Buick Regal Car Insurance Cost 2025
On average, getting insurance for a Buick Regal costs $1,678 per year. However, the actual cost can vary depending on factors like your age, the model year of the car, and other personal considerations. You can use our quote tables below to estimate your specific insurance costs.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re considering purchasing a Buick Regal, it’s essential to consider the cost of insurance. Insurance is a significant aspect of car ownership, and it’s crucial to understand the financial commitment before making a decision. On average, insurance for a Buick Regal costs $1,678 per year.
Selecting the right car insurance is vital to prevent unexpected and potentially costly surprises in the future. It’s crucial to have adequate coverage in case of an accident to avoid substantial out-of-pocket expenses. Additionally, being responsible for an accident could lead to higher premiums.
Based on my decade-long experience studying car insurance rates, I’ve noticed how much these costs can vary. Your age, driving history, and location are all key factors that can affect your insurance premiums.
How Much Does A Buick Regal Car Insurance Cost?
Typically, Buick Regal drivers can expect to pay an average of $1,678 per year for car insurance.
It’s important to understand that the cost of car insurance can vary widely based on several factors, including your location, driving history, the model year of your car, and the type of coverage you choose. Maintaining a clean driving record can help lower your premiums, while a history of accidents or violations may increase your costs.
Additionally, if you live in an urban area with heavy traffic, your insurance rates may be higher compared to living in a rural area with less congestion. The type of coverage you select also plays a role—comprehensive insurance, which covers both comprehensive and collision, typically costs more than minimum liability coverage.
As illustrated in the table below, the cost of insuring a Buick Regal is lower than the average for all Buick models, as well as the average for all cars. To help you find the best rates, Insuranceopedia offers assistance in comparing quotes from various auto insurance companies, ensuring you get the best deal for your needs.
| Vehicle | Average Monthly Premium |
| Buick Regal | $145 |
| All Buicks | $154 |
| All Cars | $175 |
Average Insurance Cost Of Buick Regal By Model Year
| Model Year | Average Premium |
| 2021 Buick Regal | $1,763 |
| 2020 Buick Regal | $1,681 |
| 2019 Buick Regal | $1,634 |
| 2018 Buick Regal | $1,038 |
| 2017 Buick Regal | $684 |
| 2016 Buick Regal | $618 |
| 2015 Buick Regal | $834 |
| 2014 Buick Regal | $725 |
| 2013 Buick Regal | $726 |
| 2012 Buick Regal | $596 |
| 2011 Buick Regal | $659 |
| 2010 Buick Regal | $897 |
2021 Buick Regal Insurance Rates
The average annual insurance cost for a 2021 Buick Regal is $1,763. However, Metropolitan offers the cheapest rates, averaging $845 per year.
| Insurance Provider | Average Annual Cost |
| Metropolitan | $845 |
| Direct Auto | $1,929 |
| Farmers | $2,514 |
2020 Buick Regal Insurance Rates
The average annual insurance cost for a 2020 Buick Regal is $1,681. However, Clearcover offers the cheapest rates, averaging $1,004 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $1,631 |
| New Jersey Manufacturers | $1,531 |
| Erie | $2,149 |
| Mercury Insurance Company | $1,424 |
| USAA | $2,145 |
| Dairyland | $2,133 |
| Virginia Farm Bureau | $1,271 |
| Plymouth Rock | $1,371 |
| Clearcover | $1,004 |
| Mercury Insurance | $2,148 |
2019 Buick Regal Insurance Rates
The average annual insurance cost for a 2019 Buick Regal is $1,634. However, Dairyland offers the cheapest rates, averaging $1,356 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland | $1,356 |
| MEEMIC Insurance Company | $1,940 |
| SECURA Insurance | $1,350 |
| Auto-Owners Insurance Co | $1,667 |
| Mercury | $1,601 |
| Auto Club | $1,831 |
| Farm Bureau Mutual (IA Group) | $1,370 |
| USAA | $1,815 |
| NatGen PPA | $1,730 |
| West Bend Mutual | $1,681 |
2018 Buick Regal Insurance Rates
The average annual insurance cost for a 2018 Buick Regal is $1,038. However, Safeco offers the cheapest rates, averaging $144 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $144 |
| Buckeye Insurance Group | $1,064 |
| NatGen Value | $1,352 |
| Western Reserve | $1,192 |
| American National P | $926 |
| PEMCO | $930 |
| Mercury Insurance | $1,348 |
| Oregon Mutual | $1,421 |
| SECURA Insurance | $1,166 |
| Capital Insurance Group | $837 |
2017 Buick Regal Insurance Rates
The average annual insurance cost for a 2017 Buick Regal is $684. However, Safeco offers the cheapest rates, averaging $118 per year.
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $998 |
| Kemper Auto | Infinity | $747 |
| Texas Farm Bureau Group | $1,135 |
| Safeco | $118 |
| American National P | $604 |
| Pekin Insurance | $1,037 |
| National General Value | $320 |
| NatGen Custom 360 | $422 |
| SECURA Insurance | $1,017 |
| Kemper Auto | $443 |
2016 Buick Regal Insurance Rates
The average annual insurance cost for a 2016 Buick Regal is $618. However, Mercury Insurance offers the cheapest rates, averaging $162 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $234 |
| Dairyland | $682 |
| Clearcover | $890 |
| Safeco | $325 |
| Rural Mutual Insurance | $700 |
| North Carolina Farm Bureau | $932 |
| Mercury Insurance | $162 |
| SafeAuto | $884 |
| AssuranceAmerica Mobile Max | $688 |
| New York Central Mutual Fire | $687 |
2015 Buick Regal Insurance Rates
The average annual insurance cost for a 2015 Buick Regal is $834. However, Safeco offers the cheapest rates, averaging $151 per year.
| Insurance Provider | Average Annual Cost |
| Virginia Farm Bureau | $999 |
| SECURA Insurance | $872 |
| ACE American Pool | $1,081 |
| Texas Farm Bureau Group | $931 |
| NatGen Value | $750 |
| Safety Group | $973 |
| ALFA | $769 |
| Utica National Ins Group | $933 |
| Safeco | $151 |
| Clearcover | $883 |
2014 Buick Regal Insurance Rates
The average annual insurance cost for a 2014 Buick Regal is $725. However, Mercury Insurance offers the cheapest rates, averaging $282 per year.
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $634 |
| Mississippi Farm Bureau | $1,098 |
| PEMCO | $657 |
| Dairyland Auto 1 Month | $558 |
| American National P | $495 |
| Texas Farm Bureau Group | $1,044 |
| Safeco | $443 |
| Kentucky Farm Bureau | $995 |
| Mercury Insurance | $282 |
| SafeAuto | $1,047 |
2013 Buick Regal Insurance Rates
The average annual insurance cost for a 2013 Buick Regal is $726. However, Safeco offers the cheapest rates, averaging $109 per year.
| Insurance Provider | Average Annual Cost |
| Unigard | $926 |
| Safeco | $109 |
| Concord Group | $1,026 |
| Farmers Mutual of Nebraska | $842 |
| Mississippi Farm Bureau | $995 |
| PEMCO | $587 |
| SECURA Insurance | $821 |
| SafeAuto | $881 |
| Mercury Insurance | $392 |
| American National P | $676 |
2012 Buick Regal Insurance Rates
The average annual insurance cost for a 2012 Buick Regal is $596. However, Safeco offers the cheapest rates, averaging $155 per year.
| Insurance Provider | Average Annual Cost |
| Concord Group | $620 |
| Countryway Insurance | $515 |
| MMG Insurance Company | $549 |
| Union Mutual Fire Group | $592 |
| Dairyland Auto 1 Month | $664 |
| NatGen Advantage | $735 |
| Utica National Ins Group | $687 |
| Safeco | $155 |
| Vermont Mutual | $711 |
| North Carolina Farm Bureau | $727 |
2011 Buick Regal Insurance Rates
The average annual insurance cost for a 2011 Buick Regal is $659. However, Safeco offers the cheapest rates, averaging $210 per year.
| Insurance Provider | Average Annual Cost |
| North Carolina Farm Bureau | $679 |
| Virginia Farm Bureau | $917 |
| AssuranceAmerica Economy | $839 |
| Mercury Insurance | $715 |
| Plymouth Rock | $846 |
| Safeco | $210 |
| AssuranceAmerica Elite | $628 |
| SECURA Insurance | $860 |
| AssuranceAmerica Mobile Max | $348 |
| American National P | $552 |
2010 Buick Regal Insurance Rates
The average annual insurance cost for a 2010 Buick Regal is $897. However, Unitrin offers the cheapest rates, averaging $897 per year.
| Insurance Provider | Average Annual Cost |
| Unitrin | $897 |
Find Affordable Buick Regal Insurance Rates
Is A Buick Regal Expensive To Insure?
The cost of insuring a Buick Regal is lower than the overall average for all vehicles. However, the actual amount you’ll pay for car insurance depends on various factors, including your age, the age of your car, your location, and other personal circumstances.
Cheapest Car Insurance Companies For A Buick Regal
If you’re looking to purchase a new car insurance policy for your Buick Regal, Liberty Mutual offers the lowest premium at $25 per month, making them the cheapest provider for this vehicle. However, rates can vary depending on your driver profile, so this is just an average. To find the most affordable rates for your specific situation, it’s best to shop around and compare quotes from different insurance companies.
| Company | Average Monthly Rate |
| Liberty Mutual | $25 |
| AnswerFinancial | $45 |
| Shelter Mutual | $28 |
| Elephant | $46 |
| Workmens | $47 |
Common Buick Regal Insurance Discounts
Discounts are an excellent way to reduce your car insurance costs. While each insurance provider offers different discounts, some common ones you may be eligible for include:
- Multi-policy: Bundling your home and auto insurance with the same provider often leads to discounted rates.
- Pay annually: Paying your premium all at once, rather than monthly, can help you save money.
- Defensive driving: Completing a defensive driving course from a certified institution can qualify you for discounts.
There are additional discounts you may be able to apply for. It’s a good idea to speak with your insurance agent to identify which discounts you qualify for.
Ways To Save On Buick Regal Insurance Costs
Maintaining a clean driving record is one of the best ways to keep your Buick Regal insurance premiums low. Traffic violations like speeding tickets or accidents can raise your rates. For example, Buick Regal drivers with a ticket on their record can expect to pay around $67 per month, while those with multiple accidents will pay an average of $113 per month. By avoiding these incidents, you can keep your insurance costs more affordable.
Additionally, drivers with low annual mileage typically pay less for insurance, as they spend less time on the road and have fewer chances of getting into accidents. Buick Regal drivers who drive between 5,000 and 7,500 miles per year will pay about $76 per month, whereas those driving over 10,000 miles annually will pay around $80 per month.
Compare Buick Regal To Other Buick Models
Looking for other Buick model insurance costs?
Our Methodology
To calculate average car insurance costs, Insuranceopedia gathered data from thousands of quotes provided by leading auto insurance companies. The sample profile used was a 40-year-old male driver purchasing full-coverage insurance with the following coverage limits: $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. Keep in mind that the figures in this guide may vary from your personal results, as individual factors can influence the cost of your car insurance.
Quotes Analyzed
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FAQs
Do You Need Insurance Before You Can Purchase A Buick Regal?
Yes, you will need to provide proof of insurance before driving your Buick Regal off the dealership lot. The best approach is to purchase a policy in advance and inform your insurance company that you’re about to buy the car, rather than obtaining insurance directly through the dealership.
How Can You Get The Cheapest Insurance For Your Buick Regal?
The best way to find the cheapest rates for your Buick Regal is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to compare quotes from multiple providers directly on our website, making it easier to find the best deal for your needs.
