BMW X6 Car Insurance Cost
To insure a BMW X6, the average cost is approximately $1,890 annually with Mercury. However, the actual expenses can vary based on factors such as age, the model year of the car, and other individual considerations. For a precise estimate, refer to the quote tables provided below.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a BMW X6, one crucial aspect to consider is the insurance cost. Insurance is a major aspect of car ownership, and it’s important to understand its implications before making a purchase.
Failing to choose the right insurance policy can result in unexpected and potentially high expenses in the future. It’s essential to have adequate coverage in case of accidents to avoid significant out-of-pocket costs. Moreover, if you’re at fault in an accident, your premiums could increase.
Having analyzed car insurance rates for over a decade, I’ve observed how much these costs can vary. Factors such as your age, driving record, and location can significantly impact your insurance premiums. Therefore, it’s essential to research and compare insurance options carefully.
How Much Does BMW X6 Car Insurance Cost?
Typically, Mercury provides the most affordable option with an average yearly rate of $1,890 for comprehensive insurance coverage on a 2024 BMW X6.
While California Capital’s pricing sets a solid standard, it’s crucial to recognize that car insurance expenses can fluctuate significantly due to various factors. These factors encompass your geographical location, driving background, the age of your vehicle, and the specific types of coverage you opt for. Maintaining a clean driving record may result in lower premiums, whereas a track record of accidents or traffic violations can drive up costs.
Moreover, residing in densely populated urban areas with heavy traffic flow may lead to higher insurance rates compared to more rural locales with lighter traffic. Your choice of coverage will also play a role in determining your premium amount. For instance, comprehensive coverage, which includes protection against a wide range of risks including collisions, tends to carry a higher price tag compared to basic liability coverage.
Insuranceopedia stands ready to assist you in navigating through various insurance options and comparing quotes from different providers to ensure you secure the most favorable deal.
2024 BMW X6 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Alliance United | $3,655 |
| 21st Century | $4,293 |
| USAA | $3,355 |
| Bristol West | $3,046 |
| New York Central Mutual Fire | $4,255 |
| Esurance | $3,282 |
| Farmers | $3,197 |
| Travelers | $4,155 |
| Mercury | $1,890 |
| California Capital | $1,915 |
2023 BMW X6 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Grange Mutual | $1,884 |
| Mercury | $1,764 |
| Nationwide | $2,413 |
| Mercury Insurance | $2,324 |
| Pekin Insurance | $1,584 |
| Travelers | $2,223 |
| Hastings Mutual Insurance Co | $1,753 |
| Dairyland Auto | $643 |
| California Capital | $1,851 |
| Country | $2,081 |
2022 BMW X6 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $1,720 |
| Mercury | $3,104 |
| Nationwide | $3,551 |
| Farmers | $3,756 |
| California Capital | $2,509 |
| Country | $2,508 |
| National General Value | $3,817 |
| New Jersey Manufacturers | $3,474 |
| Bristol West | $4,108 |
| 21st Century | $4,326 |
2021 BMW X6 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Alliance United | $2,986 |
| National General | $2,032 |
| Farmers | $2,701 |
| Liberty Mutual | $2,399 |
| Texas Farm Bureau Group | $1,910 |
| Mercury | $2,393 |
| Bristol West | $2,642 |
| Republic Indemnity | $2,876 |
| California Capital | $2,129 |
| SafeAuto | $829 |
2020 BMW X6 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Utica National Ins Group | $1,742 |
| Allied | $1,672 |
| Victoria | $318 |
| Mercury | $1,829 |
| North Carolina Farm Bureau | $1,970 |
| Unitrin | $2,343 |
| Titan | $860 |
| California Capital | $2,200 |
| Farmers | $2,415 |
| Country | $1,706 |
2019 BMW X6 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury | $2,118 |
| Direct Auto | $1,708 |
| Alliance United | $2,868 |
| California Capital | $2,182 |
| Country | $2,902 |
| Mercury Insurance | $546 |
| SECURA Insurance | $2,988 |
| National Farmers Union P | $2,678 |
| Bristol West | $2,333 |
| Hastings Mutual Insurance Co | $2,836 |
2018 BMW X6 Insurance Rates
| Insurance Provider | Average Annual Cost |
| National General | $808 |
| Texas Farm Bureau Group | $1,248 |
| Direct Auto | $1,682 |
| National General Value | $1,859 |
| Country | $1,959 |
| Georgia Farm Bureau | $2,154 |
| Penn National | $2,251 |
| Mercury | $2,306 |
| California Capital | $2,359 |
| New Jersey Manufacturers | $2,379 |
2017 BMW X6 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $928 |
| National General Value | $1,545 |
| New Jersey Manufacturers | $1,597 |
| Direct Auto | $1,534 |
| Country | $2,088 |
| Grange Mutual | $2,204 |
| Mississippi Farm Bureau | $2,211 |
| Mercury | $2,309 |
| California Capital | $2,470 |
| Republic Indemnity | $2,611 |
2016 BMW X6 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Shelter | $2,114 |
| Texas Farm Bureau Group | $969 |
| California Capital | $2,305 |
| Penn National | $1,900 |
| GMAC Insurance Group | $2,330 |
| Mercury Insurance Company | $1,980 |
| Direct Auto | $1,146 |
| Plymouth Rock Assurance | $2,185 |
| American National P | $1,784 |
| North Carolina Farm Bureau | $1,834 |
2015 BMW X6 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Direct Auto | $2,168 |
| Mercury | $2,477 |
| Farm Bureau Mutual (IA Group) | $1,517 |
| Hastings Mutual Insurance Co | $2,227 |
| California Capital | $2,208 |
| Plymouth Rock | $1,765 |
| SECURA Insurance | $2,595 |
| Country | $2,287 |
| Grange Mutual | $2,266 |
| Capital Insurance Group | $1,928 |
2014 BMW X6 Insurance Rates
| Insurance Provider | Average Annual Cost |
| West Bend Mutual | $1,278 |
| Buckeye Insurance Group | $1,375 |
| Grange Mutual | $1,906 |
| Virginia Farm Bureau | $1,175 |
| Penn National | $1,814 |
| Safeco | $550 |
| Texas Farm Bureau Group | $1,452 |
| Ohio Mutual Ins Group | $1,462 |
| Western Reserve | $1,433 |
| Frankenmuth Mutual | $1,702 |
2013 BMW X6 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $1,895 |
| Southern Farm Bureau | $1,278 |
| Texas Farm Bureau Group | $1,312 |
| Farm Bureau Ins of MI | $2,205 |
| Cameron Mutual Group | $1,414 |
| Mercury | $2,263 |
| ALFA | $1,943 |
| Shelter | $1,359 |
| Rural Mutual Insurance | $2,200 |
| SECURA Insurance | $1,820 |
2012 BMW X6 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Farm Bureau Mutual (IA Group) | $1,174 |
| GMAC Insurance Group | $1,160 |
| SafeAuto | $1,472 |
| Mississippi Farm Bureau | $1,556 |
| Oregon Mutual | $1,507 |
| PEMCO | $1,321 |
| Capital Insurance Group | $884 |
| New Jersey Manufacturers | $1,476 |
| Unigard | $1,596 |
| SECURA Insurance | $896 |
2011 BMW X6 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Norfolk and Dedham Group | $1,628 |
| SECURA Insurance | $919 |
| Pure Companies Grp | $1,879 |
| Farm Bureau Ins of MI | $1,797 |
| Texas Farm Bureau Group | $1,314 |
| National Grange Mutual | $1,833 |
| New York Central Mutual Fire | $1,687 |
| Kemper Auto | Infinity | $899 |
| Safety Group | $1,501 |
| Auto-Owners Insurance Co | $1,756 |
2010 BMW X6 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Grange Mutual | $986 |
| Safeco | $321 |
| National General | $402 |
| Auto-Owners Insurance Co | $986 |
| Direct Auto | $1,015 |
| Hastings Mutual Insurance Co | $912 |
| Farm Bureau Mutual (IA Group) | $889 |
| Liberty Mutual | $592 |
| American National P | $884 |
| Buckeye Insurance Group | $1,046 |
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Cost of BMW X6 Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $16,740 | $24,629 | $28,721 |
| 18 | $15,646 | $22,857 | $26,828 |
| 19 | $13,820 | $20,220 | $23,693 |
| 20 | $12,003 | $17,620 | $20,698 |
| 21 | $10,096 | $14,769 | $17,334 |
| 22 | $9,832 | $14,416 | $16,833 |
| 23 | $8,597 | $12,644 | $14,719 |
| 24 | $8,115 | $12,016 | $14,002 |
| 25 | $7,085 | $10,311 | $12,108 |
| 30 | $5,436 | $8,012 | $9,438 |
| 35 | $5,126 | $7,569 | $8,854 |
| 40 | $4,973 | $7,285 | $8,466 |
| 45 | $4,821 | $7,015 | $8,215 |
| 55 | $4,373 | $6,426 | $7,536 |
| 65 | $4,649 | $6,709 | $7,885 |
| 75 | $5,813 | $8,516 | $9,981 |
BMW X6 Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $5,263 | $7,576 | $9,710 |
| Alaska | $4,350 | $6,050 | $5,866 |
| Arizona | $4,923 | $7,121 | $10,421 |
| Arkansas | $5,319 | $8,459 | $9,246 |
| California | $6,014 | $10,611 | $5,978 |
| Colorado | $5,595 | $7,778 | $9,876 |
| Connecticut | $7,133 | $11,040 | $14,003 |
| Delaware | $5,863 | $7,847 | $10,107 |
| Florida | $6,996 | $9,690 | $12,650 |
| Georgia | $5,740 | $8,597 | $8,607 |
| Hawaii | $2,333 | $3,062 | $2,238 |
| Idaho | $3,963 | $5,293 | $6,407 |
| Illinois | $4,170 | $6,286 | $7,214 |
| Indiana | $4,320 | $6,505 | $7,368 |
| Iowa | $3,396 | $4,658 | $5,421 |
| Kansas | $4,537 | $6,592 | $7,664 |
| Kentucky | $6,529 | $9,578 | $11,250 |
| Louisiana | $8,385 | $12,671 | $13,731 |
| Maine | $3,141 | $4,366 | $6,487 |
| Maryland | $5,129 | $7,442 | $8,236 |
| Massachusetts | $4,090 | $7,122 | $4,058 |
| Michigan | $9,911 | $15,073 | $23,823 |
| Minnesota | $4,064 | $5,405 | $7,609 |
| Mississippi | $4,902 | $7,047 | $7,072 |
| Missouri | $4,632 | $6,665 | $8,748 |
| Montana | $4,738 | $6,559 | $7,606 |
| Nebraska | $3,991 | $5,856 | $6,359 |
| Nevada | $6,562 | $9,731 | $10,340 |
| New Hampshire | $4,610 | $7,219 | $9,120 |
| New Jersey | $5,054 | $7,930 | $10,335 |
| New Mexico | $5,111 | $7,654 | $7,988 |
| New York | $4,782 | $6,025 | $10,010 |
| North Carolina | $2,974 | $5,084 | $3,576 |
| North Dakota | $4,072 | $6,123 | $7,292 |
| Ohio | $3,577 | $5,512 | $5,681 |
| Oklahoma | $5,710 | $8,270 | $9,260 |
| Oregon | $5,262 | $7,009 | $8,377 |
| Pennsylvania | $4,425 | $6,450 | $7,563 |
| Rhode Island | $7,352 | $10,786 | $12,110 |
| South Carolina | $5,030 | $6,896 | $9,531 |
| South Dakota | $4,523 | $6,465 | $7,442 |
| Tennessee | $5,230 | $7,780 | $10,366 |
| Texas | $5,272 | $7,647 | $9,579 |
| Utah | $4,555 | $6,359 | $8,707 |
| Vermont | $3,448 | $5,330 | $5,697 |
| Virginia | $3,306 | $5,026 | $4,885 |
| Washington | $4,381 | $5,860 | $7,041 |
| West Virginia | $4,389 | $6,218 | $7,789 |
| Wisconsin | $4,398 | $6,767 | $7,710 |
| Wyoming | $4,065 | $5,641 | $6,084 |
Compare BMW X6 To Other BMW Models
Looking for other BMW model insurance costs?
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Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
Quotes Analyzed
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Research Hours
Years Of Experience
