BMW M4 Car Insurance Cost
Obtaining insurance for a BMW M4 usually costs around $2,636 per year with California Capital. However, the exact amount can differ depending on factors such as your age, the model year of the car, and other relevant factors. You can utilize the quote tables below to approximate the specific cost tailored to you.
If you’re considering purchasing a BMW M4, one important factor to consider is the cost of insurance. Insurance plays a significant role in car ownership, and it’s crucial to understand the financial commitment before making your decision.
Selecting the right car insurance is vital to prevent unexpected and potentially costly surprises down the road. It’s essential to have adequate coverage in the event of an accident to avoid substantial out-of-pocket expenses. Moreover, being found at fault in an accident could lead to higher premiums.
Based on my experience of over a decade studying car insurance rates, I’ve noticed how much these expenses can vary. Your age, driving history, and location are all major factors that can influence your insurance premiums.
How Much Does BMW M4 Car Insurance Cost?
Usually, California Capital offers the most favorable option, charging approximately $2,636 per year for comprehensive insurance on a 2024 BMW M4.
While California Capital’s rate provides a useful starting point, it’s important to understand that car insurance expenses can vary significantly due to several factors. These factors include your location, driving history, car age, and the specific coverage options you choose. Maintaining a clean driving record often results in lower premiums, but a history of accidents or traffic violations can increase your rates.
Additionally, living in a busy urban area typically means higher insurance costs compared to quieter rural areas. The type of coverage you select also affects your premium – comprehensive coverage, which includes both comprehensive and collision coverage, will be more expensive than basic liability coverage.
At Insuranceopedia, we’re here to help you shop around and compare quotes from different insurance providers to ensure you find the most favorable deal.
2024 BMW M4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Farmers | $4,481 |
| California Capital | $2,636 |
| Alliance United | $4,408 |
| Nationwide | $4,178 |
| Hartford | $4,672 |
| Travelers | $3,827 |
| New York Central Mutual Fire | $4,383 |
| Erie | $5,030 |
| 21st Century | $3,516 |
| Mercury | $3,486 |
2023 BMW M4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| California Capital | $2,173 |
| 21st Century | $3,902 |
| Country | $2,157 |
| Mercury | $4,055 |
| Capital Insurance Group | $1,964 |
| Farmers | $3,873 |
| Unitrin | $2,579 |
| Grange | $3,898 |
| Hartford | $4,031 |
| Alliance United | $3,816 |
2022 BMW M4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $2,007 |
| Penn National | $4,047 |
| Country | $2,203 |
| North Carolina Farm Bureau | $3,646 |
| Liberty Mutual | $3,896 |
| California Capital | $2,894 |
| Capital Insurance Group | $1,873 |
| Safeco | $1,214 |
| GMAC Insurance Group | $3,534 |
| Republic Indemnity | $4,185 |
2021 BMW M4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury | $4,367 |
| Allied | $3,662 |
| Dairyland Broadform | $1,338 |
| Safeco | $516 |
| Clearcover | $2,825 |
| Country | $1,947 |
| Capital Insurance Group | $1,464 |
| NatGen PPA | $1,713 |
| Auto-Owners Insurance Co | $3,513 |
| ACCC Insurance Company | $3,411 |
2020 BMW M4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| California Capital | $2,327 |
| American Independent Ins Co | $2,782 |
| Alliance United | $3,242 |
| Mercury | $3,402 |
| Penn National | $1,192 |
| Liberty Mutual | $2,926 |
| Dairyland Auto | $2,894 |
| Atlantic States Insurance | $2,835 |
| SafeAuto | $392 |
| Auto-Owners Insurance Co | $2,979 |
2019 BMW M4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $2,814 |
| Mercury | $4,944 |
| Hartford | $4,981 |
| Mercury Insurance Company | $3,419 |
| 21st Century | $4,682 |
| Farmers | $4,862 |
| Travelers | $4,153 |
| California Capital | $2,837 |
| Erie | $4,883 |
| Esurance | $4,246 |
2018 BMW M4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Penn National | $2,159 |
| Southern Farm Bureau | $2,746 |
| Hastings Mutual Insurance Co | $1,795 |
| SECURA Insurance | $2,781 |
| Country | $1,794 |
| Pekin Insurance | $1,399 |
| Grange Mutual | $1,868 |
| Virginia Farm Bureau | $1,773 |
| Rockford Mutual Insurance | $2,326 |
| American National P | $1,062 |
2017 BMW M4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $3,203 |
| Plymouth Rock | $3,192 |
| Cincinnati Insurance | $3,312 |
| California Capital | $2,235 |
| Alliance United | $3,254 |
| Direct Auto | $1,864 |
| CSAA | $3,519 |
| Hartford | $3,437 |
| New Jersey Manufacturers | $2,816 |
| Penn National | $2,686 |
2016 BMW M4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Direct Auto | $1,328 |
| Arbella Insurance Group | $2,223 |
| Quincy Mutual | $2,389 |
| Norfolk and Dedham Group | $1,872 |
| Virginia Farm Bureau | $1,278 |
| Safety Group | $1,836 |
| North Carolina Farm Bureau | $1,848 |
| NatGen Value | $1,372 |
| Mercury Insurance Company | $1,298 |
| Texas Farm Bureau Group | $1,602 |
2015 BMW M4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $1,310 |
| Capital Insurance Group | $2,044 |
| North Carolina Farm Bureau | $2,282 |
| New Jersey Manufacturers | $2,294 |
| Farm Bureau Ins of MI | $2,358 |
| Indiana Farmers Mutual Ins | $2,142 |
| NatGen Value | $1,831 |
| SECURA Insurance | $1,050 |
| Mississippi Farm Bureau | $1,964 |
| Mercury Insurance | $856 |
Compare BMW M4 To Other BMW Models
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Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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