Cheapest Car Insurance Quotes In Wilkes Barre, PA For 2025
If you’re looking for the cheapest minimum coverage car insurance in Wilkes Barre, State Farm is the top option at just $53 per month.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re hunting for the lowest car insurance rates in Wilkes Barre, PA, expect a lot of variation.
Those looking for budget-friendly liability-only insurance should turn to State Farm, while Erie has the most affordable full coverage rates. Safeco, meanwhile, offers the lowest prices for young drivers.
Cheapest Car Insurance Companies In Wilkes Barre, PA
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Cheapest Liability-only Car Insurance In Wilkes Barre: State Farm
Wilkes Barre drivers can get the most budget-friendly minimum coverage car insurance from State Farm at just $53 per month.
The table below provides a comparison of rates across multiple insurance companies.
Provider | Average Monthly Cost | Average Annual Cost |
State Farm | $53 | $636 |
Auto-Owners | $65 | $780 |
National General | $71 | $852 |
Allstate | $90 | $1,080 |
GEICO | $82 | $984 |
Cheapest Full Coverage Insurance Rates In Wilkes Barre: Erie
Erie stands out as the most budget-friendly option for full coverage car insurance in Wilkes Barre, costing about $128 a month.
Check out the table below for a breakdown of average auto insurance quotes from Wilkes Barre’s most affordable providers.
Provider | Average Monthly Cost | Average Annual Cost |
Erie | $128 | $1,536 |
Auto-Owners | $140 | $1,680 |
Safeco | $162 | $1,944 |
Allstate | $188 | $2,256 |
Nationwide | $215 | $2,580 |
Cheapest Rates In Wilkes Barre For Teenagers: Erie
Erie provides Wilkes Barre’s best car insurance rates for teenage drivers, averaging $216 per month.
The table below highlights the insurance companies offering the best rates for teenagers.
Provider | Average Monthly Cost | Average Annual Cost |
Erie | $216 | $2,592 |
Auto-Owners | $232 | $2,784 |
GEICO | $267 | $3,204 |
Safeco | $307 | $3,684 |
Progressive | $292 | $3,504 |
Cheapest Car Insurance Rates For Seniors: State Farm
Seniors in Wilkes Barre can find the most budget-friendly car insurance with State Farm, which costs around $85 a month.
The following table provides a comparison of average quotes from low-cost auto insurers for seniors.
Provider | Average Monthly Cost | Average Annual Cost |
State Farm | $85 | $1,020 |
Erie | $98 | $1,176 |
Progressive | $119 | $1,428 |
Auto-Owners | $109 | $1,308 |
GEICO | $130 | $1,560 |
Cheapest Auto Insurance For Young Adults in Wilkes Barre: Safeco
Safeco offers young adults in Wilkes Barre the lowest car insurance premiums, averaging $82 per month.
The table below shows a comparison of affordable auto insurance rates in Wilkes Barre for young adults.
Provider | Average Monthly Cost | Average Annual Cost |
Safeco | $82 | $984 |
Kemper | $90 | $1,080 |
Travelers | $103 | $1,236 |
SafeAuto | $101 | $1,212 |
Liberty Mutual | $107 | $1,284 |
Cheapest Car Insurance In Wilkes Barre For Good Drivers: State Farm
For good drivers in Wilkes Barre, State Farm offers the lowest-cost car insurance, averaging $53 a month.
The table below offers a comparison of average quotes from the most affordable insurance companies for good drivers.
Provider | Average Monthly Cost | Average Annual Cost |
State Farm | $53 | $636 |
Auto-Owners | $65 | $780 |
National General | $71 | $852 |
Allstate | $90 | $1,080 |
GEICO | $82 | $984 |
Find affordable Wilkes Barre rates
Cheapest For Drivers With After At-Fault Accident: Erie
With an average rate of $79 per month, Erie provides the most budget-friendly car insurance for drivers with an at-fault incident.
These are the insurance providers with the lowest car insurance rates for drivers with an at-fault incident.
Provider | Average Monthly Cost | Average Annual Cost |
Erie | $79 | $948 |
Progressive | $106 | $1,272 |
Travelers | $101 | $1,212 |
Allstate | $115 | $1,380 |
Nationwide | $133 | $1,596 |
Cheapest Car Insurance In Wilkes Barre After A Speeding Ticket: Auto-Owners
With average rates of $78 per month, Auto-Owners is a top choice for drivers in Wilkes Barre with a speeding ticket on their record.
Find the average car insurance rates for drivers with a speeding ticket using the table below.
Provider | Average Monthly Cost | Average Annual Cost |
Auto-Owners | $78 | $936 |
Progressive | $97 | $1,164 |
Travelers | $95 | $1,140 |
Allstate | $108 | $1,296 |
Nationwide | $124 | $1,488 |
Cheapest Rates In Wilkes Barre For Drivers After A DUI: Erie
Erie offers Wilkes Barre drivers the lowest monthly premiums for car insurance after a DUI, averaging $94
Below is a chart showing the best car insurance deals for Wilkes Barre drivers with a DUI.
Provider | Average Monthly Cost | Average Annual Cost |
Erie | $94 | $1,128 |
National General | $109 | $1,308 |
Travelers | $121 | $1,452 |
Allstate | $141 | $1,692 |
Nationwide | $159 | $1,908 |
Best Car Insurance Companies In Wilkes Barre
Wilkes Barre drivers can save by choosing State Farm for $53 a month, or consider Erie at $60 and Auto-Owners at $65 per month for competitive rates.
The following table displays the top 10 car insurance companies in Wilkes Barre, PA, ranked by their average monthly premiums.
Company | Monthly Premium |
State Farm | $53 |
Auto-Owners | $65 |
National General | $71 |
Allstate | $90 |
GEICO | $82 |
Erie | $60 |
Foremost | $89 |
Root | $88 |
Nationwide | $102 |
Safeco | $100 |
Average Auto Insurance Rates In Wilkes Barre – By Age
The cost of car insurance is heavily influenced by age, with younger drivers often facing higher premiums due to their inexperience and higher accident risk. Teenagers typically pay around $3,606 annually for coverage.
When drivers turn 25, their insurance premiums typically begin to drop, assuming they’ve had no accidents or violations.
Drivers in their 50s and early 60s typically qualify for the best insurance rates, as age is a significant factor for insurers in assessing experience and risk, influencing premiums.
Age | Average Yearly Rate |
Teenagers | $3,606 |
20s | $1,900 |
30s | $1,425 |
40s | $1,112 |
50s | $917 |
60s | $1,355 |
70s | $1,252 |
Average Rates In Wilkes Barre – By Vehicle
Your car’s make, model, year, and body style are crucial in determining your insurance premiums. Newer vehicles, especially luxury ones with expensive technology and replacement costs, typically come with higher premiums.
You can find Wilkes Barre’s average car insurance rates for different vehicles in the table below.
Vehicle | Average Monthly Rate |
Chevrolet Equinox | $91 |
Honda Accord | $169 |
Nissan Altima | $111 |
Average Cost Of Auto Insurance In Wilkes Barre – By Zip Code
Zip codes help insurers determine the crime levels in your area, resulting in varying car insurance rates across different regions.
Below, you can find the average insurance rates in Wilkes Barre by zip code.
Zip Code | Average Monthly Rate |
18702 | $120 |
18705 | $131 |
18202 | $138 |
18706 | $86 |
18704 | $156 |
How Much Is Car Insurance In Other Cities in Pennsylvania?
The area where you live significantly affects your car insurance premiums, with cities typically facing higher risks of accidents, vehicle theft, and vandalism, leading to higher rates.
For instance, the average monthly car insurance rate in Philadelphia is $227, while in Johnstown, drivers pay about $100 a month.
City | Average Monthly Rate |
New Castle | $126 |
Reading | $136 |
Johnstown | $100 |
Easton | $120 |
Erie | $133 |
York | $132 |
Allentown | $150 |
Scranton | $127 |
Philadelphia | $227 |
Bethlehem | $140 |
Find affordable Wilkes Barre rates
Our Methodology
After analyzing customer service ratings, product variety, pricing, and multiple online reviews, I’ve put together a complete overview of the car insurance market in Wilkes Barre, PA.
Quotes Analyzed
Years Of Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Wilkes Barre?
State Farm is the most affordable option in Wilkes Barre for minimum coverage, while Erie offers the best rates for full coverage that includes comprehensive and collision insurance.
What is the average cost of car insurance in Wilkes Barre?
The typical car insurance premium in Wilkes Barre is about $120 per month, but the price can vary depending on factors such as zip code, car make and model, and driving behavior.
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