Cheapest Car Insurance In Redlands, CA 2025

For minimum coverage car insurance in Redlands, CSAA offers the best deal at just $38 per month on average.

We’ve saved shoppers an average of $600 per year on their car insurance.

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Updated: 04 March 2025
Written by Bob Phillips
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In Redlands, CA, the cost of car insurance can vary a lot when hunting for the cheapest option.

Drivers seeking the lowest price on liability-only coverage will find CSAA the best option. AAA offers competitive full coverage rates, and USAA has the cheapest plans for younger drivers.

Cheapest Car Insurance Companies In Redlands, CA

Cheapest Full Coverage Insurance Rates In Redlands: AAA

AAA stands out as the cheapest provider of full coverage car insurance in Redlands, costing an average of $83 per month.

Use the table below to see a comparison of average car insurance quotes from affordable companies in Redlands.

Provider Average Monthly Cost Average Annual Cost
AAA $83 $996
Progressive $96 $1,152
National General $125 $1,500
GEICO $107 $1,284
CIG $120 $1,440

Cheapest Liability-only Car Insurance In Redlands: CSAA

For minimum coverage car insurance in Redlands, CSAA offers the best deal at an average cost of $38 per month.

Check the table below to see how rates vary across different insurance carriers.

Provider Average Monthly Cost Average Annual Cost
CSAA $38 $456
Progressive $41 $492
GEICO $43 $516
Kemper $49 $588
CIG $52 $624

Cheapest Rates In Redlands For Teenagers: National General

For teenage drivers in Redlands, National General offers the best rates, with monthly premiums averaging $102.

Use the table below to find the companies with the best rates for teenage drivers.

Provider Average Monthly Cost Average Annual Cost
National General $102 $1,224
Kemper $160 $1,920
Mercury $205 $2,460
GEICO $230 $2,760
Root $310 $3,720

Cheapest Car Insurance Rates For Seniors: USAA

For seniors in Redlands, USAA offers the best car insurance rates, costing $98 a month on average.

Seniors can compare average rates from the cheapest auto insurers using the table below.

Provider Average Monthly Cost Average Annual Cost
USAA $98 $1,176
21st Century $110 $1,320
Mercury $105 $1,260
Allstate $115 $1,380
Grange $107 $1,284

Cheapest Auto Insurance For Young Adults in Redlands: Kemper

The most budget-friendly car insurance for young adults in Redlands comes from Kemper, costing $101 per month on average.

The table below presents a comparison of the lowest auto insurance rates for young adults in Redlands.

Provider Average Monthly Cost Average Annual Cost
Kemper $101 $1,212
21st Century $158 $1,896
Mercury $122 $1,464
Ensurance $175 $2,100
USAA $168 $2,016

Cheapest Car Insurance In Redlands For Good Drivers: CSAA

With an average monthly rate of $38, CSAA offers the cheapest car insurance for good drivers in Redlands.

If you’re a good driver, check the table below to find average quotes from the cheapest insurers.

Provider Average Monthly Cost AverageAnnual Cost
CSAA $38 $456
Progressive $41 $492
GEICO $43 $516
Kemper $49 $588
CIG $52 $624

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Cheapest For Drivers With After At-Fault Accident: Mercury

Drivers with an at-fault incident can find the lowest car insurance rates at Mercury, with an average monthly premium of $147.

These are the car insurance providers with the best rates for drivers who have caused an at-fault accident.

Provider Average Monthly Cost Average Annual Cost
Mercury $147 $1,764
GEICO $170 $2,040
Direct Auto $148 $1,776
State Farm $193 $2,316
Allstate $175 $2,100

Cheapest Rates In Redlands For Drivers After A DUI: Mercury

Mercury stands out as the cheapest provider for drivers with a DUI in Redlands, with an average rate of $160 per month.

The following table displays the cheapest car insurance rates for Redlands drivers who have a DUI on their record.

Provider Average Monthly Cost Average Annual Cost
Mercury $160 $1,920
Allstate $212 $2,544
Direct Auto $175 $2,100
State Farm $237 $2,844
Nationwide $332 $3,984

Cheapest Car Insurance In Redlands After A Speeding Ticket: Mercury

In Redlands, Mercury is a budget-friendly option, with average rates of $147 per month for drivers with a speeding ticket.

The table below displays the typical rates for drivers who have a speeding ticket.

Provider Average Monthly Cost Average Annual Cost
Mercury $147 $1,764
National General $156 $1,872
Allstate $172 $2,064
Nationwide $271 $3,252
State Farm $189 $2,268

Best Car Insurance Companies In Redlands

CSAA provides the best deal for car insurance in Redlands, averaging $38 per month. Progressive and GEICO are other great options, with rates of $41 and $43 per month, respectively.

The following shows the top 10 car insurance providers in Redlands, CA, ranked by the average monthly rates they offer.

Company Monthly Premium
CSAA $38
Progressive $41
GEICO $43
Kemper $49
CIG $52
Mercury $111
Allstate $138
Farmers $142
Nationwide $216
21st Century $176

Average Auto Insurance Rates In Redlands – By Age

The age of a driver significantly impacts their car insurance rates. Younger drivers typically face higher premiums, as they are statistically more likely to be involved in accidents or violations. Teenagers usually pay around $4,539 per year for car insurance.

When drivers hit 25, they often experience lower car insurance rates, given they have kept a clean driving record.

Drivers in their 50s and early 60s tend to receive the most competitive car insurance rates, as their age suggests they have more experience and a lower risk of accidents.

Age Average Yearly Rate
Teenagers $4,539
20s $2,393
30s $2,130
40s $1,571
50s $1,386
60s $1,397
70s $1,562

Average Rates In Redlands – By Vehicle

The car you drive significantly affects your insurance premiums. Insurance providers assess factors like make, model, year, and body style, with newer and luxury vehicles typically costing more to insure due to their advanced features and higher repair or replacement costs.

Check out the table below for average car insurance rates in Redlands, based on the type of vehicle.

Vehicle Average Monthly Rate
Ford Explorer $92
Kia Sorento $165
Subaru Crosstrek $104
Toyota Yaris $141
Volkswagen Beetle $660

Average Cost Of Auto Insurance In Redlands – By Zip Code

Car insurance rates are influenced by zip codes because insurers use them to assess local crime rates, which can affect the cost of your premium.

Below is a table that displays the average car insurance premiums for different zip codes in Redlands.

Zip Code Average Monthly Rate
92373 $162
92374 $170

How Much Is Car Insurance In Other Cities in California?

Your city can have a big impact on your car insurance rates. Insurance companies look at factors like accident rates and vehicle theft, which are typically higher in cities, resulting in increased premiums.

For comparison, drivers in Los Angeles usually pay around $190 a month for car insurance, while those in San Diego have an average premium of $145.

City Average Monthly Rate
Long Beach $163
San Diego $145
Anaheim $152
Stockton $159
Fresno $154
Pasadena $156
Sacramento $165
San Francisco $185
Bakersfield $149
Los Angeles $190

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Our Methodology

Through an extensive examination of customer service, pricing, product options, and online reviews, I’ve compiled a detailed insight into the car insurance options in Redlands, CA.

107

Quotes Analyzed

15+

Years Of Industry Experience

31

Brands Reviewed

30+

Research Hours

FAQs

Who has the lowest car insurance rates in Redlands?

In Redlands, CSAA offers the cheapest rates for the state’s minimum required coverage, and AAA has the lowest premiums for full coverage, which covers both comprehensive and collision.

What is the average cost of car insurance in Redlands?

The average monthly cost of car insurance in Redlands is approximately $170. Rates may vary depending on factors like your zip code, car year and model, and driving record.

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