Cheapest Car Insurance In Salem, OR 2024
In Salem, State Farm offers the most affordable car insurance, with minimum coverage costing around $28 per month.
We’ve saved shoppers an average of $600 per year on their car insurance.
When searching for budget-friendly car insurance in Salem, OR, prices can differ significantly. If you’re after the least expensive liability-only coverage, State Farm is the top choice. For drivers needing broader protection, State Farm also provides the best rates for full coverage. On the other hand, General Casualty has the lowest rates for young drivers.
Cheapest Car Insurance Companies In Salem, OR 2024
Cheapest Auto Insurance Rates In Salem For Teenagers: USAA
Teen drivers in Salem can get the lowest rates from USAA, with average monthly premiums around $136.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $136 | $1,632 |
| Mutual Of Enumclaw | $293 | $3,516 |
| Country | $197 | $2,364 |
| Travelers | $311 | $3,732 |
| State Farm | $188 | $2,256 |
Cheapest Minimum Coverage Car Insurance In Salem: State Farm
State Farm offers the lowest-priced car insurance in Salem for minimum coverage, averaging $28 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $28 | $336 |
| GEICO | $56 | $672 |
| Country Financial | $50 | $600 |
| Travelers | $57 | $684 |
| Progressive | $54 | $648 |
Cheapest Car Insurance In Salem For Young Adults: General Casualty
General Casualty provides the most affordable rates for young adults in Salem, with premiums averaging about $85 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| General Casualty | $85 | $1,020 |
| State Farm | $127 | $1,524 |
| Grange | $87 | $1,044 |
| Country | $122 | $1,464 |
| USAA | $120 | $1,440 |
Cheapest Full Coverage Car Insurance In Salem: State Farm
State Farm offers the lowest rates for full coverage car insurance in Salem, with quotes averaging $72 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $72 | $864 |
| American Family | $90 | $1,080 |
| Country Financial | $73 | $876 |
| Travelers | $93 | $1,116 |
| Nationwide | $82 | $984 |
Cheapest Car Insurance In Salem For Seniors: USAA
USAA provides the most affordable car insurance for seniors in Salem, with average rates of $80 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $80 | $960 |
| Nationwide | $104 | $1,248 |
| State Farm | $83 | $996 |
| Metropolitan | $116 | $1,396 |
| Country | $90 | $1,080 |
Cheapest Car Insurance In Salem After A Speeding Ticket: State Farm
State Farm stands out as a very affordable option compared to other companies, with average rates of $65 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $65 | $780 |
| American Family | $79 | $948 |
| Country Financial | $96 | $1,156 |
| Travelers | $329 | $3,948 |
| Nationwide | $100 | $1,200 |
Cheapest Car Insurance In Salem After At-Fault Accident: State Farm
State Farm provides the lowest car insurance rates for drivers with an at-fault incident, averaging $77 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $77 | $924 |
| Country Financial | $97 | $1,164 |
| Nationwide | $100 | $1,200 |
| Travelers | $130 | $1,560 |
| American Family | $96 | $1,152 |
Cheapest Car Insurance In Salem For Drivers After A DUI: State Farm
State Farm offers the lowest rates for drivers in Salem after a DUI, with average monthly premiums of $64.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $64 | $768 |
| Progressive | $114 | $1,368 |
| American Family | $104 | $1,248 |
| Travelers | $139 | $1,668 |
| Country Financial | $98 | $1,176 |
Best Car Insurance Companies In Salem
Listed below are the top 10 car insurance companies in Salem, OR, ranked by their average monthly rates.
| Company | Monthly Premium |
| USAA | $91 |
| Grange | $86 |
| Oregon Mutual | $143 |
| General Casualty | $93 |
| Safeco | $138 |
| State Farm | $97 |
| American Family | $152 |
| Country | $89 |
| Allied | $130 |
| Nationwide | $130 |
Average Cost Of Car Insurance In Salem – By Vehicle
| Vehicle | Average Monthly Rate |
| 2008 Hyundai Accent | $75 |
| 2007 Toyota Camry | $64 |
| 2012 Nissan Sentra | $112 |
| 2001 Ford Ranger | $55 |
| 2005 Honda Accord | $452 |
Average Cost Of Car Insurance In Salem – By Age
| Age | Average Yearly Rate |
| Teenagers | $3,312 |
| 20s | $2,004 |
| 30s | $1,380 |
| 40s | $1,260 |
| 50s | $1,152 |
| 60s | $1,332 |
| 70s | $1,608 |
How Much Is Car Insurance In Other Cities in Oregon?
| City | Average Monthly Rate |
| Lake Oswego | $119 |
| Albany | $102 |
| Klamath Falls | $107 |
| Beaverton | $155 |
| Hillsboro | $137 |
| Bend | $123 |
| Gresham | $161 |
| Corvallis | $119 |
| Grants Pass | $87 |
| Eugene | $112 |
Average Cost Of Auto Insurance In Salem – By Zip Code
| City | Average Monthly Rate |
| 97305 | $132 |
| 97301 | $131 |
| 97304 | $89 |
| 97302 | $124 |
| 97303 | $126 |
Our Methodology
Based on a detailed analysis that includes customer service ratings, product options, pricing, and insights from various online reviews and user experiences, I’ve developed a thorough overview of car insurance providers in Salem, OR.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Salem?
State Farm provides the lowest car insurance rates in Salem, both for the minimum coverage required by Oregon and for full coverage, which includes comprehensive and collision protection.
What is the average cost of car insurance in Salem?
In Salem, the average cost of car insurance is around $130 per month. However, rates can vary depending on factors such as your zip code, the year and model of your car, and your driving record.
