Cheapest Car Insurance In Waterbury, CT 2024
State Farm is the cheapest option in Waterbury, with an average rate of $65 per month for minimum coverage.
We’ve saved shoppers an average of $600 per year on their car insurance.
When searching for affordable car insurance in Waterbury, CT, options can differ significantly.
State Farm is the top choice for the lowest liability-only coverage, and it also provides the best rates for full coverage. Additionally, USAA offers the cheapest rates for young drivers.
Cheapest Car Insurance Companies In Waterbury, CT 2024
Cheapest Minimum Coverage Car Insurance In Waterbury: State Farm
State Farm offers the lowest car insurance rates for minimum coverage in Waterbury, with an average monthly cost of $65.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $85 | $1,020 |
| Midvale Home & Auto | $120 | $1,440 |
| State Farm | $65 | $780 |
| Liberty Mutual | $105 | $1,260 |
| GEICO | $90 | $1,080 |
Cheapest Car Insurance In Waterbury After A Speeding Ticket: Nationwide
Nationwide is highly affordable compared to other insurers, offering average rates of $125 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $175 | $2,100 |
| Nationwide | $125 | $1,500 |
| State Farm | $190 | $2,280 |
| GEICO | $130 | $1,560 |
| Kemper | $150 | $1,800 |
Cheapest For Drivers With After At-Fault Accident: GEICO
GEICO provides the most affordable car insurance quotes for drivers with an at-fault incident, with an average monthly rate of $170.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $190 | $2,280 |
| Amica Mutual | $215 | $2,580 |
| GEICO | $170 | $2,040 |
| Nationwide | $200 | $2,400 |
| Kemper | $175 | $2,100 |
Cheapest Car Insurance In Waterbury For Drivers After A DUI: Progressive
Progressive offers the lowest rates for drivers with a DUI in Waterbury, with average monthly premiums of $170.
| Provider | Average Monthly Cost | Average Annual Cost |
| Kemper | $270 | $3,240 |
| State Farm | $190 | $2,280 |
| Allstate | $275 | $3,300 |
| Progressive | $170 | $2,040 |
| Nationwide | $240 | $2,880 |
Cheapest Full Coverage Rates In Waterbury: State Farm
State Farm offers the most affordable full coverage car insurance in Waterbury, with quotes averaging $115 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Liberty Mutual | $215 | $2,580 |
| GEICO | $140 | $1,680 |
| State Auto | $180 | $2,160 |
| USAA | $155 | $1,860 |
| State Farm | $115 | $1,380 |
Cheapest For Seniors: USAA
USAA provides the lowest car insurance rates for seniors in Waterbury, with quotes averaging $85 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Travelers | $110 | $1,320 |
| USAA | $85 | $1,020 |
| Nationwide | $135 | $1,620 |
| State Farm | $120 | $1,440 |
| Liberty Mutual | $115 | $1,380 |
Cheapest For Young Adults: USAA
USAA provides the most affordable quotes for young adults in Waterbury, with rates averaging around $150 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Utica National Ins Group | $155 | $1,860 |
| Safeco | $225 | $2,700 |
| Electric | $160 | $1,920 |
| USAA | $150 | $1,800 |
| State Farm | $180 | $2,160 |
Most Affordable Rates In Waterbury For Teenagers: USAA
Teen drivers in Waterbury can get the lowest quotes from USAA, with average monthly premiums of $160.
| Provider | Average Monthly Cost | Average Annual Cost |
| Electric | $220 | $2,640 |
| Utica National Ins Group | $165 | $1,980 |
| Liberty Mutual | $215 | $2,580 |
| USAA | $160 | $1,920 |
| State Farm | $200 | $2,400 |
Best Car Insurance Companies In Waterbury
Below are the top 10 car insurance companies in Waterbury, CT, ranked by their average monthly rates.
| Company | Monthly Premium |
| Nationwide | $190 |
| Allstate | $254 |
| USAA | $124 |
| Safeco | $200 |
| Utica National Ins Group | $140 |
| Travelers | $180 |
| Metropolitan | $304 |
| Electric | $160 |
| Liberty Mutual | $188 |
| State Farm | $151 |
Average Rates In Waterbury – By Age
| Age | Average Yearly Rate |
| Teenagers | $6,660 |
| 20s | $3,480 |
| 30s | $2,580 |
| 40s | $2,280 |
| 50s | $1,920 |
| 60s | $2,160 |
| 70s | $2,400 |
How Much Is Car Insurance In Other Cities in Connecticut?
| City | Average Monthly Rate |
| Hartford | $260 |
| Norwalk | $182 |
| Greenwich | $149 |
| New Haven | $247 |
| East Hartford | $217 |
| New Britain | $205 |
| Meriden | $190 |
| Danbury | $188 |
| Manchester | $220 |
| Bridgeport | $250 |
Average Rates In Waterbury – By Vehicle
| Vehicle | Average Monthly Rate |
| 2015 Infiniti Q40 | $670 |
| 2022 Toyota Corolla | $408 |
| 1994 Toyota Camry | $214 |
| 2004 Honda Cr-V | $450 |
| 2001 Chevrolet Malibu | $230 |
Average Cost Of Auto Insurance In Waterbury – By Zip Code
| City | Average Monthly Rate |
| 06704 | $243 |
| 06706 | $215 |
| 06705 | $230 |
| 06710 | $205 |
| 06708 | $154 |
Our Methodology
Based on a detailed analysis of customer service ratings, product options, pricing, and extensive reviews from online sources and user experiences, I’ve developed a thorough overview of car insurance providers in Waterbury, CT.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Waterbury?
In Waterbury, State Farm provides the lowest rates for both the minimum coverage required by Connecticut and for full coverage, which includes comprehensive and collision protection.
What is the average cost of car insurance in Waterbury?
The average car insurance cost in Waterbury is approximately $240 per month. Rates can vary depending on factors such as your zip code, the year and model of your car, and your driving record.
