Cadillac XT5 Car Insurance Cost
Securing insurance for a Cadillac XT5 typically amounts to approximately $975 annually through SECURA Insurance. However, actual costs may vary based on factors such as age, the car’s model year, and other relevant considerations. Utilize the quote tables provided below to estimate your potential expenses.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Cadillac XT5, it’s essential to factor in the cost of insurance. Insurance is a significant aspect of owning a car, and it’s important to understand what you’re getting into before making a decision.
Choosing the right car insurance policy is crucial to avoid unexpected and potentially expensive outcomes in the future. You wouldn’t want to find yourself underinsured in the event of an accident, facing substantial out-of-pocket expenses. Additionally, there’s the possibility of premium increases if you’re deemed responsible for an accident.
With more than ten years of experience analyzing car insurance rates, I’ve observed how much these costs can vary. Factors like your age, driving history, and location can have a significant impact on your insurance premiums.
How Much Does Cadillac XT5 Car Insurance Cost?
Typically, SECURA Insurance provides the most competitive average rate for full coverage insurance on a 2024 Cadillac XT5, coming in at $975 per year.
While Kemper Auto | Infinity’s pricing serves as a valuable reference point, it’s crucial to recognize that car insurance expenses can vary significantly due to several factors. These factors encompass your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record typically results in lower premiums, whereas a history of accidents or traffic violations can raise your costs.
Moreover, residing in a bustling urban area with heavy traffic may lead to higher rates compared to more rural areas with lighter traffic. Your choice of coverage also plays a role in determining your premium; full coverage insurance, which includes comprehensive and collision coverage, tends to be more expensive than minimum liability coverage.
Insuranceopedia is available to assist you in exploring various insurance companies and comparing quotes to ensure you secure the most favorable deal.
2024 Cadillac XT5 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Travelers | $1,297 |
| Safeco | $1,831 |
| Metropolitan | $1,619 |
| Chubb | $1,624 |
| Auto-Owners Insurance Co | $1,922 |
| SECURA Insurance | $975 |
| Hastings Mutual Insurance Co | $1,389 |
| Kemper Auto | Infinity | $1,688 |
| MEEMIC Insurance Company | $1,626 |
| USAA | $1,409 |
2023 Cadillac XT5 Insurance Rates
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $1,040 |
| Travelers | $1,724 |
| Hastings Mutual Insurance Co | $1,552 |
| Liberty Mutual | $1,935 |
| Chubb | $1,729 |
| Nationwide | $162 |
| MEEMIC Insurance Company | $1,770 |
| USAA | $1,737 |
| Mercury Insurance | $330 |
| Safeco | $1,772 |
2022 Cadillac XT5 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Southern Farm Bureau | $1,189 |
| Country | $1,515 |
| Unigard | $1,460 |
| Columbia Insurance Group | $1,744 |
| National General | $1,455 |
| SECURA Insurance | $1,154 |
| Texas Farm Bureau Group | $1,304 |
| PEMCO | $1,235 |
| Capital Insurance Group | $1,236 |
| Cincinnati Insurance | $1,493 |
2021 Cadillac XT5 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Celina Insurance Group | $834 |
| Ohio Mutual Ins Group | $864 |
| North Carolina Farm Bureau | $1,055 |
| Western Reserve | $871 |
| Clearcover | $1,053 |
| Buckeye Insurance Group | $462 |
| Pekin Insurance | $771 |
| Victoria | $358 |
| Safeco | $771 |
| Mercury Insurance | $532 |
2020 Cadillac XT5 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $787 |
| North Carolina Farm Bureau | $1,133 |
| Rural Mutual Insurance | $884 |
| Buckeye Insurance Group | $461 |
| Acuity | $856 |
| Mercury Insurance | $114 |
| Safeco | $631 |
| Tennessee Farmers | $1,120 |
| Virginia Farm Bureau | $963 |
| Texas Farm Bureau Group | $1,021 |
2019 Cadillac XT5 Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $403 |
| NatGen Value | $684 |
| Mercury Insurance | $414 |
| Utica National Ins Group | $905 |
| Buckeye Insurance Group | $695 |
| Pekin Insurance | $900 |
| Direct Auto | $952 |
| North Carolina Farm Bureau | $860 |
| Titan | $1,001 |
| Safeco | $754 |
2018 Cadillac XT5 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Rural Mutual Insurance | $941 |
| Titan | $918 |
| Mercury Insurance | $138 |
| Safeco | $647 |
| Pekin Insurance | $855 |
| Dairyland Broadform | $833 |
| Acuity | $680 |
| Utica National Ins Group | $713 |
| PEMCO | $910 |
| American National P | $522 |
2017 Cadillac XT5 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland FR Bond | $725 |
| Ohio Mutual Ins Group | $1,028 |
| Kemper Personal Insurance | $370 |
| Mercury Insurance | $875 |
| Patriot Group | $897 |
| Buckeye Insurance Group | $593 |
| PEMCO | $807 |
| Safeco | $252 |
| North Carolina Farm Bureau | $913 |
| American National P | $760 |
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Cost of Cadillac XT5 Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $8,509 | $12,557 | $14,629 |
| 18 | $7,951 | $11,647 | $13,652 |
| 19 | $7,009 | $10,362 | $12,119 |
| 20 | $6,123 | $9,013 | $10,578 |
| 21 | $5,136 | $7,520 | $8,809 |
| 22 | $5,019 | $7,308 | $8,583 |
| 23 | $4,423 | $6,396 | $7,480 |
| 24 | $4,154 | $6,139 | $7,138 |
| 25 | $3,554 | $5,305 | $6,147 |
| 30 | $2,799 | $4,116 | $4,805 |
| 35 | $2,574 | $3,823 | $4,537 |
| 40 | $2,508 | $3,736 | $4,346 |
| 45 | $2,469 | $3,610 | $4,248 |
| 55 | $2,245 | $3,338 | $3,859 |
| 65 | $2,362 | $3,399 | $4,035 |
| 75 | $2,997 | $4,335 | $5,080 |
Cadillac XT5 Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,630 | $3,909 | $4,904 |
| Alaska | $2,240 | $3,093 | $2,987 |
| Arizona | $2,529 | $3,655 | $5,288 |
| Arkansas | $2,752 | $4,350 | $4,705 |
| California | $3,085 | $5,376 | $3,030 |
| Colorado | $2,794 | $3,990 | $5,091 |
| Connecticut | $3,646 | $5,603 | $7,109 |
| Delaware | $2,992 | $3,993 | $5,142 |
| Florida | $3,608 | $4,953 | $6,444 |
| Georgia | $2,912 | $4,327 | $4,395 |
| Hawaii | $1,171 | $1,542 | $1,141 |
| Idaho | $2,024 | $2,692 | $3,283 |
| Illinois | $2,165 | $3,189 | $3,680 |
| Indiana | $2,153 | $3,300 | $3,745 |
| Iowa | $1,735 | $2,362 | $2,745 |
| Kansas | $2,327 | $3,335 | $3,924 |
| Kentucky | $3,299 | $4,887 | $5,733 |
| Louisiana | $4,225 | $6,407 | $7,031 |
| Maine | $1,653 | $2,230 | $3,309 |
| Maryland | $2,645 | $3,835 | $4,186 |
| Massachusetts | $2,092 | $3,610 | $2,087 |
| Michigan | $5,069 | $7,732 | $12,161 |
| Minnesota | $2,106 | $2,745 | $3,887 |
| Mississippi | $2,472 | $3,591 | $3,587 |
| Missouri | $2,385 | $3,385 | $4,479 |
| Montana | $2,415 | $3,337 | $3,911 |
| Nebraska | $2,037 | $2,973 | $3,284 |
| Nevada | $3,356 | $4,995 | $5,221 |
| New Hampshire | $2,364 | $3,671 | $4,648 |
| New Jersey | $2,523 | $3,983 | $5,229 |
| New Mexico | $2,582 | $3,916 | $4,082 |
| New York | $2,412 | $3,042 | $5,135 |
| North Carolina | $1,529 | $2,585 | $1,865 |
| North Dakota | $2,083 | $3,133 | $3,667 |
| Ohio | $1,858 | $2,804 | $2,887 |
| Oklahoma | $2,888 | $4,238 | $4,742 |
| Oregon | $2,676 | $3,544 | $4,290 |
| Pennsylvania | $2,272 | $3,261 | $3,909 |
| Rhode Island | $3,775 | $5,543 | $6,173 |
| South Carolina | $2,503 | $3,507 | $4,916 |
| South Dakota | $2,332 | $3,306 | $3,852 |
| Tennessee | $2,733 | $3,947 | $5,257 |
| Texas | $2,668 | $3,926 | $4,905 |
| Utah | $2,263 | $3,195 | $4,417 |
| Vermont | $1,773 | $2,711 | $2,886 |
| Virginia | $1,709 | $2,583 | $2,552 |
| Washington | $2,179 | $2,981 | $3,593 |
| West Virginia | $2,203 | $3,208 | $3,994 |
| Wisconsin | $2,218 | $3,486 | $3,914 |
| Wyoming | $2,040 | $2,858 | $3,105 |
Compare Cadillac XT5 To Other Cadillac Models
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