Cheapest Car Insurance In Tyler, TX 2025
Texas Farm Bureau is recognized as the cheapest option in Tyler for minimum coverage car insurance, costing around $35 each month.
We’ve saved shoppers an average of $600 per year on their car insurance.
Looking for budget-friendly car insurance in Tyler, TX, reveals a big difference in pricing between providers.
Texas Farm Bureau takes the lead for inexpensive liability-only insurance. Full coverage seekers can find the best rates with State Farm, and young drivers benefit most from Texas Farm Bureau’s pricing.
Cheapest Car Insurance Companies In Tyler, TX
Cheapest Full Coverage Insurance Rates In Tyler: State Farm
In Tyler, State Farm leads with the cheapest full coverage car insurance rates, averaging $85 a month.
Use the following table to compare average car insurance rates from Tyler’s most affordable insurers.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $85 | $1,020 |
| Mercury | $126 | $1,512 |
| Progressive | $98 | $1,176 |
| Texas Farm Bureau | $87 | $1,044 |
| GEICO | $109 | $1,308 |
Cheapest Liability-only Car Insurance In Tyler: Texas Farm Bureau
Texas Farm Bureauprovides the cheapest minimum coverage car insurance in Tyler, charging an average of $35 per month.
The table below presents a comparison of rates offered by multiple insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Texas Farm Bureau | $35 | $420 |
| State Farm | $37 | $444 |
| AAA Texas | $58 | $696 |
| Progressive | $52 | $624 |
| Allstate | $64 | $768 |
Cheapest Rates In Tyler For Teenagers: Nationwide
In Tyler, teenage drivers can find the best car insurance deals with Nationwide, averaging $140 per month.
Review the table below to compare the lowest insurance rates available for teenagers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $140 | $1,680 |
| Foremost | $278 | $3,336 |
| State Farm | $152 | $1,824 |
| Allstate | $440 | $5,280 |
| Progressive | $290 | $3,480 |
Cheapest Car Insurance Rates For Seniors: State Farm
State Farm provides Tyler seniors with the cheapest car insurance rates, averaging $54 a month.
Seniors can use the table to find average quotes from the cheapest car insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $54 | $648 |
| Mercury | $83 | $996 |
| AAA Texas | $87 | $1,044 |
| Allstate | $92 | $1,104 |
| Progressive | $76 | $912 |
Cheapest Auto Insurance For Young Adults in Tyler: Texas Farm Bureau
The cheapest car insurance rates for young adults in Tyler are from Texas Farm Bureau, averaging $67 each month.
Review the table below to compare Tyler’s lowest auto insurance rates for young adults.
| Provider | Average Monthly Cost | Average Annual Cost |
| Texas Farm Bureau | $67 | $804 |
| Progressive | $96 | $1,152 |
| Mercury | $109 | $1,308 |
| Allstate | $124 | $1,488 |
| State Farm | $78 | $936 |
Cheapest Car Insurance In Tyler For Good Drivers: Texas Farm Bureau
If you’re a good driver in Tyler, Texas Farm Bureau offers the lowest car insurance rates, with an average cost of $35 monthly.
Good drivers can use the table below to review average quotes from the most budget-friendly insurers.
| Provider | Average Monthly Cost | AverageAnnual Cost |
| Texas Farm Bureau | $35 | $420 |
| State Farm | $37 | $444 |
| AAA Texas | $58 | $696 |
| Progressive | $52 | $624 |
| Allstate | $64 | $768 |
Find affordable Tyler rates
Cheapest For Drivers With After At-Fault Accident: State Farm
State Farm leads in offering the cheapest car insurance for drivers with an at-fault incident, with average rates of $104 a month.
The following car insurance providers offer the most budget-friendly rates for drivers with an at-fault accident.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $104 | $1,248 |
| GEICO | $153 | $1,836 |
| Texas Farm Bureau | $118 | $1,416 |
| Mercury | $246 | $2,952 |
| Progressive | $165 | $1,980 |
Cheapest Rates In Tyler For Drivers After A DUI: Progressive
Progressive offers the most affordable car insurance for drivers after a DUI, with monthly premiums of $117 in Tyler.
The table below compares the lowest insurance rates for Tyler drivers with a DUI.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $117 | $1,404 |
| Texas Farm Bureau | $146 | $1,752 |
| State Farm | $150 | $1,800 |
| National General | $142 | $1,704 |
| Mercury | $164 | $1,968 |
Cheapest Car Insurance In Tyler After A Speeding Ticket: State Farm
In Tyler, State Farm provides affordable car insurance for drivers with a speeding ticket, with average monthly rates of $84.
Below is a table showing the average rates for drivers with a speeding ticket.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $84 | $1,008 |
| Mercury | $174 | $2,088 |
| Allstate | $126 | $1,512 |
| Progressive | $128 | $1,536 |
| Texas Farm Bureau | $86 | $1,032 |
Best Car Insurance Companies In Tyler
For the best rates in Tyler, Texas Farm Bureau offers car insurance at $35 per month, with State Farm at $37 and Progressive at $52 also being great choices.
Here’s a list of the top 10 car insurance companies in Tyler, TX, ranked by their average monthly rates.
| Company | Monthly Premium |
| Texas Farm Bureau | $35 |
| State Farm | $37 |
| AAA Texas | $58 |
| Progressive | $52 |
| Allstate | $64 |
| Mercury | $40 |
| National General | $57 |
| GEICO | $62 |
| Germania Insurance | $117 |
| Safeco | $132 |
Average Auto Insurance Rates In Tyler – By Age
Age significantly affects car insurance premiums. Younger drivers tend to pay more due to their increased risk of accidents and violations. Teenagers typically pay about $3,744 per year for car insurance.
At age 25, car insurance premiums tend to lower, as long as the driver has no recent accidents or traffic violations.
The most favorable insurance rates are typically offered to drivers in their 50s and early 60s, as their age demonstrates more experience and lower risk to insurance companies.
| Age | Average Yearly Rate |
| Teenagers | $3,744 |
| 20s | $2,708 |
| 30s | $1,945 |
| 40s | $1,510 |
| 50s | $1,326 |
| 60s | $1,350 |
| 70s | $1,424 |
Average Rates In Tyler – By Vehicle
Your car’s make, model, year, and body style are crucial factors in determining your insurance premium. Luxury and newer vehicles with advanced technology and expensive repair costs often lead to higher rates.
For a comparison of car insurance rates in Tyler based on vehicle type, refer to the table below.
| Vehicle | Average Monthly Rate |
| Kia Sorento | $337 |
| Hyundai Tucson | $314 |
| Nissan Titan | $369 |
| Chevrolet Impala | $265 |
| Toyota Tundra | $203 |
| Cadillac Xt4 | $287 |
Average Cost Of Auto Insurance In Tyler – By Zip Code
Insurance companies look at zip codes to estimate crime rates, so car insurance rates can differ based on the zip code where you live.
The table below provides a comparison of average car insurance rates across Tyler zip codes.
| Zip Code | Average Monthly Rate |
| 75707 | $111 |
| 75701 | $146 |
| 75702 | $147 |
| 75709 | $144 |
| 75711 | $87 |
How Much Is Car Insurance In Other Cities in Texas?
Living in a city often leads to higher car insurance premiums because of the increased risk of accidents, theft, and vandalism that insurers associate with urban areas.
In Baytown, car insurance averages $212 per month, whereas Sherman residents pay an average of $162 per month.
| City | Average Monthly Rate |
| Midland | $164 |
| Sherman | $162 |
| Beaumont | $191 |
| Arlington | $183 |
| Laredo | $186 |
| El Paso | $170 |
| Fort Worth | $180 |
| Baytown | $212 |
| Irving | $196 |
| Lubbock | $198 |
Find affordable Tyler rates
Our Methodology
Using an extensive analysis that considers factors like customer service, pricing, product offerings, and user feedback, I’ve crafted a thorough examination of car insurance providers in Tyler, TX. This perspective is informed by more than 15 years of direct involvement in the industry as a licensed insurance agent. Over this time, I've had numerous interactions with representatives from different companies and have gained valuable insights from firsthand experiences.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Tyler?
In Tyler, Texas Farm Bureau is the best choice for minimum coverage, offering the lowest rates, while State Farm provides the most competitive pricing for full coverage, which includes comprehensive and collision protection..
What is the average cost of car insurance in Tyler?
The average cost of car insurance in Tyler is roughly $160 a month, but your rates will fluctuate based on your zip code, vehicle, and driving record.
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