BMW 330xi Car Insurance Cost 2025
On average, insuring a BMW 330xi costs $1,984 per year. However, the actual cost may vary depending on factors like your age, the car’s model year, and other personal details. Use our quote tables below to estimate your specific insurance costs.
If you’re considering purchasing a BMW 330xi, it’s essential to consider the cost of insurance. On average, insurance for a BMW 330xi costs $1,984 per year. Insurance plays a significant role in car ownership, and it’s crucial to understand the financial aspect before making a decision.
Selecting the appropriate car insurance is vital to prevent unexpected and potentially costly surprises in the future. It’s important to have adequate coverage in case of an accident to avoid substantial out-of-pocket expenses. Additionally, being responsible for an accident could lead to higher premiums.
Based on more than ten years of experience studying car insurance rates, I’ve noticed the significant variation in these costs. Your age, driving history, and location are all significant factors that can influence your insurance premiums.
How Much Does A BMW 330i Car Insurance Cost?
BMW 330xi drivers typically pay an average of $1,984 per year for car insurance.
While New York Central Mutual Fire’s rate provides a useful starting point, it’s important to understand that car insurance costs can vary significantly due to several factors. These factors include your location, driving history, car age, and the specific coverage options you choose. Maintaining a clean driving record often results in lower premiums, while a history of accidents or traffic violations can increase rates.
Additionally, living in a busy urban area typically leads to higher insurance rates compared to quieter rural areas. The type of coverage you select also impacts your premium – comprehensive coverage, which includes both comprehensive and collision coverage, will be more expensive than basic liability coverage.
At Insuranceopedia, we’re here to help you compare quotes from different insurance providers to ensure you find the most favorable deal.
Average Insurance Cost Of BMW 330xi By Model Year
| Model Year | Average Premium |
| 2024 BMW 330xi | $3,759 |
| 2023 BMW 330xi | $2,477 |
| 2022 BMW 330xi | $1,336 |
| 2021 BMW 330xi | $1,336 |
| 2020 BMW 330xi | $1,233 |
| 2019 BMW 330xi | $1,228 |
2024 BMW 330xi Insurance Rates
The average annual insurance cost for a 2024 BMW 330xi is $3,759. However, New York Central Mutual Fire offers the cheapest rates, averaging $1,984 per year.
| Insurance Provider | Average Annual Cost |
| Travelers | $2,970 |
| Preferred Mutual | $6,570 |
| Nationwide | $3,400 |
| Allstate | $3,838 |
| USAA | $3,249 |
| Hanover | $3,815 |
| New York Central Mutual Fire | $1,984 |
| Encompass | $5,621 |
| Erie | $2,561 |
| State Farm | $3,581 |
2023 BMW 330xi Insurance Rates
The average annual insurance cost for a 2023 BMW 330xi is $2,477. However, Auto-Owners Insurance Co offers the cheapest rates, averaging $1,759 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $2,671 |
| USAA | $2,647 |
| Auto-Owners Insurance Co | $1,759 |
| Mercury | $3,190 |
| California Capital | $2,407 |
| Country | $1,305 |
| Erie | $2,545 |
| Travelers | $2,989 |
| Unitrin | $3,479 |
| New York Central Mutual Fire | $1,780 |
2022 BMW 330xi Insurance Rates
The average annual insurance cost for a 2022 BMW 330xi is $1,336. However, Safeco offers the cheapest rates, averaging $508 per year.
| Insurance Provider | Average Annual Cost |
| Allied | $1,603 |
| PEMCO | $1,245 |
| Safeco | $508 |
| GMAC Insurance Group | $1,909 |
| Mutual Of Enumclaw | $1,312 |
| Oregon Mutual | $1,302 |
| Capital Insurance Group | $939 |
| Unigard | $1,391 |
| USAA | $1,839 |
| Mercury Insurance Company | $1,310 |
2021 BMW 330xi Insurance Rates
The average annual insurance cost for a 2021 BMW 330xi is $1,336. However, Direct Auto offers the cheapest rates, averaging $1,170 per year.
| Insurance Provider | Average Annual Cost |
| Norfolk and Dedham Group | $1,626 |
| Direct Auto | $1,170 |
| New Jersey Manufacturers | $1,468 |
| National General | $2,098 |
| Plymouth Rock Assurance | $1,170 |
| Texas Farm Bureau Group | $1,631 |
| Safety Group | $1,692 |
| Mercury Insurance | $1,553 |
| Virginia Farm Bureau | $2,155 |
| Country | $1,596 |
2020 BMW 330xi Insurance Rates
The average annual insurance cost for a 2020 BMW 330xi is $1,233. However, American National P offers the cheapest rates, averaging $546 per year.
| Insurance Provider | Average Annual Cost |
| New Jersey Manufacturers | $1,628 |
| Plymouth Rock | $1,327 |
| SECURA Insurance | $828 |
| American National P | $546 |
| Direct Auto | $664 |
| Safeco | $732 |
| Mercury Insurance Company | $1,863 |
| North Carolina Farm Bureau | $1,519 |
| Southern Farm Bureau | $1,551 |
| Atlantic States Insurance | $1,670 |
2019 BMW 330xi Insurance Rates
The average annual insurance cost for a 2019 BMW 330xi is $1,228. However, Safeco offers the cheapest rates, averaging $231 per year.
| Insurance Provider | Average Annual Cost |
| Grange Mutual | $1,386 |
| PEMCO | $1,401 |
| New York Central Mutual Fire | $1,126 |
| Capital Insurance Group | $1,354 |
| American National P | $647 |
| Direct Auto | $1,690 |
| Safeco | $231 |
| Mercury Insurance | $1,353 |
| Buckeye Insurance Group | $1,451 |
| Unigard | $1,639 |
Common BMW 330xi Insurance Discounts
Discounts can be an effective way to reduce your car insurance costs. While specific offers vary by provider, here are some common discounts to explore:
- Multi-policy: Bundling your auto insurance with another policy, such as home insurance, can often lower your rate.
- Pay annually: Paying your premium in one lump sum instead of monthly installments may qualify you for a discount.
- Defensive driving: Completing a certified defensive driving course can make you eligible for reduced rates.
Other discounts may also be available. Speak with your insurance agent to discover additional opportunities tailored to your situation.
Compare BMW 330xi To Other BMW Models
Looking for other BMW model insurance costs?
- BMW228xi Car Insurance
- BMW 230i Car Insurance
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Our Methodology
To calculate average car insurance costs, Insuranceopedia analyzed thousands of quotes from leading providers. The sample profile represented a 40-year-old male purchasing full-coverage insurance with limits of $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. Keep in mind that the figures in this guide may vary based on your individual circumstances.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A BMW 330xi?
Yes, you will need to provide proof of insurance before driving your BMW 330xi off the dealership lot. It’s best to purchase a policy in advance and inform your insurance company about the car purchase, rather than relying on the dealership’s insurance options.
How Can You Get The Cheapest Insurance For Your BMW 330xi?
The best way to find the most affordable rates for your BMW 330xi is by shopping around and comparing quotes from various auto insurance companies. Fortunately, Insuranceopedia allows you to easily compare quotes from multiple providers directly on our website.
