Cheapest Car Insurance In Wilmington, NC 2024
Nationwide is the most affordable choice in Wilmington, averaging $27 per month for minimum coverage.
We’ve saved shoppers an average of $600 per year on their car insurance.
When searching for budget-friendly car insurance in Wilmington, NC, you’ll find a wide range of options.
Nationwide is the top pick for the lowest liability-only coverage. For those wanting more extensive coverage, Erie provides the best rates for full coverage policies. Additionally, Auto-Owners Insurance Co has the most affordable rates for young drivers.
Cheapest Car Insurance Companies In Wilmington, NC 2024
Cheapest Full Coverage Car Insurance In Wilmington: Erie
Erie provides the most affordable full coverage car insurance in Wilmington, with quotes averaging $60 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Erie | $60 | $720 |
| GEICO | $82 | $984 |
| Nationwide | $65 | $780 |
| North Carolina Farm Bureau | $69 | $828 |
| State Farm | $68 | $816 |
Cheapest Car Insurance In Wilmington For Seniors: Direct Auto
Direct Auto offers the cheapest car insurance rates for seniors in Wilmington, with quotes averaging $46 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Direct Auto | $46 | $552 |
| Utica National Ins Group | $73 | $876 |
| Erie | $67 | $804 |
| North Carolina Farm Bureau | $75 | $900 |
| National General | $70 | $840 |
Cheapest Minimum Coverage Car Insurance In Wilmington: Nationwide
Nationwide offers the least expensive car insurance for minimum coverage in Wilmington, averaging $27 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $27 | $324 |
| State Farm | $41 | $492 |
| Erie | $36 | $432 |
| GEICO | $49 | $588 |
| North Carolina Farm Bureau | $40 | $480 |
Cheapest Auto Insurance Rates In Wilmington For Teenagers: Utica National Ins Group
Teen drivers in Wilmington can get the lowest quotes from Utica National Ins Group, with average monthly premiums of $106.
| Provider | Average Monthly Cost | Average Annual Cost |
| Utica National Ins Group | $106 | $1,272 |
| Erie | $128 | $1,536 |
| Travelers | $112 | $1,344 |
| North Carolina Farm Bureau | $140 | $1,680 |
| Unitrin | $130 | $1,560 |
Cheapest Car Insurance In Wilmington For Young Adults: Auto-Owners Insurance Co
Auto-Owners Insurance Co provides the most affordable quotes for young adults in Wilmington, with rates averaging $58 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners Insurance Co | $58 | $696 |
| North Carolina Farm Bureau | $100 | $1,200 |
| Direct Auto | $85 | $1,020 |
| Utica National Ins Group | $89 | $1,068 |
| Erie | $92 | $1,104 |
Cheapest Car Insurance In Wilmington For Drivers After A DUI: National General
National General has the lowest rates for drivers with a DUI in Wilmington, with average monthly premiums of $170.
| Provider | Average Monthly Cost | Average Annual Cost |
| National General | $170 | $2,040 |
| North Carolina Farm Bureau | $227 | $2,724 |
| Nationwide | $213 | $2,556 |
| State Farm | $241 | $2,892 |
| Erie | $226 | $2,712 |
Cheapest Car Insurance In Wilmington After A Speeding Ticket: Nationwide
Nationwide is quite affordable compared to other insurers, offering average rates of $75 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $75 | $900 |
| State Farm | $94 | $1,128 |
| Erie | $91 | $1,092 |
| National General | $108 | $1,296 |
| North Carolina Farm Bureau | $96 | $1,152 |
Cheapest Car Insurance In Wilmington After At-Fault Accident: Erie
Erie provides the lowest car insurance rates for drivers with an at-fault incident, averaging $79 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Erie | $79 | $948 |
| National General | $102 | $1,224 |
| North Carolina Farm Bureau | $87 | $1,044 |
| Nationwide | $96 | $1,152 |
| State Farm | $90 | $1,080 |
Best Car Insurance Companies In Wilmington
Below are the top 10 car insurance companies in Wilmington, NC, ranked by their average monthly rates.
| Company | Monthly Premium |
| High Point | $130 |
| Asheville | $111 |
| Greenville | $148 |
| Cary | $115 |
| Greensboro | $143 |
| Chapel Hill | $130 |
| Goldsboro | $150 |
| Charlotte | $162 |
| Fayetteville | $141 |
| Durham | $159 |
Average Cost Of Car Insurance In Wilmington – By Age
| Age | Average Yearly Rate |
| Teenagers | $2,076 |
| 20s | $1,872 |
| 30s | $1,476 |
| 40s | $1,404 |
| 50s | $1,560 |
| 60s | $1,128 |
| 70s | $1,284 |
Average Cost Of Auto Insurance In Wilmington – By Zip Code
| City | Average Monthly Rate |
| 28411 | $132 |
| 28401 | $140 |
| 28405 | $130 |
| 28403 | $117 |
| 28409 | $109 |
How Much Is Car Insurance In Other Cities in North Carolina?
| City | Average Monthly Rate |
| High Point | $130 |
| Asheville | $110 |
| Greenville | $132 |
| Cary | $125 |
| Greensboro | $143 |
| Chapel Hill | $130 |
| Goldsboro | $147 |
| Charlotte | $162 |
| Fayetteville | $138 |
| Durham | $145 |
Our Methodology
Based on a detailed analysis that includes customer service ratings, product options, pricing, and reviews from various online sources, I've developed a comprehensive overview of car insurance providers in Wilmington, NC.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Wilmington?
In Wilmington, Nationwide offers the lowest rates for the minimum coverage required by North Carolina, while Erie provides the best rates for full coverage, which includes both comprehensive and collision coverage.
What is the average cost of car insurance in Wilmington?
The average car insurance cost in Wilmington is approximately $126 per month. However, rates can vary depending on factors such as your zip code, the year and model of your car, and your driving record.
