BMW 430xi Car Insurance Cost

Securing insurance for a BMW 430xi usually costs around $1,800 annually with Plymouth Rock Assurance. However, the final price may vary depending on factors such as your age, the car’s model year, and other relevant considerations. You can utilize the quote tables below to obtain a personalized estimate of your potential insurance expenses.

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Updated: 07 October 2024
Written by Bob Phillips
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If you’re considering purchasing a BMW 430xi, it’s essential to consider the cost of insurance. Insurance plays a significant role in car ownership, and understanding the financial aspect is crucial before making a decision.

Selecting the right car insurance is vital to prevent unexpected and potentially costly surprises in the future. It’s important to have adequate coverage in case of an accident to avoid substantial out-of-pocket expenses. Additionally, being responsible for an accident could lead to higher premiums.

Based on over ten years of experience studying car insurance rates, I’ve noticed the significant variation in these costs. Your age, driving history, and location are all significant factors that can influence your insurance premiums.

 

How Much Does BMW 430xi Car Insurance Cost?

Usually, Plymouth Rock Assurance offers the most favorable option, with an annual cost of approximately $1,800 for comprehensive insurance on a 2023 BMW 430xi.

While Plymouth Rock Assurance’s rate offers a helpful starting point, it’s important to understand that car insurance costs can vary significantly due to various factors. These factors include your location, driving history, car age, and the specific coverage options you choose. Maintaining a clean driving record often results in lower premiums, while a history of accidents or traffic violations can increase rates.

Additionally, living in a busy urban area typically leads to higher insurance rates compared to quieter rural areas. The type of coverage you select also impacts your premium – comprehensive coverage, which includes both comprehensive and collision coverage, will be more expensive than basic liability coverage.

At Insuranceopedia, we’re here to assist you in comparing quotes from different insurance providers to ensure you find the most favorable deal.

2023 BMW 430xi Insurance Rates

Insurance Provider Average Annual Cost
Metropolitan $3,099
Plymouth Rock Assurance $1,800
Travelers $4,133
Mercury $3,321
Nationwide $4,963
Erie $4,302
New Jersey Manufacturers $2,019
State Farm $4,501
Penn National $1,914
USAA $4,418

2022 BMW 430xi Insurance Rates

Insurance Provider Average Annual Cost
Oregon Mutual $1,712
USAA $1,809
New York Central Mutual Fire $2,181
Capital Insurance Group $1,332
PEMCO $1,699
Unitrin $1,918
Unigard $1,802
Penn National $2,115
New Jersey Manufacturers $1,798
Mutual Of Enumclaw $2,179

2021 BMW 430xi Insurance Rates

Insurance Provider Average Annual Cost
Allstate $4,379
Erie $3,855
Penn National $1,912
Mercury $3,260
Travelers $3,275
Metropolitan $3,018
Nationwide $4,433
USAA $3,492
State Farm $3,551
New Jersey Manufacturers $1,969

2020 BMW 430xi Insurance Rates

Insurance Provider Average Annual Cost
Norfolk and Dedham Group $2,854
New Jersey Manufacturers $2,425
Plymouth Rock Assurance $3,076
Erie $3,635
New York Central Mutual Fire $3,412
Arbella Insurance Group $3,697
Travelers $3,153
USAA $2,761
State Farm $3,024
Safety Group $2,991

2019 BMW 430xi Insurance Rates

Insurance Provider Average Annual Cost
Safeco $235
Texas Farm Bureau Group $1,214
Virginia Farm Bureau $1,266
Kemper Auto | Infinity $1,447
New York Central Mutual Fire $1,492
Penn National $1,680
Erie $1,795
USAA $1,874
Liberty Mutual $1,914
Nationwide $1,909

2018 BMW 430xi Insurance Rates

Insurance Provider Average Annual Cost
American Family $2,177
Farmers $2,573
Country $1,621
Allied $1,991
Mercury Insurance Company $2,059
Plymouth Rock $734
Farm Bureau Mutual (IA Group) $1,606
Auto-Owners Insurance Co $1,983
Safeco $1,467
Mercury $2,065

 

2017 BMW 430xi Insurance Rates

Insurance Provider Average Annual Cost
Auto-Owners Insurance Co  

 

Plymouth Rock
Erie
Direct Auto
State Auto
USAA
New York Central Mutual Fire
Allied
Safe Auto
Travelers

Our Methodology

To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.

105

Quotes Analyzed

58

Brands Reviewed

40+

Research Hours

15+

Years Of Experience

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