Cheapest Car Insurance In Sunrise, FL 2025
At an average of $60 per month, State Farm is the most cost-effective provider of minimum coverage car insurance in Sunrise.
We’ve saved shoppers an average of $600 per year on their car insurance.
Looking for the most affordable car insurance in Sunrise, FL, can lead to significant price differences.
If you’re after the most affordable liability-only insurance, State Farm is the way to go. For full coverage, Travelers has the best deals, and young drivers will find the lowest rates with Liberty Mutual.
Cheapest Car Insurance Companies In Sunrise, FL 2025
Cheapest Liability-only Car Insurance In Sunrise: State Farm
State Farm provides Sunrise drivers with the cheapest minimum coverage car insurance, costing about $60 per month.
The table below outlines insurance rates from multiple providers for easy comparison.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $60 | $720 |
| Farmers | $112 | $1,344 |
| Travelers | $64 | $768 |
| Progressive | $129 | $1,548 |
| Allstate | $188 | $2,256 |
Cheapest Full Coverage Insurance Rates In Sunrise: Travelers
The cheapest full coverage car insurance in Sunrise comes from Travelers, with an average quote of $117 per month.
Find a comparison of average car insurance rates from affordable companies in Sunrise in the table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| Travelers | $117 | $1,404 |
| Nationwide | $160 | $1,920 |
| State Farm | $119 | $1,428 |
| GEICO | $165 | $1,980 |
| Progressive | $168 | $2,016 |
Cheapest Car Insurance Rates For Seniors: Direct Auto
At just $116 per month on average, Direct Auto provides the cheapest auto insurance for seniors in Sunrise.
The table below showcases estimated auto insurance quotes from the most affordable companies for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Direct Auto | $116 | $1,392 |
| Assurance America | $194 | $2,328 |
| State Farm | $157 | $1,884 |
| AIG | $196 | $2,352 |
| Mercury | $198 | $2,376 |
Cheapest Rates In Sunrise For Teenagers: State Farm
At $296 per month on average, State Farm offers the lowest-priced car insurance for teen drivers in Sunrise.
The table below compares the companies that provide the cheapest insurance rates for teens.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $296 | $3,552 |
| Direct Auto | $520 | $6,240 |
| AIG | $307 | $3.684 |
| Allied | $638 | $7,656 |
| Allstate | $590 | $7,080 |
Cheapest Auto Insurance For Young Adults in Sunrise: Liberty Mutual
For young adults in Sunrise, Liberty Mutual has the best-priced auto insurance, averaging $130 per month.
The table below provides a breakdown of the most cost-effective auto insurance options for young adults in Sunrise.
| Provider | Average Monthly Cost | Average Annual Cost |
| Liberty Mutual | $130 | $1,560 |
| Mercury | $226 | $2,712 |
| State Farm | $187 | $2,244 |
| Allied | $301 | $3,612 |
| Direct Auto | $297 | $3,564 |
Cheapest Car Insurance In Sunrise For Good Drivers: State Farm
State Farm has the lowest-priced car insurance for good drivers in Sunrise, with monthly premiums around $60.
The table below lists average car insurance rates from top budget-friendly companies for good drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $60 | $720 |
| Farmers | $112 | $1,344 |
| Travelers | $64 | $768 |
| Progressive | $129 | $1,548 |
| Allstate | $188 | $2,256 |
Find affordable Sunrise rates
Cheapest Car Insurance In Sunrise After A Speeding Ticket: Travelers
Among Sunrise insurers, Travelers offers some of the most competitive rates, charging around $214 per month for drivers with a speeding ticket.
If you’ve been cited for speeding, the table below shows the average insurance costs you can expect.
| Provider | Average Monthly Cost | Average Annual Cost |
| Travelers | $214 | $2,568 |
| Progressive | $399 | $4,788 |
| State Farm | $240 | $2,880 |
| GEICO | $281 | $3,372 |
| Allstate | $464 | $5,568 |
Cheapest For Drivers With After At-Fault Accident: State Farm
With an average monthly rate of $194, State Farm is the most cost-effective insurer for drivers with an at-fault accident.
Here are the most affordable insurance options for drivers with an at-fault accident on their record.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $194 | $2,328 |
| Progressive | $445 | $5,340 |
| Travelers | $239 | $2,868 |
| GEICO | $230 | $2,760 |
| Allstate | $804 | $9,648 |
Cheapest Rates In Sunrise For Drivers After A DUI: Travelers
Sunrise drivers with a DUI can secure the lowest insurance rates from Travelers, with an average monthly cost of $280.
If you’re a driver in Sunrise with a DUI, use the table below to find the most cost-effective insurance options.
| Provider | Average Monthly Cost | Average Annual Cost |
| Travelers | $280 | $3,360 |
| Progressive | $362 | $4,344 |
| State Farm | $482 | $5,784 |
| Farmers | $460 | $5,520 |
| Allstate | $660 | $7,920 |
Best Car Insurance Companies In Sunrise
The most affordable car insurance in Sunrise comes from State Farm at $60 per month, with Travelers and GEICO also offering low rates at $64 and $62.
The chart below showcases the top 10 insurers in Sunrise, FL, ranked by their average monthly premiums.
| Company | Monthly Premium |
| State Farm | $60 |
| Farmers | $112 |
| Travelers | $64 |
| Progressive | $129 |
| Allstate | $188 |
| GEICO | $62 |
| UAIC | $131 |
| AIG | $190 |
| Mercury | $182 |
| Direct auto | $180 |
Average Auto Insurance Rates In Sunrise – By Age
Car insurance rates are largely influenced by age. Younger drivers, who are more accident-prone due to inexperience, often pay the highest rates. Teenagers, in particular, spend around $9,861 per year on insurance.
Drivers can expect their insurance costs to go down around age 25, assuming they have a good driving history.
Since age influences risk assessment, drivers in their 50s and early 60s usually receive the most cost-effective insurance rates.
| Age | Average Yearly Rate |
| Teenagers | $9,861 |
| 20s | $6,537 |
| 30s | $3,954 |
| 40s | $4,277 |
| 50s | $3,258 |
| 60s | $2,963 |
| 70s | $3,137 |
Average Rates In Sunrise – By Vehicle
Your insurance rates are affected by your car’s specifications, including its age, model, and body type. Newer, high-end vehicles with advanced technology tend to be the most expensive to insure.
Use the table below to compare insurance rates for different vehicles in Sunrise.
| Vehicle | Average Monthly Rate |
| Mercedes-Benz C | $965 |
| Toyota Corolla | $803 |
| Jeep Grand Cherokee | $147 |
| Volkswagen Jetta | $305 |
| Toyota Sienna | $580 |
How Much Is Car Insurance In Other Cities in Florida?
Where you park your car each night affects your insurance rates. Insurers evaluate accident trends, crime statistics, and local risk levels, making urban areas more expensive for coverage.
West Palm Beach drivers see average insurance costs of $280 per month, whereas Gainesville residents pay about $176 monthly.
| City | Average Monthly Rate |
| Plantation | $360 |
| Lake City | $200 |
| Hallandale Beach | $310 |
| Daytona Beach | $181 |
| Apopka | $215 |
| Gainesville | $176 |
| Pinellas Park | $223 |
| Fort Myers | $194 |
| Kissimmee | $220 |
| West Palm Beach | $280 |
Average Cost Of Auto Insurance In Sunrise – By Zip Code
Car insurance companies use zip codes to evaluate crime trends, which is why insurance rates vary by location.
Compare insurance prices across Sunrise zip codes using the table below.
| Zip Code | Average Monthly Rate |
| 33322 | $325 |
| 33323 | $332 |
| 33345 | $365 |
| 33302 | $530 |
| 33313 | $507 |
Find affordable Sunrise rates
Our Methodology
Drawing from customer experiences, policy flexibility, cost evaluations, and online review platforms, I’ve compiled a thorough breakdown of Sunrise, FL car insurance providers.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Sunrise?
The lowest-priced car insurance in Sunrise is available from State Farm for minimum coverage and from Travelers for full coverage, which includes collision and comprehensive coverage.
What is the average cost of car insurance in Sunrise?
Car insurance in Sunrise typically costs around $380 per month, though factors like your zip code, vehicle type, and driving record can affect the final price.
