Cheapest Car Insurance In Worcester, MA 2024
State Farm is the most affordable choice in Worcester, with an average rate of $30 per month for minimum coverage.
We’ve saved shoppers an average of $600 per year on their car insurance.
When looking for cheap car insurance in Worcester, MA, options can vary widely. For the lowest liability-only coverage, State Farm is the top choice. It also offers the best rates for full coverage policies and is the cheapest option for young drivers.
Cheapest Car Insurance Companies In Worcester, MA 2024
Cheapest Minimum Coverage Car Insurance In Worcester: State Farm
State Farm offers the lowest rates for minimum coverage in Worcester, with an average monthly cost of $30.
| Provider | Average Monthly Cost | Average Annual Cost |
| Hanover | $35 | $420 |
| Plymouth Rock Assurance | $39 | $468 |
| Safety Group | $38 | $456 |
| State Farm | $30 | $360 |
| Vermont Mutual | $40 | $480 |
Cheapest Full Coverage Rates In Worcester: State Farm
State Farm provides the most affordable full coverage car insurance in Worcester, with average quotes of $55 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Plymouth Rock Assurance | $75 | $900 |
| American Family | $100 | $1,200 |
| State Farm | $55 | $660 |
| Safety Group | $95 | $1,140 |
| Vermont Mutual | $95 | $1,080 |
Cheapest For Young Adults: State Farm
State Farm provides the most affordable quotes for young adults in Worcester, with rates averaging around $80 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Encompass | $125 | $1,500 |
| Preferred Mutual | $155 | $1,860 |
| State Farm | $80 | $960 |
| Pure Companies Grp | $150 | $1,800 |
| USAA | $140 | $1,680 |
Most Affordable Rates In Worcester For Teenagers: State Farm
Teen drivers in Worcester can get the lowest quotes from State Farm, with average monthly premiums of $140.
| Provider | Average Monthly Cost | Average Annual Cost |
| Preferred Mutual | $280 | $3,360 |
| USAA | $200 | $2,400 |
| Metropolitan | $310 | $3,720 |
| State Farm | $140 | $1,680 |
| Safety Group | $305 | $3,660 |
Cheapest Car Insurance In Worcester After A Speeding Ticket: State Farm
State Farm is notably affordable compared to other insurers, offering average rates of $65 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| American Family | $130 | $1,560 |
| Arbella | $115 | $1,380 |
| State Farm | $65 | $780 |
| Safety Group | $120 | $1,440 |
| Plymouth Rock Assurance | $110 | $1,320 |
Cheapest For Drivers With After At-Fault Accident: State Farm
State Farm provides the most affordable car insurance quotes for drivers with an at-fault incident, with an average monthly rate of $85.
| Provider | Average Monthly Cost | Average Annual Cost |
| Safety Group | $170 | $2,040 |
| Arbella | $140 | $1,680 |
| Plymouth Rock Assurance | $105 | $1,260 |
| State Farm | $85 | $1,020 |
| American Family | $125 | $1,500 |
Cheapest For Seniors: State Farm
State Farm offers the lowest car insurance rates for seniors in Worcester, with quotes averaging $60 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $110 | $1,320 |
| Safety Group | $95 | $1,140 |
| Norfolk and Dedham Group | $115 | $1,380 |
| State Farm | $60 | $720 |
| Preferred Mutual | $105 | $1,260 |
Best Car Insurance Companies In Worcester
Below are the top 10 car insurance companies in Worcester, MA, ranked by their average monthly rates.
| Company | Monthly Premium |
| Pure Companies Grp | $143 |
| Quincy Mutual | $190 |
| Safety Group | $140 |
| Metropolitan | $183 |
| Preferred Mutual | $137 |
| ACE American Pool | $175 |
| USAA | $129 |
| Arbella Insurance Group | $183 |
| State Farm | $79 |
| Norfolk and Dedham Group | $155 |
How Much Is Car Insurance In Other Cities in Massachusetts?
| City | Average Monthly Rate |
| Framingham | $100 |
| Chicopee | $98 |
| Fall River | $128 |
| Cambridge | $104 |
| Lowell | $107 |
| Brockton | $156 |
| Lawrence | $135 |
| Boston | $135 |
| Haverhill | $102 |
| Andover | $80 |
Average Rates In Worcester – By Age
| Age | Average Yearly Rate |
| Teenagers | $4,440 |
| 20s | $1,740 |
| 30s | $1,440 |
| 40s | $1,260 |
| 50s | $1,560 |
| 60s | $1,140 |
| 70s | $1,080 |
Average Rates In Worcester – By Vehicle
| Vehicle | Average Monthly Rate |
| 2017 Ford Fusion | $111 |
| 2021 Honda Accord | $120 |
| 2012 Hyundai Sonata | $102 |
| 2018 Nissan Altima | $94 |
| 2000 Toyota Rav4 | $60 |
Average Cost Of Auto Insurance In Worcester – By Zip Code
| City | Average Monthly Rate |
| 01603 | $120 |
| 01610 | $124 |
| 01605 | $117 |
| 01609 | $146 |
| 01602 | $111 |
Our Methodology
Based on a thorough analysis of customer service ratings, product options, pricing, and detailed reviews from various online sources, I've developed a comprehensive overview of car insurance providers in Worcester, MA.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Worcester?
In Worcester, State Farm offers the lowest rates for both the minimum coverage required by Massachusetts and for full coverage, which includes comprehensive and collision protection.
What is the average cost of car insurance in Worcester?
The average car insurance cost in Worcester is approximately $128 per month. Rates can vary depending on factors such as your zip code, the year and model of your car, and your driving record.
