BMW 330xi Car Insurance Cost

Securing insurance for a BMW 330xi usually costs around $1,984 annually with New York Central Mutual Fire. However, the final price may vary depending on factors such as your age, the car’s model year, and other relevant considerations. You can utilize the quote tables below to obtain a personalized estimate of your potential insurance expenses.

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Updated: 06 October 2024
Written by Bob Phillips
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If you’re considering purchasing a BMW 330xi, it’s essential to consider the cost of insurance. Insurance plays a significant role in car ownership, and it’s crucial to understand the financial aspect before making a decision.

Selecting the appropriate car insurance is vital to prevent unexpected and potentially costly surprises in the future. It’s important to have adequate coverage in case of an accident to avoid substantial out-of-pocket expenses. Additionally, being responsible for an accident could lead to higher premiums.

Based on more than ten years of experience studying car insurance rates, I’ve noticed the significant variation in these costs. Your age, driving history, and location are all significant factors that can influence your insurance premiums.

How Much Does BMW 330xi Car Insurance Cost?

Normally, New York Central Mutual Fire offers the most favorable option, with an annual cost of approximately $1,984 for comprehensive insurance on a 2024 BMW 330xi.

While New York Central Mutual Fire’s rate provides a useful starting point, it’s important to understand that car insurance costs can vary significantly due to several factors. These factors include your location, driving history, car age, and the specific coverage options you choose. Maintaining a clean driving record often results in lower premiums, while a history of accidents or traffic violations can increase rates.

Additionally, living in a busy urban area typically leads to higher insurance rates compared to quieter rural areas. The type of coverage you select also impacts your premium – comprehensive coverage, which includes both comprehensive and collision coverage, will be more expensive than basic liability coverage.

At Insuranceopedia, we’re here to help you compare quotes from different insurance providers to ensure you find the most favorable deal.

2024 BMW 330xi Insurance Rates

Insurance Provider Average Annual Cost
Travelers $2,970
Preferred Mutual $6,570
Nationwide $3,400
Allstate $3,838
USAA $3,249
Hanover $3,815
New York Central Mutual Fire $1,984
Encompass $5,621
Erie $2,561
State Farm $3,581

2023 BMW 330xi Insurance Rates

Insurance Provider Average Annual Cost
Nationwide $2,671
USAA $2,647
Auto-Owners Insurance Co $1,759
Mercury $3,190
California Capital $2,407
Country $1,305
Erie $2,545
Travelers $2,989
Unitrin $3,479
New York Central Mutual Fire $1,780

2022 BMW 330xi Insurance Rates

Insurance Provider Average Annual Cost
Allied $1,603
PEMCO $1,245
Safeco $508
GMAC Insurance Group $1,909
Mutual Of Enumclaw $1,312
Oregon Mutual $1,302
Capital Insurance Group $939
Unigard $1,391
USAA $1,839
Mercury Insurance Company $1,310

2021 BMW 330xi Insurance Rates

Insurance Provider Average Annual Cost
Norfolk and Dedham Group $1,626
Direct Auto $1,170
New Jersey Manufacturers $1,468
National General $2,098
Plymouth Rock Assurance $1,170
Texas Farm Bureau Group $1,631
Safety Group $1,692
Mercury Insurance $1,553
Virginia Farm Bureau $2,155
Country $1,596

2020 BMW 330xi Insurance Rates

Insurance Provider Average Annual Cost
New Jersey Manufacturers $1,628
Plymouth Rock $1,327
SECURA Insurance $828
American National P $546
Direct Auto $664
Safeco $732
Mercury Insurance Company $1,863
North Carolina Farm Bureau $1,519
Southern Farm Bureau $1,551
Atlantic States Insurance $1,670

2019 BMW 330xi Insurance Rates

Insurance Provider Average Annual Cost
Grange Mutual $1,386
PEMCO $1,401
New York Central Mutual Fire $1,126
Capital Insurance Group $1,354
American National P $647
Direct Auto $1,690
Safeco $231
Mercury Insurance $1,353
Buckeye Insurance Group $1,451
Unigard $1,639

Our Methodology

To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.

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Quotes Analyzed

58

Brands Reviewed

40+

Research Hours

15+

Years Of Experience

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