Cheapest Car Insurance In St George, UT 2025
For drivers in St George, GEICO is the most economical option, with minimum coverage averaging $37 monthly.
We’ve saved shoppers an average of $600 per year on their car insurance.
When comparing car insurance in St George, UT, the cheapest options often depend on individual circumstances.
Those searching for affordable liability-only insurance will find GEICO to be the best option. Progressive provides top-value full coverage, while State Farm offers the lowest prices for young drivers.
Cheapest Car Insurance Companies In St George, UT 2025
Cheapest Liability-only Car Insurance In St George: Nationwide
For minimum coverage car insurance in St George, Nationwide stands out as the cheapest option at $37 per month.
Use the table below to examine and compare rates from different insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $37 | $444 |
| Farmers Union Insurance | $39 | $468 |
| Progressive | $44 | $528 |
| Auto-Owners | $45 | $540 |
| American Family | $55 | $660 |
Cheapest Full Coverage Insurance Rates In St George: Farmers Union Insurance
St George drivers seeking low-cost full coverage can turn to Farmers Union Insurance, which averages $73per month.
Here is a table comparing average quotes from low-cost auto insurers in St George.
| Provider | Average Monthly Cost | Average Annual Cost |
| Farmers Union Insurance | $73 | $876 |
| Auto-Owners | $77 | $924 |
| Nationwide | $69 | $828 |
| American Family | $80 | $960 |
| Progressive | $91 | $1,092 |
Cheapest Rates In St George For Teenagers: Progressive
For St George teens, Progressive offers the cheapest car insurance rates, with an average monthly cost of $280.
Below is a breakdown of the insurers with the most affordable rates for teenage drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $280 | $3,360 |
| State Farm | $391 | $4,692 |
| Farmers | $667 | $8,004 |
| Auto-owners | $292 | $3,504 |
| Allstate | $453 | $5,436 |
Cheapest Car Insurance Rates For Seniors: Nationwide
Nationwide provides seniors in St George with the cheapest car insurance, costing an average of $38 a month.
The table below presents the average car insurance rates from the cheapest providers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $38 | $456 |
| Progressive | $45 | $540 |
| Farmers Union Insurance | $39 | $468 |
| GEICO | $51 | $612 |
| Auto-Owners | $47 | $564 |
Cheapest Auto Insurance For Young Adults in St George: Progressive
With an average monthly cost of $48, Progressive provides the most affordable car insurance for young adults in St George.
Below, you’ll find a table comparing the cheapest auto insurance rates for young adults in St George.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $48 | $576 |
| GEICO | $52 | $624 |
| American Family | $61 | $732 |
| Nationwide | $54 | $648 |
| Auto-Owners | $50 | $600 |
Cheapest Car Insurance In St George For Good Drivers: Nationwide
Good drivers in St George can save the most on car insurance with Nationwide, which charges an average of $37 a month.
Good drivers can use the table below to compare the average quotes from the most affordable car insurance providers.
| Provider | Average Monthly Cost | AverageAnnual Cost |
| Nationwide | $37 | $444 |
| Farmers Union Insurance | $39 | $468 |
| Progressive | $44 | $528 |
| Auto-Owners | $45 | $540 |
| American Family | $55 | $660 |
Find affordable St George rates
Cheapest For Drivers With After At-Fault Accident: Progressive
Progressive’s average rate of $47 a month is the most affordable for drivers with an at-fault incident.
Here are the insurance providers with the most competitive rates for drivers with an at-fault accident on their record.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $47 | $564 |
| American Family | $54 | $648 |
| Nationwide | $64 | $768 |
| GEICO | $77 | $924 |
| Auto-Owners | $73 | $876 |
Cheapest Rates In St George For Drivers After A DUI: American Family
American Family offers the cheapest car insurance for St George drivers after a DUI, with an average monthly premium of $53.
Below is a comparison of the lowest premiums for St George drivers who have a DUI.
| Provider | Average Monthly Cost | Average Annual Cost |
| American Family | $53 | $636 |
| Progressive | $61 | $732 |
| Kemper | $77 | $924 |
| Nationwide | $81 | $972 |
| Farmers Union Insurance | $68 | $816 |
Cheapest Car Insurance In St George After A Speeding Ticket: Farmers Union Insurance
For drivers in St George who have a speeding ticket, Farmers Union Insurance offers average monthly premiums of just $45, making it one of the cheapest options.
Below is a table showing the average insurance premiums for drivers with a speeding ticket.
| Provider | Average Monthly Cost | Average Annual Cost |
| Farmers Union Insurance | $45 | $540 |
| American Family | $64 | $768 |
| Auto-owners | $61 | $732 |
| Nationwide | $47 | $564 |
| GEICO | $56 | $672 |
Best Car Insurance Companies In St George
Nationwide is the most affordable option in St George, offering rates of $37 per month. Farmers Union Insurance at $39 and Progressive at $44 per month are also worth considering.
The top 10 car insurance companies in St George, UT, are shown below, ranked according to their average monthly rates.
| Company | Monthly Premium |
| Nationwide | $37 |
| Farmers Union Insurance | $39 |
| Progressive | $44 |
| Auto-Owners | $45 |
| American Family | $55 |
| State Farm | $120 |
| Farm Bureau | $71 |
| Allstate | $126 |
| Farmers | $167 |
Average Auto Insurance Rates In St George – By Age
Younger drivers are typically charged higher insurance premiums due to their inexperience and the statistical likelihood of being involved in accidents or violations. Teenagers often pay around $2,352 per year for car insurance.
Once drivers hit 25, their rates tend to fall, as long as their driving record remains clean.
Drivers in their 50s and early 60s usually get the most competitive insurance premiums, as their experience and lower risk of accidents help keep costs down.
| Age | Average Yearly Rate |
| Teenagers | $2,352 |
| 20s | $1,464 |
| 30s | $1,284 |
| 40s | $1,276 |
| 50s | $1,068 |
| 60s | $1,030 |
| 70s | $1,104 |
Average Rates In St George – By Vehicle
The type of vehicle you drive, such as its make, model, year, and body style, plays a significant role in determining insurance premiums. Generally, newer vehicles, particularly high-end models, have higher rates because of their advanced features and higher repair costs.
You can refer to the table below for average car insurance rates in St George, categorized by vehicle type.
| Vehicle | Average Monthly Rate |
| Cadillac CTS | $166 |
| Mazda 3 | $102 |
| Chevrolet Uplander | $65 |
| Toyota Tacoma | $327 |
Average Cost Of Auto Insurance In St George – By Zip Code
The zip code where you live can affect your car insurance rates because insurers consider local crime rates when calculating premiums.
Below is a comparison of average car insurance premiums by zip code in St George.
| Zip Code | Average Monthly Rate |
| 84790 | $109 |
| 84770 | $97 |
How Much Is Car Insurance In Other Cities in Utah?
Living in a city can raise your car insurance rates due to increased risks like accidents, theft, and vandalism, which are more common in urban areas.
In orem, the average monthly car insurance premium is $220, while in Logan, it is typically $183.
| City | Average Monthly Rate |
| Bountiful | $199 |
| Hildale | $186 |
| Logan | $183 |
| Clearfield | $205 |
| Park City | $196 |
| Sandy | $215 |
| Orem | $220 |
| Cedar City | $179 |
| Ogden | $207 |
| Layton | $197 |
Find affordable St George rates
Our Methodology
I’ve crafted an in-depth review of car insurance providers in St George, UT, by considering customer service ratings, product options, pricing, and extensive user feedback from online review sites.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in St George?
St George drivers can find the cheapest car insurance rates with Nationwide for minimum coverage, and Farmers Union Insurance for full coverage that includes both comprehensive and collision coverage.
What is the average cost of car insurance in St George?
The average car insurance rate in St George is about $100 per month, but rates can vary depending on factors such as zip code, car model, and driving record.
