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BMW 650 Car Insurance Cost

Securing insurance for a BMW 650 usually costs around $1,108 per year through the Texas Farm Bureau Group. However, the final price may fluctuate depending on factors such as your age, the vehicle’s model year, and other relevant considerations. Utilize the quote tables below to obtain a personalized estimate of your potential insurance expenses.

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Updated: 09 October 2024

Written by Bob Phillips

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If you’re considering purchasing a BMW 650, one important factor to consider is the cost of insurance. Insurance plays a significant role in car ownership, and it’s essential to comprehend the financial obligation before making a decision.

Selecting the appropriate car insurance is vital to prevent unexpected and potentially costly surprises in the future. It’s crucial to have adequate coverage in the event of an accident to avoid substantial out-of-pocket expenses. Moreover, being responsible for an accident can lead to higher premiums.

With over a decade of experience analyzing car insurance rates, I’ve noticed how much these expenses can vary. Factors such as your age, driving record, and location all play a significant role in determining your insurance premiums.

How Much Does BMW 650 Car Insurance Cost?

Usually, Texas Farm Bureau Group offers the most affordable option, charging approximately $1,108 each year for comprehensive insurance on a 2020 BMW 650.

While Texas Farm Bureau Group’s pricing is a helpful starting point, it’s crucial to understand that car insurance expenses can vary significantly due to various factors. These factors include your location, driving record, car age, and the specific coverage options you choose. Generally, having a clean driving history results in lower premiums, but past accidents or traffic violations can increase rates.

Additionally, urban areas typically have higher insurance costs compared to rural ones. The type of coverage you select also impacts your premium; comprehensive coverage, which includes both comprehensive and collision coverage, tends to be more expensive than basic liability coverage.

At Insuranceopedia, we’re available to support you in comparing quotes from different insurance providers to ensure you find the most suitable deal for your needs.

2020 BMW 650 Insurance Rates

Insurance Provider	Average Annual Cost
Texas Farm Bureau Group	$1,108
Direct Auto	$1,985
State Farm	$2,272
National General	$2,431
Encompass	$2,664
Mercury	$2,860
Esurance	$2,951
USAA	$3,811
Republic Indemnity	$3,937
Safe Auto	$4,143

2019 BMW 650 Insurance Rates

Insurance Provider	Average Annual Cost
Erie	$6,236
USAA	$5,880
Chubb	$9,369
Hanover	$9,619
Travelers	$3,242
Safeco	$7,942
Dairyland	$8,949
Nationwide	$8,051
State Farm	$5,419
Allstate	$7,228

2017 BMW 650 Insurance Rates

Insurance Provider	Average Annual Cost
National General RAD	$7,059
Dairyland	$5,448
National General	$3,567
National General Value	$3,538

2016 BMW 650 Insurance Rates

Insurance Provider	Average Annual Cost
Esurance	$3,438
Travelers	$3,534
Auto Club	$3,102
Grange	$3,552
Mercury	$3,010
Allstate	$3,452
Hartford	$3,234
California Capital	$2,324
Unitrin	$3,572
Farmers	$2,876

2015 BMW 650 Insurance Rates

Insurance Provider	Average Annual Cost
21st Century	$2,014
Georgia Farm Bureau	$2,539
Country	$2,411
California Capital	$2,637
Hartford	$3,025
Infinity Special	$1,732
Mercury Insurance Company	$259
Auto Club	$3,159
ACCC Insurance Company	$3,145
Travelers	$2,782

2014 BMW 650 Insurance Rates

Insurance Provider	Average Annual Cost
Grange Mutual	$1,419
GMAC Insurance Group	$1,858
Country	$1,340
Pekin Insurance	$1,188
North Carolina Farm Bureau	$1,516
Dairyland Broadform	$1,823
Auto-Owners Insurance Co	$1,519
Erie	$1,396
SafeAuto	$703
SECURA Insurance	$1,291

2013 BMW 650 Insurance Rates

Insurance Provider	Average Annual Cost
American National P&C	$1,089
Virginia Farm Bureau	$1,688
Pekin Insurance	$1,132
Direct Auto	$1,742
Buckeye Insurance Group	$1,650
Norfolk and Dedham Group	$1,789
Country	$553
SECURA Insurance	$1,551
Safety Group	$829
Texas Farm Bureau Group	$1,271

2012 BMW 650 Insurance Rates

Insurance Provider	Average Annual Cost
North Carolina Farm Bureau	$1,096
American Independent Ins Co	$1,998
Mercury Insurance	$933
Clearcover	$1,603
Auto-Owners Insurance Co	$1,563
GMAC Insurance Group	$1,549
Farm Bureau Mutual (IA Group)	$1,389
Virginia Farm Bureau	$1,034
Penn National	$1,876
Country	$1,280

2010 BMW 650 Insurance Rates

Insurance Provider	Average Annual Cost
USAA	$2,135
Colorado Farm Bureau Mutual	$1,465
California Capital	$2,148
Esurance	$2,024
Nationwide	$2,311
SafeAuto	$557
Auto-Owners Insurance Co	$1,716
Allstate	$2,218
National Farmers Union P	$1,803
Direct Auto	$1,586

Compare BMW 650 To Other BMW Models

Looking for other BMW model insurance costs?

Our Methodology

To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.

105

Quotes Analyzed

Brands Reviewed

40+

Research Hours

15+

Years Of Experience