BMW Alpina B7 Car Insurance Cost 2025
Insuring a BMW Alpina B7 typically costs an average between $3,500 and $3,900 annually. However, the exact amount can vary based on factors like your age, location, driving history, and the car’s model year. Refer to our quote tables below for a personalized estimate tailored to your specific profile.
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Insuring a BMW Alpina B7 typically costs between $3,500 and $3,900 annually, translating to approximately $290 to $325 per month for full coverage. This premium is higher than the national average for car insurance, reflecting the vehicle’s luxury status, powerful performance, and advanced features.
However, when compared to similar high-end models, the Alpina B7’s insurance rates are relatively competitive. Factors such as the driver’s age, location, driving history, and the car’s model year can significantly influence the exact premium. Therefore, it’s advisable to obtain personalized quotes to determine the most accurate insurance cost for your specific situation.
How Much Does BMW Alpina B7 Car Insurance Cost?
BMW Alpina B7 drivers typically pay an average between $3,500 and $3,900 annually for car insurance.
While Direct Auto’s rate provides a useful starting point, it’s important to understand that car insurance costs can vary significantly due to various factors. These factors include your location, driving history, your car’s age, and the specific coverage options you choose. Generally, maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations can lead to higher rates.
Additionally, living in a busy urban area typically results in higher insurance costs compared to quieter rural areas. The type of coverage you select also impacts your premium – comprehensive coverage, which includes both comprehensive and collision coverage, tends to be more expensive than basic liability coverage.
Here at Insuranceopedia, we’re available to help you shop around and compare quotes from different insurance providers to ensure you find the most favorable deal.
Average Insurance Cost Of BMW Alpina B7 By Model Year
| Model Year | Average Premium |
| 2025 BMW Alpina B7 | $2,438 |
| 2022 BMW Alpina B7 | $2,690 |
| 2021 BMW Alpina B7 | $4,754 |
| 2020 BMW Alpina B7 | $1,527 |
| 2019 BMW Alpina B7 | $3,219 |
| 2018 BMW Alpina B7 | $5,413 |
| 2017 BMW Alpina B7 | $2,222 |
| 2015 BMW Alpina B7 | $3,067 |
| 2014 BMW Alpina B7 | $2,293 |
| 2013 BMW Alpina B7 | $2,220 |
| 2012 BMW Alpina B7 | $1,948 |
| 2011 BMW Alpina B7 | $1,377 |
2025 BMW Alpina B7 Insurance Rates
The average annual insurance cost for a 2025 BMW Alpina B7 is $2,438. However, Progressive offers the cheapest rates, averaging $795 per year.
| Insurance Company | Average Annual Cost |
|---|---|
| Nationwide | $1,050 |
| USAA | $1,704 |
| State Farm | $1,469 |
| Travelers | $2,673 |
| Allstate | $4,398 |
| Progressive | $795 |
| Erie | $1,390 |
| GEICO | $3,197 |
| Unitrin | $1,506 |
| Encompass | $6,194 |
2022 BMW Alpina B7 Insurance Rates
The average annual insurance cost for a 2022 BMW Alpina B7 is $2,690. However, Direct Auto offers the cheapest rates, averaging $1,008 per year.
| Insurance Provider | Average Annual Cost |
| Direct Auto | $1,008 |
| Nationwide | $1,080 |
| Direct General Insurance | $1,244 |
| Encompass | $1,451 |
| USAA | $2,371 |
| Mississippi Farm Bureau | $2,676 |
| State Farm | $3,185 |
| Bristol West | $3,467 |
| Shelter | $4,810 |
| Travelers | $5,608 |
2021 BMW Alpina B7 Insurance Rates
The average annual insurance cost for a 2021 BMW Alpina B7 is $4,754. However, California Capital offers the cheapest rates, averaging $2,658 per year.
| Insurance Provider | Average Annual Cost |
| California Capital | $2,658 |
| USAA | $3,546 |
| Mercury | $3,635 |
| Hartford | $4,769 |
| Bristol West | $4,879 |
| Allstate | $5,204 |
| Alliance United | $5,413 |
| AIG | $5,648 |
| Farmers | $5,860 |
| Unitrin | $5,932 |
2020 BMW Alpina B7 Insurance Rates
The average annual insurance cost for a 2020 BMW Alpina B7 is $1,527. However, Unitrin offers the cheapest rates, averaging $1,527 per year.
| Insurance Provider | Average Annual Cost |
| Unitrin | $1,527 |
2019 BMW Alpina B7 Insurance Rates
The average annual insurance cost for a 2019 BMW Alpina B7 is $3,219. However, State Farm offers the cheapest rates, averaging $1,428 per year.
| Insurance Provider | Average Annual Cost |
| Atlantic States Insurance | $2,494 |
| Metropolitan | $2,773 |
| Donegal Mutual Insurance Co | $5,344 |
| State Farm | $1,428 |
| Nationwide | $1,853 |
| National Grange Mutual | $3,385 |
| USAA | $1,671 |
| Allstate | $4,391 |
| Travelers | $2,669 |
| Encompass | $6,183 |
2018 BMW Alpina B7 Insurance Rates
The average annual insurance cost for a 2018 BMW Alpina B7 is $5,413. However, Nationwide offers the cheapest rates, averaging $577 per year.
| Insurance Provider | Average Annual Cost |
| Hanover | $7,032 |
| State Farm | $2,175 |
| Allstate | $4,459 |
| Encompass | $5,142 |
| Dairyland Auto | $17,658 |
| National General | $6,773 |
| Nationwide | $577 |
| Metropolitan | $4,796 |
| USAA | $2,632 |
| Travelers | $2,889 |
2017 BMW Alpina B7 Insurance Rates
The average annual insurance cost for a 2017 BMW Alpina B7 is $2,222. However, Hastings Mutual Insurance Co offers the cheapest rates, averaging $1,459 per year.
| Insurance Provider | Average Annual Cost |
| Hastings Mutual Insurance Co | $1,459 |
| Farm Bureau Mutual (IA Group) | $1,539 |
| Cameron Mutual Group | $2,035 |
| Pekin Insurance | $2,114 |
| IMT Insurance Company | $2,302 |
| Travelers | $2,279 |
| Partners Mutual Insurance Co | $2,344 |
| Auto-Owners Insurance Co | $2,425 |
| Allied | $2,814 |
| State Farm | $2,911 |
2015 BMW Alpina B7 Insurance Rates
The average annual insurance cost for a 2015 BMW Alpina B7 is $3,067. However, Nationwide offers the cheapest rates, averaging $1,773 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $1,773 |
| Travelers | $2,509 |
| Penn National | $3,425 |
| State Farm | $3,333 |
| USAA | $4,013 |
| Mercury | $2,635 |
| Erie | $1,864 |
| Shelter | $2,917 |
| Farmers | $4,780 |
| Allstate | $3,424 |
2014 BMW Alpina B7 Insurance Rates
The average annual insurance cost for a 2014 BMW Alpina B7 is $2,293. However, Farm Bureau Mutual (IA Group) offers the cheapest rates, averaging $1,425 per year.
| Insurance Provider | Average Annual Cost |
| Farm Bureau Mutual (IA Group) | $1,425 |
| ACCC Insurance Company | $1,555 |
| Country | $2,039 |
| Farmers | $2,022 |
| Safeway | $2,470 |
| 21st Century | $2,495 |
| Mercury | $2,481 |
| Safe Auto | $2,502 |
| CSAA | $2,835 |
| National General | $3,105 |
2013 BMW Alpina B7 Insurance Rates
The average annual insurance cost for a 2013 BMW Alpina B7 is $2,220. However, Travelers offers the cheapest rates, averaging $1,378 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $2,221 |
| Nationwide | $1,549 |
| Tower Insurance Company of New York | $2,507 |
| Hanover | $2,611 |
| Preferred Mutual | $2,856 |
| New York Central Mutual Fire | $1,676 |
| State Farm | $2,734 |
| Travelers | $1,378 |
| Erie | $2,022 |
| Unitrin | $2,641 |
2012 BMW Alpina B7 Insurance Rates
The average annual insurance cost for a 2012 BMW Alpina B7 is $1,948. However, Travelers offers the cheapest rates, averaging $1,091 per year.
| Insurance Provider | Average Annual Cost |
| Travelers | $1,091 |
| Allstate | $2,325 |
| Nationwide | $1,340 |
| State Farm | $1,357 |
| Erie | $1,367 |
| New York Central Mutual Fire | $1,360 |
| Preferred Mutual | $2,097 |
| USAA | $1,797 |
| Encompass | $2,987 |
| Central Mutual Insurance Co | $3,755 |
2011 BMW Alpina B7 Insurance Rates
The average annual insurance cost for a 2011 BMW Alpina B7 is $1,377. However, Auto Club Group offers the cheapest rates, averaging $969 per year.
| Insurance Provider | Average Annual Cost |
| Auto-Owners Insurance Co | $1,360 |
| Rockford Mutual Insurance | $1,683 |
| West Bend Mutual | $1,436 |
| SECURA Insurance | $1,029 |
| Hastings Mutual Insurance Co | $1,737 |
| Pekin Insurance | $1,380 |
| Farmers | $1,334 |
| American Family | $1,309 |
| Safety Group | $1,531 |
| Auto Club Group | $969 |
Find Affordable BMW Alpina B7 Insurance Rates
Are BMW Alpina B7s Expensive To Insure?
Yes, insuring a BMW Alpina B7 is typically expensive. As a luxury performance sedan, it combines high horsepower with premium features, which increases both the risk factor and repair costs in the eyes of insurers. Its advanced technology and limited production also mean that parts and servicing are pricier than average. The B7’s high market value contributes further to elevated premiums. In addition, its classification as a high-end performance vehicle makes it more costly to cover than standard sedans. While individual rates vary based on personal details and location, owners can generally expect higher-than-average insurance costs for this model.
Cheapest Car Insurance Companies For A BMW Alpina B7
The Hartford offers the most affordable monthly premium at $47, making it the cheapest option among the listed companies. Nationwide has the highest monthly premium at $88, positioning it as the most expensive among these options. USAA, Progressive, and State Farm provide mid-range premiums, offering a balance between cost and coverage. These rates are approximate and can vary based on factors like driver profile, location, and coverage options. It’s advisable to obtain personalized quotes to determine the most accurate premium for your specific situation.
| Insurance Company | Monthly Premium |
|---|---|
| Nationwide | $88 |
| Progressive | $90 |
| USAA | $50 |
| State Farm | $60 |
| The Hartford | $47 |
Common BMW Alpina B7 Insurance Discounts
Discounts are an effective way to reduce your car insurance costs. Most providers offer a variety of discounts, and here are some of the most common ones to explore:
- Multi-policy: Bundling your home and auto insurance with the same provider often results in a discounted rate.
- Pay annually: Paying your entire premium upfront, instead of in monthly installments, can lead to savings.
- Defensive driving: Completing a certified defensive driving course may qualify you for lower insurance premiums.
Additionally, there may be other discounts available based on your situation. Consult with your insurance agent to determine which ones you qualify for and maximize your savings.
Compare BMW Alpina B7 To Other BMW Models
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Our Methodology
To calculate average car insurance costs, Insuranceopedia analyzed thousands of quotes from top providers. The sample profile used a 40-year-old male driver purchasing full-coverage insurance with the following limits: $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. Individual results may vary depending on personal factors such as location, age, driving history, and coverage needs.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A BMW Alpina B7?
Yes, you must provide proof of insurance before driving your BMW Alpina B7 off the dealership lot. It’s best to purchase a policy in advance and inform your insurance provider about your impending purchase, rather than relying on dealership-provided insurance.
How Can You Get The Cheapest Insurance For Your BMW Alpina B7?
The most effective way to secure the lowest rates for your BMW Alpina B7 is by comparing quotes from multiple auto insurance providers. Insuranceopedia makes this process easy by allowing you to compare rates from various companies directly on our website.
