BMW 228xi Car Insurance Cost
Securing insurance for a BMW 228xi usually costs around $2,209 each year with Nationwide. Yet, the final price may differ depending on factors such as your age, the car’s model year, and other relevant factors. Check out the quote tables below to gauge a personalized estimate of your potential insurance expenses.
When considering purchasing a BMW 228xi, one important factor to keep in mind is the cost of insurance. Insurance plays a significant role in car ownership, and it’s essential to grasp the financial implications before making a decision.
Selecting the appropriate car insurance is vital to prevent unforeseen and potentially costly surprises down the road. It’s crucial to have adequate coverage in the event of an accident to avoid substantial out-of-pocket expenses. Moreover, being deemed at fault in an accident could lead to higher premiums.
With over a decade of experience analyzing car insurance rates, I’ve noticed the considerable variation in these costs. Your age, driving record, and location are all key factors that can influence your insurance premiums.
How Much Does BMW 228xi Car Insurance Cost?
Normally, Nationwide offers the most favorable deal, with an approximate annual cost of $2,209 for comprehensive insurance on a 2024 BMW 228xi.
While Nationwide’s rate offers a useful benchmark, it’s important to understand that car insurance costs can vary significantly due to several factors. These factors include your location, driving history, car age, and the specific coverage options you choose. Maintaining a clean driving record often results in lower premiums, whereas a history of accidents or traffic infractions can raise rates.
Additionally, living in a busy urban area typically leads to higher insurance rates compared to quieter rural areas. The type of coverage you select also impacts your premium – comprehensive coverage, which includes both comprehensive and collision coverage, will be more expensive than basic liability coverage.
At Insuranceopedia, we’re here to help you shop around and compare quotes from different insurance providers to ensure you find the most favorable deal.
2024 BMW 228xi Insurance Rates
| Insurance Provider | Average Annual Cost |
| Unitrin | $5,777 |
| New York Central Mutual Fire | $2,322 |
| Allstate | $5,295 |
| State Farm | $2,677 |
| Nationwide | $2,209 |
| USAA | $2,338 |
| Erie | $2,889 |
| Travelers | $3,027 |
| Hanover | $3,532 |
| Chubb | $5,429 |
2023 BMW 228xi Insurance Rates
| Insurance Provider | Average Annual Cost |
| 21st Century | $1,840 |
| Unitrin | $1,796 |
| California Capital | $1,808 |
| USAA | $2,060 |
| Auto Club | $2,812 |
| State Farm | $3,012 |
| Texas Farm Bureau Group | $1,756 |
| Farmers | $2,371 |
| Grange | $2,694 |
| Alliance United | $2,300 |
2022 BMW 228xi Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $1,368 |
| Texas Farm Bureau Group | $1,746 |
| Virginia Farm Bureau | $907 |
| MO Farm Bureau Services | $1,862 |
| National General | $2,317 |
| Electric | $1,987 |
| Capital Insurance Group | $1,074 |
| Safeco | $1,472 |
| GMAC Insurance Group | $1,699 |
| North Carolina Farm Bureau | $1,473 |
2021 BMW 228xi Insurance Rates
| Insurance Provider | Average Annual Cost |
| New Jersey Manufacturers | $1,726 |
| Plymouth Rock | $704 |
| Texas Farm Bureau Group | $1,419 |
| GMAC Insurance Group | $1,575 |
| Auto-Owners Insurance Co | $2,241 |
| Mercury Insurance Company | $2,413 |
| Country | $2,472 |
| Hastings Mutual Insurance Co | $2,404 |
| North Carolina Farm Bureau | $1,398 |
| Penn National | $1,989 |
2020 BMW 228xi Insurance Rates
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $1,057 |
| Virginia Farm Bureau | $1,201 |
| West Bend Mutual | $1,292 |
| SECURA Insurance | $1,330 |
| American National P | $1,066 |
| Safeco | $97 |
| North Carolina Farm Bureau | $1,121 |
| Rural Mutual Insurance | $1,391 |
| Texas Farm Bureau Group | $1,206 |
| Farm Bureau Mutual (IA Group) | $1,264 |
Compare BMW 228xi To Other BMW Models
Looking for other BMW model insurance costs?
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Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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