Cadillac XT6 Car Insurance Cost 2025
The average annual cost of insuring a Cadillac XT6 is $261. However, the exact price can vary depending on factors such as your age, the car’s model year, and other details. Check our quote tables below for an estimate tailored to your specific needs.
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If you’re considering purchasing a Cadillac XT6, it’s important to consider the cost of insurance. On average, insurance for a Cadillac XT6 costs $261 per year. Insurance is a significant aspect of car ownership, and it’s crucial to understand the financial commitment before making a decision.
Selecting the right car insurance is vital to prevent unexpected and potentially costly surprises in the future. It’s essential to have adequate coverage in case of an accident to avoid substantial out-of-pocket expenses. Additionally, being responsible for an accident could lead to higher premiums.
With over ten years of experience studying car insurance rates, I’ve noticed the considerable variability in these costs. Your age, driving history, and location are all important factors that can influence your insurance premiums.
How Much Does A Cadillac XT6 Car Insurance Cost?
Cadillac XT6 drivers typically pay an average of $261 annually for car insurance.
Car insurance costs can vary widely due to factors such as location, driving history, vehicle model year, and chosen coverage options. Maintaining a clean driving record can help lower premiums, while a history of accidents or traffic violations may increase costs.
Living in urban areas with heavy traffic can result in higher rates compared to rural areas with less congestion. Additionally, your coverage type affects costs—comprehensive insurance, which includes both collision and comprehensive coverage, is more expensive than basic liability coverage.
As shown in the table below, insuring a Cadillac XT6 is less expensive than the average cost for all Audi models but higher than the average for all cars. Insuranceopedia can help you compare quotes from multiple providers to find the best deal for your needs.
| Vehicle | Average Monthly Premium |
| Cadillac XT6 | $195 |
| All Cadillac | $170 |
| All Cars | $175 |
Average Insurance Cost Of Cadillac XT6 By Model Year
| Model Year | Average Premium |
| 2023 Cadillac XT6 | $1,187 |
| 2022 Cadillac XT6 | $1,249 |
| 2021 Cadillac XT6 | $1,299 |
| 2020 Cadillac XT6 | $799 |
2023 Cadillac XT6 Insurance Rates
The average annual insurance cost for a 2023 Cadillac XT6 is $1,187. However, National General offers the cheapest rates, averaging $261 per year.
| Insurance Provider | Average Annual Cost |
| National General | $261 |
| USAA | $2,005 |
| Permanent General | $1,746 |
| Hastings Mutual Insurance Co | $1,772 |
| Safeco | $538 |
| Nationwide | $1,202 |
| Texas Farm Bureau Group | $620 |
| SECURA Insurance | $1,235 |
| Travelers | $1,913 |
| Kemper Auto | Infinity | $577 |
2022 Cadillac XT6 Insurance Rates
The average annual insurance cost for a 2022 Cadillac XT6 is $1,249. However, Mercury Insurance offers the cheapest rates, averaging $690 per year.
| Insurance Provider | Average Annual Cost |
| Oregon Mutual | $1,528 |
| Safeco | $1,017 |
| Wolverine Mutual | $1,518 |
| Mercury Insurance | $690 |
| Mutual Of Enumclaw | $1,494 |
| North Carolina Farm Bureau | $1,095 |
| SECURA Insurance | $1,207 |
| Nationwide | $1,429 |
| Capital Insurance Group | $982 |
| GMAC Insurance Group | $1,531 |
2021 Cadillac XT6 Insurance Rates
The average annual insurance cost for a 2021 Cadillac XT6 is $1,299. However, Safeco offers the cheapest rates, averaging $285 per year.
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $812 |
| United Farm Bureau of IN Group | $1,702 |
| Direct Auto | $1,818 |
| SECURA Insurance | $1,528 |
| Buckeye Insurance Group | $1,228 |
| New York Central Mutual Fire | $1,508 |
| Western Reserve | $1,430 |
| Safeco | $285 |
| Indiana Farmers Mutual Ins | $1,096 |
| Texas Farm Bureau Group | $1,581 |
2020 Cadillac XT6 Insurance Rates
The average annual insurance cost for a 2020 Cadillac XT6 is $799. However, Safeco offers the cheapest rates, averaging $562 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland Broadform | $563 |
| NatGen PPA | $719 |
| Texas Farm Bureau Group | $1,031 |
| Buckeye Insurance Group | $840 |
| Acuity | $999 |
| Rural Mutual Insurance | $986 |
| Safeco | $562 |
| Direct Auto | $663 |
| Union Mutual Fire Group | $671 |
| Mercury Insurance | $951 |
Find Affordable Cadillac XT6 Insurance Rates
Is A Cadillac XT6 Expensive To Insure?
Insuring a Cadillac XT6 costs more than the average for all cars, but the exact amount you’ll pay depends on factors like your age, the car’s model year, your location, and other personal details.
Find Affordable Cadillac XT6 Insurance Rates
Cheapest Car Insurance Companies For A Cadillac XT6
If you’re shopping for a new car insurance policy for your Cadillac XT6, it’s helpful to know which companies offer the most affordable rates. For drivers focused solely on low-cost options, Liberty Mutual provides an average premium of $216 per month, making them the cheapest provider for this vehicle. However, rates can vary depending on your specific driver profile. To find the best rates tailored to your needs, it’s a good idea to compare quotes from multiple insurance providers.
| Company | Average Monthly Rate |
| Liberty Mutual | $216 |
Common Cadillac XT6 Insurance Discounts
Discounts are an excellent way to reduce your car insurance premiums. While each provider offers unique discounts, here are some common options to explore:
- Multi-policy: Bundling your home and auto insurance with the same provider often results in a discounted rate.
- Pay annually: Paying your premium in full, rather than in monthly installments, can lower costs.
- Defensive driving: Completing a defensive driving course through a certified institution may make you eligible for reduced rates.
Other discounts may also be available. To maximize savings, consult your insurance agent, who can help identify discounts you qualify for based on your profile.
Ways To Save On Cadillac XT6 Insurance Costs
Keeping a clean driving record is one of the most effective ways to lower your Cadillac XT6 insurance costs. A speeding ticket or an accident can significantly increase your premiums—drivers with a ticket may pay around $97 per month, while those with multiple accidents could see rates averaging $130 per month. Avoiding such incidents helps keep your insurance expenses manageable.
Additionally, drivers with lower annual mileage often pay less for Cadillac XT6 insurance. Spending less time on the road reduces the risk of accidents, making low-mileage drivers less risky to insure and eligible for lower premiums.
Compare Cadillac XT6 To Other Cadillac Models
Looking for other Cadillac model insurance costs?
Our Methodology
To determine average car insurance costs, Insuranceopedia analyzed thousands of quotes from top auto insurance providers. The sample profile used was for a 40-year-old male driver purchasing full-coverage insurance with coverage limits of $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, your actual rates may vary based on your individual circumstances.
Quotes Analyzed
Brands Reviewed
Research Hours
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FAQs
Do You Need Insurance Before You Can Purchase A Cadillac XT6?
Yes, proof of insurance is required before you can drive your Cadillac XT6 off the dealership lot. The best approach is to purchase a policy in advance and inform your insurance company about your upcoming purchase, rather than relying on insurance provided by the dealership.
How Can You Get The Cheapest Insurance For Your Cadillac XT6?
The most effective way to secure the lowest rates for your Cadillac XT6 is by comparing quotes from various auto insurance companies. Insuranceopedia simplifies this process by allowing you to compare quotes from multiple providers directly on our website.
