Cheapest Car Insurance In Pocatello, ID 2025
National General offers the most affordable minimum coverage car insurance in Pocatello, with an average monthly cost of $54.
We’ve saved shoppers an average of $600 per year on their car insurance.
Finding the most affordable car insurance in Pocatello, ID, can be challenging, as prices vary widely.
For liability-only coverage, National General stands out as the most budget-friendly option. If you need full coverage, Progressive offers the best rates. Meanwhile, young drivers can get the lowest premiums from American National.
Cheapest Car Insurance In Pocatello, ID
Cheapest Liability-only Car Insurance In Pocatello: National General
National General offers the most affordable minimum coverage car insurance in Pocatello, with an average monthly premium of $54.
Check the table below to compare rates from various insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Dairyland | $60 | $720 |
| Safeco | $65 | $780 |
| Progressive | $58 | $696 |
| Direct Auto | $67 | $804 |
| National General | $54 | $648 |
Cheapest Full Coverage Insurance Rates In Pocatello: Progressive
Progressive offers the lowest rates for full coverage car insurance in Pocatello, with an average monthly premium of $85.
See the table below for a comparison of average quotes from budget-friendly insurers in Pocatello.
| Provider | Average Monthly Cost | Average Annual Cost |
| National General | $106 | $1,272 |
| Progressive | $85 | $1,020 |
| Liberty Mutual | $130 | $1,560 |
| Safeco | $98 | $1,176 |
| Direct Auto | $115 | $1,380 |
Cheapest Car Insurance Rates For Seniors: American National
American National offers the most affordable car insurance for seniors in Pocatello, with an average monthly rate of $57.
The table below compares average quotes from the cheapest insurers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $70 | $840 |
| Auto-Owners | $62 | $744 |
| Travelers | $75 | $900 |
| American National | $57 | $684 |
| USAA | $66 | $792 |
Cheapest Rates In Pocatello For Teenagers: American National
Teenage drivers in Pocatello can get the most affordable insurance from American National, with an average monthly premium of $182.
The table below highlights the cheapest insurance rates for teenagers.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $231 | $2,772 |
| USAA | $190 | $2,280 |
| American National | $182 | $2,184 |
| Auto-Owners | $242 | $2,904 |
| Oregon Mutual | $236 | $2,832 |
Cheapest Auto Insurance For Young Adults in Pocatello: American National
American National provides the most affordable car insurance for young adults in Pocatello, with an average monthly rate of $65.
Use the table below to compare the cheapest auto insurance options in Pocatello for young adults.
| Provider | Average Monthly Cost | Average Annual Cost |
| Travelers | $103 | $1,236 |
| Auto-Owners | $83 | $996 |
| American National | $65 | $780 |
| State Farm | $88 | $1,056 |
| USAA | $78 | $936 |
Cheapest Car Insurance In Pocatello For Good Drivers: National General
Good drivers in Pocatello can get the lowest car insurance rates from National General, with an average monthly cost of $55.
Check the table below to compare average quotes from the most affordable insurers for good drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $59 | $708 |
| Safeco | $66 | $792 |
| National General | $55 | $660 |
| Direct Auto | $65 | $780 |
| Dairyland | $60 | $720 |
Find Affordable Pocatello Rates
Cheapest Car Insurance In Pocatello After A Speeding Ticket: National General
National General offers some of the lowest rates in Pocatello, with an average monthly cost of $74 for drivers with a speeding ticket.
Check the table below to compare average rates for drivers with a speeding violation.
| Provider | Average Monthly Cost | Average Annual Cost |
| Direct Auto | $90 | $1,080 |
| Progressive | $79 | $948 |
| Safeco | $83 | $996 |
| Liberty Mutual | $102 | $1,224 |
| National General | $74 | $888 |
Cheapest For Drivers With After At-Fault Accident: National General
National General provides the most affordable car insurance for drivers with an at-fault accident, with an average monthly rate of $78.
Below is a list of insurance companies offering the lowest rates for drivers with an at-fault incident.
| Provider | Average Monthly Cost | Average Annual Cost |
| Dairyland | $85 | $1,020 |
| Direct Auto | $97 | $1,164 |
| Progressive | $82 | $984 |
| Safeco | $91 | $1,092 |
| National General | $78 | $936 |
Cheapest Rates In Pocatello For Drivers After A DUI: National General
National General offers the most affordable rates for drivers with a DUI in Pocatello, with average monthly premiums of $86.
Drivers in Pocatello with a DUI can compare the cheapest rates in the table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| Direct Auto | $110 | $1,320 |
| National General | $86 | $1,032 |
| Progressive | $95 | $1,140 |
| Liberty Mutual | $125 | $1,500 |
| Safeco | $103 | $1,236 |
Best Car Insurance Companies In Pocatello
In Pocatello, drivers can find the most affordable car insurance with American National for $60 a month. National General is another option at $63 per month, while USAA offers rates starting at $67 monthly.
Below are the top 10 car insurance companies in Pocatello, ID, ranked by their average monthly premiums.
| Company | Monthly Premium |
| American National | $60 |
| National General | $63 |
| USAA | $67 |
| State Farm | $75 |
| Auto-Owners | $86 |
| Progressive | $95 |
| Direct Auto | $103 |
| Progressive | $110 |
| Nationwide | $114 |
| Liberty Mutual | $140 |
Average Auto Insurance Rates In Pocatello- By Age
Age plays a significant role in determining car insurance rates. Younger drivers typically face higher premiums because of their inexperience and higher risk of accidents and violations. Teenagers, for example, can expect to pay about $3,204 annually for car insurance.
Once drivers reach the age of 25, their rates generally begin to drop, provided they maintain a clean driving record.
The lowest insurance premiums are often offered to drivers in their 50s and early 60s, as insurance companies consider age a key factor in evaluating driving experience and risk.
| Age | Average Yearly Rate |
| Teenagers | $3,204 |
| 20s | $1,968 |
| 30s | $1,416 |
| 40s | $1,284 |
| 50s | $1,128 |
| 60s | $1,080 |
| 70s | $1,236 |
Average Rates In Pocatello- By Vehicle
The type of vehicle you own significantly impacts your car insurance rates. Insurers consider factors like the make, model, year, and body style of the car. Generally, newer vehicles, especially luxury models with advanced technology and higher replacement costs, come with higher insurance premiums.
Use the table below to compare average rates in Pocatello for different vehicles.
| Vehicle | Average Monthly Rate |
| Toyota Sienna | $60 |
| Nissan Sentra | $68 |
| Ford F150 | $110 |
| Hyundai Tucson | $89 |
| Kia Rio | $75 |
How Much Is Car Insurance In Other Cities In Idaho?
Where you live plays a major role in determining your car insurance rates. Insurers assess factors related to your location, such as the likelihood of accidents, vehicle theft, and vandalism, which tend to be more common in urban areas. This increased risk typically leads to higher premiums.
For instance, drivers in Moscow pay an average of $67 per month for car insurance, while residents of Nampa face an average monthly rate of $83.
| City | Average Monthly Rate |
| Moscow | $67 |
| Nampa | $83 |
| Sun Valley | $65 |
| Post Falls | $90 |
| Boise | $76 |
| Caldwell | $85 |
| Twin Falls | $77 |
| Coeur D Alene | $82 |
| Blackfoot | $68 |
| Idaho Falls | $94 |
Average Cost Of Auto Insurance In Pocatello- By Zip Code
Zip codes are used by insurers to assess crime rates and other factors in your area, which is why car insurance rates can vary by zip code.
Refer to the table below to compare average insurance rates for different zip codes in Pocatello.
| Zip Code | Average Monthly Rate |
| 83202 | $95 |
| 83204 | $70 |
| 83201 | $74 |
| 83206 | $82 |
| 83705 | $58 |
Find Affordable Pocatello Rates
Our Methodology
Drawing upon a comprehensive analysis that encompasses multiple facets such as customer service ratings, product options, pricing, and a thorough evaluation of various online review sites and user experience, I've crafted an in-depth view of the landscape of car insurance providers in Pocatello, ID.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Pocatello?
In Pocatello, National General offers the lowest rates for the minimum coverage required by the State of Idaho, while Progressive provides the most affordable full coverage, including comprehensive and collision insurance.
What is the average cost of car insurance in Pocatello?
The average monthly cost of car insurance in Pocatello is around $84. However, rates can vary depending on factors like your zip code, the year and model of your vehicle, and your driving history.
