Buick Envision Car Insurance Cost 2025
The average cost of insuring a Buick Envision is $2,368 per year. However, the actual amount you’ll pay can vary based on factors like your age, the model year of your car, location, driving history, and the coverage options you select. To get an accurate estimate for your specific situation, you can use our quote tables to compare rates from different providers.
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If you’re thinking about buying a Buick Envision, it’s important to consider the cost of insurance. Insurance is a big part of owning a car, and it’s crucial to understand what you’re signing up for before making a purchase. On average, insurance for a Buick Envision costs $2,368 per year.
Selecting the right car insurance policy is vital to avoid unexpected and potentially costly outcomes in the future. You wouldn’t want to find yourself underinsured in the event of an accident, facing significant out-of-pocket expenses. Additionally, there’s the possibility of premium increases if you’re deemed responsible for an accident.
With over ten years of experience analyzing car insurance rates, I’ve noticed how much these costs can vary. Factors like your age, driving record, and location can have a significant impact on your insurance premiums.
How Much Does Buick Envision Car Insurance Cost?
Typically, Buick Envision drivers can expect to pay around $2,368 per year for car insurance.
The cost of car insurance for a Buick Envision can vary based on several factors such as your location, driving history, and the model year of the car. It’s important to note that opting for comprehensive coverage (which includes both comprehensive and collision coverage) will generally result in higher premiums compared to minimum liability coverage.
As mentioned earlier, the cost of insurance for the Buick Envision is typically lower than the average cost for all Buick models and more affordable than the overall average for all cars. To ensure you find the best rate for your needs, consider comparing quotes from different insurance providers, as these rates can fluctuate depending on your specific circumstances.
Insuranceopedia can help you compare various auto insurance providers to find the best deal for you.
| Vehicle | Average Monthly Premium |
| Buick Envision | $146 |
| All Buicks | $154 |
| All Cars | $175 |
Average Insurance Cost Of Buick Envision By Model Year
| Model Year | Average Premium |
| 2024 Buick Envision | $3,364 |
| 2023 Buick Envision | $1,041 |
| 2022 Buick Envision | $828 |
| 2021 Buick Envision | $614 |
| 2020 Buick Envision | $791 |
| 2019 Buick Envision | $824 |
| 2018 Buick Envision | $889 |
| 2017 Buick Envision | $863 |
| 2016 Buick Envision | $642 |
2024 Buick Envision Insurance Rates
The average annual insurance cost for a 2024 Buick Envision is $3,364. However, Nationwide offers the cheapest rates, averaging $1,566 per year.
| Insurance Provider | Average Annual Cost |
| Hanover | $3,337 |
| State Farm | $2,126 |
| USAA | $2,908 |
| Erie | $2,325 |
| Nationwide | $1,566 |
| Allstate | $3,673 |
| Encompass | $5,658 |
| Travelers | $2,302 |
| Esurance | $4,959 |
| Chubb | $4,786 |
2023 Buick Envision Insurance Rates
The average annual insurance cost for a 2023 Buick Envision is $1,041. However, Safeco offers the cheapest rates, averaging $150 per year.
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $1,390 |
| Kemper Auto | Infinity | $377 |
| SECURA Insurance | $1,456 |
| NatGen Value | $1,227 |
| Texas Farm Bureau Group | $1,539 |
| MO Farm Bureau Services | $1,546 |
| Safeco | $150 |
| Mercury Insurance | $508 |
| Dairyland | $1,194 |
| Farm Bureau Mutual (IA Group) | $1,020 |
2022 Buick Envision Insurance Rates
The average annual insurance cost for a 2022 Buick Envision is $828. However, Safeco offers the cheapest rates, averaging $456 per year.
| Insurance Provider | Average Annual Cost |
| Rural Mutual Insurance | $1,023 |
| American National P | $559 |
| Texas Farm Bureau Group | $944 |
| Buckeye Insurance Group | $1,105 |
| West Bend Mutual | $856 |
| NatGen Custom 360 | $460 |
| Mercury Insurance | $908 |
| Ohio Mutual Ins Group | $972 |
| United Farm Bureau of IN Group | $997 |
| Safeco | $456 |
2021 Buick Envision Insurance Rates
The average annual insurance cost for a 2021 Buick Envision is $614. However, National General Value offers the cheapest rates, averaging $263 per year.
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $950 |
| Safeco | $455 |
| National General Value | $263 |
| Mercury Insurance | $336 |
| Texas Farm Bureau Group | $819 |
| Dairyland | $366 |
| American National P | $545 |
| Acuity | $899 |
| NatGen Custom 360 | $751 |
| Buckeye Insurance Group | $760 |
2020 Buick Envision Insurance Rates
The average annual insurance cost for a 2020 Buick Envision is $791. However, Safeco offers the cheapest rates, averaging $415 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $781 |
| IMT Insurance Company | $961 |
| Farm Bureau Mutual (IA Group) | $772 |
| Safeco | $415 |
| Pekin Insurance | $915 |
| Acuity | $645 |
| Rural Mutual Insurance | $998 |
| Ohio Mutual Ins Group | $915 |
| American National P | $564 |
| Dairyland | $941 |
2019 Buick Envision Insurance Rates
The average annual insurance cost for a 2019 Buick Envision is $824. However, Safeco offers the cheapest rates, averaging $225 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $1,048 |
| North Carolina Farm Bureau | $814 |
| Western Reserve | $1,056 |
| IMT Insurance Company | $1,030 |
| NatGen PPA | $835 |
| SafeAuto | $938 |
| Dairyland FR Bond | $702 |
| Kemper Auto | Infinity | $980 |
| Buckeye Insurance Group | $613 |
| Safeco | $225 |
2018 Buick Envision Insurance Rates
The average annual insurance cost for a 2018 Buick Envision is $889. However, American National P offers the cheapest rates, averaging $417 per year.
| Insurance Provider | Average Annual Cost |
| United Farm Bureau of IN Group | $1,020 |
| Tennessee Farmers | $1,113 |
| Buckeye Insurance Group | $727 |
| Penn National | $1,063 |
| Erie | $926 |
| American National P | $417 |
| North Carolina Farm Bureau | $875 |
| New York Central Mutual Fire | $819 |
| Texas Farm Bureau Group | $867 |
| Direct Auto | $1,059 |
2017 Buick Envision Insurance Rates
The average annual insurance cost for a 2017 Buick Envision is $863. However, American National P offers the cheapest rates, averaging $576 per year.
| Insurance Provider | Average Annual Cost |
| Partners Mutual Insurance Co | $1,095 |
| American National P | $576 |
| SECURA Insurance | $1,095 |
| Dairyland Broadform | $982 |
| Oregon Mutual | $1,003 |
| Mississippi Farm Bureau | $941 |
| Dairyland FR Bond | $612 |
| Cameron Mutual Group | $1,029 |
| Safeco | $620 |
| Mercury Insurance | $677 |
2016 Buick Envision Insurance Rates
The average annual insurance cost for a 2016 Buick Envision is $642. However, Safeco offers the cheapest rates, averaging $224 per year.
| Insurance Provider | Average Annual Cost |
| Concord Group | $882 |
| New York Central Mutual Fire | $692 |
| Pekin Insurance | $730 |
| Union Mutual Fire Group | $537 |
| Buckeye Insurance Group | $894 |
| Farm Bureau Mutual (IA Group) | $993 |
| Safeco | $224 |
| American National P&C | $600 |
| Texas Farm Bureau Group | $506 |
| American National P | $360 |
Find Affordable Buick Envision Insurance Rates
Is A Buick Envision Expensive To Insure?
The cost of insuring a Buick Envision is lower than the average for all vehicles. However, the exact price you’ll pay for car insurance depends on several factors, including your age, the vehicle’s age, your location, and other personal details.
Cost of Buick Envision Car Insurance By Age
Age is a key factor in determining car insurance rates. Teenagers often face the highest premiums due to their higher likelihood of being involved in accidents. However, as you grow older and become a lower-risk driver, your insurance costs typically decrease.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $8,047 | $11,760 | $13,775 |
| 18 | $7,503 | $10,998 | $12,809 |
| 19 | $6,596 | $9,718 | $11,316 |
| 20 | $5,730 | $8,450 | $9,877 |
| 21 | $4,843 | $7,136 | $8,319 |
| 22 | $4,742 | $6,902 | $8,108 |
| 23 | $4,116 | $6,059 | $7,057 |
| 24 | $3,862 | $5,719 | $6,751 |
| 25 | $3,352 | $4,967 | $5,842 |
| 30 | $2,612 | $3,824 | $4,537 |
| 35 | $2,442 | $3,634 | $4,194 |
| 40 | $2,396 | $3,516 | $4,075 |
| 45 | $2,271 | $3,417 | $3,922 |
| 55 | $2,063 | $3,149 | $3,634 |
| 65 | $2,169 | $3,210 | $3,775 |
| 75 | $2,734 | $4,134 | $4,786 |
Buick Envision Car Insurance Rates By State
Your location significantly impacts how insurance companies determine rates. Each state has its own regulations for auto insurance—for instance, Michigan drivers often face higher premiums due to the state’s requirement for higher coverage levels. Local climate also plays a role; areas prone to extreme weather events like hurricanes, storms, or flooding can result in higher rates. Additionally, crime rates, accident statistics, and vehicle-related fatalities vary by region. Insurance providers factor in all these elements when calculating your specific Buick Envision insurance premium.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,538 | $3,602 | $4,684 |
| Alaska | $2,097 | $2,852 | $2,806 |
| Arizona | $2,333 | $3,350 | $4,951 |
| Arkansas | $2,556 | $4,001 | $4,414 |
| California | $2,884 | $5,028 | $2,905 |
| Colorado | $2,650 | $3,719 | $4,720 |
| Connecticut | $3,391 | $5,282 | $6,704 |
| Delaware | $2,830 | $3,720 | $4,836 |
| Florida | $3,341 | $4,620 | $6,064 |
| Georgia | $2,697 | $4,112 | $4,142 |
| Hawaii | $1,112 | $1,488 | $1,118 |
| Idaho | $1,899 | $2,531 | $3,065 |
| Illinois | $2,034 | $2,976 | $3,437 |
| Indiana | $2,053 | $3,124 | $3,487 |
| Iowa | $1,640 | $2,273 | $2,640 |
| Kansas | $2,113 | $3,117 | $3,684 |
| Kentucky | $3,159 | $4,596 | $5,382 |
| Louisiana | $3,960 | $6,093 | $6,526 |
| Maine | $1,539 | $2,140 | $3,131 |
| Maryland | $2,472 | $3,533 | $3,911 |
| Massachusetts | $1,920 | $3,407 | $1,965 |
| Michigan | $4,735 | $7,204 | $11,370 |
| Minnesota | $1,944 | $2,632 | $3,700 |
| Mississippi | $2,341 | $3,385 | $3,367 |
| Missouri | $2,228 | $3,190 | $4,189 |
| Montana | $2,286 | $3,135 | $3,703 |
| Nebraska | $1,950 | $2,812 | $3,083 |
| Nevada | $3,156 | $4,692 | $4,920 |
| New Hampshire | $2,172 | $3,423 | $4,376 |
| New Jersey | $2,445 | $3,830 | $4,914 |
| New Mexico | $2,457 | $3,661 | $3,795 |
| New York | $2,322 | $2,909 | $4,762 |
| North Carolina | $1,446 | $2,458 | $1,775 |
| North Dakota | $1,918 | $2,964 | $3,500 |
| Ohio | $1,685 | $2,697 | $2,716 |
| Oklahoma | $2,775 | $3,993 | $4,474 |
| Oregon | $2,522 | $3,341 | $4,059 |
| Pennsylvania | $2,083 | $3,085 | $3,578 |
| Rhode Island | $3,482 | $5,159 | $5,824 |
| South Carolina | $2,424 | $3,328 | $4,570 |
| South Dakota | $2,147 | $3,066 | $3,589 |
| Tennessee | $2,506 | $3,700 | $4,996 |
| Texas | $2,538 | $3,711 | $4,525 |
| Utah | $2,164 | $2,990 | $4,210 |
| Vermont | $1,664 | $2,549 | $2,731 |
| Virginia | $1,615 | $2,413 | $2,395 |
| Washington | $2,118 | $2,851 | $3,379 |
| West Virginia | $2,049 | $3,014 | $3,704 |
| Wisconsin | $2,122 | $3,217 | $3,672 |
| Wyoming | $1,974 | $2,723 | $2,855 |
Find Affordable Buick Envision Insurance Rates
Cheapest Car Insurance Companies For A Buick Envision
If you’re in the market for a new car insurance policy for your Buick Envision, it’s helpful to know which companies offer the lowest rates. Aspire stands out as the cheapest provider, with an average premium of $20 per month. However, actual rates can vary depending on your unique driver profile. To find the best deal for your situation, it’s essential to compare quotes from multiple insurers.
| Company | Average Monthly Rate |
| Aspire | $20 |
| Shelter Mutual | $42 |
| Workmens | $39 |
| Mile Auto | $50 |
| Safeco | $42 |
Common Buick Envision Insurance Discounts
Discounts can significantly reduce your car insurance costs. While each provider offers unique discounts, here are some common options to consider:
- Multi-policy: Bundling your home and auto insurance with the same provider can earn you a discounted rate.
- Pay annually: Paying your entire premium upfront instead of in monthly installments often results in savings.
- Defensive driving: Completing a certified defensive driving course can make you eligible for reduced premiums.
Other discounts may also apply to your situation. It’s a good idea to discuss options with your insurance agent to identify all the discounts you qualify for.
Ways To Save On Buick Envision Insurance Costs
Maintaining a clean driving record is one of the most effective ways to keep your Buick Envision insurance premiums low. Traffic violations like speeding tickets or accidents can increase your rates significantly. For example, drivers with a ticket may pay around $53 per month, while those with multiple accidents might see rates climb to $112 per month.
Annual mileage also impacts your premiums, as lower mileage reduces risk and leads to lower costs. Drivers who travel between 5,000 and 7,500 miles per year typically pay an average of $65 per month, while those driving over 10,000 miles annually may pay around $83 per month. By avoiding traffic incidents and limiting mileage, you can maintain more affordable insurance costs.
Compare Buick Envision To Other Buick Models
Looking for other Buick model insurance costs?
Our Methodology
To calculate average car insurance costs, Insuranceopedia analyzed thousands of quotes from top auto insurance providers. The sample profile used was a 40-year-old male driver purchasing full-coverage insurance with the following limits: $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. Keep in mind that the figures in this guide may vary from your personal results, as individual circumstances can significantly influence rates.
Quotes Analyzed
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FAQs
Do You Need Insurance Before You Can Purchase A Buick Envision?
Yes, you must provide proof of insurance before driving your Buick Envision off the dealership lot. It’s best to purchase a policy in advance and inform your insurance company about the impending purchase, rather than obtaining insurance directly through the dealership.
How Can You Get The Cheapest Insurance For Your Buick Envision?
The best way to find the most affordable rates for your Buick Envision is by shopping around and comparing quotes from various auto insurance companies. Luckily, Insuranceopedia offers a convenient platform where you can compare quotes from multiple providers directly on our website.
