Home › Compare Car Insurance › BMW 440i Car Insurance

BMW 440i Car Insurance Cost

Securing insurance for a BMW 440i usually costs around $1,177 annually with National General. However, the final price may vary depending on factors such as your age, the car’s model year, and other relevant considerations. You can utilize the quote tables below to obtain a personalized estimate of your potential insurance expenses.

min read -

Updated: 07 October 2024

Written by Bob Phillips

On this page Open ⇅

If you’re considering purchasing a BMW 440i, it’s important to consider the cost of insurance. Insurance plays a significant role in car ownership, and understanding the financial aspect is crucial before making a decision.

Selecting the right car insurance is vital to prevent unexpected and potentially costly surprises in the future. It’s essential to have adequate coverage in case of an accident to avoid substantial out-of-pocket expenses. Additionally, being responsible for an accident could lead to higher premiums.

Based on over ten years of experience studying car insurance rates, I’ve noticed a significant variation in these costs. Your age, driving history, and location are all significant factors that can influence your insurance premiums.

How Much Does BMW 440i Car Insurance Cost?

Normally, National General offers the most favorable option, with an annual cost of approximately $1,177 for comprehensive insurance on a 2020 BMW 440i.

While Pekin Insurance’s rate provides a useful reference, it’s important to understand that car insurance costs can vary significantly due to various factors. These factors include your location, driving history, car age, and the specific coverage options you choose. Maintaining a clean driving record often results in lower premiums, while a history of accidents or traffic violations can increase rates.

Additionally, living in a busy urban area usually leads to higher insurance rates compared to quieter rural areas. The type of coverage you select also affects your premium – comprehensive coverage, which includes both comprehensive and collision coverage, will be more expensive than basic liability coverage.

At Insuranceopedia, we’re here to help you shop around and compare quotes from different insurance providers to ensure you find the most favorable deal.

2020 BMW 440i Insurance Rates

Insurance Provider	Average Annual Cost
Mercury	$1,910
Mercury Insurance	$2,404
Allied	$2,762
USAA	$2,498
Safeco	$1,145
Hartford	$2,414
Farmers	$2,539
California Capital	$2,253
National General	$1,177
CSAA	$2,261

2019 BMW 440i Insurance Rates

Insurance Provider	Average Annual Cost
Pekin Insurance	$1,944
Penn National	$1,886
Grange Mutual	$2,200
Country	$2,307
Liberty Mutual	$1,617
Norfolk and Dedham Group	$2,274
SECURA Insurance	$2,147
Plymouth Rock Assurance	$2,100
Safety Group	$2,214
New Jersey Manufacturers	$947

2018 BMW 440i Insurance Rates

Insurance Provider	Average Annual Cost
Buckeye Insurance Group	$1,385
Auto-Owners Insurance Co	$2,103
Grange Mutual	$1,446
Texas Farm Bureau Group	$1,135
Mercury Insurance Company	$1,312
Republic Indemnity	$2,335
Plymouth Rock	$2,083
American Family	$2,010
Safeco	$559
Hastings Mutual Insurance Co	$1,910

2017 BMW 440i Insurance Rates

Insurance Provider	Average Annual Cost
Mercury Insurance	$1,150
American Family	$2,266
USAA	$2,629
Country	$2,433
Farm Bureau Mutual (IA Group)	$1,250
Direct Auto	$1,817
Auto-Owners Insurance Co	$1,305
Clearcover	$2,696
Permanent General	$1,729
Travelers	$2,628

Compare BMW 440i To Other BMW Models

Looking for other BMW model insurance costs?

Our Methodology

To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.

105

Quotes Analyzed

Brands Reviewed

40+

Research Hours

15+

Years Of Experience