Buick Enclave Car Insurance Cost 2025
On average, insuring a Buick Enclave costs $2,338 annually. However, actual costs may vary depending on factors such as your age, the car model year, and other individual considerations. For a more precise estimate tailored to your profile, consult our quote tables below.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Buick Enclave, it’s crucial to factor in the cost of insurance. On average, insurance for a Buick Enclave costs $2,338 per year. Insurance plays a significant role in owning a car, and it’s essential to understand its implications before making a purchase.
Selecting the right car insurance policy is vital to avoid unexpected and potentially high expenses in the future. Having inadequate coverage during an accident could result in substantial out-of-pocket costs. Additionally, there’s the possibility of premium increases if you’re found at fault.
With over ten years of experience analyzing car insurance rates, I’ve observed how much these costs can vary. Factors such as your age, driving record, and location can significantly impact your insurance premiums.
How Much Does A Buick Enclave Car Insurance Cost?
Buick Enclave drivers typically pay an average of $2,338 annually for car insurance.
The cost of car insurance for a Buick Enclave can vary greatly depending on several factors, including your location, driving history, car model year, and the coverage options you choose. Drivers with a clean record typically enjoy lower premiums, while those with accidents or traffic violations may face higher rates.
Urban residents often pay higher premiums due to increased traffic and higher accident risks, compared to those in rural areas. The type of insurance coverage also impacts costs—comprehensive policies, which include both collision and comprehensive coverage, are more expensive than minimum liability insurance.
In comparison to the average cost of insuring all Buick models, the Buick Enclave’s insurance is generally less expensive. Moreover, the Enclave’s insurance cost is lower than the average for all cars.
Insuranceopedia makes it easy to compare quotes from various auto insurers, helping you secure the best coverage at the most competitive rate.
| Vehicle | Average Monthly Premium |
| Buick Enclave | $134 |
| All Buicks | $154 |
| All Cars | $175 |
Average Insurance Cost Of Buick Enclave By Model Year
| Model Year | Average Premium |
| 2024 Buick Enclave | $959 |
| 2023 Buick Enclave | $753 |
| 2022 Buick Enclave | $962 |
| 2021 Buick Enclave | $741 |
| 2020 Buick Enclave | $767 |
| 2019 Buick Enclave | $908 |
| 2018 Buick Enclave | $793 |
| 2017 Buick Enclave | $712 |
| 2016 Buick Enclave | $760 |
| 2015 Buick Enclave | $473 |
| 2014 Buick Enclave | $578 |
| 2013 Buick Enclave | $684 |
| 2012 Buick Enclave | $514 |
| 2011 Buick Enclave | $438 |
| 2010 Buick Enclave | $513 |
2024 Buick Enclave Insurance Rates
The average annual insurance cost for a 2024 Buick Enclave is $959. However, Mercury Insurance Company offers the cheapest rates, averaging $406 per year.
| Insurance Provider | Average Annual Cost |
| National General Value | $817 |
| SECURA Insurance | $944 |
| Hastings Mutual Insurance Co | $1,225 |
| Kemper Auto | Infinity | $1,236 |
| New York Central Mutual Fire | $1,091 |
| Wolverine Mutual | $809 |
| Mercury Insurance Company | $406 |
| Nationwide | $973 |
| Infinity Special | $987 |
| Erie | $1,104 |
2023 Buick Enclave Insurance Rates
The average annual insurance cost for a 2023 Buick Enclave is $753. However, National General Value offers the cheapest rates, averaging $425 per year.
| Insurance Provider | Average Annual Cost |
| Infinity Special | $976 |
| National General Value | $425 |
| Mercury Insurance Company | $553 |
| Virginia Farm Bureau | $919 |
| Buckeye Insurance Group | $640 |
| National General RAD | $921 |
| NatGen PPA | $806 |
| American Family | $941 |
| NatGen Value | $800 |
| Mercury Insurance | $544 |
2022 Buick Enclave Insurance Rates
The average annual insurance cost for a 2022 Buick Enclave is $962. However, Victoria offers the cheapest rates, averaging $347 per year.
| Insurance Provider | Average Annual Cost |
| North Carolina Farm Bureau | $1,203 |
| Mercury Insurance Company | $475 |
| National General RAD | $1,294 |
| Clearcover | $1,289 |
| Mercury Insurance | $1,139 |
| Victoria | $347 |
| NatGen PPA | $1,247 |
| Infinity Special | $1,011 |
| American National P | $1,127 |
| Safeco | $490 |
2021 Buick Enclave Insurance Rates
The average annual insurance cost for a 2021 Buick Enclave is $741. However, Direct Auto offers the cheapest rates, averaging $481 per year.
| Insurance Provider | Average Annual Cost |
| Direct Auto | $481 |
| National General Value | $1,068 |
| Buckeye Insurance Group | $996 |
| Safeco | $238 |
| Rural Mutual Insurance | $1,026 |
| Nationwide ThreeSixZero | $1,105 |
| Victoria | $683 |
| Mercury Insurance | $349 |
| AssuranceAmerica Economy | $630 |
| AssuranceAmerica Elite | $833 |
2020 Buick Enclave Insurance Rates
The average annual insurance cost for a 2020 Buick Enclave is $767. However, American National P offers the cheapest rates, averaging $419 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $419 |
| Safety Group | $849 |
| Norfolk and Dedham Group | $942 |
| Pekin Insurance | $830 |
| Kemper Auto Premier | $955 |
| New York Central Mutual Fire | $680 |
| United Farm Bureau of IN Group | $815 |
| Safeco | $467 |
| Rural Mutual Insurance | $1,099 |
| Mercury Insurance | $613 |
2019 Buick Enclave Insurance Rates
The average annual insurance cost for a 2019 Buick Enclave is $908. However, Dairyland FR Bond offers the cheapest rates, averaging $591 per year.
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $1,134 |
| North Carolina Farm Bureau | $855 |
| Safeco | $605 |
| IMT Insurance Company | $1,037 |
| American National P | $723 |
| Mercury Insurance | $1,028 |
| Clearcover | $1,031 |
| Dairyland FR Bond | $591 |
| Plymouth Rock Assurance | $969 |
| Direct Auto | $1,105 |
2018 Buick Enclave Insurance Rates
The average annual insurance cost for a 2018 Buick Enclave is $793. However, AssuranceAmerica Economy offers the cheapest rates, averaging $405 per year.
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Economy | $405 |
| Farm Bureau Mutual (IA Group) | $1,029 |
| Rural Mutual Insurance | $988 |
| AssuranceAmerica Elite | $393 |
| North Carolina Farm Bureau | $990 |
| PEMCO | $877 |
| Safeco | $808 |
| Oregon Mutual | $1,076 |
| Clearcover | $417 |
| Texas Farm Bureau Group | $945 |
2017 Buick Enclave Insurance Rates
The average annual insurance cost for a 2017 Buick Enclave is $712. However, Safeco offers the cheapest rates, averaging $316 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Advantage | $734 |
| EMC Insurance | $943 |
| American National P | $669 |
| SECURA Insurance | $852 |
| Safeco | $316 |
| Kemper Personal Insurance | $701 |
| AssuranceAmerica Mobile Max | $657 |
| AssuranceAmerica | $796 |
| Mercury Insurance | $473 |
| Plymouth Rock Assurance | $978 |
2016 Buick Enclave Insurance Rates
The average annual insurance cost for a 2016 Buick Enclave is $760. However, Safeco offers the cheapest rates, averaging $332 per year.
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $799 |
| Safeco | $332 |
| Clearcover | $946 |
| Capital Insurance Group | $762 |
| NatGen PPA | $694 |
| PEMCO | $711 |
| Dairyland FR Bond | $793 |
| Dairyland Broadform | $896 |
| Pure Companies Grp | $866 |
| National General Value | $804 |
2015 Buick Enclave Insurance Rates
The average annual insurance cost for a 2015 Buick Enclave is $473. However, NatGen Custom 360 offers the cheapest rates, averaging $157 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $157 |
| American National P | $366 |
| Plymouth Rock Assurance | $720 |
| Safeco | $100 |
| Capital Insurance Group | $592 |
| Tennessee Farmers | $781 |
| Mercury Insurance | $270 |
| Buckeye Insurance Group | $745 |
| Dairyland Broadform | $353 |
| PEMCO | $647 |
2014 Buick Enclave Insurance Rates
The average annual insurance cost for a 2014 Buick Enclave is $578. However, Safeco offers the cheapest rates, averaging $87 per year.
| Insurance Provider | Average Annual Cost |
| Plymouth Rock | $762 |
| Mercury Insurance | $267 |
| Clearcover | $747 |
| American National P | $754 |
| Safeco | $87 |
| Kemper Premium | $443 |
| Buckeye Insurance Group | $560 |
| PEMCO | $749 |
| North Carolina Farm Bureau | $774 |
| Kemper Auto | Infinity | $659 |
2013 Buick Enclave Insurance Rates
The average annual insurance cost for a 2013 Buick Enclave is $684. However, Mercury Insurance offers the cheapest rates, averaging $345 per year.
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $904 |
| Ohio Mutual Ins Group | $896 |
| Mercury Insurance | $345 |
| Virginia Farm Bureau | $834 |
| Capital Insurance Group | $653 |
| PEMCO | $595 |
| American National P | $521 |
| Clearcover | $893 |
| North Carolina Farm Bureau | $786 |
| Safeco | $408 |
2012 Buick Enclave Insurance Rates
The average annual insurance cost for a 2012 Buick Enclave is $514. However, Safeco offers the cheapest rates, averaging $104 per year.
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $290 |
| North Carolina Farm Bureau | $905 |
| Mercury Insurance | $483 |
| Pekin Insurance | $908 |
| Utica National Ins Group | $677 |
| American National P | $597 |
| Safeco | $104 |
| NatGen Custom 360 | $282 |
| Dairyland Broadform | $757 |
| Kemper Personal Insurance | $161 |
2011 Buick Enclave Insurance Rates
The average annual insurance cost for a 2011 Buick Enclave is $438. However, AssuranceAmerica Mobile Max offers the cheapest rates, averaging $204 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland Broadform | $266 |
| Buckeye Insurance Group | $540 |
| AssuranceAmerica Mobile Max | $204 |
| Safeco | $114 |
| Kemper Personal Insurance | $269 |
| American National P | $514 |
| Mercury Insurance | $543 |
| North Carolina Farm Bureau | $865 |
| SECURA Insurance | $812 |
| NatGen Custom 360 | $253 |
2010 Buick Enclave Insurance Rates
The average annual insurance cost for a 2010 Buick Enclave is $513. However, NatGen Custom 360 offers the cheapest rates, averaging $154 per year.
| Insurance Provider | Average Annual Cost |
| IMT Insurance Company | $764 |
| American National P | $520 |
| Safeco | $260 |
| Mercury Insurance | $261 |
| PEMCO | $866 |
| AssuranceAmerica Mobile Max | $166 |
| NatGen Custom 360 | $154 |
| Utica National Ins Group | $776 |
| Buckeye Insurance Group | $609 |
| North Carolina Farm Bureau | $749 |
Find Affordable Buick Enclave Insurance Rates
Is A Buick Enclave Expensive To Insure?
The cost to insure a Buick Enclave is generally lower than the average cost for all cars. However, the exact amount you’ll pay for insurance depends on several factors, including your age, the vehicle’s model year, your location, and other personal details.
Cost of Buick Enclave Car Insurance By Age
Age is a key factor in determining car insurance rates. Teen drivers tend to face the highest premiums due to their statistically higher likelihood of being involved in accidents. As drivers mature and gain more experience, their premiums typically decrease, reflecting their lower risk profile.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $7,872 | $11,561 | $13,598 |
| 18 | $7,374 | $10,766 | $12,673 |
| 19 | $6,509 | $9,537 | $11,210 |
| 20 | $5,663 | $8,286 | $9,695 |
| 21 | $4,724 | $6,984 | $8,205 |
| 22 | $4,678 | $6,804 | $7,974 |
| 23 | $4,038 | $5,961 | $6,942 |
| 24 | $3,824 | $5,631 | $6,645 |
| 25 | $3,320 | $4,894 | $5,673 |
| 30 | $2,635 | $3,767 | $4,455 |
| 35 | $2,419 | $3,531 | $4,130 |
| 40 | $2,318 | $3,458 | $4,029 |
| 45 | $2,271 | $3,312 | $3,889 |
| 55 | $2,095 | $3,030 | $3,597 |
| 65 | $2,192 | $3,165 | $3,708 |
| 75 | $2,731 | $4,028 | $4,672 |
Buick Enclave Car Insurance Rates By State
Where you live greatly affects your car insurance rates. Different states have varying insurance regulations, with some, like Michigan, requiring higher levels of coverage, which leads to higher premiums. The local climate also plays a role—states that experience extreme weather conditions, such as hurricanes or flooding, generally have higher insurance costs due to the increased risk of damage. Additionally, regions with higher crime rates, more car accidents, or greater vehicle thefts contribute to higher premiums. Insurance companies take all of these regional factors into account when determining your specific Buick Enclave insurance rate.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,517 | $3,594 | $4,572 |
| Alaska | $2,019 | $2,829 | $2,744 |
| Arizona | $2,353 | $3,384 | $4,903 |
| Arkansas | $2,511 | $3,946 | $4,386 |
| California | $2,811 | $4,998 | $2,852 |
| Colorado | $2,594 | $3,703 | $4,654 |
| Connecticut | $3,324 | $5,241 | $6,590 |
| Delaware | $2,829 | $3,694 | $4,718 |
| Florida | $3,301 | $4,605 | $5,975 |
| Georgia | $2,697 | $4,035 | $4,051 |
| Hawaii | $1,070 | $1,475 | $1,118 |
| Idaho | $1,896 | $2,436 | $2,987 |
| Illinois | $1,999 | $2,934 | $3,395 |
| Indiana | $1,989 | $3,072 | $3,448 |
| Iowa | $1,579 | $2,142 | $2,610 |
| Kansas | $2,104 | $3,040 | $3,628 |
| Kentucky | $3,091 | $4,477 | $5,329 |
| Louisiana | $3,924 | $5,974 | $6,438 |
| Maine | $1,494 | $2,036 | $3,025 |
| Maryland | $2,364 | $3,518 | $3,939 |
| Massachusetts | $1,941 | $3,348 | $1,962 |
| Michigan | $4,702 | $7,143 | $11,189 |
| Minnesota | $1,888 | $2,577 | $3,644 |
| Mississippi | $2,289 | $3,328 | $3,309 |
| Missouri | $2,160 | $3,100 | $4,107 |
| Montana | $2,259 | $3,075 | $3,623 |
| Nebraska | $1,867 | $2,776 | $2,990 |
| Nevada | $3,072 | $4,587 | $4,815 |
| New Hampshire | $2,122 | $3,381 | $4,284 |
| New Jersey | $2,372 | $3,768 | $4,847 |
| New Mexico | $2,434 | $3,562 | $3,724 |
| New York | $2,273 | $2,829 | $4,752 |
| North Carolina | $1,402 | $2,378 | $1,664 |
| North Dakota | $1,890 | $2,927 | $3,410 |
| Ohio | $1,710 | $2,573 | $2,663 |
| Oklahoma | $2,724 | $3,866 | $4,390 |
| Oregon | $2,462 | $3,337 | $3,938 |
| Pennsylvania | $2,058 | $3,074 | $3,549 |
| Rhode Island | $3,512 | $5,093 | $5,738 |
| South Carolina | $2,317 | $3,271 | $4,495 |
| South Dakota | $2,109 | $3,026 | $3,511 |
| Tennessee | $2,464 | $3,627 | $4,833 |
| Texas | $2,475 | $3,612 | $4,487 |
| Utah | $2,156 | $2,977 | $4,155 |
| Vermont | $1,662 | $2,544 | $2,695 |
| Virginia | $1,517 | $2,370 | $2,312 |
| Washington | $2,069 | $2,732 | $3,284 |
| West Virginia | $2,050 | $2,946 | $3,653 |
| Wisconsin | $2,027 | $3,207 | $3,684 |
| Wyoming | $1,915 | $2,653 | $2,817 |
Find Affordable Buick Enclave Insurance Rates
Cheapest Car Insurance Companies For A Buick Enclave
If you’re looking for the most affordable car insurance for your Buick Enclave, Aspire is the cheapest provider, offering a monthly premium of $27 on average. However, keep in mind that rates can vary depending on your individual driver profile, such as your age, driving history, and location. To find the most affordable option tailored to your needs, it’s essential to shop around and compare quotes from different insurance companies.
| Company | Average Monthly Rate |
| Aspire | $27 |
| Clearcover | $49 |
| Shelter Mutual | $46 |
| Hugo | $43 |
| NationalGeneral | $44 |
Common Buick Enclave Insurance Discounts
Discounts are a great way to reduce your car insurance costs. While each insurance provider may offer different discounts, some common ones include:
- Multi-policy: Bundle your home and auto insurance with one provider to often get a discounted rate.
- Pay annually: If you pay your premium all at once, rather than spreading the payments out monthly, you may qualify for a discount.
- Defensive driving: Completing a certified defensive driving course may make you eligible for reduced rates.
Additionally, there may be other discounts available based on factors like safe driving habits, vehicle safety features, and more. It’s a good idea to discuss your options with your insurance agent to find discounts you might qualify for.
Ways To Save On Buick Enclave Insurance Costs
Maintaining a clean driving record is one of the most effective ways to keep your Buick Enclave insurance costs low. Speeding tickets or accidents can significantly raise your premiums. For instance, drivers with a ticket on their record can expect to pay around $108 per month, while those with multiple accidents may pay an average of $137 per month.
In addition, how much you drive can also impact your premiums. Drivers who cover fewer miles annually tend to pay less, as they have fewer opportunities to get into accidents. For example, Buick Enclave owners who drive between 5,000 and 7,500 miles per year typically pay about $77 per month for insurance. On the other hand, those who drive more than 10,000 miles annually will likely pay around $86 per month.
By keeping your driving record clean and limiting your annual mileage, you can reduce your insurance costs.
Compare Buick Enclave To Other Buick Models
Looking for other Buick model insurance costs?
- Buick Encore Car Insurance
- Buick Envision Car Insurance
- Buick Regal Car Insurance
- Buick Regal TourX Car Insurance
- Buick Encore GX Car Insurance
Our Methodology
To calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from leading auto insurance providers. The sample profile used for this calculation was a 40-year-old male driver purchasing full-coverage car insurance with the following coverage limits: $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. However, the figures presented in this guide may vary depending on factors specific to your profile, such as age, location, driving history, and vehicle details.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Buick Enclave?
Yes, you will need to provide proof of insurance before you can drive your Buick Enclave off the dealership lot. The best approach is to purchase an insurance policy in advance and inform your insurance company that you are about to buy the car. This way, you will have coverage as soon as you drive it home, without needing to rely on the dealership’s insurance options.
How Can You Get The Cheapest Insurance For Your Buick Enclave?
The best way to find the cheapest rates for your Buick Enclave is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to compare quotes from multiple providers, right here on our website.
