How Much Does Buick Car Insurance Cost?
The average monthly cost to insure a Buick is $185, which adds up to about $2,220 per year.
We’ve saved shoppers an average of $600 per year on their car insurance.
Buick, founded in 1903, is an American car brand under General Motors that specializes in producing premium vehicles known for their comfort, elegance, and smooth performance. The cost of insuring a Buick varies based on several factors. Your age, driving history, and where you live are important in setting your car insurance rate. Insurance companies use these details to evaluate the risk of covering your Buick. The average cost to insure a Buick is 2,220 per year.
How Much Does Buick Insurance Cost?
The average cost to insure a Buick is about $185 per month or $2,220 per year. However, your actual insurance cost can vary based on factors like your age, location, driving record, and the specific model of your vehicle.
Average Buick Insurance Cost By Model
A key factor in determining your car insurance rate is the model that you drive. According to our analysis, the average cost of insuring an Buick, across all models, is $2,220 per year. The Buick Encore is the cheapest model to insure, at $1,958 per year. On the other hand, the Buick Envision is the most expensive, at an average of $2,363 per year.
Use the table below to compare insurance rates for Buick models.
| Buick Model | Average Yearly Insurance Cost |
| Buick Enclave | $2,340 |
| Buick Encore | $1,958 |
| Buick Envision | $2,363 |
Keep in mind that these numbers are just averages, and the actual cost can change based on where you live, your age, driving history, and the type of coverage you select.
Are Buicks Expensive To Insure?
The national average for car insurance is $156 per month, while insuring a Buick averages $185 per month, making it noticeably higher. However, insurance rates are largely determined by the specific model of the car rather than the brand as a whole, so it’s important to check rates for your particular Buick model.
Buick Enclave Insurance Cost
The average cost of insuring an Buick Enclave across all model years, is $836 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Buick Enclave | $959 |
| 2023 Buick Enclave | $753 |
| 2022 Buick Enclave | $962 |
| 2021 Buick Enclave | $740 |
| 2020 Buick Enclave | $766 |
Buick Encore Insurance Cost
The average cost of insuring an Buick Encore across all model years, is $611 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2022 Buick Encore | $631 |
| 2021 Buick Encore | $693 |
| 2020 Buick Encore | $563 |
| 2019 Buick Encore | $602 |
| 2018 Buick Encore | $567 |
Buick Envision Insurance Cost
The average cost of insuring an Buick Envision across all model years, is $1,328 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Buick Envision | $3,364 |
| 2023 Buick Envision | $1,041 |
| 2022 Buick Envision | $828 |
| 2021 Buick Envision | $614 |
| 2020 Buick Envision | $791 |
Cheapest Car Insurance Companies For Buicks
The cost of your Buick car insurance policy will depend on the company that you choose. Erie offers the cheapest rates for insuring an Buick, at $1,885 per year.
Use the table below to compare cheap full-coverage rates for an Buick.
| Company | Average Annual Premium |
| Geico | $2,180 |
| Amica | $2,620 |
| USAA | $2,240 |
| Erie | $1,885 |
| state Farm | $2,820 |
Buick Car Insurance Cost – By Driver Age
The rates you pay to insure an Buick will differ dramatically based on driver age. Younger drivers tend to pay a lot more for car insurance because, statistically, they are much more likely to get into accidents. As drivers get older, their insurance rates tend to drop until they turn about 60-70. Then their rates increase again.
| Age | Average Annual Rate |
| 17 | $7,513 |
| 18 | $6,998 |
| 19 | $6,172 |
| 20 | $5,383 |
| 21 | $4,515 |
| 22 | $4,400 |
| 23 | $3,841 |
| 24 | $3,658 |
| 25 | $3,155 |
| 30 | $2,459 |
| 35 | $2,306 |
| 40 | $2,221 |
| 45 | $2,159 |
| 55 | $1,969 |
| 65 | $2,054 |
| 75 | $2,609 |
Average Buick Car Insurance Rates – By U.S. State
| State | Average Annual Rate |
| Alabama | $2,345 |
| Alaska | $1,936 |
| Arizona | $2,203 |
| Arkansas | $2,408 |
| California | $2,671 |
| Colorado | $2,507 |
| Connecticut | $3,198 |
| Delaware | $2,642 |
| Florida | $3,140 |
| Hawaii | $1,033 |
| Idaho | $1,777 |
| Illinois | $1,869 |
| Indiana | $1,919 |
| Iowa | $1,508 |
| Kansas | $2,010 |
| Kentucky | $2,922 |
| Louisiana | $3,743 |
| Maine | $1,418 |
| Maryland | $2,288 |
| Massachusetts | $1,828 |
| Michigan | $4,437 |
| Minnesota | $1,822 |
| Mississippi | $2,197 |
| Missouri | $2,075 |
| Montana | $2,119 |
| Nebraska | $1,788 |
| Nevada | $2,953 |
| New Hampshire | $2,058 |
| New Jersey | $2,266 |
| New Mexico | $2,306 |
| New York | $2,142 |
| North Carolina | $1,327 |
| North Dakota | $1,807 |
| Ohio | $1,609 |
| Oklahoma | $2,583 |
| Oregon | $2,350 |
| Pennsylvania | $1,973 |
| Rhode Island | $3,307 |
| South Carolina | $2,250 |
| South Dakota | $2,006 |
| Tennessee | $2,372 |
| Texas | $2,391 |
| Utah | $2,023 |
| Vermont | $1,553 |
| Virginia | $1,478 |
| Washington | $1,946 |
| West Virginia | $1,950 |
| Wisconsin | $1,953 |
| Wyoming | $1,815 |
| Georgia | $2,565 |
How To Save Money On Buick Car Insurance?
Owning a Buick involves various costs, with car insurance being one of the biggest. However, there are ways to save on your insurance. Here’s how:
Keep a Clean Driving Record
Insurance companies use your driving history to set your premium. Avoiding accidents and tickets can show insurers that you’re a low-risk driver, which can lower your insurance costs.
Bundle Your Policies
Many insurers give discounts if you combine multiple policies, like home and auto insurance. This not only makes managing your insurance easier but also saves you money.
Raise Your Deductible
Increasing your deductible—the amount you pay out of pocket before your insurance covers the rest—can reduce your premium. Just make sure you can afford the higher deductible if you need to make a claim.
Add Safety Features
Buick vehicles already have many safety features, but adding extras like anti-theft devices can further lower your insurance costs by reducing the risk of theft and damage.
Use Discounts
Insurance companies often offer discounts for being a good student, having a clean driving record, or completing a defensive driving course. Check with your insurer to see which discounts you might qualify for
Shop Around
Insurance rates can vary a lot between different companies. It’s important to compare quotes to find the best deal for your needs.
Consider Usage-Based Insurance
If you don’t drive your Buick often, look into usage-based insurance. This type of policy adjusts your premium based on how much you drive, which could save you money if your Buick isn’t your main vehicle.
Our Methodology
In order to calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from leading auto insurance providers. The sample profile was for a 40-year-old male driver buying full-coverage car insurance with these coverage limits: $100,000 in property damage liability, $100k in bodily injury liability and a $1,000 deductible. However, the figures in this guide may differ from your own individual results
FAQs
What Is The Cheapest Buick Model To Insure?
The Buick Encore is the cheapest model for car insurance, at $1,958 per year.
What Is The Most Expensive Buick Model To Insure?
At $2,363 per year, the Buick Envision is the most expensive Buick model for car insurance.
