Cheapest Car Insurance In Temple, TX 2024
Texas Farm Bureau is the most affordable choice in Temple, offering minimum coverage at an average cost of $26 per month.
We’ve saved shoppers an average of $600 per year on their car insurance.
When searching for the lowest car insurance rates in Temple, TX, you’ll find a wide range of options.
For drivers interested in the cheapest liability-only coverage, Texas Farm Bureau is the top pick. Additionally, those needing full coverage will discover that Texas Farm Bureau has the best rates. On the other hand, young drivers will find the lowest rates with Direct Auto.
Cheapest Car Insurance Companies In Temple, TX 2024
Cheapest Minimum Coverage Car Insurance In Temple: Texas Farm Bureau
Texas Farm Bureau offers the lowest car insurance rates for minimum coverage in Temple, with an average monthly cost of $26.
| Provider | Average Monthly Cost | Average Annual Cost |
| Texas Farm Bureau | $26 | $312 |
| Progressive | $90 | $1,080 |
| State Farm | $48 | $576 |
| Allstate | $94 | $1,128 |
| Geico | $70 | $840 |
Cheapest Car Insurance In Temple For Good Drivers: USAA
In Temple, good drivers can get the most affordable car insurance quotes from USAA, averaging around $70 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $70 | $847 |
| Farmers | $95 | $1,150 |
| Allstate | $82 | $992 |
| State Farm | $102 | $1,234 |
| Progressive | $88 | $1,060 |
Cheapest Full Coverage Car Insurance In Temple: Texas Farm Bureau
Texas Farm Bureau offers the most affordable full coverage car insurance in Temple, with average quotes of $93 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Texas Farm Bureau | $93 | $1,116 |
| Geico | $160 | $1,920 |
| State Farm | $116 | $1,392 |
| Progressive | $231 | $2,772 |
| USAA | $122 | $1,464 |
Cheapest Auto Insurance Rates In Temple For Teenagers: Clearcover
Teenage drivers in Temple can get the most affordable quotes from Clearcover, with average monthly premiums of $108.
| Provider | Average Monthly Cost | Average Annual Cost |
| Clearcover | $108 | $1,296 |
| State Farm | $280 | $3,360 |
| Texas Farm Bureau Group | $173 | $2,076 |
| Encompass | $359 | $4,308 |
| USAA | $216 | $2,592 |
Cheapest Car Insurance In Temple For Seniors: Safeco
Safeco offers the lowest car insurance rates for seniors in Temple, with average quotes of $48 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Safeco | $48 | $576 |
| Mercury | $72 | $864 |
| Direct Auto | $58 | $696 |
| Nationwide | $104 | $1,248 |
| Texas Farm Bureau Group | $70 | $840 |
Cheapest Car Insurance In Temple For Young Adults: Direct Auto
Direct Auto provides the most affordable car insurance quotes for young adults in Temple, with rates averaging around $73 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Direct Auto | $73 | $876 |
| State Farm | $125 | $1,500 |
| Texas Farm Bureau Group | $104 | $1,248 |
| SafeAuto | $136 | $1,632 |
| Mercury | $113 | $1,356 |
Cheapest Car Insurance In Temple For Drivers After A DUI: Progressive
Progressive offers the lowest rates for drivers with a DUI in Temple, with average monthly premiums of $95.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $95 | $1,134 |
| Farmers | $151 | $1,811 |
| USAA | $132 | $1,584 |
| Texas Farm Bureau | $150 | $1,791 |
| Nationwide | $144 | $1,724 |
Cheapest Car Insurance In Temple After A Speeding Ticket: USAA
USAA is highly affordable compared to other companies, with average rates of $82 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $82 | $990 |
| Farmers | $102 | $1,228 |
| Progressive | $95 | $1,134 |
| Allstate | $120 | $1,433 |
| State Farm | $103 | $1,235 |
Cheapest Car Insurance In Temple After At-Fault Accident: State Farm
State Farm provides the lowest car insurance rates for drivers with an at-fault incident, averaging $102 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $102 | $1,229 |
| Farmers | $127 | $1,527 |
| USAA | $103 | $1,237 |
| Texas Farm Bureau | $145 | $1,731 |
| Progressive | $104 | $1,241 |
Best Car Insurance Companies In Temple
Here are the top 10 car insurance companies in Temple, TX, listed by their average monthly rates.
| Company | Monthly Premium |
| Nationwide | $127 |
| Safeco | $56 |
| Mercury | $134 |
| Kemper | $70 |
| USAA | $126 |
| Direct Auto | $76 |
| SafeAuto | $98 |
| Texas Farm Bureau Group | $80 |
| State Farm | $107 |
| Mercury Insurance | $105 |
Average Cost Of Car Insurance In Temple – By Age
| Age | Average Yearly Rate |
| Teenagers | $3,168 |
| 20s | $2,280 |
| 30s | $1,452 |
| 40s | $1,188 |
| 50s | $1,224 |
| 60s | $1,440 |
| 70s | $1,260 |
Average Cost Of Car Insurance In Temple – By Vehicle
| Vehicle | Average Monthly Rate |
| 2014 Toyota Corolla | $91 |
| 2019 Hyundai Veloster | $90 |
| 2017 Ford Edge | $74 |
| 2007 Hyundai Santa Fe | $87 |
| 2019 Toyota Tacoma | $70 |
How Much Is Car Insurance In Other Cities in Texas?
| City | Average Monthly Rate |
| Irving | $162 |
| Amarillo | $147 |
| Houston | $195 |
| Arlington | $165 |
| Fort Worth | $170 |
| Austin | $148 |
| El Paso | $162 |
| Beaumont | $170 |
| Dallas | $182 |
| Corpus Christi | $166 |
Average Cost Of Auto Insurance In Temple – By Zip Code
| City | Average Monthly Rate |
| 76504 | $141 |
| 76501 | $111 |
| 76547 | $193 |
| 76502 | $142 |
Our Methodology
Based on a detailed analysis of customer service ratings, product options, pricing, and reviews from various online sources, I’ve developed a thorough overview of car insurance providers in Temple, TX.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Temple?
In Temple, Texas Farm Bureau provides the lowest car insurance rates for both minimum state-required coverage and full coverage, which includes comprehensive and collision protection.
What is the average cost of car insurance in Temple?
The average monthly cost of car insurance in Temple is approximately $135. Rates can vary depending on factors such as your zip code, vehicle year and model, and driving history.
