Pinellas Park | $223 |
| Fort Myers | $194 |
| Kissimmee | $220 |
| West Palm Beach | $280 |
Average Cost Of Auto Insurance In Plantation – By Zip Code
Zip codes provide insurers with crime data, leading to different car insurance rates depending on where you live.
The table below outlines average car insurance costs for Plantation residents by zip code.
| Zip Code | Average Monthly Rate |
| 33324 | $401 |
| 33313 | $545 |
| 33417 | $356 |
| 33222 | $133 |
| 33328 | $281 |
Find affordable Plantation rates
Our Methodology
My research offers an in-depth look at Plantation, FL car insurance landscape, considering customer satisfaction, pricing, coverage options, and online reputation.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Plantation?
Plantation most affordable car insurance comes from Travelers for minimum coverage and from State Farm for full coverage, including collision and comprehensive protection.
What is the average cost of car insurance in Plantation?
On average, Plantation drivers spend about $410 per month on car insurance, but costs vary based on factors like zip code, vehicle details, and personal driving record.
