Cheapest Car Insurance In Redlands, CA 2025

For minimum coverage car insurance in Redlands, GEICO offers the best deal at just $37 per month on average.

We’ve saved shoppers an average of $600 per year on their car insurance.

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Updated: 20 January 2025
Written by Bob Phillips
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In Redlands, CA, the cost of car insurance can vary a lot when hunting for the cheapest option.

Drivers seeking the lowest price on liability-only coverage will find GEICO the best option. Progressive offers competitive full coverage rates, and State Farm has the cheapest plans for younger drivers.

Cheapest Car Insurance Companies In Redlands, CA

Cheapest Full Coverage Insurance Rates In Redlands: Chubb

Progressive stands out as the cheapest provider of full coverage car insurance in Redlands, costing an average of $92 per month.

Use the table below to see a comparison of average car insurance quotes from affordable companies in Redlands.

Provider Average Monthly Cost Average Annual Cost
Chubb $84 $1,006
Auto-Owners $199 $2,370
GEICO $152 $1,820
State Farm $412 $4,937
Farmers $840 $10,030

Cheapest Liability-only Car Insurance In Redlands: Chubb

For minimum coverage car insurance in Redlands, GEICO offers the best deal at an average cost of $37 per month.

Check the table below to see how rates vary across different insurance carriers.

Provider Average Monthly Cost Average Annual Cost
Chubb $34 $403
Auto-Owners $110 $1,312
Encompass $96 $1,130
Progressive $98 $1,145
GEICO $103 $1,227

Cheapest Rates In Redlands For Teenagers: Progressive

For teenage drivers in Redlands, State Farm offers the best rates, with monthly premiums averaging $313.

Use the table below to find the companies with the best rates for teenage drivers.

Provider Average Monthly Cost Average Annual Cost
Progressive $350 $4,199
Travelers $989 $11,834
Auto-owners $351 $4,210
State Farm $1,159 $13,904
Farmers $173 $20,620

Cheapest Car Insurance Rates For Seniors: Chubb

For seniors in Redlands, State Farm offers the best car insurance rates, costing $87 a month on average.

Seniors can compare average rates from the cheapest auto insurers using the table below.

Provider Average Monthly Cost Average Annual Cost
Chubb $69 $820
Auto-Owners $208 $2,486
GEICO $153 $1,832
State Farm $390 $4,670
Farmers $745 $8,930

Cheapest Auto Insurance For Young Adults in Redlands: GEICO

The most budget-friendly car insurance for young adults in Redlands comes from State Farm, costing $238 per month on average.

The table below presents a comparison of the lowest auto insurance rates for young adults in Redlands.

Provider Average Monthly Cost Average Annual Cost
GEICO $153 $1,825
Progressive $167 $2,000
Travelers $210 $2,520
Auto-Owners $212 $2,540
State Farm $473 $5,670

Cheapest Car Insurance In Redlands For Good Drivers: Chubb

With an average monthly rate of $37, GEICO offers the cheapest car insurance for good drivers in Redlands.

If you’re a good driver, check the table below to find average quotes from the cheapest insurers.

Provider Average Monthly Cost AverageAnnual Cost
Chubb $34 $403
Auto-Owners $110 $1,312
Encompass $96 $1,130
Progressive $98 $1,145
GEICO $103 $1,227

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Cheapest For Drivers With After At-Fault Accident: Progressive

Drivers with an at-fault incident can find the lowest car insurance rates at State Farm, with an average monthly premium of $193.

These are the car insurance providers with the best rates for drivers who have caused an at-fault accident.

Provider Average Monthly Cost Average Annual Cost
Progressive $206 $2,469
GEICO $407 $4,880
Auto-Owners $231 $2,772
State Farm $496 $5,940
Farmers $1,143 $13,690

Cheapest Rates In Redlands For Drivers After A DUI: Progressive

State Farm stands out as the cheapest provider for drivers with a DUI in Redlands, with an average rate of $188 per month.

The following table displays the cheapest car insurance rates for Redlands drivers who have a DUI on their record.

Provider Average Monthly Cost Average Annual Cost
Progressive $170 $2,025
Travelers $784 $9,415
Auto-Owners $490 $5,860
State Farm $1,075 $12,890
Farmers $1,114 $13,360

Cheapest Car Insurance In Redlands After A Speeding Ticket: USAA

In Redlands, State Farm is a budget-friendly option, with average rates of $176 per month for drivers with a speeding ticket.

The table below displays the typical rates for drivers who have a speeding ticket.

Provider Average Monthly Cost Average Annual Cost
USAA $191 $2,292
Progressive $193 $2,306
State Farm $618 $7,410
Auto-owners $262 $3,142
Farmers $1,086 $13,020

Best Car Insurance Companies In Redlands

AAA provides the best deal for car insurance in Redlands, averaging $83 per month. Progressive and GEICO are other great options, with rates of $90 and $93 per month, respectively.

The following shows the top 10 car insurance providers in Redlands, CA, ranked by the average monthly rates they offer.

Company Monthly Premium
California Capital $180
Progressive $90
GEICO $93
National General $101
Mercury $157
USAA $150
Allstate $108
State Farm $109
Capital Insurance Group $118
Nationwide $120

Average Auto Insurance Rates In Redlands – By Age

The age of a driver significantly impacts their car insurance rates. Younger drivers typically face higher premiums, as they are statistically more likely to be involved in accidents or violations. Teenagers usually pay around $7,599 per year for car insurance.

When drivers hit 25, they often experience lower car insurance rates, given they have kept a clean driving record.

Drivers in their 50s and early 60s tend to receive the most competitive car insurance rates, as their age suggests they have more experience and a lower risk of accidents.

Age Average Yearly Rate
Teenagers $3,824
20s $2,220
30s $1,608
40s $1,320
50s $1,560
60s $1,560
70s $1,740

Average Rates In Redlands – By Vehicle

The car you drive significantly affects your insurance premiums. Insurance providers assess factors like make, model, year, and body style, with newer and luxury vehicles typically costing more to insure due to their advanced features and higher repair or replacement costs.

Check out the table below for average car insurance rates in Redlands, based on the type of vehicle.

Vehicle Average Monthly Rate
Honda Cr-V $75
Kia Sorento $160
Honda Civic $88
Toyota Tacoma $96
Toyota Corolla $104

Average Cost Of Auto Insurance In Redlands – By Zip Code

Car insurance rates are influenced by zip codes because insurers use them to assess local crime rates, which can affect the cost of your premium.

Below is a table that displays the average car insurance premiums for different zip codes in Redlands.

Zip Code Average Monthly Rate
48235 $160
48238 $156
48216 $171
48210 $152
48206 $165

How Much Is Car Insurance In Other Cities in California?

Your city can have a big impact on your car insurance rates. Insurance companies look at factors like accident rates and vehicle theft, which are typically higher in cities, resulting in increased premiums.

For comparison, drivers in Los Angeles usually pay around $243 a month for car insurance, while those in San Diego have an average premium of $176.

City Average Monthly Rate
Jurupa Valley $140
San Diego $126
Anderson $123
Culver City $160
Fresno $132
Pleasanton $124
Lynwood $160
Norwalk $147
Bakersfield $132
Lancaster $181

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Our Methodology

Through an extensive examination of customer service, pricing, product options, and online reviews, I’ve compiled a detailed insight into the car insurance options in Redlands, CA.

65

Quotes Analyzed

15+

Years Of Industry Experience

22

Brands Reviewed

35+

Research Hours

FAQs

Who has the lowest car insurance rates in Redlands?

In Redlands, GEICO offers the cheapest rates for the state’s minimum required coverage, and Progressive has the lowest premiums for full coverage, which covers both comprehensive and collision.

What is the average cost of car insurance in Redlands?

The average monthly cost of car insurance in Redlands is approximately $180. Rates may vary depending on factors like your zip code, car year and model, and driving record.

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