Cheapest Car Insurance In Scottsdale, AZ 2024
Auto-Owners stands out as the cheapest option in Scottsdale, with an average rate of $45 a month for minimum coverage.
We’ve saved shoppers an average of $600 per year on their car insurance.
When searching for the cheapest car insurance in Scottsdale, AZ, options can vary widely. Auto-Owners is the top choice for liability-only coverage and also provides the best rates for full coverage policies. For young drivers, Ameriprise Group offers the lowest rates.
Cheapest Car Insurance Companies In Scottsdale, AZ 2024
Cheapest Full Coverage Rates In Scottsdale: Auto-Owners
Auto-Owners provides the most affordable full coverage car insurance in Scottsdale, with quotes averaging $80 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $100 | $1,200 |
| Auto-Owners | $80 | $960 |
| Root | $105 | $1,260 |
| Mile Auto | $95 | $1,140 |
| GEICO | $110 | $1,560 |
Cheapest For Young Adults: Ameriprise Group
Ameriprise Group provides the most affordable car insurance for young adults in Scottsdale, with rates averaging around $70 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Safeco | $120 | $1,440 |
| Clearcover | $95 | $1,140 |
| Unigard | $125 | $1,500 |
| Ameriprise Group | $70 | $540 |
| PEMCO | $115 | $1,380 |
Cheapest Minimum Coverage Car Insurance In Scottsdale: Auto-Owners
Auto-Owners offers the lowest car insurance rates for minimum coverage in Scottsdale, with an average monthly cost of $45.
| Provider | Average Monthly Cost | Average Annual Cost |
| Root | $65 | $780 |
| Mile Auto | $50 | $600 |
| GEICO | $60 | $720 |
| Auto-Owners | $45 | $540 |
| State Farm | $55 | $660 |
Cheapest Car Insurance In Scottsdale After A Speeding Ticket: Root Insurance Company
Root Insurance Company is significantly more affordable than other insurers, offering average rates of $75 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Travelers | $120 | $1,440 |
| Auto-Owners Insurance Co | $85 | $1,020 |
| State Farm | $115 | $1,380 |
| Root Insurance Company | $75 | $900 |
| GEICO | $90 | $1,080 |
Cheapest For Drivers With After At-Fault Accident: Root Insurance Company
Root Insurance Company provides the lowest car insurance rates for drivers with an at-fault incident, with an average rate of $80 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $110 | $1,320 |
| Travelers | $120 | $1,440 |
| Root Insurance Company | $80 | $960 |
| Auto-Owners Insurance Co | $130 | $1,560 |
| State Farm | $125 | $1,500 |
Cheapest Car Insurance In Scottsdale For Drivers After A DUI: Root Insurance Company
Root Insurance Company offers the most affordable rates for drivers with a DUI in Scottsdale, with average monthly premiums of $75.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $110 | $1,320 |
| Auto-Owners Insurance Co | $160 | $1,920 |
| Root Insurance Company | $75 | $900 |
| Travelers | $135 | $1,620 |
| Progressive | $115 | $1,380 |
Most Affordable Rates In Scottsdale For Teenagers: CSAA
Teenage drivers in Scottsdale can get the most affordable car insurance from CSAA, with average monthly premiums of $430.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $480 | $5,760 |
| State Farm | $450 | $5,400 |
| Country | $495 | $5,940 |
| CSAA | $430 | $5,160 |
| USAA | $475 | $5,700 |
Cheapest For Seniors: Clearcover
Clearcover offers the lowest car insurance rates for seniors in Scottsdale, with quotes averaging $85 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Safeco | $110 | $1,320 |
| Mercury Insurance | $100 | $1,200 |
| ACCC Insurance Company | $95 | $1,140 |
| Clearcover | $85 | $1,020 |
| Mercury | $105 | $1,260 |
Best Car Insurance Companies In Scottsdale
Here are the top 10 car insurance companies in Scottsdale, AZ, ranked by their average monthly rates.
| Company | Monthly Premium |
| Mercury | $139 |
| PEMCO | $115 |
| Kemper Premium | $100 |
| Safeco | $106 |
| Ameriprise Group | $92 |
| ACCC Insurance Company | $133 |
| Clearcover | $100 |
| Unigard | $123 |
| AssuranceAmerica Protect | $100 |
| Mercury Insurance | $120 |
Average Rates In Scottsdale – By Age
| Age | Average Yearly Rate |
| Teenagers | $5,040 |
| 20s | $2,460 |
| 30s | $1,920 |
| 40s | $1,560 |
| 50s | $1,320 |
| 60s | $1,260 |
| 70s | $1,680 |
Average Rates In Scottsdale – By Vehicle
| Vehicle | Average Monthly Rate |
| 2012 Hyundai Genesis | $172 |
| 2020 Jeep Renegade | $109 |
| 2007 Jaguar Xk | $340 |
| 2018 Toyota Rav4 | $400 |
| 2022 Kia K5 | $500 |
Average Cost Of Auto Insurance In Scottsdale – By Zip Code
| City | Average Monthly Rate |
| 85254 | $153 |
| 85266 | $165 |
| 85251 | $151 |
| 85260 | $125 |
| 85255 | $120 |
How Much Is Car Insurance In Other Cities in Arizona?
| City | Average Monthly Rate |
| Gilbert | $173 |
| Glendale | $176 |
| Flagstaff | $123 |
| Mesa | $152 |
| Chandler | $145 |
| Peoria | $159 |
| Casa Grande | $143 |
| Prescott | $103 |
| Apache Junction | $132 |
| Phoenix | $187 |
Our Methodology
Based on a thorough analysis that includes customer service ratings, product offerings, pricing, and extensive evaluations from online reviews and user experiences, I've developed a comprehensive overview of car insurance providers in Scottsdale, AZ.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Scottsdale?
In Scottsdale, Auto-Owners provides the lowest rates for both the minimum coverage required by Arizona state law and for full coverage, including comprehensive and collision protection.
What is the average cost of car insurance in Scottsdale?
In Scottsdale, the average cost of car insurance is approximately $148 per month. Rates can vary depending on factors such as your zip code, the year and model of your car, and your driving history.
