BMW 330i Car Insurance Cost 2025
On average, insuring a BMW 330i costs $1,817 per year. However, the actual cost can vary depending on factors like your age, the car’s model year, and other personal details. Use our quote tables below to estimate your specific insurance costs.
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If you’re considering purchasing a BMW 330i, it’s important to consider the cost of insurance. On average, insurance for a BMW 330i costs $1,817 per year. Insurance is a significant aspect of car ownership, and understanding the financial commitment beforehand is essential.
Selecting the right car insurance is crucial to prevent unexpected and potentially costly surprises down the road. It’s essential to have adequate coverage in case of an accident to avoid substantial out-of-pocket expenses. Additionally, being responsible for an accident could lead to higher premiums.
Based on more than ten years of experience studying car insurance rates, I’ve noticed how much these costs can vary. Your age, driving history, and location are all significant factors that can influence your insurance premiums.
How Much Does A BMW 330i Car Insurance Cost?
BMW 330i drivers typically pay an average of $1,817 per year for car insurance.
While USAA’s rate provides a useful starting point, it’s important to understand that car insurance costs can vary significantly due to several factors. These factors include your location, driving history, car age, and the specific coverage options you choose. Maintaining a clean driving record often results in lower premiums, while a history of accidents or traffic violations can increase rates.
Additionally, living in a busy urban area typically leads to higher insurance rates compared to quieter rural areas. The type of coverage you select also impacts your premium – comprehensive coverage, which includes both comprehensive and collision coverage, will be more expensive than basic liability coverage.
At Insuranceopedia, we’re here to help you compare quotes from different insurance providers to ensure you find the most favorable deal.
Average Insurance Cost Of BMW 330i By Model Year
| Model Year | Average Premium |
| 2024 BMW 330i | $2,550 |
| 2023 BMW 330i | $2,261 |
| 2022 BMW 330i | $1,295 |
| 2021 BMW 330i | $1,453 |
| 2020 BMW 330i | $1,197 |
| 2019 BMW 330i | $1,335 |
| 2017 BMW 330i | $2,941 |
| 2014 BMW 330i | $2,169 |
| 2010 BMW 330i | $2,991 |
2024 BMW 330i Insurance Rates
The average annual insurance cost for a 2024 BMW 330i is $2,550. However, USAA offers the cheapest rates, averaging $1,817 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $1,817 |
| California Capital | $2,146 |
| Grange | $3,120 |
| Unitrin | $1,983 |
| Mercury | $2,282 |
| 21st Century | $2,314 |
| Nationwide | $3,243 |
| CSAA | $2,998 |
| Farmers | $2,461 |
| Metropolitan | $3,131 |
2023 BMW 330i Insurance Rates
The average annual insurance cost for a 2023 BMW 330i is $2,261. However, USAA offers the cheapest rates, averaging $938 per year.
| Insurance Provider | Average Annual Cost |
| National General Value | $938 |
| Kemper Auto | Infinity | $1,250 |
| California Capital | $2,569 |
| Direct Auto | $1,640 |
| CSAA | $2,971 |
| Farmers | $2,636 |
| National General RAD | $3,031 |
| New Jersey Manufacturers | $2,441 |
| 21st Century | $2,723 |
| USAA | $2,412 |
2022 BMW 330i Insurance Rates
The average annual insurance cost for a 2022 BMW 330i is $1,295. However, Safeco offers the cheapest rates, averaging $399 per year.
| Insurance Provider | Average Annual Cost |
| North Carolina Farm Bureau | $1,313 |
| GMAC Insurance Group | $1,579 |
| Motorists Mutual | $1,102 |
| Ohio Mutual Ins Group | $1,532 |
| Western Reserve | $1,341 |
| Buckeye Insurance Group | $833 |
| Safeco | $399 |
| National General Value | $1,638 |
| Direct Auto | $1,557 |
| Texas Farm Bureau Group | $1,654 |
2021 BMW 330i Insurance Rates
The average annual insurance cost for a 2021 BMW 330i is $1,453. However, Mercury Insurance offers the cheapest rates, averaging $845 per year.
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $967 |
| Auto-Owners Insurance Co | $1,788 |
| Mercury Insurance | $845 |
| GMAC Insurance Group | $1,764 |
| Unigard | $1,641 |
| Clearcover | $1,437 |
| PEMCO | $1,129 |
| Virginia Farm Bureau | $1,341 |
| Oregon Mutual | $1,779 |
| Texas Farm Bureau Group | $1,840 |
Find Affordable BMW 330i Insurance Rates
2020 BMW 330i Insurance Rates
The average annual insurance cost for a 2020 BMW 330i is $1,197. However, Safeco offers the cheapest rates, averaging $103 per year.
| Insurance Provider | Average Annual Cost |
| North Carolina Farm Bureau | $1,140 |
| Safeco | $103 |
| Mercury Insurance | $1,209 |
| GMAC Insurance Group | $1,519 |
| Oregon Mutual | $1,382 |
| Buckeye Insurance Group | $1,360 |
| PEMCO | $1,142 |
| Plymouth Rock | $1,489 |
| Texas Farm Bureau Group | $1,343 |
| SECURA Insurance | $1,280 |
2019 BMW 330i Insurance Rates
The average annual insurance cost for a 2019 BMW 330i is $1,335. However, Safeco offers the cheapest rates, averaging $283 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $1,306 |
| Mercury Insurance | $1,376 |
| SECURA Insurance | $1,356 |
| Safeco | $283 |
| Erie | $1,922 |
| Plymouth Rock | $1,160 |
| Capital Insurance Group | $1,752 |
| National General RAD | $711 |
| North Carolina Farm Bureau | $1,552 |
| Country | $1,932 |
2017 BMW 330i Insurance Rates
The average annual insurance cost for a 2017 BMW 330i is $1,941. However, Direct Auto offers the cheapest rates, averaging $1,876 per year.
| Insurance Provider | Average Annual Cost |
| Direct Auto | $1,876 |
| Unitrin | $4,005 |
2014 BMW 330i Insurance Rates
The average annual insurance cost for a 2014 BMW 330i is $2,169. However, State Farm offers the cheapest rates, averaging $596 per year.
| Insurance Provider | Average Annual Cost |
| State Farm | $596 |
| Nationwide | $647 |
| Mercury | $1,085 |
| Permanent General | $2,104 |
| Home State Ins Group | $2,435 |
| Dairyland | $2,717 |
| Safeco | $3,141 |
| Safe Auto | $4,630 |
2010 BMW 330i Insurance Rates
The average annual insurance cost for a 2010 BMW 330i is $2,991. However, Allstate offers the cheapest rates, averaging $1,468 per year.
| Insurance Provider | Average Annual Cost |
| Allstate | $1,468 |
| Mercury | $4,514 |
Find Affordable BMW 330i Insurance Rates
Common BMW 330i Insurance Discounts
Discounts can significantly reduce your car insurance costs. While each provider offers unique discounts, here are a few common options to explore:
- Multi-policy: Bundling your home and auto insurance with the same provider often qualifies you for a lower rate.
- Pay annually: Paying your premium in full upfront instead of monthly can result in savings.
- Defensive driving: Completing a certified defensive driving course can make you eligible for discounted rates.
Other discounts may also be available. Consult your insurance agent to learn about all the options you qualify for.
Compare BMW 330i To Other BMW Models
Looking for other BMW model insurance costs?
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- BMW i3 Car Insurance
- BMW M5 Car Insurance
- BMW X3 Car Insurance
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- BMW Z4 Car Insurance
- BMW X6 Car Insurance
- BMW X2 Car Insurance
Our Methodology
To calculate average car insurance costs, Insuranceopedia analyzed thousands of quotes from top auto insurers. The sample profile used was a 40-year-old male driver purchasing full-coverage insurance with coverage limits of $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. Keep in mind that the figures provided in this guide may differ from your personal results.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A BMW 330i?
Yes, you must provide proof of insurance before driving your BMW 330i off the dealership lot. It’s best to secure a policy ahead of time and inform your insurance company about your upcoming purchase, rather than opting for insurance through the dealership.
How Can You Get The Cheapest Insurance For Your BMW 330i?
The most effective way to find the lowest rates for your BMW 330i is to shop around and compare quotes from various auto insurance companies. Fortunately, Insuranceopedia makes it simple to compare quotes from multiple providers directly on our website.
