Cheapest Car Insurance In West Jordan, UT 2024

When searching for the lowest car insurance rates in West Jordan, UT, the prices can differ significantly.

For those wanting the least expensive liability-only coverage, Safeco is the top pick. On the other hand, Travelers provides the best prices for full coverage policies. Additionally, young drivers will find that Clearcover has the lowest rates for them.

Cheapest Full Coverage Car Insurance In West Jordan: Travelers

Travelers offers the most affordable full coverage car insurance in West Jordan, with average rates of $160 per month.

Full coverage car insurance offers extensive protection beyond the minimum required by law, combining both comprehensive and collision coverages.

Comprehensive coverage protects against non-collision incidents like theft, vandalism, or natural disasters, while collision coverage covers vehicle damage from accidents, regardless of who is at fault.

Cheapest Minimum Coverage Car Insurance In West Jordan: Safeco

Safeco is the most affordable car insurance provider for minimum coverage in West Jordan, costing an average of $108 per month.

Having minimum car insurance offers some protection on the road, but it doesn’t include collision or comprehensive coverage. This means that damages to your own vehicle from accidents, theft, or natural disasters won’t be covered.

Cheapest Car Insurance In West Jordan For Seniors: ACCC Insurance Company

ACCC Insurance Company offers the lowest car insurance rates for seniors in West Jordan, with an average cost of $64 per month.

In Utah, many seniors can find favorable car insurance rates due to a variety of beneficial factors. While age is often considered when determining insurance rates, with older age sometimes linked to reduced driving ability, this stereotype does not apply to everyone.

Cheapest Car Insurance Companies In West Jordan For Drivers With Prior Incidents

In West Jordan, drivers with traffic violations such as accidents, speeding, or DUIs often struggle to find affordable car insurance. These infractions cause insurance companies to classify them as high-risk, anticipating a higher likelihood of future claims.

As a result, insurers increase rates for these drivers to offset the potential for higher claim costs.

Cheapest Car Insurance In West Jordan After A Speeding Ticket: Auto-Owners

Auto-Owners is significantly cheaper than many other companies, offering average rates of $106 per month.

Cheapest Car Insurance In West Jordan After At-Fault Accident: Auto-Owners

Auto-Owners provides the most affordable car insurance quotes for drivers with an at-fault incident, with an average rate of $175 per month.

Cheapest Car Insurance In West Jordan For Drivers After A DUI: Progressive

Progressive offers the lowest rates for drivers with a DUI in West Jordan, with average monthly premiums of $146.

Cheapest Car Insurance In West Jordan For Young Adults: Clearcover

Clearcover provides the most affordable quotes for young adults in West Jordan, with rates averaging about $64 per month.

In Utah, young adult drivers generally enjoy lower car insurance rates compared to teenagers. This difference is due to the development of better driving habits and a reduction in risky behaviors as drivers age.

Statistically, young adults tend to file fewer claims with insurance companies, indicating fewer accidents. As a result, insurers lower premiums for these drivers, acknowledging their improved safety records and reduced risk of claims.

Cheapest Auto Insurance Rates In West Jordan For Teenagers: Clearcover

Teenage drivers in West Jordan can find the most affordable quotes from Clearcover, with average monthly premiums of $65.

Teenage drivers usually encounter the highest car insurance premiums, primarily due to their lack of driving experience. Insurance companies view these young drivers as high-risk because they are statistically more likely to be involved in accidents and commit traffic violations.

Best Car Insurance Companies In West Jordan

For drivers in West Jordan, selecting the right car insurance company involves balancing affordable rates with reliable protection. Below are the top 10 car insurance companies in West Jordan, UT, ranked by their average monthly rates.

Average Cost Of Car Insurance In West Jordan – By Age

Age plays a major role in setting car insurance rates. Typically, younger drivers, including teens and young adults, face higher premiums due to their inexperience and a higher likelihood of accidents and traffic violations. Rates usually begin to drop once drivers reach around 25, provided they maintain a clean driving record.

Drivers in their 50s and early 60s often enjoy the best insurance rates. Insurance companies use age to assess driving experience and risk, which impacts premium costs.

How Much Is Car Insurance In Other Cities in Utah?

The city where you live greatly affects your car insurance rates. Insurance companies consider factors related to your location, such as the likelihood of accidents, theft, and vandalism, which are generally more common in urban areas. As a result, this increased risk usually leads to higher premiums.

Average Cost Of Car Insurance In West Jordan – By Vehicle

The type of vehicle you drive plays a major role in determining your car insurance costs. Insurance companies consider factors such as the make, model, year, and body type of your car. Generally, newer vehicles, especially luxury models with advanced technology and higher replacement costs, have higher insurance rates.

In contrast, older cars or those that are cheaper to repair or replace often come with lower premiums. Insurers take these factors into account because they affect the potential cost of claims—repairing a high-end car is usually more expensive than fixing a standard vehicle. Additionally, cars known for their safety features may qualify for lower insurance rates due to a reduced risk of accidents and injuries.