Cadillac XT4 Car Insurance Cost
The average annual insurance premium for a Cadillac XT4 is approximately $604 when insured through Texas Farm Bureau Group. However, it’s important to note that insurance costs can vary based on factors such as age, the year of the car model, and other individual considerations. You can utilize the quote tables provided below to get an estimate of how much it might cost for your specific circumstances.
We’ve saved shoppers an average of $600 per year on their car insurance.
When contemplating the purchase of a Cadillac XT4, one crucial aspect to consider is the insurance expenses associated with it. Insurance constitutes a substantial part of owning a car, making it essential to grasp the financial implications before committing to a purchase.
Neglecting to carefully choose a suitable car insurance policy can result in unforeseen and potentially substantial expenses later on. It’s undesirable to find yourself underinsured when faced with an accident, leading to significant out-of-pocket costs. Additionally, there’s the possibility of premium hikes if you’re deemed responsible for an incident.
With over ten years of experience analyzing car insurance rates, I’ve witnessed the considerable variability in these expenses. Factors like age, driving history, and location can exert a significant influence on insurance premiums.
How Much Does Cadillac XT4 Car Insurance Cost?
Typically, Texas Farm Bureau Group provides the most competitive annual rate of $604 for full coverage insurance on a 2024 Cadillac XT4.
While Texas Farm Bureau Group’s rate serves as a useful reference point, it’s essential to recognize that car insurance costs can vary significantly based on several factors. These factors include where you live, your driving history, the age of your vehicle, and the specific levels of coverage you select. Maintaining a clean driving record can result in lower premiums, whereas a track record of accidents or traffic violations may raise your insurance expenses.
Furthermore, residing in a busy urban area may lead to higher insurance rates compared to rural regions with lighter traffic. The type of coverage you opt for also plays a role in determining your premium. For instance, full coverage insurance, encompassing comprehensive and collision coverage, typically costs more than minimum liability coverage.
Insuranceopedia aims to assist you in comparing quotes from different insurance providers, ensuring you find the most favorable deal available.
2024 Cadillac XT4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| State Farm | $1,842 |
| Alliance United | $1,982 |
| California Capital | $1,759 |
| Republic Indemnity | $1,785 |
| USAA | $1,428 |
| Unitrin | $1,803 |
| Texas Farm Bureau Group | $604 |
| Mercury | $1,657 |
| Grange | $1,947 |
| CSAA | $1,910 |
2023 Cadillac XT4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $1,805 |
| Nationwide | $396 |
| Texas Farm Bureau Group | $1,848 |
| State Farm | $1,575 |
| Republic Indemnity | $1,284 |
| 21st Century | $1,377 |
| National General Value | $447 |
| Unitrin | $1,672 |
| Direct Auto | $752 |
| Esurance | $1,694 |
2022 Cadillac XT4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $1,262 |
| Country | $1,020 |
| Capital Insurance Group | $1,236 |
| SECURA Insurance | $1,348 |
| Safeco | $535 |
| New Jersey Manufacturers | $1,470 |
| California Capital | $1,755 |
| Nationwide | $1,660 |
| Texas Farm Bureau Group | $965 |
| Republic Indemnity | $1,744 |
2021 Cadillac XT4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $596 |
| Hastings Mutual Insurance Co | $1,099 |
| Wolverine Mutual | $1,116 |
| Safeco | $429 |
| New Jersey Manufacturers | $1,145 |
| Capital Insurance Group | $1,243 |
| Texas Farm Bureau Group | $599 |
| Mercury Insurance | $515 |
| SECURA Insurance | $777 |
| MO Farm Bureau Services | $1,309 |
2020 Cadillac XT4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Rockford Mutual Insurance | $999 |
| Partners Mutual Insurance Co | $1,157 |
| Mercury Insurance | $378 |
| Pekin Insurance | $731 |
| MO Farm Bureau Services | $1,162 |
| Country | $1,211 |
| Farm Bureau Mutual (IA Group) | $1,218 |
| Safeco | $569 |
| Capital Insurance Group | $1,091 |
| SECURA Insurance | $990 |
2019 Cadillac XT4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Ohio Mutual Ins Group | $1,031 |
| Acuity | $1,090 |
| Buckeye Insurance Group | $510 |
| Rockford Mutual Insurance | $952 |
| NatGen Custom 360 | $847 |
| Jupiter Auto Insurance | $5 |
| Safeco | $839 |
| Rural Mutual Insurance | $974 |
| American National P | $542 |
| Pekin Insurance | $915 |
Find Affordable Rates Today
Cost of Cadillac XT4 Car Insurance By Age
| Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $8,592 | $12,514 | $14,651 |
| 18 | $7,952 | $11,682 | $13,715 |
| 19 | $7,003 | $10,334 | $12,064 |
| 20 | $6,150 | $8,999 | $10,539 |
| 21 | $5,115 | $7,606 | $8,866 |
| 22 | $4,971 | $7,377 | $8,576 |
| 23 | $4,426 | $6,486 | $7,550 |
| 24 | $4,177 | $6,162 | $7,160 |
| 25 | $3,579 | $5,242 | $6,160 |
| 30 | $2,825 | $4,085 | $4,808 |
| 35 | $2,588 | $3,844 | $4,498 |
| 40 | $2,531 | $3,753 | $4,333 |
| 45 | $2,415 | $3,580 | $4,181 |
| 55 | $2,231 | $3,340 | $3,910 |
| 65 | $2,374 | $3,495 | $4,075 |
| 75 | $3,005 | $4,377 | $5,109 |
Cadillac XT4 Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,697 | $3,901 | $4,947 |
| Alaska | $2,213 | $3,058 | $2,977 |
| Arizona | $2,497 | $3,659 | $5,378 |
| Arkansas | $2,713 | $4,279 | $4,697 |
| California | $3,044 | $5,408 | $3,011 |
| Colorado | $2,835 | $3,960 | $5,097 |
| Connecticut | $3,678 | $5,662 | $7,196 |
| Delaware | $2,988 | $3,987 | $5,179 |
| Florida | $3,639 | $4,923 | $6,478 |
| Georgia | $2,944 | $4,326 | $4,380 |
| Hawaii | $1,186 | $1,609 | $1,150 |
| Idaho | $2,069 | $2,728 | $3,225 |
| Illinois | $2,122 | $3,171 | $3,630 |
| Indiana | $2,224 | $3,373 | $3,739 |
| Iowa | $1,732 | $2,343 | $2,802 |
| Kansas | $2,288 | $3,324 | $3,905 |
| Kentucky | $3,366 | $4,861 | $5,773 |
| Louisiana | $4,293 | $6,433 | $7,022 |
| Maine | $1,624 | $2,182 | $3,275 |
| Maryland | $2,637 | $3,769 | $4,207 |
| Massachusetts | $2,121 | $3,614 | $2,115 |
| Michigan | $5,069 | $7,721 | $12,120 |
| Minnesota | $2,048 | $2,758 | $3,939 |
| Mississippi | $2,465 | $3,613 | $3,633 |
| Missouri | $2,379 | $3,342 | $4,435 |
| Montana | $2,423 | $3,347 | $3,878 |
| Nebraska | $1,995 | $3,022 | $3,238 |
| Nevada | $3,344 | $4,981 | $5,218 |
| New Hampshire | $2,333 | $3,684 | $4,711 |
| New Jersey | $2,533 | $4,035 | $5,296 |
| New Mexico | $2,664 | $3,864 | $4,033 |
| New York | $2,482 | $3,042 | $5,073 |
| North Carolina | $1,464 | $2,637 | $1,857 |
| North Dakota | $2,030 | $3,095 | $3,717 |
| Ohio | $1,838 | $2,867 | $2,921 |
| Oklahoma | $2,901 | $4,199 | $4,740 |
| Oregon | $2,689 | $3,609 | $4,327 |
| Pennsylvania | $2,205 | $3,340 | $3,846 |
| Rhode Island | $3,744 | $5,519 | $6,170 |
| South Carolina | $2,589 | $3,492 | $4,877 |
| South Dakota | $2,303 | $3,311 | $3,765 |
| Tennessee | $2,733 | $3,921 | $5,283 |
| Texas | $2,671 | $3,959 | $4,922 |
| Utah | $2,260 | $3,266 | $4,450 |
| Vermont | $1,811 | $2,696 | $2,869 |
| Virginia | $1,688 | $2,574 | $2,488 |
| Washington | $2,214 | $2,960 | $3,639 |
| West Virginia | $2,266 | $3,231 | $3,973 |
| Wisconsin | $2,231 | $3,481 | $3,921 |
| Wyoming | $2,099 | $2,945 | $3,104 |
Compare Cadillac XT4 To Other Cadillac Models
Looking for other Cadillac model insurance costs?
- Cadillac Escalade Car Insurance
- Cadillac XT5 Car Insurance
- Cadillac CT4 Car Insurance
- Cadillac CT5 Car Insurance
- Cadillac CT6 Car Insurance
- Cadillac CT5-V Car Insurance
- Cadillac CT6-V Car Insurance
- Cadillac XT6 Car Insurance
- Cadillac CT4-V Car Insurance
Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
