Cadillac CT5-V Car Insurance Cost 2025
On average, insuring a Cadillac CT5-V costs $2,878 annually. However, the exact cost depends on factors like your age, the car’s model year, and other variables. You can refer to the quote tables below to get a personalized estimate.
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If you’re considering purchasing a Cadillac CT5-V, it’s essential to consider the cost of insurance. Insurance is a significant aspect of car ownership, and understanding the financial commitment is crucial before making a decision. On average, insurance for a Cadillac CT5-V costs $2,878 per year.
Selecting the appropriate car insurance is vital to avoid unexpected and potentially costly surprises in the future. It’s crucial to have adequate coverage in case of an accident to prevent substantial out-of-pocket expenses. Furthermore, being responsible for an accident could lead to higher premiums.
With over a decade of experience studying car insurance rates, I’ve noticed the considerable variability in these costs. Your age, driving history, and location all play a significant role in determining your insurance premiums.
How Much Does A Cadillac CT5-V Car Insurance Cost?
Typically, Cadillac CT5-V drivers can find car insurance at an average rate of $2,878 per year.
While California Capital’s rate provides a useful starting point, it’s crucial to understand that car insurance costs can vary significantly due to various factors. These factors include your location, driving history, car age, and the specific coverage options you choose. Maintaining a clean driving record often results in lower premiums, whereas a history of accidents or traffic violations can increase your rates.
Additionally, living in a bustling urban area typically leads to higher insurance costs compared to quieter rural areas. The type of coverage you select also impacts your premium—comprehensive coverage, which includes both comprehensive and collision coverage, will be more expensive than basic liability coverage.
At Insuranceopedia, we’re here to help you shop around and compare quotes from different insurance providers to ensure you find the best deal.
Average Insurance Cost Of Cadillac CT5-V By Model Year
| Model Year | Average Premium |
| 2024 Cadillac CT5-V | $8,856 |
| 2023 Cadillac CT5-V | $10,616 |
| 2022 Cadillac CT5-V | $2,108 |
| 2021 Cadillac CT5-V | $1,774 |
| 2020 Cadillac CT5-V | $2,369 |
2024 Cadillac CT5-V Insurance Rates
The average annual insurance cost for a 2024 Cadillac CT5-V is $8,856. However, California Capital offers the cheapest rates, averaging $3,820 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $10,769 |
| Bristol West | $11,369 |
| Farmers | $6,901 |
| Hartford | $12,390 |
| California Capital | $3,820 |
| State Farm | $7,197 |
| Allstate | $10,307 |
| Grange | $12,848 |
| CSAA | $5,148 |
| Auto Club | $7,807 |
2023 Cadillac CT5-V Insurance Rates
The average annual insurance cost for a 2023 Cadillac CT5-V is $10,616. However, National General offers the cheapest rates, averaging $6,865 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $7,567 |
| National General | $6,865 |
| Dairyland Auto | $17,415 |
2022 Cadillac CT5-V Insurance Rates
The average annual insurance cost for a 2022 Cadillac CT5-V is $2,108. However, Kemper Auto | Infinity offers the cheapest rates, averaging $919 per year.
| Insurance Provider | Average Annual Cost |
| Farm Bureau Ins of MI | $2,307 |
| Allstate | $2,877 |
| Auto-Owners Insurance Co | $1,954 |
| Kemper Auto | Infinity | $919 |
| Dairyland Auto | $2,011 |
| Metropolitan | $2,540 |
| State Farm | $2,128 |
| Hastings Mutual Insurance Co | $2,574 |
| Mercury | $2,384 |
| SECURA Insurance | $1,382 |
2021 Cadillac CT5-V Insurance Rates
The average annual insurance cost for a 2021 Cadillac CT5-V is $1,774. However, Hastings Mutual Insurance Co offers the cheapest rates, averaging $971 per year.
| Insurance Provider | Average Annual Cost |
| West Bend Mutual | $2,015 |
| Republic Indemnity | $2,368 |
| Rockford Mutual Insurance | $2,122 |
| SECURA Insurance | $1,780 |
| Pekin Insurance | $1,991 |
| American Family | $1,439 |
| Rural Mutual Insurance | $1,953 |
| Texas Farm Bureau Group | $796 |
| Hastings Mutual Insurance Co | $971 |
| New Jersey Manufacturers | $2,304 |
2020 Cadillac CT5-V Insurance Rates
The average annual insurance cost for a 2020 Cadillac CT5-V is $2,369. However, New Jersey Manufacturers offers the cheapest rates, averaging $1,558 per year.
| Insurance Provider | Average Annual Cost |
| Atlantic States Insurance | $2,868 |
| New Jersey Manufacturers | $1,558 |
| State Farm | $2,701 |
| Auto-Owners Insurance Co | $2,138 |
| National General | $2,063 |
| Penn National | $1,740 |
| Republic Indemnity | $2,679 |
| Mercury | $2,884 |
| American Independent Ins Co | $3,356 |
| Texas Farm Bureau Group | $1,699 |
Find Affordable Cadillac CT5-V Insurance Rates
Common Cadillac CT5-V Insurance Discounts
Taking advantage of discounts is an effective way to reduce your car insurance costs. While each provider offers unique options, here are some common discounts you might qualify for:
- Multi-policy: Save money by bundling your home and auto insurance with the same provider.
- Pay annually: Receive a discount for paying your premium in full upfront instead of in monthly installments.
- Defensive driving: Completing a certified defensive driving course can make you eligible for reduced rates.
Additional discounts may also be available. Speak with your insurance agent to identify and apply for discounts suited to your situation.
Compare Cadillac CT5-V To Other Cadillac Models
Looking for other Cadillac model insurance costs?
Our Methodology
To determine average car insurance costs, Insuranceopedia analyzed thousands of quotes from top auto insurance providers. The sample profile used was for a 40-year-old male driver purchasing full-coverage insurance with the following limits: $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. Keep in mind that the numbers in this guide may differ from your individual results.
Quotes Analyzed
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FAQs
Do You Need Insurance Before You Can Purchase A Cadillac CT5-V?
Proof of insurance is required before driving your Cadillac CT5-V off the dealership lot. The ideal approach is to purchase a policy beforehand and inform your insurance company about your impending car purchase. This method is generally better than obtaining insurance directly through the dealership.
How Can You Get The Cheapest Insurance For Your Cadillac CT5-V?
To secure the most affordable rates for your Cadillac CT5-V, it’s essential to shop around and compare quotes from various auto insurance companies. Thankfully, Insuranceopedia makes this process easy by offering a platform where you can compare rates from multiple providers in one place.
