Cheapest Car Insurance In Victoria, TX 2024

State Farm is the most affordable choice in Victoria, offering minimum coverage for an average of $28 per month.

We’ve saved shoppers an average of $600 per year on their car insurance.

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Updated: 19 August 2024
Written by Bob Phillips
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When searching for the least expensive car insurance in Victoria, TX, prices can differ significantly.

If you’re looking for the lowest cost liability-only coverage, State Farm is the top pick. For those wanting more extensive protection, State Farm provides the best rates for full coverage. Additionally, Direct Auto has the most economical rates for young drivers.

Cheapest Car Insurance Companies In Victoria, TX 2024

Cheapest Car Insurance, Victoria, 2024

Cheapest Car Insurance In Victoria For Seniors: Texas Farm Bureau Group

Texas Farm Bureau Group offers the lowest car insurance rates for seniors in Victoria, averaging $57 per month.

Provider Average Monthly Cost Average Annual Cost
Texas Farm Bureau Group $57 $684
USAA $109 $1,308
Mercury $98 $1,176
Nationwide $106 $1,272
State Farm $101 $1,212

Cheapest Minimum Coverage Car Insurance In Victoria: State Farm

State Farm offers the most affordable minimum coverage car insurance in Victoria, with an average monthly rate of $28.

Provider Average Monthly Cost Average Annual Cost
State Farm $28 $336
Mile Auto $49 $500
GEICO $48 $576
Hugo $52 $624
Allstate $60 $720

Cheapest Full Coverage Car Insurance In Victoria: State Farm

State Farm offers the lowest rates for full coverage car insurance in Victoria, with an average monthly cost of $71.

Provider Average Monthly Cost Average Annual Cost
State Farm $71 $852
Mile Auto $121 $1,452
GEICO $76 $912
USAA $123 $1,476
Allstate $97 $1,164

Cheapest Auto Insurance Rates In Victoria For Teenagers: Clearcover

Teenage drivers in Victoria can get the cheapest car insurance from Clearcover, with average monthly premiums of $87.

Provider Average Monthly Cost Average Annual Cost
Clearcover $87 $1,044
State Farm $213 $2,556
Direct Auto $130 $1,560
USAA $251 $3,012
Texas Farm Bureau Group $158 $1,896

Cheapest Car Insurance In Victoria For Young Adults: Direct Auto

Direct Auto provides the most affordable quotes for young adults in Victoria, with rates averaging $78 per month.

Provider Average Monthly Cost Average Annual Cost
Direct Auto $78 $936
State Farm $119 $1,428
Clearcover $93 $1,116
USAA $142 $1,704
Texas Farm Bureau Group $113 $1,356

Cheapest Car Insurance In Victoria For Drivers After A DUI: State Farm

State Farm has the lowest rates for drivers with a DUI in Victoria, offering average monthly premiums of $72.

Provider Average Monthly Cost Average Annual Cost
State Farm $72 $864
Mile Auto $90 $1,080
GEICO $78 $936
Hugo $95 $1,140
Allstate $100 $1,200

Cheapest Car Insurance In Victoria After A Speeding Ticket: State Farm

State Farm is significantly cheaper than other companies, offering average rates of $39 per month.

Provider Average Monthly Cost Average Annual Cost
State Farm $39 $468
Mile Auto $82 $984
GEICO $60 $720
Hugo $73 $876
Allstate $62 $744

Cheapest Car Insurance In Victoria After At-Fault Accident: State Farm

State Farm provides the most affordable car insurance for drivers with an at-fault incident, with an average rate of $56 per month.

Provider Average Monthly Cost Average Annual Cost
State Farm $56 $672
Mile Auto $90 $1,080
GEICO $63 $756
Hugo $69 $828
Allstate $67 $804

Best Car Insurance Companies In Victoria

Below is a list of the top 10 car insurance companies in Victoria, TX, ordered by their average monthly rates.

Company Monthly Premium
Mercury $146
Texas Farm Bureau Group $78
Nationwide $153
Direct Auto $95
Republic Indemnity $160
SafeAuto $112
Mercury Insurance $153
State Farm $120
Chubb $185
USAA $145

Average Cost Of Car Insurance In Victoria – By Age

Age Average Yearly Rate
Teenagers $3,888
20s $2,304
30s $1,476
40s $1,152
50s $1,200
60s $1,224
70s $1,608

Average Cost Of Auto Insurance In Victoria – By Zip Code

City Average Monthly Rate
77904 $134
77385 $145
77905 $150
77901 $133

Average Cost Of Car Insurance In Victoria – By Vehicle

Vehicle Average Monthly Rate
2017 Ford Mustang $95
2017 Chevrolet Traverse $172
2005 Nissan Altima $64
2023 Ford Ranger $282
2016 Chevrolet Equinox $123

How Much Is Car Insurance In Other Cities in Texas?

City Average Monthly Rate
Irving $176
Amarillo $148
Houston $192
Arlington $161
Fort Worth $170
Austin $145
El Paso $159
Beaumont $154
Dallas $181
Corpus Christi $152

Our Methodology

Based on a detailed analysis that includes customer service ratings, product choices, pricing, and a review of online feedback and user experiences, I've created a thorough overview of car insurance providers in Victoria, TX.

107

Quotes Analyzed

31

Brands Reviewed

15+

Years Of Experience

30+

Research Hours

FAQs

Who has the lowest car insurance rates in Victoria?

In Victoria, State Farm provides the lowest car insurance rates for both minimum coverage required by Texas and full coverage, which includes comprehensive and collision protection.

What is the average cost of car insurance in Victoria?

The average monthly cost of car insurance in Victoria is approximately $139. Rates can differ based on factors such as your zip code, car’s year and model, driving history, and more.

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