How Much Does Buick Car Insurance Cost?
The average monthly cost to insure a Buick is $185, which adds up to about $2,220 per year.
We’ve saved shoppers an average of $600 per year on their car insurance.
The cost of insuring a Buick varies based on several factors. Your age, driving history, and where you live are important in setting your car insurance rate. Insurance companies use these details to evaluate the risk of covering your Buick.
Insurance Cost Per Buick Model
| Buick Model | Average Yearly Insurance Cost |
| Buick Enclave | $2,340 |
| Buick Encore | $1,958 |
| Buick Envision | $2,363 |
Keep in mind that these numbers are just averages, and the actual cost can change based on where you live, your age, driving history, and the type of coverage you select.
Buick Car Insurance Cost – By Company
| Insurance Provider | Average Monthly Premium |
| GEICO | $128 |
| State Farm | $137 |
| Progressive | $132 |
| Allstate | $145 |
| Liberty Mutual | $139 |
| Farmers Insurance | $151 |
| Nationwide | $117 |
| Esurance | $138 |
| USAA | $104 |
| Esurance | $130 |
| Travelers | $146 |
Buick Car Insurance Cost – By U.S. State
| State | Average Annual Rate |
| Alabama | $2,345 |
| Alaska | $1,936 |
| Arizona | $2,203 |
| Arkansas | $2,408 |
| California | $2,671 |
| Colorado | $2,507 |
| Connecticut | $3,198 |
| Delaware | $2,642 |
| Florida | $3,140 |
| Hawaii | $1,033 |
| Idaho | $1,777 |
| Illinois | $1,869 |
| Indiana | $1,919 |
| Iowa | $1,508 |
| Kansas | $2,010 |
| Kentucky | $2,922 |
| Louisiana | $3,743 |
| Maine | $1,418 |
| Maryland | $2,288 |
| Massachusetts | $1,828 |
| Michigan | $4,437 |
| Minnesota | $1,822 |
| Mississippi | $2,197 |
| Missouri | $2,075 |
| Montana | $2,119 |
| Nebraska | $1,788 |
| Nevada | $2,953 |
| New Hampshire | $2,058 |
| New Jersey | $2,266 |
| New Mexico | $2,306 |
| New York | $2,142 |
| North Carolina | $1,327 |
| North Dakota | $1,807 |
| Ohio | $1,609 |
| Oklahoma | $2,583 |
| Oregon | $2,350 |
| Pennsylvania | $1,973 |
| Rhode Island | $3,307 |
| South Carolina | $2,250 |
| South Dakota | $2,006 |
| Tennessee | $2,372 |
| Texas | $2,391 |
| Utah | $2,023 |
| Vermont | $1,553 |
| Virginia | $1,478 |
| Washington | $1,946 |
| West Virginia | $1,950 |
| Wisconsin | $1,953 |
| Wyoming | $1,815 |
| Georgia | $2,565 |
How To Save Money On Buick Car Insurance?
Owning a Buick involves various costs, with car insurance being one of the biggest. However, there are ways to save on your insurance. Here’s how:
1. Keep a Clean Driving Record
Insurance companies use your driving history to set your premium. Avoiding accidents and tickets can show insurers that you’re a low-risk driver, which can lower your insurance costs.
2. Bundle Your Policies
Many insurers give discounts if you combine multiple policies, like home and auto insurance. This not only makes managing your insurance easier but also saves you money.
3. Raise Your Deductible
Increasing your deductible—the amount you pay out of pocket before your insurance covers the rest—can reduce your premium. Just make sure you can afford the higher deductible if you need to make a claim.
4. Add Safety Features
Buick vehicles already have many safety features, but adding extras like anti-theft devices can further lower your insurance costs by reducing the risk of theft and damage.
5. Use Discounts
Insurance companies often offer discounts for being a good student, having a clean driving record, or completing a defensive driving course. Check with your insurer to see which discounts you might qualify for.
6. Shop Around
Insurance rates can vary a lot between different companies. It’s important to compare quotes to find the best deal for your needs.
7. Consider Usage-Based Insurance
If you don’t drive your Buick often, look into usage-based insurance. This type of policy adjusts your premium based on how much you drive, which could save you money if your Buick isn’t your main vehicle.
