BMW X2 Car Insurance Cost
Covering a BMW X2 typically requires an annual payment of about $1,513 through the Mercury. However, the actual expenses can vary based on factors such as age, car model year, and other relevant considerations. Utilize the quote tables provided below to estimate the potential cost tailored to your circumstances.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a BMW X2, it’s important to factor in the cost of insurance. Insurance plays a big role in owning a car, so it’s essential to understand what you’re signing up for before making a decision.
Choosing the right car insurance is crucial to avoid unexpected and potentially high expenses later on. You don’t want to be caught without adequate coverage in the event of an accident, which could leave you facing substantial out-of-pocket costs. Plus, there’s the possibility of premium increases if you’re deemed responsible for an accident.
With over ten years of experience studying car insurance rates, I’ve observed how much these costs can vary. Factors like your age, driving history, and where you reside can significantly impact your insurance premiums.
How Much Does BMW X2 Car Insurance Cost?
Typically, Mercury provides the best deal, with an average yearly cost of $1,513 for full coverage insurance on a 2023 BMW X2.
While the rate offered by Texas Farm Bureau Group serves as a good reference point, it’s essential to recognize that car insurance expenses can vary significantly based on several factors. These factors encompass your location, driving history, the age of your car, and the specific coverage options you select. Having a clean driving record typically results in lower premiums, whereas a history of accidents or traffic violations can raise your insurance costs.
Furthermore, residing in a busy urban area may lead to higher rates compared to living in quieter rural areas. The type of coverage you opt for also influences your premium; comprehensive coverage, which includes both comprehensive and collision coverage, tends to be more expensive than basic liability coverage.
Insuranceopedia is available to assist you in exploring different insurance companies and comparing quotes, ensuring you secure the most favorable deal.
2023 BMW X2 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Republic Indemnity | $2,379 |
| Mercury | $1,513 |
| SECURA Insurance | $2,224 |
| National General | $2,020 |
| Norfolk and Dedham Group | $2,284 |
| New Jersey Manufacturers | $1,522 |
| Penn National | $1,931 |
| Texas Farm Bureau Group | $971 |
| Country | $2,017 |
| Farm Bureau Mutual (IA Group) | $1,480 |
2022 BMW X2 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $1,025 |
| State Farm | $1,658 |
| USAA | $1,981 |
| Erie | $2,576 |
| Travelers | $1,441 |
| National General | $1,915 |
| New York Central Mutual Fire | $1,536 |
| Mercury | $1,771 |
| Esurance | $2,668 |
| Nationwide | $1,901 |
2021 BMW X2 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance Company | $1,711 |
| USAA | $1,688 |
| California Capital | $1,883 |
| Erie | $2,020 |
| State Farm | $1,962 |
| North Carolina Farm Bureau | $1,304 |
| CSAA | $1,932 |
| GMAC Insurance Group | $1,571 |
| 21st Century | $2,244 |
| Unitrin | $2,023 |
2020 BMW X2 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Plymouth Rock Assurance | $796 |
| Texas Farm Bureau Group | $1,025 |
| Safeco | $153 |
| Norfolk and Dedham Group | $1,163 |
| New Jersey Manufacturers | $1,404 |
| Mercury Insurance | $1,541 |
| Direct Auto | $1,374 |
| Kemper Auto | Infinity | $665 |
| Safety Group | $1,268 |
| National General RAD | $1,401 |
2019 BMW X2 Insurance Rates
| Insurance Provider | Average Annual Cost |
| National Grange Mutual | $1,698 |
| Safeco | $380 |
| New Jersey Manufacturers | $1,472 |
| Southern Farm Bureau | $1,780 |
| Liberty Mutual | $1,902 |
| Texas Farm Bureau Group | $1,254 |
| Farm Bureau Mutual (IA Group) | $1,387 |
| American National P | $581 |
| Clearcover | $1,535 |
| ACCC Insurance Company | $1,624 |
2018 BMW X2 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $1,314 |
| Mercury Insurance | $576 |
| Plymouth Rock Assurance | $1,241 |
| Frankenmuth Mutual | $1,333 |
| Hastings Mutual Insurance Co | $878 |
| Pioneer State Mutual Ins Co | $1,521 |
| SECURA Insurance | $823 |
| Wolverine Mutual | $985 |
| Texas Farm Bureau Group | $945 |
| Farm Bureau Ins of MI | $1,521 |
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Cost of BMW X2 Car Insurance By Age
| Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $8,670 | $12,749 | $14,943 |
| 18 | $8,141 | $11,908 | $13,980 |
| 19 | $7,176 | $10,576 | $12,290 |
| 20 | $6,274 | $9,191 | $10,712 |
| 21 | $5,218 | $7,746 | $9,018 |
| 22 | $5,095 | $7,510 | $8,766 |
| 23 | $4,473 | $6,583 | $7,665 |
| 24 | $4,288 | $6,263 | $7,332 |
| 25 | $3,678 | $5,410 | $6,345 |
| 30 | $2,824 | $4,239 | $4,936 |
| 35 | $2,651 | $3,936 | $4,640 |
| 40 | $2,582 | $3,806 | $4,405 |
| 45 | $2,482 | $3,669 | $4,316 |
| 55 | $2,247 | $3,402 | $3,924 |
| 65 | $2,370 | $3,468 | $4,127 |
| 75 | $2,988 | $4,408 | $5,210 |
BMW X2 Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,690 | $3,951 | $5,042 |
| Alaska | $2,230 | $3,119 | $3,004 |
| Arizona | $2,539 | $3,713 | $5,455 |
| Arkansas | $2,751 | $4,361 | $4,874 |
| California | $3,075 | $5,525 | $3,143 |
| Colorado | $2,874 | $4,096 | $5,179 |
| Connecticut | $3,693 | $5,764 | $7,343 |
| Delaware | $3,106 | $4,066 | $5,257 |
| Florida | $3,670 | $5,096 | $6,598 |
| Georgia | $2,989 | $4,479 | $4,446 |
| Hawaii | $1,154 | $1,629 | $1,188 |
| Idaho | $2,055 | $2,732 | $3,298 |
| Illinois | $2,126 | $3,250 | $3,745 |
| Indiana | $2,265 | $3,387 | $3,832 |
| Iowa | $1,745 | $2,438 | $2,842 |
| Kansas | $2,324 | $3,439 | $3,988 |
| Kentucky | $3,350 | $5,013 | $5,901 |
| Louisiana | $4,381 | $6,567 | $7,140 |
| Maine | $1,653 | $2,291 | $3,378 |
| Maryland | $2,657 | $3,842 | $4,288 |
| Massachusetts | $2,123 | $3,764 | $2,121 |
| Michigan | $5,164 | $7,879 | $12,392 |
| Minnesota | $2,130 | $2,808 | $3,950 |
| Mississippi | $2,576 | $3,605 | $3,687 |
| Missouri | $2,393 | $3,443 | $4,560 |
| Montana | $2,499 | $3,391 | $3,980 |
| Nebraska | $2,117 | $3,090 | $3,297 |
| Nevada | $3,436 | $5,033 | $5,409 |
| New Hampshire | $2,357 | $3,782 | $4,731 |
| New Jersey | $2,607 | $4,152 | $5,342 |
| New Mexico | $2,691 | $4,008 | $4,100 |
| New York | $2,488 | $3,091 | $5,201 |
| North Carolina | $1,497 | $2,592 | $1,870 |
| North Dakota | $2,079 | $3,208 | $3,787 |
| Ohio | $1,829 | $2,869 | $2,988 |
| Oklahoma | $3,011 | $4,327 | $4,825 |
| Oregon | $2,690 | $3,681 | $4,318 |
| Pennsylvania | $2,341 | $3,384 | $3,905 |
| Rhode Island | $3,795 | $5,604 | $6,283 |
| South Carolina | $2,567 | $3,627 | $4,982 |
| South Dakota | $2,359 | $3,402 | $3,911 |
| Tennessee | $2,793 | $4,068 | $5,412 |
| Texas | $2,746 | $3,959 | $4,999 |
| Utah | $2,374 | $3,278 | $4,564 |
| Vermont | $1,858 | $2,796 | $2,961 |
| Virginia | $1,741 | $2,661 | $2,609 |
| Washington | $2,258 | $3,032 | $3,631 |
| West Virginia | $2,245 | $3,230 | $4,065 |
| Wisconsin | $2,237 | $3,518 | $4,013 |
| Wyoming | $2,111 | $2,912 | $3,197 |
Compare BMW X2 To Other BMW Models
Looking for other BMW model insurance costs?
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Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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