BMW 330i Car Insurance Cost

Securing insurance for a BMW 330i usually costs around $1,817 annually with USAA. However, the final price may vary depending on factors such as your age, the car’s model year, and other relevant considerations. You can utilize the quote tables below to obtain a personalized estimate of your potential insurance expenses.

min read -
Updated: 06 October 2024
Written by Bob Phillips
On this page Open

If you’re considering purchasing a BMW 330i, it’s important to consider the cost of insurance. Insurance is a significant aspect of car ownership, and understanding the financial commitment beforehand is essential.

Selecting the right car insurance is crucial to prevent unexpected and potentially costly surprises down the road. It’s essential to have adequate coverage in case of an accident to avoid substantial out-of-pocket expenses. Additionally, being responsible for an accident could lead to higher premiums.

Based on more than ten years of experience studying car insurance rates, I’ve noticed how much these costs can vary. Your age, driving history, and location are all significant factors that can influence your insurance premiums.

How Much Does BMW 330i Car Insurance Cost?

Normally, USAA offers the most favorable option, with an annual cost of approximately $1,817 for comprehensive insurance on a 2024 BMW 330i.

While USAA’s rate provides a useful starting point, it’s important to understand that car insurance costs can vary significantly due to several factors. These factors include your location, driving history, car age, and the specific coverage options you choose. Maintaining a clean driving record often results in lower premiums, while a history of accidents or traffic violations can increase rates.

Additionally, living in a busy urban area typically leads to higher insurance rates compared to quieter rural areas. The type of coverage you select also impacts your premium – comprehensive coverage, which includes both comprehensive and collision coverage, will be more expensive than basic liability coverage.

At Insuranceopedia, we’re here to help you compare quotes from different insurance providers to ensure you find the most favorable deal.

2024 BMW 330i Insurance Rates

Insurance Provider Average Annual Cost
USAA $1,817
California Capital $2,146
Grange $3,120
Unitrin $1,983
Mercury $2,282
21st Century $2,314
Nationwide $3,243
CSAA $2,998
Farmers $2,461
Metropolitan $3,131

2023 BMW 330i Insurance Rates

Insurance Provider Average Annual Cost
National General Value $938
Kemper Auto | Infinity $1,250
California Capital $2,569
Direct Auto $1,640
CSAA $2,971
Farmers $2,636
National General RAD $3,031
New Jersey Manufacturers $2,441
21st Century $2,723
USAA $2,412

2022 BMW 330i Insurance Rates

Insurance Provider Average Annual Cost
North Carolina Farm Bureau $1,313
GMAC Insurance Group $1,579
Motorists Mutual $1,102
Ohio Mutual Ins Group $1,532
Western Reserve $1,341
Buckeye Insurance Group $833
Safeco $399
National General Value $1,638
Direct Auto $1,557
Texas Farm Bureau Group $1,654

2021 BMW 330i Insurance Rates

Insurance Provider Average Annual Cost
Capital Insurance Group $967
Auto-Owners Insurance Co $1,788
Mercury Insurance $845
GMAC Insurance Group $1,764
Unigard $1,641
Clearcover $1,437
PEMCO $1,129
Virginia Farm Bureau $1,341
Oregon Mutual $1,779
Texas Farm Bureau Group $1,840

2020 BMW 330i Insurance Rates

Insurance Provider Average Annual Cost
North Carolina Farm Bureau $1,140
Safeco $103
Mercury Insurance $1,209
GMAC Insurance Group $1,519
Oregon Mutual $1,382
Buckeye Insurance Group $1,360
PEMCO $1,142
Plymouth Rock $1,489
Texas Farm Bureau Group $1,343
SECURA Insurance $1,280

2019 BMW 330i Insurance Rates

Insurance Provider Average Annual Cost
Texas Farm Bureau Group $1,306
Mercury Insurance $1,376
SECURA Insurance $1,356
Safeco $283
Erie $1,922
Plymouth Rock $1,160
Capital Insurance Group $1,752
National General RAD $711
North Carolina Farm Bureau $1,552
Country $1,932

2017 BMW 330i Insurance Rates

Insurance Provider Average Annual Cost
Direct Auto $1,876
Unitrin $4,005

2014 BMW 330i Insurance Rates

Insurance Provider Average Annual Cost
State Farm $596
Nationwide $647
Mercury $1,085
Permanent General $2,104
Home State Ins Group $2,435
Dairyland $2,717
Safeco $3,141
Safe Auto $4,630

2010 BMW 330i Insurance Rates

Insurance Provider Average Annual Cost
Allstate $1,468
Mercury $4,514

Our Methodology

To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.

105

Quotes Analyzed

58

Brands Reviewed

40+

Research Hours

15+

Years Of Experience

Go back to top