How Much Does Cadillac Car Insurance Cost?
We’ve saved shoppers an average of $600 per year on their car insurance.
The cost to insure a Cadillac is influenced by several factors, including your age, driving record, and where you live. car insurance Insurance companies use this information to evaluate the risk and set your premium for insuring your Cadillac.
Insurance Cost Per Cadillac Model
| Cadillac Model | Average Yearly Insurance Cost |
| Cadillac CT4 | $2,849 |
| Cadillac CT5 | $2,896 |
| Cadillac CT6 | $3,660 |
| Cadillac Escalade | $3,803 |
| Cadillac XT4 | $2,529 |
| Cadillac XT5 | $2,517 |
Keep in mind that these numbers are averages, and the actual cost can change based on where you live, your age, driving history, and the type of coverage you select.
Cadillac Car Insurance Cost – By Company
| Insurance Provider | Average Monthly Premium |
| Commonwealth Casualty | $700 |
| MetroMile | $955 |
| Gainsco | $1,010 |
| Dairyland | $1,058 |
| Mile Auto | $1,070 |
Cadillac Car Insurance Cost – By U.S. State
| State | Average Annual Rate |
| Alabama | $3,234 |
| Alaska | $2,682 |
| Arizona | $3,034 |
| Arkansas | $3,324 |
| California | $3,693 |
| Colorado | $3,456 |
| Connecticut | $4,424 |
| Delaware | $3,647 |
| Florida | $4,346 |
| Hawaii | $1,420 |
| Idaho | $2,461 |
| Illinois | $2,567 |
| Indiana | $2,643 |
| Iowa | $2,102 |
| Kansas | $2,785 |
| Kentucky | $4,023 |
| Louisiana | $5,180 |
| Maine | $1,965 |
| Maryland | $3,165 |
| Massachusetts | $2,536 |
| Michigan | $6,132 |
| Minnesota | $2,520 |
| Mississippi | $3,055 |
| Missouri | $2,877 |
| Montana | $2,929 |
| Nebraska | $2,460 |
| Nevada | $4,072 |
| New Hampshire | $2,825 |
| New Jersey | $3,123 |
| New Mexico | $3,179 |
| New York | $2,943 |
| North Carolina | $1,824 |
| North Dakota | $2,513 |
| Ohio | $2,226 |
| Oklahoma | $3,563 |
| Oregon | $3,234 |
| Pennsylvania | $2,732 |
| Rhode Island | $4,561 |
| South Carolina | $3,092 |
| South Dakota | $2,781 |
| Tennessee | $3,275 |
| Texas | $3,288 |
| Utah | $2,806 |
| Vermont | $2,147 |
| Virginia | $2,022 |
| Washington | $2,697 |
| West Virginia | $2,701 |
| Wisconsin | $2,690 |
| Wyoming | $2,523 |
| Georgia | $3,539 |
How To Save Money On Cadillac Car Insurance?
Owning a Cadillac involves several costs, with car insurance being one of the largest. However, you can still find ways to lower your insurance expenses. Here’s how:
1. Keep a Clean Driving Record
Your driving history is important for setting your premium. Avoiding accidents and traffic tickets shows insurers that you’re a low-risk driver, which can lower your insurance costs.
2. Bundle Your Policies
Combining different types of insurance, like home and auto, often comes with discounts. This not only makes managing your insurance easier but also reduces your premiums.
3. Raise Your Deductible
Increasing your deductible (the amount you pay before insurance covers the rest) can lower your premium. Just be sure you can afford the higher deductible if you need to make a claim.
4. Add Safety Features
Cadillacs already have many safety features, but adding extras like anti-theft devices can further reduce your insurance costs by lowering the risk of theft and damage.
5. Look for Discounts
Insurance companies often offer discounts for good students, clean driving records, or completing defensive driving courses. Check with your insurer to find out if you qualify for any discounts.
6. Compare Quotes
Insurance rates can vary greatly among providers. Compare quotes to find the best deal for your needs.
