Buick Encore Gx Car Insurance Cost 2025

The average cost of insuring a Buick Encore GX is $1,192 per year. However, the actual cost can vary based on several factors such as your age, the year of the car model, and other personal details. You can use our quote tables to get an estimate of what your specific insurance costs might be.

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Updated: 05 January 2025
Written by Bob Phillips
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If you’re considering purchasing a Buick Encore GX, it’s important to consider the cost of insurance. Insurance is a significant aspect of car ownership, and it’s essential to understand the financial commitment before making a decision. On average, insurance for a Buick Encore Gx costs $1,192 per year.

Selecting the right car insurance is crucial to prevent unexpected and potentially costly surprises in the future. It’s important to have adequate coverage in case of an accident to avoid substantial out-of-pocket expenses. Additionally, being responsible for an accident could lead to higher premiums.

Based on my decade-long experience studying car insurance rates, I’ve noticed how much these costs can vary. Your age, driving history, and location are all key factors that can affect your insurance premiums.

How Much Does A Buick Encore Gx Car Insurance Cost?

Typically, Buick Encore GX drivers can expect to pay an average of $1,192 per year for car insurance.

While NatGen Custom 360’s rate provides a useful benchmark, it’s important to understand that car insurance costs can vary significantly due to various factors. These factors include your location, driving history, car age, and the specific coverage options you choose. Maintaining a clean driving record often results in lower premiums, but a history of accidents or traffic violations can increase your rates.

Additionally, living in a busy urban area usually leads to higher insurance rates compared to quieter rural areas. The type of coverage you select also impacts your premium – comprehensive coverage, which includes both comprehensive and collision coverage, will be more expensive than basic liability coverage.

At Insuranceopedia, we’re here to help you shop around and compare quotes from different insurance providers to ensure you find the most favorable deal.

Average Insurance Cost Of Buick Encore Gx By Model Year

Model Year Average Premium
2024 Buick Encore Gx $858
2023 Buick Encore Gx $999
2022 Buick Encore Gx $745
2021 Buick Encore Gx $670
2020 Buick Encore Gx $484

2024 Buick Encore Gx Insurance Rates

The average annual insurance cost for a 2024 Buick Encore Gx is $858. However, Safeco offers the cheapest rates, averaging $564 per year.

Insurance Provider Average Annual Cost
Capital Insurance Group $1,148
Buckeye Insurance Group $785
NatGen Custom 360 $520
Unigard $1,136
National General Value $672
Safeco $564
Colorado Farm Bureau Mutual $1,042
Pekin Insurance $946
PEMCO $701
Mercury Insurance Company $1,069

2023 Buick Encore Gx Insurance Rates

The average annual insurance cost for a 2023 Buick Encore Gx is $999. However, Safeco offers the cheapest rates, averaging $549 per year.

Insurance Provider Average Annual Cost
SECURA Insurance $1,198
NatGen Advantage $1,219
North Carolina Farm Bureau $1,096
Capital Insurance Group $969
Kemper Auto | Infinity $821
Dairyland $890
American National P $934
NatGen Value $1,228
PEMCO $1,085
Safeco $549

2022 Buick Encore Gx Insurance Rates

The average annual insurance cost for a 2022 Buick Encore Gx is $745. However, Safeco offers the cheapest rates, averaging $286 per year.

Insurance Provider Average Annual Cost
American National P $596
Safeco $286
Dairyland Broadform $451
MMG Insurance Company $782
Capital Insurance Group $978
Safety Group $843
Pekin Insurance $1,028
Texas Farm Bureau Group $813
NatGen PPA $793
Buckeye Insurance Group $879

2021 Buick Encore Gx Insurance Rates

The average annual insurance cost for a 2021 Buick Encore Gx is $670. However, Dairyland Auto 1 Month offers the cheapest rates, averaging $296 per year.

Insurance Provider Average Annual Cost
Buckeye Insurance Group $950
Mercury Insurance $515
Safeco $552
Victoria $892
American National P $527
NatGen PPA $801
NatGen Custom 360 $704
Dairyland Auto 1 Month $296
Dairyland Broadform $695
Concord Group $769

2020 Buick Encore Gx Insurance Rates

The average annual insurance cost for a 2020 Buick Encore Gx is $484. However, NatGen Custom 360 offers the cheapest rates, averaging $197 per year.

Insurance Provider Average Annual Cost
Concord Group $661
Buckeye Insurance Group $647
Dairyland Broadform $472
Mercury Insurance $316
Dairyland FR Bond $414
American National P $481
Victoria $629
Kemper Auto $577
NatGen Custom 360 $197
Safeco $447

Find Affordable Buick Encore Gx Insurance Rates

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Is A Buick Encore Gx Expensive To Insure?

The cost of insuring a Buick Encore GX is lower than the overall average for all cars. However, the exact amount you’ll pay for car insurance can vary based on several factors, including your age, the age of your car, your location, and other personal details.

Common Buick Encore Gx Insurance Discounts

The cost of insuring a Buick Encore GX is lower than the overall average for all cars. However, the exact amount you’ll pay for car insurance can vary based on several factors, including your age, the age of your car, your location, and other personal details.

Our Methodology

To calculate average car insurance costs, Insuranceopedia gathered thousands of quotes from top auto insurance providers. The sample profile used was for a 40-year-old male driver purchasing full-coverage car insurance with the following coverage limits: $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. However, the rates in this guide may differ from your specific circumstances.

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Quotes Analyzed

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Brands Reviewed

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FAQs

Do You Need Insurance Before You Can Purchase A Buick Encore Gx?

Yes, you must provide proof of insurance before driving your Buick Encore GX off the dealership lot. The best approach is to purchase a policy beforehand and inform your insurance company that you’re about to buy the car. This way, you can avoid purchasing insurance through the dealership, which may not always be the best option for your needs.

How Can You Get The Cheapest Insurance For Your Buick Encore Gx?

The best way to find the most affordable rates for your Buick Encore GX is by shopping around and comparing quotes from various auto insurance providers. Fortunately, Insuranceopedia allows you to easily compare quotes from multiple companies on our website, helping you find the best deal for your specific needs.

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