Cheapest Car Insurance Quotes In Wilkes Barre, PA For 2025

If you’re looking for the cheapest minimum coverage car insurance in Wilkes Barre, State Farm is the top option at just $53 per month.

We’ve saved shoppers an average of $600 per year on their car insurance.

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Updated: 06 February 2025
Written by Bob Phillips
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If you’re hunting for the lowest car insurance rates in Wilkes Barre, PA, expect a lot of variation.

Those looking for budget-friendly liability-only insurance should turn to State Farm, while Erie has the most affordable full coverage rates. Safeco, meanwhile, offers the lowest prices for young drivers.

Cheapest Car Insurance Companies In Wilkes Barre, PA

Cheapest Car Insurance, Wilkes Barre, PA

Cheapest Liability-only Car Insurance In Wilkes Barre: State Farm

Wilkes Barre drivers can get the most budget-friendly minimum coverage car insurance from State Farm at just $53 per month.

The table below provides a comparison of rates across multiple insurance companies.

Provider Average Monthly Cost Average Annual Cost
State Farm $53 $636
Auto-Owners $65 $780
National General $71 $852
Allstate $90 $1,080
GEICO $82 $984

Cheapest Full Coverage Insurance Rates In Wilkes Barre: Erie

Erie stands out as the most budget-friendly option for full coverage car insurance in Wilkes Barre, costing about $128 a month.

Check out the table below for a breakdown of average auto insurance quotes from Wilkes Barre’s most affordable providers.

Provider Average Monthly Cost Average Annual Cost
Erie $128 $1,536
Auto-Owners $140 $1,680
Safeco $162 $1,944
Allstate $188 $2,256
Nationwide $215 $2,580

Cheapest Rates In Wilkes Barre For Teenagers: Erie

Erie provides Wilkes Barre’s best car insurance rates for teenage drivers, averaging $216 per month.

The table below highlights the insurance companies offering the best rates for teenagers.

Provider Average Monthly Cost Average Annual Cost
Erie $216 $2,592
Auto-Owners $232 $2,784
GEICO $267 $3,204
Safeco $307 $3,684
Progressive $292 $3,504

Cheapest Car Insurance Rates For Seniors: State Farm

Seniors in Wilkes Barre can find the most budget-friendly car insurance with State Farm, which costs around $85 a month.

The following table provides a comparison of average quotes from low-cost auto insurers for seniors.

Provider Average Monthly Cost Average Annual Cost
State Farm $85 $1,020
Erie $98 $1,176
Progressive $119 $1,428
Auto-Owners $109 $1,308
GEICO $130 $1,560

Cheapest Auto Insurance For Young Adults in Wilkes Barre: Safeco

Safeco offers young adults in Wilkes Barre the lowest car insurance premiums, averaging $82 per month.

The table below shows a comparison of affordable auto insurance rates in Wilkes Barre for young adults.

Provider Average Monthly Cost Average Annual Cost
Safeco $82 $984
Kemper $90 $1,080
Travelers $103 $1,236
SafeAuto $101 $1,212
Liberty Mutual $107 $1,284

Cheapest Car Insurance In Wilkes Barre For Good Drivers: State Farm

For good drivers in Wilkes Barre, State Farm offers the lowest-cost car insurance, averaging $53 a month.

The table below offers a comparison of average quotes from the most affordable insurance companies for good drivers.

Provider Average Monthly Cost Average Annual Cost
State Farm $53 $636
Auto-Owners $65 $780
National General $71 $852
Allstate $90 $1,080
GEICO $82 $984

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Cheapest For Drivers With After At-Fault Accident: Erie

With an average rate of $79 per month, Erie provides the most budget-friendly car insurance for drivers with an at-fault incident.

These are the insurance providers with the lowest car insurance rates for drivers with an at-fault incident.

Provider Average Monthly Cost Average Annual Cost
Erie $79 $948
Progressive $106 $1,272
Travelers $101 $1,212
Allstate $115 $1,380
Nationwide $133 $1,596

Cheapest Car Insurance In Wilkes Barre After A Speeding Ticket: Auto-Owners

With average rates of $78 per month, Auto-Owners is a top choice for drivers in Wilkes Barre with a speeding ticket on their record.

Find the average car insurance rates for drivers with a speeding ticket using the table below.

Provider Average Monthly Cost Average Annual Cost
Auto-Owners $78 $936
Progressive $97 $1,164
Travelers $95 $1,140
Allstate $108 $1,296
Nationwide $124 $1,488

Cheapest Rates In Wilkes Barre For Drivers After A DUI: Erie

Erie offers Wilkes Barre drivers the lowest monthly premiums for car insurance after a DUI, averaging $94

Below is a chart showing the best car insurance deals for Wilkes Barre drivers with a DUI.

Provider Average Monthly Cost Average Annual Cost
Erie $94 $1,128
National General $109 $1,308
Travelers $121 $1,452
Allstate $141 $1,692
Nationwide $159 $1,908

Best Car Insurance Companies In Wilkes Barre

Wilkes Barre drivers can save by choosing State Farm for $53 a month, or consider Erie at $60 and Auto-Owners at $65 per month for competitive rates.

The following table displays the top 10 car insurance companies in Wilkes Barre, PA, ranked by their average monthly premiums.

Company Monthly Premium
State Farm $53
Auto-Owners $65
National General $71
Allstate $90
GEICO $82
Erie $60
Foremost $89
Root $88
Nationwide $102
Safeco $100

Average Auto Insurance Rates In Wilkes Barre – By Age

The cost of car insurance is heavily influenced by age, with younger drivers often facing higher premiums due to their inexperience and higher accident risk. Teenagers typically pay around $3,606 annually for coverage.

When drivers turn 25, their insurance premiums typically begin to drop, assuming they’ve had no accidents or violations.

Drivers in their 50s and early 60s typically qualify for the best insurance rates, as age is a significant factor for insurers in assessing experience and risk, influencing premiums.

Age Average Yearly Rate
Teenagers $3,606
20s $1,900
30s $1,425
40s $1,112
50s $917
60s $1,355
70s $1,252

Average Rates In Wilkes Barre – By Vehicle

Your car’s make, model, year, and body style are crucial in determining your insurance premiums. Newer vehicles, especially luxury ones with expensive technology and replacement costs, typically come with higher premiums.

You can find Wilkes Barre’s average car insurance rates for different vehicles in the table below.

Vehicle Average Monthly Rate
Chevrolet Equinox $91
Honda Accord $169
Nissan Altima $111

Average Cost Of Auto Insurance In Wilkes Barre – By Zip Code

Zip codes help insurers determine the crime levels in your area, resulting in varying car insurance rates across different regions.

Below, you can find the average insurance rates in Wilkes Barre by zip code.

Zip Code Average Monthly Rate
18702 $120
18705 $131
18202 $138
18706 $86
18704 $156

How Much Is Car Insurance In Other Cities in Pennsylvania?

The area where you live significantly affects your car insurance premiums, with cities typically facing higher risks of accidents, vehicle theft, and vandalism, leading to higher rates.

For instance, the average monthly car insurance rate in Philadelphia is $227, while in Johnstown, drivers pay about $100 a month.

City Average Monthly Rate
New Castle $126
Reading $136
Johnstown $100
Easton $120
Erie $133
York $132
Allentown $150
Scranton $127
Philadelphia $227
Bethlehem $140

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Our Methodology

After analyzing customer service ratings, product variety, pricing, and multiple online reviews, I’ve put together a complete overview of the car insurance market in Wilkes Barre, PA.

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FAQs

Who has the lowest car insurance rates in Wilkes Barre?

State Farm is the most affordable option in Wilkes Barre for minimum coverage, while Erie offers the best rates for full coverage that includes comprehensive and collision insurance.

What is the average cost of car insurance in Wilkes Barre?

The typical car insurance premium in Wilkes Barre is about $120 per month, but the price can vary depending on factors such as zip code, car make and model, and driving behavior.

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