Cheapest Car Insurance In Toledo, OH 2024
Erie is the most affordable option in Toledo, offering an average rate of $20 a month for minimum coverage.
We’ve saved shoppers an average of $600 per year on their car insurance.
When searching for the cheapest car insurance in Toledo, OH, prices can vary significantly.
For liability-only coverage, Erie is the top choice. Additionally, Erie also provides the best rates for full coverage policies. For young drivers, Clearcover offers the lowest rates.
Cheapest Car Insurance Companies In Toledo, OH 2024
Cheapest Car Insurance In Toledo For Young Adults: Clearcover
Clearcover provides the most affordable quotes for young adults in Toledo, with rates averaging around $75 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Direct Auto | $80 | $960 |
| State Farm | $125 | $1,500 |
| USAA | $100 | $1,200 |
| Clearcover | $75 | $900 |
| Nationwide ThreeSixZero | $115 | $1,380 |
Cheapest Minimum Coverage Car Insurance In Toledo: Erie
Erie is the most affordable car insurance provider for minimum coverage in Toledo, with an average monthly cost of $20.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $30 | $360 |
| GEICO | $40 | $480 |
| Erie | $20 | $240 |
| Nationwide | $35 | $420 |
| Auto-Owners Insurance Co | $25 | $1,500 |
Cheapest Full Coverage Car Insurance In Toledo: Erie
Erie offers the lowest rates for full coverage car insurance in Toledo, with average monthly quotes of $50.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners Insurance Co | $52 | $624 |
| Erie | $50 | $600 |
| Grange Insurance | $70 | $840 |
| American Family | $60 | $720 |
| Nationwide | $55 | $660 |
Cheapest Auto Insurance Rates In Toledo For Teenagers: USAA
Teenage drivers in Toledo can get the most affordable quotes from USAA, with average monthly premiums of $125.
| Provider | Average Monthly Cost | Average Annual Cost |
| SafeAuto | $180 | $2,160 |
| Auto-Owners Insurance Co | $170 | $2,040 |
| USAA | $125 | $1,500 |
| Erie | $165 | $1,980 |
| State Farm | $160 | $1,920 |
Cheapest Car Insurance In Toledo After A Speeding Ticket: Erie
Erie is very affordable compared to other companies, offering average rates of $55 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| American Family | $75 | $900 |
| Auto-Owners Insurance Co | $60 | $720 |
| GEICO | $80 | $960 |
| Erie | $55 | $660 |
| Nationwide | $70 | $840 |
Cheapest Car Insurance In Toledo For Seniors: Hastings Mutual Insurance Co
Hastings Mutual Insurance Co provides the most affordable car insurance rates for seniors in Toledo, with average monthly quotes of $60.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $65 | $780 |
| SafeAuto | $82 | $984 |
| Buckeye Insurance Group | $85 | $1,020 |
| Hastings Mutual Insurance Co | $60 | $720 |
| State Farm | $80 | $960 |
Cheapest Car Insurance In Toledo After At-Fault Accident: Erie
Erie provides the most affordable car insurance quotes for drivers with an at-fault incident, averaging $70 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| American Family | $75 | $900 |
| GEICO | $110 | $1,320 |
| Nationwide | $74 | $888 |
| Erie | $70 | $840 |
| Grange Insurance | $85 | $1,020 |
Cheapest Car Insurance In Toledo For Drivers After A DUI: American Family
American Family offers the lowest rates for drivers with a DUI in Toledo, with average monthly premiums of $60.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $85 | $1,020 |
| Grange Insurance | $95 | $1,140 |
| Erie | $70 | $840 |
| Nationwide | $100 | $1,200 |
| American Family | $60 | $720 |
Best Car Insurance Companies In Toledo
Here are the top 10 car insurance companies in Toledo, OH, ranked by their average monthly rates:
| Company | Monthly Premium |
| SafeAuto | $115 |
| USAA | $80 |
| American Family | $112 |
| Auto-Owners Insurance Co | $110 |
| Nationwide ThreeSixZero | $90 |
| Grange Mutual | $108 |
| Clearcover | $78 |
| Hastings Mutual Insurance Co | $100 |
| State Farm | $95 |
| Erie | $105 |
Average Cost Of Auto Insurance In Toledo – By Zip Code
| City | Average Monthly Rate |
| 43607 | $120 |
| 43315 | $80 |
| 43605 | $95 |
| 43604 | $110 |
| 43606 | $125 |
Average Cost Of Car Insurance In Toledo – By Vehicle
| Vehicle | Average Monthly Rate |
| 2018 Kia Soul | $310 |
| 2011 Chevrolet Silverado | $50 |
| 2009 Volkswagen Tiguan | $205 |
| 2023 Nissan Rogue | $60 |
| 2007 Chevrolet Malibu | $55 |
Average Cost Of Car Insurance In Toledo – By Age
| Age | Average Yearly Rate |
| Teenagers | $2,880 |
| 20s | $1,740 |
| 30s | $1,380 |
| 40s | $1,200 |
| 50s | $1,020 |
| 60s | $1,140 |
| 70s | $1,260 |
How Much Is Car Insurance In Other Cities in Ohio?
| City | Average Monthly Rate |
| Canton | $95 |
| Mansfield | $85 |
| Akron | $100 |
| Lima | $75 |
| Cincinnati | $110 |
| Hamilton | $85 |
| Cleveland | $118 |
| Dayton | $90 |
| Columbus | $105 |
| Groveport | $145 |
Our Methodology
Based on a detailed analysis that includes customer service ratings, product options, pricing, and an extensive review of various online sources and user experiences, I've developed a comprehensive overview of car insurance providers in Toledo, OH.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Toledo?
In Toledo, Erie provides the lowest car insurance rates for both the minimum coverage required by the State of Ohio and full coverage, which includes comprehensive and collision protection.
What is the average cost of car insurance in Toledo?
In Toledo, the average monthly cost of car insurance is approximately $115. Rates can vary depending on factors such as your zip code, the year and model of your car, and your driving record.
