Cadillac Escalade Car Insurance Cost 2025
The average annual cost to insure a Cadillac Escalade is $3,818. However, the exact price can vary based on factors like your age, the model year of the vehicle, and other personal details. To get a more accurate estimate of your insurance costs, you can use the quote tables provided below to compare rates based on your specific information.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Cadillac Escalade, one important factor to consider is the cost of insurance. Insurance is a major aspect of owning a car, and it’s essential to understand the implications before making a purchase. On average, insurance for a Cadillac Escalade costs $3,818 per year.
Failing to carefully choose the right car insurance policy can result in unexpected and potentially expensive consequences later on. You don’t want to be caught with inadequate coverage in the event of an accident, which could leave you facing significant out-of-pocket expenses. Additionally, there’s the possibility of premium hikes if you’re deemed responsible for an accident.
With more than ten years of experience analyzing car insurance rates, I’ve witnessed how much these costs can vary. Factors such as your age, driving history, and location can have a significant impact on your insurance premiums.
How Much Does A Cadillac Escalade Car Insurance Cost?
Typically, Cadillac Escalade drivers can expect to pay an average of $3,818 per year for car insurance. However, keep in mind that the exact rate can vary depending on factors such as your driving history, location, and other individual circumstances.
The cost of car insurance for a Cadillac Escalade can vary based on several key factors. These include your location, driving history, the model year of the vehicle, and the type of coverage you choose. A clean driving record typically results in lower premiums, while a history of accidents or traffic violations may lead to higher costs.
Additionally, where you live plays a significant role in your premiums. Urban areas with heavy traffic often lead to higher rates compared to rural locations with less traffic. Also, the level of coverage you select affects your premium. Comprehensive insurance, which includes both comprehensive and collision coverage, tends to cost more than minimum liability coverage.
In comparison to other Cadillac models, insurance for the Escalade is generally more expensive, but it is also higher than the average cost for all vehicles. To find the most affordable rates, it’s important to shop around and compare quotes from multiple insurance providers.
| Vehicle | Average Monthly Premium |
| Cadillac Escalade | $180 |
| All Cadillacs | $173 |
| All Cars | $175 |
Average Insurance Cost Of Cadillac Escalade By Model Year
| Model Year | Average Premium |
| 2023 Cadillac Escalade | $1,457 |
| 2022 Cadillac Escalade | $1,800 |
| 2021 Cadillac Escalade | $1,124 |
| 2020 Cadillac Escalade | $1,048 |
| 2019 Cadillac Escalade | $1,271 |
| 2018 Cadillac Escalade | $1,009 |
| 2017 Cadillac Escalade | $1,175 |
| 2016 Cadillac Escalade | $924 |
| 2015 Cadillac Escalade | $748 |
| 2014 Cadillac Escalade | $972 |
| 2013 Cadillac Escalade | $922 |
| 2012 Cadillac Escalade | $692 |
| 2011 Cadillac Escalade | $783 |
| 2010 Cadillac Escalade | $722 |
2023 Cadillac Escalade Insurance Rates
The average annual insurance cost for a 2023 Cadillac Escalade is $1,457. However, Titan offers the cheapest rates, averaging $958 per year.
| Insurance Provider | Average Annual Cost |
| Direct Auto | $1,897 |
| Safeco | $1,862 |
| Texas Farm Bureau Group | $1,291 |
| National General | $1,063 |
| Utica National Ins Group | $1,098 |
| Titan | $958 |
| North Carolina Farm Bureau | $1,341 |
| Penn National | $1,779 |
| 21st Century | $1,822 |
2022 Cadillac Escalade Insurance Rates
The average annual insurance cost for a 2022 Cadillac Escalade is $1,800. However, Pekin Insurance offers the cheapest rates, averaging $1,045 per year.
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $1,045 |
| Oregon Mutual | $2,076 |
| 21st Century | $2,000 |
| Texas Farm Bureau Group | $1,441 |
| Republic Indemnity | $2,244 |
| Rockford Mutual Insurance | $2,173 |
| Country | $2,011 |
| Capital Insurance Group | $1,792 |
| SECURA Insurance | $1,517 |
| North Carolina Farm Bureau | $1,705 |
2021 Cadillac Escalade Insurance Rates
The average annual insurance cost for a 2021 Cadillac Escalade is $1,124. However, American National P offers the cheapest rates, averaging $314 per year.
| Insurance Provider | Average Annual Cost |
| Country | $1,526 |
| GMAC Insurance Group | $1,481 |
| Southern Farm Bureau | $1,439 |
| Direct Auto | $965 |
| North Carolina Farm Bureau | $1,119 |
| Virginia Farm Bureau | $1,411 |
| American National P | $314 |
| SECURA Insurance | $1,303 |
| Pekin Insurance | $820 |
| Safeco | $858 |
2020 Cadillac Escalade Insurance Rates
The average annual insurance cost for a 2020 Cadillac Escalade is $1,048. However, Safeco offers the cheapest rates, averaging $353 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $1,363 |
| Country | $1,289 |
| Grange Mutual | $902 |
| Rockford Mutual Insurance | $1,169 |
| Auto Club Group | $1,337 |
| Hastings Mutual Insurance Co | $896 |
| First Chicago Insurance | $1,499 |
| Safeco | $353 |
| Pekin Insurance | $585 |
| SECURA Insurance | $1,083 |
2019 Cadillac Escalade Insurance Rates
The average annual insurance cost for a 2019 Cadillac Escalade is $1,271. However, Safeco offers the cheapest rates, averaging $125 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $1,166 |
| Direct Auto | $1,095 |
| Virginia Farm Bureau | $1,347 |
| Safeco | $125 |
| Texas Farm Bureau Group | $1,601 |
| Capital Insurance Group | $1,496 |
| 21st Century | $1,593 |
| New Jersey Manufacturers | $1,234 |
| Penn National | $1,681 |
| SECURA Insurance | $1,374 |
2018 Cadillac Escalade Insurance Rates
The average annual insurance cost for a 2018 Cadillac Escalade is $1,009. However, Safeco offers the cheapest rates, averaging $445 per year.
| Insurance Provider | Average Annual Cost |
| North Carolina Farm Bureau | $1,173 |
| Pekin Insurance | $970 |
| Rockford Mutual Insurance | $1,322 |
| Ohio Mutual Ins Group | $1,030 |
| Buckeye Insurance Group | $1,002 |
| Texas Farm Bureau Group | $1,204 |
| Safeco | $445 |
| National General | $483 |
| SECURA Insurance | $1,239 |
| Direct Auto | $1,221 |
2017 Cadillac Escalade Insurance Rates
The average annual insurance cost for a 2017 Cadillac Escalade is $1,175. However, Buckeye Insurance Group offers the cheapest rates, averaging $572 per year.
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $572 |
| SECURA Insurance | $1,084 |
| Kemper Auto | Infinity | $899 |
| Safeco | $1,355 |
| Auto-Owners Insurance Co | $1,451 |
| Texas Farm Bureau Group | $1,217 |
| Wolverine Mutual | $1,252 |
| Atlantic States Insurance | $1,512 |
| North Carolina Farm Bureau | $1,034 |
| Celina Insurance Group | $1,370 |
2016 Cadillac Escalade Insurance Rates
The average annual insurance cost for a 2016 Cadillac Escalade is $924. However, Safeco offers the cheapest rates, averaging $135 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $744 |
| West Bend Mutual | $1,105 |
| Pekin Insurance | $916 |
| Hastings Mutual Insurance Co | $1,137 |
| Capital Insurance Group | $951 |
| PEMCO | $1,083 |
| Buckeye Insurance Group | $942 |
| North Carolina Farm Bureau | $1,208 |
| Safeco | $135 |
| SECURA Insurance | $1,017 |
2015 Cadillac Escalade Insurance Rates
The average annual insurance cost for a 2015 Cadillac Escalade is $748. However, Mercury Insurance offers the cheapest rates, averaging $244 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland | $847 |
| Mercury Insurance | $244 |
| Rural Mutual Insurance | $979 |
| SafeAuto | $677 |
| Kentucky Farm Bureau | $968 |
| Safeco | $453 |
| American National P | $544 |
| North Carolina Farm Bureau | $962 |
| Buckeye Insurance Group | $830 |
| SECURA Insurance | $972 |
2014 Cadillac Escalade Insurance Rates
The average annual insurance cost for a 2014 Cadillac Escalade is $972. However, Safeco offers the cheapest rates, averaging $181 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $1,037 |
| Safeco | $181 |
| Texas Farm Bureau Group | $1,027 |
| Clearcover | $720 |
| Buckeye Insurance Group | $1,038 |
| North Carolina Farm Bureau | $1,217 |
| SECURA Insurance | $1,178 |
| Titan | $1,209 |
| Utica National Ins Group | $1,015 |
| National General | $1,099 |
2013 Cadillac Escalade Insurance Rates
The average annual insurance cost for a 2013 Cadillac Escalade is $922. However, Safeco offers the cheapest rates, averaging $147 per year.
| Insurance Provider | Average Annual Cost |
| Tennessee Farmers | $1,165 |
| PEMCO | $1,106 |
| Mississippi Farm Bureau | $1,216 |
| Buckeye Insurance Group | $753 |
| Indiana Farmers Mutual Ins | $1,078 |
| Texas Farm Bureau Group | $1,010 |
| Farmers Mutual of Nebraska | $919 |
| New Jersey Manufacturers | $989 |
| National General | $834 |
| Safeco | $147 |
2012 Cadillac Escalade Insurance Rates
The average annual insurance cost for a 2012 Cadillac Escalade is $692. However, Safeco offers the cheapest rates, averaging $69 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $536 |
| Pekin Insurance | $882 |
| Rockford Mutual Insurance | $947 |
| SECURA Insurance | $804 |
| National General Value | $527 |
| AssuranceAmerica | $978 |
| Safeco | $69 |
| West Bend Mutual | $874 |
| AssuranceAmerica Mobile Max | $334 |
| Virginia Farm Bureau | $965 |
2011 Cadillac Escalade Insurance Rates
The average annual insurance cost for a 2011 Cadillac Escalade is $783. However, Pekin Insurance offers the cheapest rates, averaging $409 per year.
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $646 |
| Dairyland FR Bond | $967 |
| American National P&C | $760 |
| Pekin Insurance | $409 |
| American National P | $836 |
| North Carolina Farm Bureau | $797 |
| SECURA Insurance | $833 |
| Virginia Farm Bureau | $899 |
| Rural Mutual Insurance | $850 |
| Indiana Farmers Mutual Ins | $830 |
2010 Cadillac Escalade Insurance Rates
The average annual insurance cost for a 2010 Cadillac Escalade is $722. However, Kemper Auto | Infinity offers the cheapest rates, averaging $579 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $579 |
| Texas Farm Bureau Group | $1,041 |
| Dairyland | $818 |
| American National P | $533 |
| Mercury Insurance | $502 |
| Plymouth Rock | $624 |
| MMG Insurance Company | $808 |
| Concord Group | $659 |
| Countryway Insurance | $803 |
| Buckeye Insurance Group | $851 |
Find Affordable Cadillac Escalade Insurance Rates
Is A Cadillac Escalade Expensive To Insure?
The cost to insure a Cadillac Escalade is typically higher than the overall average for all cars. However, the exact amount you will pay for car insurance depends on a variety of factors, such as your age, the age of your vehicle, where you live, and your driving history. Other considerations, such as the level of coverage you choose, can also influence your premium.
Cost of Cadillac Escalade Car Insurance By Age
Age is a key factor in determining insurance premiums, as it reflects the level of risk that an insurance company associates with a driver. Teenagers and young adults typically pay higher premiums because they are statistically more likely to be involved in accidents. This is largely due to inexperience behind the wheel and a higher propensity for risky driving behavior.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $12,852 | $18,881 | $22,131 |
| 18 | $11,978 | $17,647 | $20,631 |
| 19 | $10,614 | $15,547 | $18,200 |
| 20 | $9,234 | $13,544 | $15,874 |
| 21 | $7,759 | $11,417 | $13,339 |
| 22 | $7,551 | $11,041 | $12,992 |
| 23 | $6,593 | $9,703 | $11,335 |
| 24 | $6,251 | $9,185 | $10,779 |
| 25 | $5,411 | $7,938 | $9,249 |
| 30 | $4,178 | $6,190 | $7,258 |
| 35 | $3,996 | $5,806 | $6,741 |
| 40 | $3,835 | $5,570 | $6,489 |
| 45 | $3,708 | $5,395 | $6,350 |
| 55 | $3,439 | $4,989 | $5,851 |
| 65 | $3,583 | $5,144 | $6,108 |
| 75 | $4,447 | $6,503 | $7,665 |
Cadillac Escalade Car Insurance Rates By State
Your location significantly impacts the cost of your car insurance. Different states have varying regulations and coverage requirements, and these can affect the premiums you pay. For example, Michigan is known for having high auto insurance premiums due to its mandatory no-fault insurance system, which requires drivers to carry higher levels of coverage than in most other states.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $4,069 | $5,813 | $7,428 |
| Alaska | $3,350 | $4,596 | $4,459 |
| Arizona | $3,734 | $5,469 | $7,978 |
| Arkansas | $4,113 | $6,513 | $7,137 |
| California | $4,568 | $8,076 | $4,575 |
| Colorado | $4,271 | $6,016 | $7,639 |
| Connecticut | $5,463 | $8,463 | $10,766 |
| Delaware | $4,558 | $6,009 | $7,780 |
| Florida | $5,415 | $7,461 | $9,709 |
| Georgia | $4,410 | $6,564 | $6,604 |
| Hawaii | $1,745 | $2,389 | $1,802 |
| Idaho | $3,026 | $4,062 | $4,923 |
| Illinois | $3,229 | $4,852 | $5,523 |
| Indiana | $3,329 | $5,051 | $5,654 |
| Iowa | $2,609 | $3,591 | $4,177 |
| Kansas | $3,444 | $5,073 | $5,851 |
| Kentucky | $4,958 | $7,329 | $8,626 |
| Louisiana | $6,403 | $9,685 | $10,531 |
| Maine | $2,404 | $3,384 | $4,998 |
| Maryland | $3,930 | $5,750 | $6,346 |
| Massachusetts | $3,106 | $5,457 | $3,149 |
| Michigan | $7,647 | $11,626 | $18,297 |
| Minnesota | $3,104 | $4,172 | $5,885 |
| Mississippi | $3,761 | $5,347 | $5,414 |
| Missouri | $3,596 | $5,107 | $6,656 |
| Montana | $3,573 | $5,079 | $5,877 |
| Nebraska | $3,074 | $4,543 | $4,923 |
| Nevada | $5,010 | $7,496 | $7,879 |
| New Hampshire | $3,552 | $5,585 | $6,991 |
| New Jersey | $3,841 | $6,120 | $7,943 |
| New Mexico | $3,966 | $5,848 | $6,072 |
| New York | $3,689 | $4,588 | $7,728 |
| North Carolina | $2,225 | $3,894 | $2,751 |
| North Dakota | $3,059 | $4,720 | $5,625 |
| Ohio | $2,818 | $4,259 | $4,396 |
| Oklahoma | $4,424 | $6,360 | $7,175 |
| Oregon | $4,023 | $5,395 | $6,415 |
| Pennsylvania | $3,339 | $4,970 | $5,867 |
| Rhode Island | $5,660 | $8,280 | $9,371 |
| South Carolina | $3,846 | $5,345 | $7,314 |
| South Dakota | $3,413 | $4,940 | $5,769 |
| Tennessee | $4,051 | $5,991 | $7,920 |
| Texas | $4,084 | $5,891 | $7,343 |
| Utah | $3,469 | $4,887 | $6,719 |
| Vermont | $2,707 | $4,081 | $4,320 |
| Virginia | $2,525 | $3,886 | $3,761 |
| Washington | $3,288 | $4,556 | $5,415 |
| West Virginia | $3,382 | $4,828 | $5,987 |
| Wisconsin | $3,351 | $5,234 | $5,929 |
| Wyoming | $3,167 | $4,337 | $4,622 |
Find Affordable Cadillac Escalade Insurance Rates
Cheapest Car Insurance Companies For A Cadillac Escalade
If you’re in the market for a new car insurance policy for your Cadillac Escalade, Clearcover is one of the most affordable options, offering a premium of $21 per month on average. However, rates may vary depending on factors such as your driving history, location, and vehicle model. Since insurance costs can fluctuate based on your profile, it’s crucial to shop around and compare quotes from multiple providers to ensure you’re getting the best deal tailored to your individual needs.
| Company | Average Monthly Rate |
| Clearcover | $21 |
| MetLife | $56 |
| Shelter Mutual | $50 |
| Amica | $62 |
| SafeAuto | $56 |
Common Cadillac Escalade Insurance Discounts
Discounts are a great way to lower your car insurance costs. Many providers offer various discounts, which you can check your eligibility for. Common discounts include:
- Multi-policy: Bundling your home and auto insurance policies with the same provider can often earn you a discount.
- Pay annually: Paying your premium in full for the year, instead of in monthly installments, can sometimes result in lower rates.
- Defensive driving: Completing defensive driving courses from a certified institution may qualify you for a discount.
Additionally, there are other discounts that you may be eligible for, such as good driver or loyalty discounts. Speak with your insurance agent to discover all the discounts available to you.
Ways To Save On Cadillac Escalade Insurance Costs
Maintaining a clean driving record is one of the most effective ways to reduce your Cadillac Escalade insurance costs. If you get a speeding ticket or are involved in an accident, your premiums can rise significantly.
For example, drivers with a ticket on their record can expect to pay around $113 per month, while those with multiple accidents could pay an average of $145 per month. Keeping a clean record can help you maintain lower premiums.
In addition, the amount of miles you drive annually also affects your insurance cost. Drivers who put fewer miles on their cars are considered lower risk and often pay less for coverage. Cadillac Escalade owners who drive between 5,000 and 7,500 miles per year typically pay around $84 per month, whereas those who drive over 10,000 miles annually may see their premiums rise to about $90 per month.
Compare Cadillac Escalade To Other Cadillac Models
Looking for other Cadillac model insurance costs?
Our Methodology
To calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from leading auto insurance providers. The sample profile used was for a 40-year-old male driver purchasing full-coverage insurance with coverage limits of $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, it's important to note that the figures provided in this guide may differ based on your individual circumstances, such as your age, driving history, location, and the specific coverage options you choose.
Quotes Analyzed
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FAQs
Do You Need Insurance Before You Can Purchase A Cadillac Escalade?
Yes, before you can drive your Cadillac Escalade out of the dealership, you’ll need to provide proof of insurance. The most efficient approach is to purchase a car insurance policy ahead of time and then inform your insurance provider that you are about to buy your vehicle. This way, you can ensure that your insurance is active from the moment you drive off, rather than relying on the dealership’s insurance options.
How Can You Get The Cheapest Insurance For Your Cadillac Escalade?
The best way to find the cheapest rates for your Cadillac Escalade is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to compare quotes from multiple providers, right here on our website.
