Cadillac CT6 Car Insurance Cost 2025
On average, insuring a Cadillac CT6 costs $2,441 per year. However, your actual insurance premium may differ based on factors such as your age, the vehicle’s model year, your driving history, and other relevant details. To get a personalized estimate, refer to the quote tables below and compare rates tailored to your profile.
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If you’re thinking about buying a Cadillac CT6, one important factor to consider is the price of insurance. Insurance is a big part of owning a car, and it’s crucial to understand its costs before making a purchase. On average, insurance for a Cadillac CT6 costs $2,441 per year.
Choosing the right car insurance is essential to avoid unexpected and potentially expensive bills later on. It’s important to have adequate coverage in case of an accident to avoid hefty out-of-pocket expenses. Additionally, if you’re found responsible for an accident, your insurance premiums could go up.
With more than ten years of experience analyzing car insurance rates, I’ve noticed how much these costs can vary. Factors like your age, driving history, and location can have a significant impact on your insurance rates.
How Much Does A Cadillac CT6 Car Insurance Cost?
Cadillac CT6 drivers typically pay an average of $2,441 annually for car insurance. However, this rate can vary based on factors like age, driving record, location, and the level of coverage selected.
The cost of car insurance for a Cadillac CT6 is influenced by multiple factors, such as location, driving history, the model year of your car, and the type of coverage chosen. Maintaining a clean driving record typically lowers your premiums, whereas accidents or traffic violations can lead to higher rates.
Urban areas with heavy traffic often result in higher insurance costs compared to rural areas with lighter traffic. Additionally, comprehensive coverage, which includes both collision and comprehensive protection, tends to cost more than minimum liability coverage.
While the Cadillac CT6 has higher insurance costs compared to the average Cadillac model, it is also more expensive than the average for all vehicles. To find the most suitable and affordable option, Insuranceopedia provides tools to compare quotes from various providers, helping you secure the best deal for your needs.
| Vehicle | Average Monthly Premium |
| Cadillac CT6 | $226 |
| All Cadillacs | $173 |
| All Cars | $175 |
Average Insurance Cost Of Cadillac CT6 By Model Year
| Model Year | Average Premium |
| 2020 Cadillac CT6 | $1,688 |
| 2019 Cadillac CT6 | $1,212 |
| 2018 Cadillac CT6 | $1,024 |
| 2017 Cadillac CT6 | $1,058 |
| 2016 Cadillac CT6 | $899 |
| 2012 Cadillac CT6 | $2,205 |
2020 Cadillac CT6 Insurance Rates
The average annual insurance cost for a 2020 Cadillac CT6 is $1,688. However, Texas Farm Bureau Group offers the cheapest rates, averaging $1,112 per year.
| Insurance Provider | Average Annual Cost |
| California Capital | $2,134 |
| New York Central Mutual Fire | $1,413 |
| Capital Insurance Group | $1,330 |
| Texas Farm Bureau Group | $1,112 |
| 21st Century | $1,886 |
| Hastings Mutual Insurance Co | $2,143 |
| Country | $2,066 |
| Nationwide | $1,496 |
| SECURA Insurance | $1,331 |
| Erie | $1,971 |
2019 Cadillac CT6 Insurance Rates
The average annual insurance cost for a 2019 Cadillac CT6 is $1,212. However, American National P offers the cheapest rates, averaging $613 per year.
| Insurance Provider | Average Annual Cost |
| GMAC Insurance Group | $1,434 |
| Capital Insurance Group | $1,160 |
| Texas Farm Bureau Group | $1,019 |
| Rockford Mutual Insurance | $1,449 |
| SECURA Insurance | $1,265 |
| American National P | $613 |
| Mercury Insurance | $1,004 |
| PEMCO | $1,399 |
| Pekin Insurance | $1,097 |
| Country | $1,681 |
2018 Cadillac CT6 Insurance Rates
The average annual insurance cost for a 2018 Cadillac CT6 is $1,024. However, American National P offers the cheapest rates, averaging $537 per year.
| Insurance Provider | Average Annual Cost |
| North Carolina Farm Bureau | $1,142 |
| Safeco | $1,142 |
| Mercury Insurance | $1,014 |
| Texas Farm Bureau Group | $1,212 |
| Buckeye Insurance Group | $663 |
| Motorists Mutual | $1,123 |
| SafeAuto | $1,137 |
| American National P | $537 |
| SECURA Insurance | $1,146 |
| Clearcover | $1,119 |
2017 Cadillac CT6 Insurance Rates
The average annual insurance cost for a 2017 Cadillac CT6 is $1,058. However, Mercury Insurance offers the cheapest rates, averaging $381 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $1,016 |
| American National P | $608 |
| Virginia Farm Bureau | $1,431 |
| Indiana Farmers Mutual Ins | $1,069 |
| Mercury Insurance | $381 |
| Buckeye Insurance Group | $1,343 |
| Nationwide | $1,537 |
| SECURA Insurance | $1,344 |
| Dairyland Broadform | $639 |
| Farm Bureau Mutual (IA Group) | $1,213 |
2016 Cadillac CT6 Insurance Rates
The average annual insurance cost for a 2016 Cadillac CT6 is $899. However, Safeco offers the cheapest rates, averaging $235 per year.
| Insurance Provider | Average Annual Cost |
| Direct General Insurance | $1,183 |
| Nationwide | $1,406 |
| New York Central Mutual Fire | $719 |
| American National P | $641 |
| Buckeye Insurance Group | $539 |
| Texas Farm Bureau Group | $1,301 |
| SECURA Insurance | $1,174 |
| Direct Auto | $441 |
| Safeco | $235 |
| Western Reserve | $1,352 |
2012 Cadillac CT6 Insurance Rates
The average annual insurance cost for a 2012 Cadillac CT6 is $2,205. However, State Farm offers the cheapest rates, averaging $501 per year.
| Insurance Provider | Average Annual Cost |
| State Farm | $501 |
| Nationwide | $1,028 |
| Mercury | $1,133 |
| Dairyland | $2,044 |
| National General | $2,295 |
| Mercury Insurance | $2,473 |
| Permanent General | $2,613 |
| Home State Ins Group | $2,899 |
| Safeco | $3,284 |
| Safe Auto | $3,782 |
Find Affordable Cadillac CT6 Insurance Rates
Is A Cadillac CT6 Expensive To Insure?
Insuring a Cadillac CT6 typically costs more than the average for all cars, but the exact premium you’ll pay depends on several factors. Key considerations include your age, the car’s age, your location, and other personal and vehicle-specific details. Younger drivers or those in areas with higher accident rates or theft statistics may face higher premiums. Similarly, newer car models might cost more to insure due to their higher replacement or repair costs.
Cost of Cadillac CT6 Car Insurance By Age
Age is a major factor in determining car insurance rates. Teenagers often face the highest premiums due to their higher involvement in accidents compared to other age groups. As you age and gain more driving experience, your insurance premiums generally decrease, as you’re considered a lower risk to insure. Rates tend to drop significantly once you reach your 25th birthday, and continue to decrease until you hit a certain age, usually around 60, when rates may start to rise again due to the increased risk associated with older drivers.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $9,632 | $14,128 | $16,528 |
| 18 | $8,960 | $13,162 | $15,438 |
| 19 | $7,915 | $11,643 | $13,628 |
| 20 | $6,931 | $10,178 | $11,882 |
| 21 | $5,785 | $8,508 | $9,977 |
| 22 | $5,640 | $8,311 | $9,695 |
| 23 | $4,963 | $7,248 | $8,512 |
| 24 | $4,676 | $6,893 | $8,060 |
| 25 | $4,044 | $5,931 | $6,959 |
| 30 | $3,143 | $4,642 | $5,420 |
| 35 | $2,959 | $4,335 | $5,087 |
| 40 | $2,835 | $4,191 | $4,885 |
| 45 | $2,770 | $4,072 | $4,751 |
| 55 | $2,552 | $3,736 | $4,342 |
| 65 | $2,630 | $3,890 | $4,556 |
| 75 | $3,342 | $4,898 | $5,751 |
Cadillac CT6 Car Insurance Rates By State
Your location plays a crucial role in determining your car insurance rates. Each state has its own insurance regulations, which can affect premiums. For example, Michigan drivers typically face higher premiums due to the state’s requirement for more extensive coverage. Additionally, the climate of your area can influence rates—regions prone to extreme weather conditions like hurricanes, storms, or flooding often experience higher insurance costs.
Insurance companies also factor in local crime and accident statistics, including rates of car theft, collisions, and fatalities. Areas with higher crime or accident rates may result in higher premiums, as they present more risk to the insurer. All these elements contribute to the final cost of insuring your Cadillac CT6.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $3,017 | $4,361 | $5,578 |
| Alaska | $2,478 | $3,448 | $3,378 |
| Arizona | $2,810 | $4,053 | $5,991 |
| Arkansas | $3,087 | $4,868 | $5,351 |
| California | $3,442 | $6,100 | $3,455 |
| Colorado | $3,202 | $4,490 | $5,708 |
| Connecticut | $4,108 | $6,373 | $8,091 |
| Delaware | $3,391 | $4,520 | $5,811 |
| Florida | $4,033 | $5,572 | $7,290 |
| Hawaii | $1,321 | $1,776 | $1,296 |
| Idaho | $2,283 | $3,049 | $3,686 |
| Illinois | $2,408 | $3,610 | $4,127 |
| Indiana | $2,454 | $3,771 | $4,230 |
| Iowa | $1,958 | $2,689 | $3,145 |
| Kansas | $2,601 | $3,753 | $4,418 |
| Kentucky | $3,728 | $5,507 | $6,500 |
| Louisiana | $4,793 | $7,259 | $7,874 |
| Maine | $1,832 | $2,512 | $3,729 |
| Maryland | $2,929 | $4,291 | $4,755 |
| Massachusetts | $2,381 | $4,130 | $2,370 |
| Michigan | $5,676 | $8,663 | $13,695 |
| Minnesota | $2,356 | $3,139 | $4,396 |
| Mississippi | $2,816 | $4,042 | $4,077 |
| Missouri | $2,680 | $3,794 | $5,003 |
| Montana | $2,691 | $3,770 | $4,383 |
| Nebraska | $2,274 | $3,372 | $3,677 |
| Nevada | $3,776 | $5,623 | $5,908 |
| New Hampshire | $2,645 | $4,174 | $5,274 |
| New Jersey | $2,877 | $4,533 | $5,930 |
| New Mexico | $2,961 | $4,394 | $4,562 |
| New York | $2,737 | $3,432 | $5,776 |
| North Carolina | $1,683 | $2,909 | $2,097 |
| North Dakota | $2,332 | $3,542 | $4,192 |
| Ohio | $2,053 | $3,187 | $3,298 |
| Oklahoma | $3,306 | $4,722 | $5,334 |
| Oregon | $2,993 | $4,049 | $4,844 |
| Pennsylvania | $2,545 | $3,734 | $4,338 |
| Rhode Island | $4,222 | $6,213 | $7,008 |
| South Carolina | $2,882 | $3,967 | $5,500 |
| South Dakota | $2,589 | $3,729 | $4,275 |
| Tennessee | $3,021 | $4,454 | $5,952 |
| Texas | $3,046 | $4,431 | $5,502 |
| Utah | $2,581 | $3,636 | $5,016 |
| Vermont | $1,992 | $3,087 | $3,264 |
| Virginia | $1,896 | $2,915 | $2,837 |
| Washington | $2,494 | $3,404 | $4,045 |
| West Virginia | $2,495 | $3,590 | $4,520 |
| Wisconsin | $2,497 | $3,904 | $4,451 |
| Wyoming | $2,336 | $3,284 | $3,474 |
| Georgia | $3,290 | $4,931 | $4,969 |
Find Affordable Cadillac CT6 Insurance Rates
Cheapest Car Insurance Companies For A Cadillac CT6
If you’re looking for affordable insurance for your Cadillac CT6, Clearcover is a great option, offering an average premium of $23 per month, making it the cheapest provider for this model. However, rates can vary depending on factors like your driving history, age, and location. To get the best deal for your specific situation, it’s recommended to shop around and compare quotes from multiple insurance providers.
| Company | Average Monthly Rate |
| Clearcover | $23 |
| MotionAuto | $47 |
| Commonwealth Casualty | $45 |
| AnswerFinancial | $48 |
| Hallmark | $43 |
Common Cadillac CT6 Insurance Discounts
Discounts are a great way to lower your car insurance costs. Here are some common discounts you can check your eligibility for:
- Multi-policy: Bundle your home and auto insurance with one provider to receive a discounted rate.
- Pay annually: Pay your premium all at once instead of in monthly installments to potentially lower your rate.
- Defensive driving: Take a certified defensive driving course to qualify for a discount.
There may be other discounts available depending on your provider. Be sure to talk to your insurance agent to find out what discounts you are eligible for.
Ways To Save On Cadillac CT6 Insurance Costs
Maintaining a clean driving record is one of the best ways to keep your Cadillac CT6 insurance costs down. Cadillac CT6 drivers with a ticket on their record can expect to pay around $35 per month, while those with multiple accidents on their record will pay an average of $104 per month. Additionally, your annual mileage plays a role in determining your premium. If you drive between 5,000 and 7,500 miles annually, you can expect to pay around $142 per month for insurance. However, if you drive over 10,000 miles per year, your monthly premium will be approximately $93. By minimizing tickets, accidents, and annual mileage, you can keep your insurance costs lower.
Compare Cadillac CT6 To Other Cadillac Models
Looking for other Cadillac model insurance costs?
Our Methodology
In order to calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from leading auto insurance providers. The sample profile was for a 40-year-old male driver purchasing full-coverage car insurance with coverage limits of $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. Keep in mind that these figures are averages and may differ from your specific results based on factors like your location, driving history, and car model.
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FAQs
Do You Need Insurance Before You Can Purchase A Cadillac CT6?
Yes, you will need to provide proof of insurance before you can drive your Cadillac CT6 out of the dealership. The best approach is to purchase a policy beforehand and then inform your insurance company that you are about to buy the car, rather than getting insurance through the dealership. This way, you ensure that your vehicle is covered before you take it home.
How Can You Get The Cheapest Insurance For Your Cadillac CT6?
The best way to find the cheapest rates for your Cadillac CT6 is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to compare quotes from multiple providers directly on their website, helping you find the most affordable option for your needs.
